에 대한 최신 뉴스 Comerica (NYSE:CMA) 주식

COMERICA INC

Comerica

With assets of around $80 billion, Comerica is primarily a relationship-based commercial bank headquartered in Dallas. In addition to Texas, Comerica's other primary geographies are California and Michigan, with locations also in Arizona and Florida and select businesses operating in several other states as well as Canada and Mexico.

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In the latest quarter, 15 analysts provided ratings for Comerica (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>), showcasing a mix of bullish and bearish perspectives.
The table below provides a concise overview of recent ratings by analysts, offering insights into the changing sentiments over the past 30 days and drawing comparisons with the preceding months for a holistic perspective.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">0</td>
<td align="right">4</td>
<td align="right">7</td>
<td align="right">4</td>
<td align="right">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">0</td>
<td align="right">3</td>
<td align="right">3</td>
<td align="right">2</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">3</td>
<td align="right">1</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
The 12-month price targets, analyzed by analysts, offer insights with an average target of $59.87, a high estimate of $75.00, and a low estimate of $47.00. A negative shift in sentiment is evident as analysts have decreased the average price target by 12.25%. 
<img src="https://www.benzinga.com/files/images/story/2025/1749664855_0.png" alt="price target chart" />
<h2>Interpreting Analyst Ratings: A Closer Look</h2>
The perception of Comerica by financial experts is analyzed through recent analyst actions. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Scott Siefers</td>
<td>Piper Sandler</td>
<td>Raises</td>
<td>Neutral</td>
<td>$60.00</td>
<td>$57.00</td>
</tr>
<tr>
<td>David Chiaverini</td>
<td>Jefferies</td>
<td>Announces</td>
<td>Underperform</td>
<td>$47.00</td>
<td>-</td>
</tr>
<tr>
<td>Brandon King</td>
<td>Truist Securities</td>
<td>Lowers</td>
<td>Hold</td>
<td>$57.00</td>
<td>$65.00</td>
</tr>
<tr>
<td>Ryan Nash</td>
<td>Goldman Sachs</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$57.00</td>
<td>$66.00</td>
</tr>
<tr>
<td>Karl Shepard</td>
<td>RBC Capital</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$65.00</td>
<td>$75.00</td>
</tr>
<tr>
<td>Christopher Mcgratty</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$68.00</td>
<td>$77.00</td>
</tr>
<tr>
<td>John Pancari</td>
<td>Evercore ISI Group</td>
<td>Lowers</td>
<td>Underperform</td>
<td>$50.00</td>
<td>$65.00</td>
</tr>
<tr>
<td>Mike Mayo</td>
<td>Wells Fargo</td>
<td>Lowers</td>
<td>Equal-Weight</td>
<td>$55.00</td>
<td>$67.00</td>
</tr>
<tr>
<td>David George</td>
<td>Baird</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$75.00</td>
<td>$80.00</td>
</tr>
<tr>
<td>Anthony Elian</td>
<td>JP Morgan</td>
<td>Lowers</td>
<td>Underweight</td>
<td>$52.00</td>
<td>$64.00</td>
</tr>
<tr>
<td>Nicholas Holowko</td>
<td>UBS</td>
<td>Announces</td>
<td>Neutral</td>
<td>$59.00</td>
<td>-</td>
</tr>
<tr>
<td>Manan Gosalia</td>
<td>Morgan Stanley</td>
<td>Lowers</td>
<td>Underweight</td>
<td>$55.00</td>
<td>$63.00</td>
</tr>
<tr>
<td>Michael Rose</td>
<td>Raymond James</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$67.00</td>
<td>$72.00</td>
</tr>
<tr>
<td>Terry McEvoy</td>
<td>Stephens &amp; Co.</td>
<td>Lowers</td>
<td>Equal-Weight</td>
<td>$64.00</td>
<td>$66.00</td>
</tr>
<tr>
<td>Mike Mayo</td>
<td>Wells Fargo</td>
<td>Lowers</td>
<td>Equal-Weight</td>
<td>$67.00</td>
<td>$70.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Analysts respond to changes in market conditions and company performance, frequently updating their recommendations. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Comerica. This information offers a snapshot of how analysts perceive the current state of the company.</li>
<li>Rating: Offering a comprehensive view, analysts assess stocks qualitatively, spanning from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of Comerica compared to the broader market.</li>
<li>Price Targets: Analysts predict movements in price targets, offering estimates for Comerica's future value. Examining the current and prior targets offers insights into analysts' evolving expectations.</li>
</ul>
For valuable insights into Comerica's market performance, consider these analyst evaluations alongside crucial financial indicators. Stay well-informed and make prudent decisions using our Ratings Table.
<a href="https://www.benzinga.com/quote/CMA/analyst-ratings?adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Stay up to date on Comerica analyst ratings.</a>
<h2>All You Need to Know About Comerica</h2>
With assets of around $80 billion, Comerica is primarily a relationship-based commercial bank headquartered in Dallas. In addition to Texas, Comerica's other primary geographies are California and Michigan, with locations also in Arizona and Florida and select businesses operating in several other states as well as Canada and Mexico.
<h3>Comerica: Financial Performance Dissected</h3>
Market Capitalization Analysis: Positioned below industry benchmarks, the company's market capitalization faces constraints in size. This could be influenced by factors such as growth expectations or operational capacity.
Revenue Growth: Comerica displayed positive results in 3M. As of 31 March, 2025, the company achieved a solid revenue growth rate of approximately 5.74%. This indicates a notable increase in the company's top-line earnings. When compared to others in the Financials sector, the company excelled with a growth rate higher than the average among peers.
Net Margin: The company's net margin is below industry benchmarks, signaling potential difficulties in achieving strong profitability. With a net margin of 19.9%, the company may need to address challenges in effective cost control.
Return on Equity (ROE): Comerica's ROE lags behind industry averages, suggesting challenges in maximizing returns on equity capital. With an ROE of 2.58%, the company may face hurdles in achieving optimal financial performance.
Return on Assets (ROA): The company's ROA is below industry benchmarks, signaling potential difficulties in efficiently utilizing assets. With an ROA of 0.21%, the company may need to address challenges in generating satisfactory returns from its assets.
Debt Management: The company maintains a balanced debt approach with a debt-to-equity ratio below industry norms, standing at 1.05.
<h2>Analyst Ratings: Simplified</h2>
Experts in banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their comprehensive research involves attending company conference calls and meetings, analyzing financial statements, and engaging with insiders to generate what are known as analyst ratings for stocks. Typically, analysts assess and rate each stock once per quarter.
Analysts may enhance their evaluations by incorporating forecasts for metrics like growth estimates, earnings, and revenue, delivering additional guidance to investors. It is vital to acknowledge that, although experts in stocks and sectors, analysts are human and express their opinions when providing insights.
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This article was generated by Benzinga's automated content engine and reviewed by an editor.

Analyst Ratings

Breaking Down Comerica: 15 Analysts Share Their Views

Piper Sandler analyst Scott Siefers maintains Comerica (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>) with a Neutral and raises the price target from $57 to $60.

Price Target

Piper Sandler Maintains Neutral on Comerica, Raises Price Target to $60

Top Wall Street analysts changed their outlook on these top names. For a complete view of all analyst rating changes, including upgrades, downgrades and initiations, please see our <a href="https://www.benzinga.com/analyst-stock-ratings">analyst ratings page</a>.
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<li>Keybanc analyst Ken Newman upgraded United Rentals, Inc (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/URI#NYSE">URI</a>) from Sector Weight to Overweight and announced a price target of $865. United Rentals shares closed at $695.80 on Wednesday. <a href="https://www.benzinga.com/quote/URI/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>JP Morgan analyst Matthew Boss upgraded the rating for Urban Outfitters, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/URBN#NASDAQ">URBN</a>) from Neutral to Overweight and raised the price target from $63 to $78. Urban Outfitters shares closed at $59.60 on Wednesday. <a href="https://www.benzinga.com/quote/URBN/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>Citigroup analyst Joanne Wuensch upgraded Integer Holdings Corporation (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ITGR#NYSE">ITGR</a>) from Neutral to Buy and raised the price target from $133 to $140. Integer Holdings shares closed at $118.88 on Wednesday. <a href="https://www.benzinga.com/quote/itgr/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>Needham analyst Joshua Reilly upgraded the rating for Zoom Communications Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ZM#NASDAQ">ZM</a>) from Hold to Buy and announced a $100 price target. Zoom shares closed at $82.27 on Wednesday. <a href="https://www.benzinga.com/quote/zm/analyst-ratings">See how other analysts view this stock.</a></li>
</ul>
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Upgrades

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Top Wall Street analysts changed their outlook on these top names. For a complete view of all analyst rating changes, including upgrades, downgrades and initiations, please see our <a href="https://www.benzinga.com/analyst-stock-ratings">analyst ratings page</a>.
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<li>B of A Securities analyst Elizabeth Suzuki upgraded AutoZone, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/AZO#NYSE">AZO</a>) from Neutral to Buy and raised the price target from $3,900 to $4,800. AutoZone shares closed at $3,880.15 on Tuesday. <a href="https://www.benzinga.com/quote/azo/analyst-ratings">See how other analysts view this stock</a>.</li>
</ul>
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BILI

