Upstart Holdings Market Sentiment

Market sentiment signals for Upstart Holdings (UPST): analyst consensus, short interest, options flow and insider activity.

Recent Analyst Actions

Date	Firm	Analyst & Accuracy	Upside / Downside	PT Change	Action	Rating
Sep 22, 2026	BTIG	Andrew Harte—	+80.4%	$43 → $43	Maintained	Buy
Sep 9, 2026	Loop Capital	Reginald Smith—	+42.7%	$34	Initiate	Hold
Aug 5, 2026	Piper Sandler	Patrick Moley—	+114.0%	$46 → $51	Maintained	Overweight
Aug 5, 2026	Needham	Kyle Peterson—	+76.2%	$40 → $42	Maintained	Buy
Aug 5, 2026	BTIG	Vincent Caintic—	+80.4%	$43 → $43	Maintained	Buy
Jul 22, 2026	Citigroup	Peter Christiansen—	+156.0%	$80 → $61	Maintained	Buy
Jul 9, 2026	Goldman Sachs	Will Nance—	+63.7%	$32 → $39	Maintained	Neutral
Jul 7, 2026	Needham	Kyle Peterson—	+67.9%	$37 → $40	Maintained	Buy
Jul 7, 2026	BTIG	Vincent Caintic—	+80.4%	$43 → $43	Maintained	Buy
Jun 15, 2026	Needham	Kyle Peterson—	+55.3%	$37 → $37	Maintained	Buy
May 6, 2026	Piper Sandler	Patrick Moley—	+93.0%	$56 → $46	Maintained	Overweight
May 6, 2026	Needham	Kyle Peterson—	+55.3%	$40 → $37	Maintained	Buy
May 6, 2026	BTIG	Vincent Caintic—	+80.4%	$43 → $43	Maintained	Buy
Apr 9, 2026	BTIG	Vincent Caintic—	+80.4%	$43 → $43	Maintained	Buy
Mar 26, 2026	Mizuho	Dan Dolev—	+114.0%	$66 → $51	Maintained	Outperform
Mar 16, 2026	BTIG	Vincent Caintic—	+80.4%	$43	Upgrade	Neutral→Buy
Mar 11, 2026	Needham	Kyle Peterson—	+67.9%	$40 → $40	Maintained	Buy
Mar 4, 2026	Needham	Kyle Peterson—	+67.9%	$56 → $40	Maintained	Buy
Feb 18, 2026	Citizens	David M. Scharf—	-16.1%	$20 → $20	Maintained	Market Underperform
Feb 17, 2026	Compass Point	Giuliano Bologna—	+25.9%	$20 → $30	Upgrade	Sell→Neutral
Feb 13, 2026	Goldman Sachs	Will Nance—	+46.9%	$44 → $35	Upgrade	Sell→Neutral
Feb 13, 2026	Citizens	Andrew Boone—	-16.1%	$20	Downgrade	Market Perform→Market Underperform
Feb 11, 2026	Truist Securities	Arvind Ramnani—	+105.6%	$59 → $49	Maintained	Buy
Feb 11, 2026	Needham	Kyle Peterson—	+135.0%	$56 → $56	Maintained	Buy
Jan 6, 2026	Truist Securities	Arvind Ramnani—	+147.6%	$59	Initiate	Buy