This AutoZone Analyst Turns Bullish; Here Are Top 2 Upgrades For Wednesday

Top Wall Street analysts changed their outlook on these top names. For a complete view of all analyst rating changes, including upgrades, downgrades and initiations, please see our <a href="https://www.benzinga.com/analyst-stock-ratings">analyst ratings page</a>.
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<li>Jefferies analyst David Chiaverini initiated coverage on Webster Financial Corporation (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WBS#NYSE">WBS</a>) with a Buy rating and announced a price target of $65. Webster Financial shares closed at $52.65 on Tuesday. <a href="https://www.benzinga.com/quote/wbs/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>Jefferies analyst David Chiaverini initiated coverage on KeyCorp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/KEY#NYSE">KEY</a>) with a Hold rating and announced a price target of $18. KeyCorp shares closed at $16.29 on Tuesday. <a href="https://www.benzinga.com/quote/key/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>Jefferies analyst David Chiaverini initiated coverage on M&amp;T Bank Corporation (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MTB#NYSE">MTB</a>) with a Buy rating and announced a price target of $225. M&amp;T Bank shares closed at $185.74 on Tuesday. <a href="https://www.benzinga.com/quote/mtb/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>Jefferies analyst David Chiaverini initiated coverage on Comerica Incorporated (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>) with an Underperform rating and announced a price target of $47. Comerica shares closed at $58.12 on Tuesday. <a href="https://www.benzinga.com/quote/cma/analyst-ratings">See how other analysts view this stock.</a></li>
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Initiation

This M&T Bank Analyst Begins Coverage On A Bullish Note; Here Are Top 5 Initiations For Wednesday

Ratings for Comerica (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>) were provided by 16 analysts in the past three months, showcasing a mix of bullish and bearish perspectives.
The following table encapsulates their recent ratings, offering a glimpse into the evolving sentiments over the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">0</td>
<td align="right">5</td>
<td align="right">7</td>
<td align="right">4</td>
<td align="right">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">0</td>
<td align="right">3</td>
<td align="right">3</td>
<td align="right">2</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">3</td>
<td align="right">1</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
Insights from analysts' 12-month price targets are revealed, presenting an average target of $60.81, a high estimate of $75.00, and a low estimate of $47.00. A negative shift in sentiment is evident as analysts have decreased the average price target by 12.5%. 
<img src="https://www.benzinga.com/files/images/story/2025/1747828857_0.png" alt="price target chart" />
<h2>Investigating Analyst Ratings: An Elaborate Study</h2>
The analysis of recent analyst actions sheds light on the perception of Comerica by financial experts. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>David Chiaverini</td>
<td>Jefferies</td>
<td>Announces</td>
<td>Underperform</td>
<td>$47.00</td>
<td>-</td>
</tr>
<tr>
<td>Brandon King</td>
<td>Truist Securities</td>
<td>Lowers</td>
<td>Hold</td>
<td>$57.00</td>
<td>$65.00</td>
</tr>
<tr>
<td>Ryan Nash</td>
<td>Goldman Sachs</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$57.00</td>
<td>$66.00</td>
</tr>
<tr>
<td>Karl Shepard</td>
<td>RBC Capital</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$65.00</td>
<td>$75.00</td>
</tr>
<tr>
<td>Christopher Mcgratty</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$68.00</td>
<td>$77.00</td>
</tr>
<tr>
<td>John Pancari</td>
<td>Evercore ISI Group</td>
<td>Lowers</td>
<td>Underperform</td>
<td>$50.00</td>
<td>$65.00</td>
</tr>
<tr>
<td>Mike Mayo</td>
<td>Wells Fargo</td>
<td>Lowers</td>
<td>Equal-Weight</td>
<td>$55.00</td>
<td>$67.00</td>
</tr>
<tr>
<td>David George</td>
<td>Baird</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$75.00</td>
<td>$80.00</td>
</tr>
<tr>
<td>Anthony Elian</td>
<td>JP Morgan</td>
<td>Lowers</td>
<td>Underweight</td>
<td>$52.00</td>
<td>$64.00</td>
</tr>
<tr>
<td>Nicholas Holowko</td>
<td>UBS</td>
<td>Announces</td>
<td>Neutral</td>
<td>$59.00</td>
<td>-</td>
</tr>
<tr>
<td>Manan Gosalia</td>
<td>Morgan Stanley</td>
<td>Lowers</td>
<td>Underweight</td>
<td>$55.00</td>
<td>$63.00</td>
</tr>
<tr>
<td>Michael Rose</td>
<td>Raymond James</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$67.00</td>
<td>$72.00</td>
</tr>
<tr>
<td>Terry McEvoy</td>
<td>Stephens &amp; Co.</td>
<td>Lowers</td>
<td>Equal-Weight</td>
<td>$64.00</td>
<td>$66.00</td>
</tr>
<tr>
<td>Mike Mayo</td>
<td>Wells Fargo</td>
<td>Lowers</td>
<td>Equal-Weight</td>
<td>$67.00</td>
<td>$70.00</td>
</tr>
<tr>
<td>Manan Gosalia</td>
<td>Morgan Stanley</td>
<td>Lowers</td>
<td>Equal-Weight</td>
<td>$63.00</td>
<td>$71.00</td>
</tr>
<tr>
<td>Terry McEvoy</td>
<td>Stephens &amp; Co.</td>
<td>Maintains</td>
<td>Overweight</td>
<td>$72.00</td>
<td>$72.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Analysts adapt their recommendations to changing market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their response to recent developments related to Comerica. This information provides a snapshot of how analysts perceive the current state of the company.</li>
<li>Rating: Gaining insights, analysts provide qualitative assessments, ranging from 'Outperform' to 'Underperform'. These ratings reflect expectations for the relative performance of Comerica compared to the broader market.</li>
<li>Price Targets: Delving into movements, analysts provide estimates for the future value of Comerica's stock. This analysis reveals shifts in analysts' expectations over time.</li>
</ul>
Assessing these analyst evaluations alongside crucial financial indicators can provide a comprehensive overview of Comerica's market position. Stay informed and make well-judged decisions with the assistance of our Ratings Table.
<a href="https://www.benzinga.com/quote/CMA/analyst-ratings?adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Stay up to date on Comerica analyst ratings.</a>
<h2>All You Need to Know About Comerica</h2>
With assets of around $80 billion, Comerica is primarily a relationship-based commercial bank headquartered in Dallas. In addition to Texas, Comerica's other primary geographies are California and Michigan, with locations also in Arizona and Florida and select businesses operating in several other states as well as Canada and Mexico.
<h3>Comerica: Financial Performance Dissected</h3>
Market Capitalization Analysis: Reflecting a smaller scale, the company's market capitalization is positioned below industry averages. This could be attributed to factors such as growth expectations or operational capacity.
Positive Revenue Trend: Examining Comerica's financials over 3M reveals a positive narrative. The company achieved a noteworthy revenue growth rate of 5.74% as of 31 March, 2025, showcasing a substantial increase in top-line earnings. As compared to its peers, the company achieved a growth rate higher than the average among peers in Financials sector.
Net Margin: Comerica's net margin is below industry averages, indicating potential challenges in maintaining strong profitability. With a net margin of 19.9%, the company may face hurdles in effective cost management.
Return on Equity (ROE): Comerica's ROE is below industry standards, pointing towards difficulties in efficiently utilizing equity capital. With an ROE of 2.58%, the company may encounter challenges in delivering satisfactory returns for shareholders.
Return on Assets (ROA): Comerica's ROA lags behind industry averages, suggesting challenges in maximizing returns from its assets. With an ROA of 0.21%, the company may face hurdles in achieving optimal financial performance.
Debt Management: Comerica's debt-to-equity ratio is below the industry average at 1.05, reflecting a lower dependency on debt financing and a more conservative financial approach.
<h2>What Are Analyst Ratings?</h2>
Analyst ratings serve as essential indicators of stock performance, provided by experts in banking and financial systems. These specialists diligently analyze company financial statements, participate in conference calls, and engage with insiders to generate quarterly ratings for individual stocks.
Analysts may supplement their ratings with predictions for metrics like growth estimates, earnings, and revenue, offering investors a more comprehensive outlook. However, investors should be mindful that analysts, like any human, can have subjective perspectives influencing their forecasts.
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This article was generated by Benzinga's automated content engine and reviewed by an editor.

The Analyst Verdict: Comerica In The Eyes Of 16 Experts

Jefferies analyst David Chiaverini initiates coverage on Comerica (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>) with a Underperform rating and announces Price Target of $47.

Jefferies Initiates Coverage On Comerica with Underperform Rating, Announces Price Target of $47

Several analysts lowered the price forecast for Comerica Incorporated (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>) following the release of its first-quarter FY25 results <a href="https://www.benzinga.com/25/04/44920250/comerica-analysts-slash-their-forecasts-after-q1-earnings" target="_blank" rel="noreferrer noopener">on Monday</a>.
The company posted quarterly earnings of $1.25 per share, which beat the analyst consensus estimate of $1.15 per share and sales of $829.0 million, but missed the <a href="https://www.benzinga.com/earnings" target="_blank" rel="noreferrer noopener">consensus estimate of $831.34 million</a>.
Comerica sees FY25 net interest income growth of 5%-7%, average deposits decline of 2%-3%, and average loan decrease of 1%-2% full-year average, <a target="_blank" href="https://investor.comerica.com/quarterly-results" rel="noreferrer noopener">or </a>~flat point to point.
For the second quarter of FY25, the company projects average loans to be slightly lower sequentially (Q/Q) and net interest income <a target="_blank" href="https://www.benzinga.com/calendars/guidance" rel="noreferrer noopener">to be relatively flat Q/Q</a>.
RBC Capital analyst Jon G. Arfstrom maintained an Outperform rating and lowered the <a href="https://www.benzinga.com/quote/CMA/analyst-ratings" target="_blank" rel="noreferrer noopener">price forecast from $75 to $65.</a>
The analyst writes that first-quarter results aligned with their expectations and those of peers. Margin expansion kept net interest income stable, and both credit trends and expenses were strong, he added.
Arfstrom says that the company&#8217;s FY25 outlook reflects softer near-term loan growth, which seems a sensible adjustment <a target="_blank" href="https://www.benzinga.com/calendars/guidance" rel="noreferrer noopener">amid current macro conditions</a>.
He maintained EPS estimates of $5.30 for 2025 and $5.80 for 2026.
In this environment, Arfstrom expects the bank to keep its CET1 ratio above the 10% target and resume share buybacks resuming in the second quarter.
Keefe, Bruyette &amp; Woods analyst Christopher McGratty slashed the price target from $77 to $68 while keeping an Outperform rating.
The analyst says that the company reported strong first-quarter results driven by improved PPNR and credit performance.
The revised 2025 outlook suggests roughly a 2% downside to consensus estimates, added McGratty.
Truist Securities analyst Brian Foran slashed the price forecast from $65 to $57 while keeping the Hold rating.
The analyst reduced 2025 EPS estimate by 4% to $5.10 and 2026 EPS estimate by 3% to $5.70.
The revisions reflect lower fee income and slightly softer net interest income, partially offset by reduced expenses and additional share repurchases, Foran added.
Price Action: CMA shares are up 0.79% at $51.00 at the last check Tuesday.
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Equities

Mid Cap

Reiteration

Analysts Trim Comerica Price Forecasts On Softer Outlook Despite Strong Q1

Providing a diverse range of perspectives from bullish to bearish, 21 analysts have published ratings on Comerica (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>) in the last three months.
The following table encapsulates their recent ratings, offering a glimpse into the evolving sentiments over the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">0</td>
<td align="right">9</td>
<td align="right">9</td>
<td align="right">3</td>
<td align="right">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">0</td>
<td align="right">3</td>
<td align="right">3</td>
<td align="right">2</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">3</td>
<td align="right">1</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">0</td>
<td align="right">4</td>
<td align="right">2</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
Analysts have set 12-month price targets for Comerica, revealing an average target of $65.33, a high estimate of $80.00, and a low estimate of $50.00. Highlighting a 8.95% decrease, the current average has fallen from the previous average price target of $71.75. 
<img src="https://www.benzinga.com/files/images/story/2025/1745348436_0.png" alt="price target chart" />
<h2>Investigating Analyst Ratings: An Elaborate Study</h2>
A clear picture of Comerica's perception among financial experts is painted with a thorough analysis of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
&#x7C; Analyst &#x7C; Analyst Firm &#x7C; Action Taken &#x7C; Rating &#x7C;Current Price Target&#x7C; Prior Price Target &#x7C; 
&#x7C;--------------------&#x7C;-----------------------&#x7C;---------------&#x7C;---------------&#x7C;--------------------&#x7C;--------------------&#x7C; 
&#x7C;Brandon King &#x7C;Truist Securities &#x7C;Lowers &#x7C;Hold &#x7C; $57.00&#x7C;$65.00 &#x7C; 
&#x7C;Ryan Nash &#x7C;Goldman Sachs &#x7C;Lowers &#x7C;Neutral &#x7C; $57.00&#x7C;$66.00 &#x7C; 
&#x7C;Karl Shepard &#x7C;RBC Capital &#x7C;Lowers &#x7C;Outperform &#x7C; $65.00&#x7C;$75.00 &#x7C; 
&#x7C;Christopher Mcgratty&#x7C;Keefe, Bruyette &amp; Woods&#x7C;Lowers &#x7C;Outperform &#x7C; $68.00&#x7C;$77.00 &#x7C; 
&#x7C;John Pancari &#x7C;Evercore ISI Group &#x7C;Lowers &#x7C;Underperform &#x7C; $50.00&#x7C;$65.00 &#x7C; 
&#x7C;Mike Mayo &#x7C;Wells Fargo &#x7C;Lowers &#x7C;Equal-Weight &#x7C; $55.00&#x7C;$67.00 &#x7C; 
&#x7C;David George &#x7C;Baird &#x7C;Lowers &#x7C;Outperform &#x7C; $75.00&#x7C;$80.00 &#x7C; 
&#x7C;Anthony Elian &#x7C;JP Morgan &#x7C;Lowers &#x7C;Underweight &#x7C; $52.00&#x7C;$64.00 &#x7C; 
&#x7C;Nicholas Holowko &#x7C;UBS &#x7C;Announces &#x7C;Neutral &#x7C; $59.00&#x7C;- &#x7C; 
&#x7C;Manan Gosalia &#x7C;Morgan Stanley &#x7C;Lowers &#x7C;Underweight &#x7C; $55.00&#x7C;$63.00 &#x7C; 
&#x7C;Michael Rose &#x7C;Raymond James &#x7C;Lowers &#x7C;Outperform &#x7C; $67.00&#x7C;$72.00 &#x7C; 
&#x7C;Terry McEvoy &#x7C;Stephens &amp; Co. &#x7C;Lowers &#x7C;Equal-Weight &#x7C; $64.00&#x7C;$66.00 &#x7C; 
&#x7C;Mike Mayo &#x7C;Wells Fargo &#x7C;Lowers &#x7C;Equal-Weight &#x7C; $67.00&#x7C;$70.00 &#x7C; 
&#x7C;Manan Gosalia &#x7C;Morgan Stanley &#x7C;Lowers &#x7C;Equal-Weight &#x7C; $63.00&#x7C;$71.00 &#x7C; 
&#x7C;Terry McEvoy &#x7C;Stephens &amp; Co. &#x7C;Maintains &#x7C;Overweight &#x7C; $72.00&#x7C;$72.00 &#x7C; 
&#x7C;David George &#x7C;Baird &#x7C;Raises &#x7C;Outperform &#x7C; $80.00&#x7C;$75.00 &#x7C; 
&#x7C;Manan Gosalia &#x7C;Morgan Stanley &#x7C;Lowers &#x7C;Equal-Weight &#x7C; $71.00&#x7C;$76.00 &#x7C; 
&#x7C;Karl Shepard &#x7C;RBC Capital &#x7C;Lowers &#x7C;Outperform &#x7C; $76.00&#x7C;$78.00 &#x7C; 
&#x7C;Peter Winter &#x7C;DA Davidson &#x7C;Lowers &#x7C;Neutral &#x7C; $67.00&#x7C;$71.00 &#x7C; 
&#x7C;Christopher Mcgratty&#x7C;Keefe, Bruyette &amp; Woods&#x7C;Lowers &#x7C;Outperform &#x7C; $77.00&#x7C;$82.00 &#x7C; 
&#x7C;David George &#x7C;Baird &#x7C;Lowers &#x7C;Outperform &#x7C; $75.00&#x7C;$80.00 &#x7C;
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: In response to dynamic market conditions and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their reaction to recent developments related to Comerica. This insight gives a snapshot of analysts' perspectives on the current state of the company.</li>
<li>Rating: Analysts unravel qualitative evaluations for stocks, ranging from 'Outperform' to 'Underperform'. These ratings offer insights into expectations for the relative performance of Comerica compared to the broader market.</li>
<li>Price Targets: Gaining insights, analysts provide estimates for the future value of Comerica's stock. This comparison reveals trends in analysts' expectations over time.</li>
</ul>
Capture valuable insights into Comerica's market standing by understanding these analyst evaluations alongside pertinent financial indicators. Stay informed and make strategic decisions with our Ratings Table.
<a href="https://www.benzinga.com/quote/CMA/analyst-ratings?adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Stay up to date on Comerica analyst ratings.</a>
<h2>About Comerica</h2>
With assets of around $80 billion, Comerica is primarily a relationship-based commercial bank headquartered in Dallas. In addition to Texas, Comerica's other primary geographies are California and Michigan, with locations also in Arizona and Florida and select businesses operating in several other states as well as Canada and Mexico.
<h3>Comerica: Delving into Financials</h3>
Market Capitalization Analysis: The company exhibits a lower market capitalization profile, positioning itself below industry averages. This suggests a smaller scale relative to peers.
Revenue Growth: Over the 3M period, Comerica showcased positive performance, achieving a revenue growth rate of 5.5% as of 31 December, 2024. This reflects a substantial increase in the company's top-line earnings. As compared to competitors, the company encountered difficulties, with a growth rate lower than the average among peers in the Financials sector.
Net Margin: The company's net margin is a standout performer, exceeding industry averages. With an impressive net margin of 19.76%, the company showcases strong profitability and effective cost control.
Return on Equity (ROE): The company's ROE is below industry benchmarks, signaling potential difficulties in efficiently using equity capital. With an ROE of 2.48%, the company may need to address challenges in generating satisfactory returns for shareholders.
Return on Assets (ROA): Comerica's ROA falls below industry averages, indicating challenges in efficiently utilizing assets. With an ROA of 0.21%, the company may face hurdles in generating optimal returns from its assets.
Debt Management: Comerica's debt-to-equity ratio is below the industry average at 1.09, reflecting a lower dependency on debt financing and a more conservative financial approach.
<h2>The Core of Analyst Ratings: What Every Investor Should Know</h2>
Benzinga tracks 150 analyst firms and reports on their stock expectations. Analysts typically arrive at their conclusions by predicting how much money a company will make in the future, usually the upcoming five years, and how risky or predictable that company's revenue streams are.
Analysts attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish their ratings on stocks. Analysts typically rate each stock once per quarter or whenever the company has a major update.
Some analysts also offer predictions for helpful metrics such as earnings, revenue, and growth estimates to provide further guidance as to what to do with certain tickers. It is important to keep in mind that while stock and sector analysts are specialists, they are also human and can only forecast their beliefs to traders.
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This article was generated by Benzinga's automated content engine and reviewed by an editor.

Comerica Stock: A Deep Dive Into Analyst Perspectives (21 Ratings)

Truist Securities analyst Brandon King maintains Comerica (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>) with a Hold and lowers the price target from $65 to $57.

Truist Securities Maintains Hold on Comerica, Lowers Price Target to $57

Goldman Sachs analyst Ryan Nash maintains Comerica (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>) with a Neutral and lowers the price target from $66 to $57.

Goldman Sachs Maintains Neutral on Comerica, Lowers Price Target to $57

RBC Capital analyst Karl Shepard maintains Comerica (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>) with a Outperform and lowers the price target from $75 to $65.

RBC Capital Maintains Outperform on Comerica, Lowers Price Target to $65

Top Wall Street analysts changed their outlook on these top names. For a complete view of all analyst rating changes, including upgrades and downgrades, please see our <a href="https://www.benzinga.com/analyst-stock-ratings">analyst ratings page</a>.
<ul>
<li>HC Wainwright &amp; Co. cut Alumis Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ALMS#NASDAQ">ALMS</a>) price target from $15 to $14. HC Wainwright &amp; Co. analyst Mitchell Kapoor maintained a Buy rating. Alumis shares closed at $4.70 on Monday. <a href="https://www.benzinga.com/quote/ALMS/analyst-ratings">See how other analysts view this stock.</a></li>
<li>Needham slashed the price target for Global-E Online Ltd. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GLBE#NASDAQ">GLBE</a>) from $64 to $40. Needham analyst Scott Berg maintained a Buy rating. Global-E Online shares closed at $31.70 on Monday. S<a href="https://www.benzinga.com/quote/GLBE/analyst-ratings">ee how other analysts view this stock.</a></li>
<li>JP Morgan cut Comerica Incorporated (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>) price target from $64 to $52. JP Morgan analyst Anthony Elian downgraded the stock from Neutral to Underweight. Comerica shares closed at $50.60 on Monday. <a href="https://www.benzinga.com/quote/CMA/analyst-ratings">See how other analysts view this stock.</a></li>
<li>Barclays raised the price target for CenterPoint Energy, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CNP#NYSE">CNP</a>) from $30 to $37. Barclays analyst Nicholas Campanella upgraded the stock from Underweight to Equal-Weight. CenterPoint Energy shares closed at $36.49 on Monday. <a href="https://www.benzinga.com/quote/CNP/analyst-ratings">See how other analysts view this stock.</a></li>
<li>Citigroup boosted the price target for PagSeguro Digital Ltd. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PAGS#NYSE">PAGS</a>) from $7 to $10. Citigroup analyst Gustavo Schroden upgraded the stock from Neutral to Buy. PagSeguro Digital shares closed at $8.47 on Monday. <a href="https://www.benzinga.com/quote/PAGS/analyst-ratings">See how other analysts view this stock.</a></li>
<li>Stephens &amp; Co. cut Zions Bancorporation, National Association (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ZION#NASDAQ">ZION</a>) price target from $54 to $52. Stephens &amp; Co. analyst Terry McEvoy maintained an Equal-Weight rating. Zions Bancorporation shares settled at $43.62 on Monday. <a href="https://www.benzinga.com/quote/ZION/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>UBS slashed Immunovant, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/IMVT#NASDAQ">IMVT</a>) price target from $38 to $17. UBS analyst Colin Bristow downgraded the stock from Buy to Neutral. Immunovant shares closed at $14.46 on Monday. <a href="https://www.benzinga.com/quote/IMVT/analyst-ratings">See how other analysts view this stock.</a></li>
<li>Wells Fargo cut United Parcel Service, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UPS#NYSE">UPS</a>) price target from $120 to $98. Wells Fargo analyst Christian Wetherbee downgraded the stock from Overweight to Equal-Weight. UPS shares closed at $96.25 on Monday.  <a href="https://www.benzinga.com/quote/UPS/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>Wells Fargo raised the price target for Domino&#8217;s Pizza, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/DPZ#NASDAQ">DPZ</a>) from $420 to $445. Wells Fargo analyst Zachary Fadem maintained an Equal-Weight rating. Domino&#8217;s shares settled at $468.27 on Monday. <a href="https://www.benzinga.com/quote/DPZ/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>Keefe, Bruyette &amp; Woods increased The Charles Schwab Corporation (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/SCHW#NASDAQ">SCHW</a>) price target from $90 to $93. Keefe, Bruyette &amp; Woods analyst Kyle Voigt maintained an Outperform rating. Charles Schwab shares closed at $74.95 on Monday. <a href="https://www.benzinga.com/quote/MSFT/analyst-ratings">See how other analysts view this stock</a>.</li>
</ul>
Considering buying SCHW stock? Here&#8217;s what analysts think: 
<figure class="wp-block-image size-large is-resized"><img loading="lazy" decoding="async" width="1024" height="621" src="https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/22093334/image-127-1024x621.png" alt="" class="wp-image-881970" style="width:595px;height:auto" srcset="https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/22093334/image-127-1024x621.png 1024w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/22093334/image-127-300x182.png 300w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/22093334/image-127-768x466.png 768w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/22093334/image-127.png 1077w" sizes="(max-width: 1024px) 100vw, 1024px" /></figure>
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</ul>
Photo via Shutterstock

ALMS

GLBE

IMVT

PAGS

SCHW

Charles Schwab To Rally Around 24%? Here Are 10 Top Analyst Forecasts For Tuesday

Keefe, Bruyette &amp; Woods analyst Christopher Mcgratty maintains Comerica (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>) with a Outperform and lowers the price target from $77 to $68.

Keefe, Bruyette & Woods Maintains Outperform on Comerica, Lowers Price Target to $68

Evercore ISI Group analyst John Pancari downgrades Comerica (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>) from In-Line to Underperform and lowers the price target from $65 to $50.

Downgrades

Evercore ISI Group Downgrades Comerica to Underperform, Lowers Price Target to $50

Comerica Incorporated (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>) reported better-than-expected earnings for its <a href="https://www.benzinga.com/quote/CMA/earnings">first quarter on Monday.</a>
The company posted quarterly earnings of $1.25 per share which beat the analyst consensus estimate of $1.15 per share. The company reported quarterly sales of $829.00 million which missed the analyst consensus estimate of $831.34 million.
Comerica shares dipped 4.4% to close at $50.60 on Monday.
These analysts made changes to their price targets on Comerica following earnings announcement.
<ul>
<li>JP Morgan analyst Anthony Elian downgraded Comerica from Neutral to Underweight and lowered the price target from $64 to $52.</li>
<li>Baird analyst David George maintained Comerica with an Outperform rating and lowered the price target from $80 to $75.</li>
<li>Wells Fargo analyst Mike Mayo maintained the stock with an Equal-Weight rating and cut the price target from $67 to $55.</li>
</ul>
Considering buying CMA stock? Here&#8217;s what analysts think: 
<figure class="wp-block-image size-large is-resized"><img loading="lazy" decoding="async" width="1024" height="603" src="https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/22082651/image-46-1024x603.png" alt="" class="wp-image-881760" style="width:557px;height:auto" srcset="https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/22082651/image-46-1024x603.png 1024w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/22082651/image-46-300x177.png 300w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/22082651/image-46-768x452.png 768w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/22082651/image-46.png 1087w" sizes="(max-width: 1024px) 100vw, 1024px" /></figure>
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</ul>
Photo via Shutterstock

Comerica Analysts Slash Their Forecasts After Q1 Earnings

Wells Fargo analyst Mike Mayo maintains Comerica (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>) with a Equal-Weight and lowers the price target from $67 to $55.

Wells Fargo Maintains Equal-Weight on Comerica, Lowers Price Target to $55

Baird analyst David George maintains Comerica (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>) with a Outperform and lowers the price target from $80 to $75.

Baird Maintains Outperform on Comerica, Lowers Price Target to $75

Top Wall Street analysts changed their outlook on these top names. For a complete view of all analyst rating changes, including upgrades, downgrades and initiations, please see our <a href="https://www.benzinga.com/analyst-stock-ratings">analyst ratings page</a>.
<ul>
<li>JP Morgan analyst Anthony Elian downgraded the rating for Comerica Incorporated (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>) from Neutral to Underweight and slashed the price target from $64 to $52. Comerica shares closed at $50.60 on Monday. <a href="https://www.benzinga.com/quote/CMA/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>Barclays analyst Blayne Curtis downgraded Texas Instruments Incorporated (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TXN#NASDAQ">TXN</a>) from Equal-Weight to Underweight and lowered the price target from $180 to $125. Texas Instruments shares closed at $145.61 on Monday. <a href="https://www.benzinga.com/quote/TXN/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>UBS analyst Rodrigo Alcantara downgraded the rating for Ambev S.A. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ABEV#NYSE">ABEV</a>) from Buy to Neutral. Ambev shares closed at $2.40 on Monday. <a href="https://www.benzinga.com/quote/ABEV/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>JP Morgan analyst Cory Carpenter downgraded Frontdoor, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FTDR#NASDAQ">FTDR</a>) from Overweight to Neutral and cut the price target from $58 to $40. Frontdoor shares closed at $39.64 on Monday. <a href="https://www.benzinga.com/quote/FTDR/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>Barclays analyst Nicholas Campanella downgraded the rating for Alliant Energy Corporation (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/LNT#NASDAQ">LNT</a>) from Equal-Weight to Underweight but raised the price target from $59 to $61. Alliant Energy shares closed at $59.29 on Monday.  <a href="https://www.benzinga.com/quote/LNT/analyst-ratings">See how other analysts view this stock.</a></li>
</ul>
Considering buying TXN stock? Here&#8217;s what analysts think: 
<figure class="wp-block-image size-large is-resized"><img loading="lazy" decoding="async" width="1024" height="589" src="https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/22075110/image-45-1024x589.png" alt="" class="wp-image-881679" style="width:511px;height:auto" srcset="https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/22075110/image-45-1024x589.png 1024w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/22075110/image-45-300x173.png 300w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/22075110/image-45-768x442.png 768w,https://editorial-assets.benzinga.com/wp-content/uploads/2025/04/22075110/image-45.png 1105w" sizes="(max-width: 1024px) 100vw, 1024px" /></figure>
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</ul>
Photo via Shutterstock

ABEV

FTDR

This Texas Instruments Analyst Turns Bearish; Here Are Top 5 Downgrades For Tuesday

JP Morgan analyst Anthony Elian downgrades Comerica (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>) from Neutral to Underweight and lowers the price target from $64 to $52.

JP Morgan Downgrades Comerica to Underweight, Lowers Price Target to $52

Dividends

Press Releases

Comerica Declares Common and Preferred Stock Dividends

Comerica Announces Results from Annual Shareholders' Meeting

Comerica Bank Swings Big to Support Small Business Growth with $250,000 Contribution to Community Organizations

Comerica Bank and Detroit Tigers Step Up to the Plate for Metro Detroit's Small Businesses

Comerica Hatch Detroit Contest by TechTown reveals 10 semifinalists vying for $100,000 grand prize

Comerica Hatch Detroit Contest by TechTown Announces Four Finalists Competing for $100,000 Grand Prize

Comerica to Participate in 2025 Morgan Stanley US Financials Conference; Announces Details for Conference Call to Review Second Quarter 2025 Earnings

Comerica Bank Metro Detroit Shred Day Returns To Safely Secure and Protect Your Information on June 14

Comerica Announces Full Redemption of its Series A Preferred Stock and Related Depositary Shares

Walter Pat's Bakery Cafe Wins $100,000 2025 Comerica Hatch Detroit Contest by TechTown

Grupo Aval Acciones y Valores S.A. ADR (Each representing 20 preferred shares)

Grupo Aval Acciones

Credicorp

Banco BBVA Argentina

Banco Bradesco Sa American Depositary Shares (each representing one Common Share)

Bank Bradesco

Banco De Chile

Banco Macro S.A. ADR (representing Ten Class B Common Shares)

Banco Macro

Banco Santander Chile

Grupo Cibest S.A. American Depositary Shares each representing four Preferred Shares

Grupo Cibest

First Citizens BancShares, Inc. - Class A Common Stock

First Citizens BancShares

Fifth Third Bancorp

Grupo Financiero Galicia S.A. - American Depositary Shares, Class B Shares underlying

Grupo Financiero Galicia

Intercorp Financial Services Inc. Common Shares

Intercorp Financial Servs

Inter & Co

KB Financial Group

KeyCorp

Shinhan Financial Group Co Ltd American Depositary Shares

Shinhan Finl Gr

Grupo Supervielle S.A. American Depositary Shares each Representing five Class B shares

Grupo Supervielle

Woori Financial Group Inc. American Depositary Shares (each representing three (3) shares of Common Stock)

Woori Financial Group

Piper Sandler

Jefferies

Truist Securities

Goldman Sachs

RBC Capital

CNN 머니 공포·탐욕 지수는 전반적인 공포 수준이 다소 완화되었음을 보여주었지만, 지수는 월요일에 "극단적 공포" 영역에 머물렀다.
월요일 미국 주식은 하락세로 마감했으며, 특히 다우존스 지수는 거래 중 950포인트 이상 하락했다. 도널드 트럼프 대통령은 트루스 소셜에 글을 올리며 즉각적인 금리인하를 요구하고, 제롬 파월 연준 의장을 "너무 늦었다&#8221;고 비난하면서 과거 정치적 편향과 인플레이션 잘못 판단을 언급했다.
월요일 테슬라(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TSLA#NASDAQ">TSLA</a>) 주가는 약 5.8% 하락했고, 엔비디아(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NVDA#NASDAQ">NVDA</a>)는 월요일에 약 4.5% 손실을 기록했다. 아마존(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AMZN#NASDAQ">AMZN</a>) 주식은 거래 중 약 5% 하락했다.
코메리카(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>)는 월요일에 1분기에 대한 예상보다 나은 수익을 보고했다. 넷플릭스(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NFLX#NASDAQ">NFLX</a>)는 지난 목요일 폐장 후 예상보다 강한 1분기 재무 실적을 발표했다.
S&amp;P 500 지수의 모든 섹터는 하락했고 특히 에너지, 소비재, 정보 기술 섹터가 가장 큰 손실을 기록했다.
다우존스는 월요일에 약 972포인트 하락하여 38,170.41포인트로 마감했다. S&amp;P 500은 2.36% 하락하여 5,158.20포인트로, 나스닥 종합 지수는 월요일 거래 중 2.55% 하락하여 15,870.90포인트로 마감했다.
투자자들은 오늘 버라이즌(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/VZ#NYSE">VZ</a>), 3M(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MMM#NYSE">MMM</a>), 테슬라(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TSLA#NASDAQ">TSLA</a>)의 실적 발표를 기다리고 있다.
<h3>CNN 비즈니스 공포·탐욕 지수란?</h3>
현재 공포·탐욕 지수는 21.6으로 월요일에 "극단적 공포" 영역에 머물렀다. 이전 지수는 19.5였다.
공포·탐욕 지수는 현재 시장 심리를 측정하는 지표다. 공포가 높을수록 주가에 압력을 가하고, 탐욕이 높을수록 주가를 상승시킨다는 전제를 바탕으로 한다. 이 지수는 동일한 가중치를 가진 7가지 지표를 기준으로 계산된다. 지수의 범위는 0에서 100까지이며 0은 최대 공포를, 100은 최대 탐욕을 나타낸다.
사진 출처: Shutterstock
다른 트레이더들보다 30분 일찍 시장 움직임에 대한 독점 뉴스를 받아보세요.
Benzinga Pro의 독점 뉴스를 통해 수백만 명의 다른 트레이더보다 더 빠르게 유용한 투자 뉴스를 확인할 수 있습니다. <a href="https://www.benzinga.com/pro/register?t=be2bewe5mibe3bz3&amp;utm_source=bz-kor">여기를 클릭</a>하여 14일 무료 체험을 시작하세요.

테슬라·엔비디아 급락 속 나스닥 400p 이상 하락: 탐욕 지수는 '극단적 공포' 영역에

CNN 머니 공포·탐욕 지수는 금요일에 &#8220;극단적 공포&#8221; 영역에 머물렀다.
목요일 미국 증시는 대부분 하락세로 마감했으며, 특히 다우존스 지수는 거래 중 500포인트 이상 하락했다. 30개 주식으로 구성된 다우존스는 3일 연속 손실을 기록했으며, 3대 주요 지수 모두 지난주 하락세로 마감했다.
유나이티드헬스 그룹(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UNH#NYSE">UNH</a>) 주가는 회사가 예상보다 안 좋은 1분기 실적을 발표하고 2025회계연도 조정 주당순이익 가이던스를 예상치 아래로 하향 조정한 후 목요일에 주가가 22% 이상 하락했다. 엔비디아(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NVDA#NASDAQ">NVDA</a>) 주가는 목요일에 약 3% 하락했으며, 이전 세션에서 약 7% 하락한 바 있다.
하지만 일라이 릴리(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/LLY#NYSE">LLY</a>)의 주가는 목요일에 거의 25년 만에 최대 일간 랠리를 기록했다. 이는 체중감량 약물 시장에서의 리더십을 확고히 할 수 있는 중요한 시험 결과를 발표한 덕분이었다. 체중감량 약물 시장은 2030년까지 3배 이상 성장할 것으로 예상된다.
경제 데이터 측면에서, 미국의 주택 착공은 3월 전월 대비 11.4% 감소하여 연율 기준 132만 4천 건에 이르렀다. 미국의 초기 실업수당 청구건수는 4월 둘째 주에 전주 대비 9,000건 감소하여 215,000건으로 집계되었으며, 시장 예상치는 225,000건이었다. 필라델피아 연방은행 제조업 지수는 4월에 39포인트 하락하여 -26.4로 나타났으며, 시장 예상치는 2였다.
S&amp;P 500 지수 대부분 섹터는 긍정적인 마감세를 보였으며, 에너지, 필수 소비재, 부동산 섹터가 목요일에 가장 큰 상승폭을 기록했다. 그러나 정보 기술 및 헬스케어 섹터는 전체 시장 추세에 반하여 하락세로 마감했다.
다우존스는 목요일에 약 527포인트 하락하여 39,142.23포인트로 마감했다. S&amp;P 500은 0.13% 상승하여 5,282.70포인트에 이르렀고, 나스닥 종합지수는 목요일 세션에서 0.13% 하락하여 16,286.45포인트로 나타났다.
투자자들은 오늘 자이온스 뱅코프(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ZION#NASDAQ">ZION</a>), AZZ(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/AZZ#NYSE">AZZ</a>), 코메리카(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>) 등의 실적 발표를 기다리고 있다.
이 기사도 읽어보세요: <a href="https://kr.benzinga.com/news/usa/stocks/%EC%9B%94%EC%9A%94%EC%9D%BC-%EC%A3%BC%EB%AA%A9%ED%95%B4%EC%95%BC-%ED%95%A0-%EC%A3%BC%EC%8B%9D-%EC%BD%94%EB%A9%94%EB%A6%AC%EC%B9%B4-%EB%84%B7%ED%94%8C%EB%A6%AD%EC%8A%A4-azz-%EB%AF%B8%EB%84%A4/" target="_blank" rel="noopener">월요일 주목해야 할 주식: 코메리카, 넷플릭스, AZZ, 미네랄스 테크놀로지스 및 자이언스 뱅코프</a>
CNN 비즈니스 공포·탐욕 지수란?
공포·탐욕 지수는 현재 20.9로 금요일에 &#8220;극단적 공포&#8221; 영역에 머물렀다. 이전 수치는 21.4였다.
공포·탐욕 지수는 현재 시장 심리를 측정하는 지표다. 공포가 높을수록 주가에 압력을 가하고, 탐욕이 높을수록 주가를 상승시킨다는 전제를 바탕으로 한다. 이 지수는 동일한 가중치를 가진 7가지 지표를 기준으로 계산된다. 지수의 범위는 0에서 100까지이며 0은 최대 공포를, 100은 최대 탐욕을 나타낸다.
사진 제공: Shutterstock
Benzinga Pro의 독점 뉴스 및 도구로 수익률을 높이세요.
독점 속보 및 스캐너와 같은 Benzinga Pro의 강력한 도구 세트로 다른 트레이더보다 우위를 점하세요. <a href="https://www.benzinga.com/pro/register?t=be2bewe5mibe3bz3&amp;utm_source=bz-kor">여기를 클릭</a>하여 14일 무료 체험을 시작하세요.

다우 지수 500p 이상 하락, 3거래일 연속 내림세: 탐욕 지수는 '극단적 공포' 영역 유지

월요일(21일) 아침 미국 지수 선물이 하락세를 보이는 가운데, 오늘 투자자들의 관심을 끌 수 있는 주식은 다음과 같다.
<ul>
<li>코메리카(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>): 월요일 개장 전 실적을 발표할 예정이다. 주당순이익 1.13달러, 매출 8억 3,134만 달러로 예상된다. 주가는 목요일 애프터마켓에서 0.2% 상승하여 53.05달러에 거래되었다.</li>
<li>넷플릭스(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NFLX#NASDAQ">NFLX</a>): 지난 목요일 장 마감 후 예상보다 강한 1분기 재무 결과를 발표했다. 회사는 2분기 매출이 110억 4,000만 달러, 주당순이익이 6.61달러로 전망된다고 밝혔다. 주가는 목요일 애프터마켓에서 3.4% 상승하여 1,006.00달러에 거래되었다.</li>
<li>AZZ(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/AZZ#NYSE">AZZ</a>): 월요일 폐장 후 실적을 발표할 예정이다. 주당순이익 98센트, 매출  주당 98센트의 분기 실적을, 매출액은 3,685억 5천만 달러로 예상된다. 목요일 애프터마켓에서 1.2% 상승한 82.00달러에 거래되었다.</li>
</ul>
자세한 내용은 <a href="https://www.benzinga.com/premarket/" target="_blank" rel="noopener">프리마켓 보도</a>를 확인하세요.
<ul>
<li>미네랄스 테크놀로지스(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MTX#NYSE">MTX</a>): 1분기 예비 결과를 발표하며 이번 분기에 4억 9,200만 달러의 매출을 예상하고 있다. 주가는 목요일 애프터마켓에서 1.8% 하락한 55.71달러에 거래되었다.</li>
<li>자이언스 뱅코프(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ZION#NASDAQ">ZION</a>): 월요일 폐장 후 실적을 발표할 예정이다. 주당순이익은 1.18달러, 매출은 7억 9,707만 달러로 예상된다. 주식은 목요일 애프터마켓에서 1.5% 상승한 44.95달러에 거래되었다.</li>
</ul>
사진 출처: Shutterstock
Benzinga Pro의 독점 뉴스 및 도구로 수익률을 높이세요.
독점 속보 및 스캐너와 같은 Benzinga Pro의 강력한 도구 세트로 다른 트레이더보다 우위를 점하세요. <a href="https://www.benzinga.com/pro/register?t=be2bewe5mibe3bz3&amp;utm_source=bz-kor">여기를 클릭</a>하여 14일 무료 체험을 시작하세요.

<a href=""https://www.benzinga.com/topic/truist-securities"">트루이스트 증권</a>의 애널리스트들은 24개의 대형은행, 지역은행, 신탁은행과 신용카드 회사에 대한 커버리지를 개시했다. 이들은 향후 2년간 강력한 수익 성장을 예상하며 대출 성장률 개선, 가파른 수익률 곡선, 충분한 자본 확충 등의 요인에 힘입어 연간 12~15%의 수익 증가를 예상하고 있다.
무슨 일 있었나: 2025년과 2026년에 은행에 우호적인 환경이 조성될 것으로 전망한 트루이스트 애널리스트들은 은행의 인수합병과 초과 자본의 활용에 관한 규제 환경이 보다 명확하고 유연해지면서 은행에 유리할 것으로 예상했다.
이번 메모는 행정부가 은행 친화적인 세제 개혁과 규제 조정을 시행했음에도 불구하고 수익률 곡선이 평평해지고 경기 후반기 거시적 우려가 부각되면서 트럼프 1기 행정부의 첫 2년 동안 은행주에 대한 투자의견이 하향 조정되었음을 강조했다. 그러나 트루이스트에 따르면 연준이 12월 회의에서 암시한 것처럼 주식이 재평가되기 위해서는 약간의 양적완화와 가파른 곡선이 필요하며, 2025년에 두 차례 금리 인하가 예상된다.
트루이스트에 따르면, 은행 밸류에이션은 상승했지만 과거 수준에 비해 여전히 상대적으로 매력적이다. 현재 은행은 금융위기 이후 평균보다 낮은 주가순자산비율(P/TBV)로 거래되고 있으며, 시장 전체에 비해 상당히 할인된 가격에 거래 중이다. 해당 메모는 현재 시장 밸류에이션을 고려할 때 은행 주식은 S&amp;P 500 지수에 비해 저평가된 것으로 보인다고 덧붙였다.
하지만 트루이스트는 은행 업종이 매력적인 기회를 제공하지만 신중한 종목 선택이 중요하다고 강조한다. "우리는 &#8216;눈 감고 사자&#8217; 수준은 아니지만, 여전히 섹터 전반에 걸쳐 매력적인 기회를 보고 있다. 주식 선택이 점점 더 중요해지고 있다고 생각한다.&#8221;
왜 중요한가: 24개 금융주에 대한 트루이스트의 커버리지 개시는 대형은행, 지역은행, 신탁은행의 세 가지 하위 그룹으로 나뉘며, 긍정적인 전망으로 시작된다.
<h3>대형은행</h3>
해당 리서치 메모는 미국 대형은행의 장기 투자 잠재력을 검토한다. 대형은행 기관은 강력한 기존 비즈니스와 고객 관계를 보유한 &#8216;내재된 공격&#8217;을 포함한 상당한 이점을 보유하고 있다.
또한 우호적인 경제 환경과 성장을 위해 자본을 효과적으로 활용할 수 있는 능력을 고려할 때 대형은행이 주기적인 순풍과 자본 레버리지를 기대할 수 있을 것으로 예상한다.
이러한 요인으로 인해 미국 대형은행들은 핵심 비즈니스의 확장을 통한 유기적 성장, 두 자릿수 수익 성장, 매력적인 자기자본 수익률을 달성할 수 있을 것으로 보인다.
<figure class="wp-block-table is-style-stripes">
<table style="overflow:auto; height: 90px; display: block;">
<tbody>
<tr>
<td>대형은행</td>
<td>투자의견</td>
<td>목표주가</td>
</tr>
<tr>
<td>뱅크오브아메리카 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>)</td>
<td>매수</td>
<td>$52</td>
</tr>
<tr>
<td>씨티그룹 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/C#NYSE">C</a>)</td>
<td>매수</td>
<td>$85</td>
</tr>
<tr>
<td>웰스파고 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WFC#NYSE">WFC</a>)</td>
<td>매수</td>
<td>$82</td>
</tr>
<tr>
<td>JP모건 체이스 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>)</td>
<td>보유</td>
<td>$260</td>
</tr>
<tr>
<td>PNC 파이낸셜(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PNC#NYSE">PNC</a>)</td>
<td>보유</td>
<td>$215</td>
</tr>
<tr>
<td>US 뱅코프 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USB#NYSE">USB</a>)</td>
<td>보유</td>
<td>$54</td>
</tr>
</tbody>
</table>
</figure>
<h3 class="wp-block-heading">지역은행 및 카드사</h3>
또한, 트루이스트는 14개 지역 금융사에 대한 분석도 시작했고, 지역은행이 경쟁력을 유지하기 위한 세 가지 핵심 전략을 제시했다.
<ul>
<li>차별화된 성장: 독특하고 지속 가능한 성장 기회에 집중한다.</li>
<li>체계적인 자본 배분: 자본을 효율적으로 배분하여 성장을 지원하고 주주 가치를 높인다.</li>
<li>변화하는 환경 탐색: 금리, 수익률 곡선 변화, 대출 및 예금 증가, 상업용 부동산 시장 역학 등 변화하는 시장 상황에 적응한다.</li>
</ul>
<figure class="wp-block-table is-style-stripes">
<table style="overflow:auto; height: 90px; display: block;">
<tbody>
<tr>
<td>지역은행</td>
<td>투자의견</td>
<td>목표주가</td>
</tr>
<tr>
<td>피프스 서드 뱅코프 (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FITB#NASDAQ">FITB</a>)</td>
<td>매수</td>
<td>$51</td>
</tr>
<tr>
<td>헌팅턴 뱅크셰어스 (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HBAN#NASDAQ">HBAN</a>)</td>
<td>매수</td>
<td>$19</td>
</tr>
<tr>
<td>M&amp;T 뱅크 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MTB#NYSE">MTB</a>)</td>
<td>매수</td>
<td>$233</td>
</tr>
<tr>
<td>윈트러스트 파이낸셜 (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/WTFC#NASDAQ">WTFC</a>)</td>
<td>매수</td>
<td>$151</td>
</tr>
<tr>
<td>씨티즌스 파이낸셜 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CFG#NYSE">CFG</a>)</td>
<td>보유</td>
<td>$49</td>
</tr>
<tr>
<td>코메리카 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>)</td>
<td>보유</td>
<td>$65</td>
</tr>
<tr>
<td>퍼스트 씨티즌스 뱅크셰어스 (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>)</td>
<td>보유</td>
<td>$2,303</td>
</tr>
<tr>
<td>키코프 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/KEY#NYSE">KEY</a>)</td>
<td>보유</td>
<td>$19</td>
</tr>
<tr>
<td>리전스 파이낸셜 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>)</td>
<td>보유</td>
<td>$25</td>
</tr>
</tbody>
</table>
</figure>
<figure class="wp-block-table is-style-stripes">
<table style="overflow:auto; height: 90px; display: block;">
<tbody>
<tr>
<td>신용카드사</td>
<td>투자의견</td>
<td>목표주가</td>
</tr>
<tr>
<td>얼라이 파이낸셜 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ALLY#NYSE">ALLY</a>)</td>
<td>매수</td>
<td>$42</td>
</tr>
<tr>
<td>아메리칸 익스프레스 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/AXP#NYSE">AXP</a>)</td>
<td>매수</td>
<td>$350</td>
</tr>
<tr>
<td>캐피털 원 파이낸셜 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/COF#NYSE">COF</a>)</td>
<td>매수</td>
<td>$229</td>
</tr>
<tr>
<td>디스커버 파이낸셜 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DFS#NYSE">DFS</a>)</td>
<td>매수</td>
<td>$233</td>
</tr>
<tr>
<td>싱크로니 파이낸셜 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SYF#NYSE">SYF</a>)</td>
<td>보유</td>
<td>$72</td>
</tr>
</tbody>
</table>
</figure>
<h3 class="wp-block-heading">신탁은행 및 자본시장</h3>
트루이스트는 점진적인 금리 인하, 양적 긴축의 궁극적 종식, 건전한 경제와 자본 시장이 신탁은행에 경쟁 환경을 제공할 것으로 예상한다.
애널리스트들은 투자자들이 지속적인 영업 레버리지가 가능한 종목에 우선순위를 두어야 한다고 말한다. 이는 상대적으로 적은 매출 증가로 수익성을 크게 높일 수 있는 능력을 의미한다. 또한 배당금과 자사주 매입을 통해 높은 수준의 소득을 창출하는 자본 수익률이 높은 주식이다.
트루이스트는 금리가 점진적으로 하락하고 양적 긴축이 끝나며 건강한 경제와 자본 시장이 신탁은행들에게 경쟁력을 제공할 것이라고 예상한다.
애널리스트들은 투자자들이 지속적인 운영 레버리지(매출의 상대적으로 작은 증가로 수익성을 크게 증가시킬 수 있는 능력)와 높은 배당금 및 자사주 매입을 통한 높은 수익률을 가진 주식을 우선시해야 한다고 조언한다.
<figure class="wp-block-table is-style-stripes">
<table style="overflow:auto; height: 90px; display: block;">
<tbody>
<tr>
<td>신탁은행 및 자본시장</td>
<td>투자의견</td>
<td>목표주가</td>
</tr>
<tr>
<td>뱅크오브뉴욕멜론 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BK#NYSE">BK</a>)</td>
<td>매수</td>
<td>$91</td>
</tr>
<tr>
<td>찰스 슈왑 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SCHW#NYSE">SCHW</a>)</td>
<td>매수</td>
<td>$86</td>
</tr>
<tr>
<td>노던 트러스트(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NTRS#NASDAQ">NTRS</a>)</td>
<td>보유</td>
<td>$110</td>
</tr>
<tr>
<td>스테이트 스트리트 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/STT#NYSE">STT</a>)</td>
<td>보유</td>
<td>$106</td>
</tr>
</tbody>
</table>
</figure>
이미지 출처: Shutterstock
Benzinga Pro의 독점 뉴스 및 도구로 수익률을 높이세요.
독점 속보 및 스캐너와 같은 Benzinga Pro의 강력한 도구 세트로 다른 트레이더보다 우위를 점하세요. <a href="https://www.benzinga.com/pro/register?t=be2bewe5mibe3bz3&amp;utm_source=bz-kor">여기를 클릭</a>하여 14일 무료 체험을 시작하세요.

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Market Summary

General

ALLY

FCNCA

FITB

HBAN

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WTFC

트루이스트: 2025년 수익률 곡선 정상화, 저렴한 가치평가, EPS 성장 속 은행주 상승할 것

미국 은행들이 3분기 실적을 발표할 준비를 하면서, 투자자들은 경제의 연착륙 가능성, 연방준비제도(연준)의 금리 인하, 그리고 이들이 <a href="https://www.benzinga.com/topic/banks" target="_blank" rel="noopener" data-google-interstitial="false">은행 가치 평가에 미치는 영향</a>에 주목하고 있다.
뱅크 오브 아메리카(Bank of America)의 애널리스트들은 은행 주식 전망에 대해 조심스러운 낙관을 유지하고 있다. 그들은 연착륙 시나리오가 고객 활동의 반등을 촉발하고, 대출 성장을 개선하며 그리고 섹터의 주가수익비율(P/E) 배수를 긍정적으로 유도할 수 있다고 예측한다. 하지만 연준의 정책 변화와 다가오는 미국 선거와 같은 거시적 불확실성이 이 같은 기대를 완화하고 있다.
뱅크 오브 아메리카의 주식 애널리스트인 에브라힘 푸나왈라(Ebrahim H. Poonawala)는 월요일 노트에서 금리 인하가 은행 주당순이익(EPS) 전망과 주식 P/E 배율에 대해 &#8220;구조적으로 긍정적&#8221;일 수 있다고 강조했다. 금리가 낮아지면 고객 활동이 재활성화될 것으로 예상되며, 특히 투자은행, 주택담보대출 및 대출 성장에 긍정적인 영향을 미칠 것이다.
그러나 낮은 금리는 &#8220;자산에 민감한 은행&#8221;에 부정적인 영향을 미칠 것으로 예상되며, 대출 수익률이 하락할 것이다.
추가 읽기: <a href="https://www.benzinga.com/analyst-ratings/analyst-color/24/10/41212796/tesla-robotaxi-day-preview-move-over-autonomous-vehicles-analyst-says-this-positive">테슬라 로보택시 데이 미리보기: 자율주행차를 제치고, 애널리스트가 말하는 이 &#8216;긍정적 촉매&#8217;가 더 중요할 수 있다</a>
<h3 class="wp-block-heading">정치적 리스크가 대선을 앞두고 크게 작용</h3>
다가오는 미국 선거는 은행들에게 추가적인 불확실성을 더하고 있다.
&#8220;트럼프의 승리는 규제/M&amp;A 분야에서의 완화로 긍정적으로 작용할 가능성이 높다. 민주당의 압승은 높은 세금, 규제 변화의 지속(또는 악화) 가능성 때문에 섹터에 가장 부정적인 결과로 작용할 가능성이 높다&#8221;라고 애널리스트들이 언급했다.
현재의 가치 평가가 연착륙에 대해 조심스레 낙관적인 모습을 보이고 있지만, 정치적 결과는 섹터에 변동성을 유발할 수 있다. 트럼프가 승리하면 은행 주식은 &#8220;즉각적인&#8221; 긍정적인 반응을 보일 가능성이 높고, 민주당이 승리하면 투자 심리에 부정적인 영향을 미칠 수 있다.
<h3 class="wp-block-heading">지역 은행이 메인스트리트 은행보다 선호됨</h3>
2024년 3분기에 이 투자 은행은 SPDR S&amp;P Regional Banking ETF(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/KRE#NYSE">KRE</a>)에서 추적하는 바와 같이 대형 머니 센터 은행들보다 &#8220;순이자 소득(NII)에 대한 더 나은 방어력&#8221;을 이유로 지역 은행들을 선호했다.
지역 은행들은 예금에 대한 더 큰 유연성, 더 나은 헤징 전략, 그리고 채권 평가손실이 줄어들면서 자본 완화의 가능성이 더 높다.
주요 추천주로는 U.S. 뱅코프(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USB#NYSE">USB</a>), 웨스턴 얼라이언스(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WAL#NYSE">WAL</a>), PNC 파이낸셜(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PNC#NYSE">PNC</a>), 피프스 써드(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FITB#NASDAQ">FITB</a>), M&amp;T 뱅크(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MTB#NYSE">MTB</a>), 그리고 트루이스트 파이낸셜(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TFC#NYSE">TFC</a>)이 있다.
퍼스트 뱅코프(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FBP#NYSE">FBP</a>)는 &#8220;현재 금리 기대치를 헤쳐나가기 가장 잘 대비된&#8221; 은행으로 평가되었으며, 텍사스 캐피털 뱅크셰어스(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TCBI#NASDAQ">TCBI</a>)는 가장 큰 영향을 받을 것으로 보인다.
월요일, 뱅크 오브 아메리카는 코메리카(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>)를 &#8220;중립&#8221;에서 &#8220;부진&#8221;으로 하향 조정하고 목표 주가를 55달러에서 52달러로 낮췄다. 애널리스트인 브랜든 버만(Brandon Berman)은 코메리카를 지탱하던 긍정적인 금리 거래가 &#8220;그 과정을 마쳤다&#8221;고 강조하며, 이 주식은 이제 역사적 범위의 상단을 넘어서 거래되고 있어 하향 조정된 실적 전망의 위험을 반영하지 않고 있다고 설명했다.
앞으로, 10월 11일 금요일에는 JP모건 체이스(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>), 웰스 파고(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WFC#NYSE">WFC</a>), 그리고 뉴욕 멜론 은행(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BNY#NYSE">BNY</a>)의 주요 실적 보고가 있을 것이다.

다음 읽기:
<ul>
<li><a href="https://www.benzinga.com/general/entertainment/24/10/41214476/will-kamala-harriss-media-blitz-including-60-minutes-and-call-her-daddy-improve-her-2024-el">카멀라 해리스의 미디어 공세가 2024년 선거 전망을 개선할 수 있을까요?</a></li>
</ul>
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미국 은행 실적 미리보기: 연착륙 희망, 금리 인하, 주가의 주요 촉매제

S&amp;P 다우존스 지수는 금요일 늦게 분기별 재조정에 맞춰 다양한 S&amp;P 지수에 대한 변경 사항을 발표했다. 유명한 <a href="https://www.benzinga.com/topic/s-p-500-index">S&amp;P 500 지수</a>에 추가된 기업들 중 주목할만한 것은 사이버 보안 회사인 크라우드스트라이크(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CRWD#NASDAQ">CRWD</a>)이다.
무슨 일이 (What Happened): 크라우드스트라이크는 S&amp;P 500 지수에서 로버트 하프(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RHI#NYSE">RHI</a>)를 대체하고, 투자 관리 회사인 KKR &amp; Co Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/KKR#NYSE">KKR</a>)와 고대디(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GDDY#NYSE">GDDY</a>)는 이 더 넓은 범위 지수에서 각각 코메리카(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>)와 일루미나(NASD:ILMN)를 대신하게 된다.
이 변경 사항은 월요일 거래 개시 전에 적용될 예정이다. S&amp;P 다우존스는 이러한 변화로 인해 각 지수가 시가총액 범위를 더 잘 대표할 수 있게 되었다고 말했다.
일루미나는 고대디(GoDaddy)를 대신하여 S&amp;P MidCap 400 지수로 강등되며, 로버트 하프와 코메리카는 S&amp;P SmallCap 600 지수에서 애니웨어 리얼 에스테이트(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/HOUS#NYSE">HOUS</a>)와 애드트랜 홀딩스(NASD:<a href="https://www.benzinga.com/quote/adtn" target="_blank" rel="noopener">ADTN</a>)를 대체한다. 유전자 시퀀싱 회사인 일루미나(Illumina)는 6월 24일 암 혈액 검사 제조부문인 그레일(Grail)을 분사할 계획을 발표했다.
S&amp;P 다우존스는 또한 S&amp;P MidCap 400 및 S&amp;P 600 SmallCap 지수에 대한 다수의 변경 사항을 발표했다.
S&amp;P 500 목록에서 제외된 기업 중에서 주목할 만한 기업으로는 AI 기반 데이터 분석 기업인 팔란티어 테크놀로지스(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PLTR#NYSE">PLTR</a>)와 컴퓨터 및 주변기기 제조업체인 델 테크놀로지스(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DELL#NYSE">DELL</a>)가 있다. 덧붙여서, 팔란티어의 투자자들은 3월 초에 있었던 분기별 재조정 당시 S&amp;P 500에 편입될 것으로 <a href="https://www.benzinga.com/markets/equities/24/03/37440459/palantir-misses-out-super-micro-computer-makes-the-cut-what-investors-should-know-about-s-p-500-">예상</a>했었다.
또한 보기: <a href="https://www.benzinga.com/money/best-tech-stocks">최고의 테크 기업 주식</a>
왜 중요한가 (Why It&#8217;s Important): S&amp;P 500 지수는 미국 대형주 주식에 대한 최고의 단일 지표로 간주되며 500개의 주요 기업을 포함하며 가용 시가총액의 약 80%를 차지한다. 시가총액 가중 지수인 이 S&amp;P 500은 분기별로 재조정되며 일반적으로 3월, 6월, 9월, 12월 세 번째 금요일에 이루어진다.
이 재조정 과정에서 기업들은 일반적으로 가장 최근의 주식 수와 구성 회사의 유동 주식에 따라 제거되거나 추가된다. 이에 따라 그들이 지수에서 차지하는 비중도 조정된다.
S&amp;P 500 지수 선발 기준은 다음과 같다. 1) 시가 총액이 158억 달러 이상, 2) 유동 주식수 조정 시가총액으로 거래되는 연간 달러 가치가 0.75 이상, 3) NYSE 또는 나스닥에 상장되어 있으며, 4) 미국에 주 상장이 되어 있는 기업이다. 이 외에도 종목 거래량의 기준도 있다.
지수 편입은 일반적으로 주식에 긍정적인 영향을 미친다. 지수를 반영하는 포트폴리오를 보유하는 펀드들이 해당 구성 종목의 가중치를 유지하기 위해 해당 종목을 매수하기 때문이다. 또한 인덱스(지수) 펀드와 ETF를 통한 구매로 인한 거래량과 유동성이 증가하는 효과도 본다.
<a href="https://benzinga.grsm.io/register174">Benzinga Pro의 데이터</a>에 따르면, 이번 발표 이후 크라우드스트라이크는 금요일 시간외 거래에서 5.35% 상승한 367.80달러를 기록했다. KKR은 7.72% 상승했고, 고대디는 3.72% 상승했다.
다음 읽기:<a href="https://www.benzinga.com/analyst-ratings/analyst-color/24/06/39188726/crowdstrike-outperforms-peers-against-tough-macro-in-q1-10-analysts-comment-on-top-name-to-own-in-security-"> 크라우드스트라이크는 1분기에 어려운 매크로에 비해 동종 업체를 능가했으며, 10명의 분석가는 &#8216;보안 부문에서 소유할 최고 이름&#8217;에 대해 논평</a>
사진: 셔터스톡

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