에 대한 최신 뉴스 Elevance Health (NYSE:ELV) 주식

ELEVANCE HEALTH INC

Elevance Health

Elevance Health remains one of the leading health insurers in the US, providing medical benefits to 46 million medical members as of December 2024. The company offers employer, individual, and government-sponsored coverage plans. Elevance differs from its peers in its unique position as the largest single provider of Blue Cross Blue Shield branded coverage, operating as the licensee for the Blue Cross Blue Shield Association in 14 states. Through acquisitions, such as the Amerigroup deal in 2012 and MMM in 2021, Elevance's reach expands beyond those states through government-sponsored programs, such as Medicaid and Medicare Advantage plans, too. It is also an emerging player in pharmacy benefit management and other healthcare services.

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하원 규칙위원회는 22시간 동안의 마라톤 청문회 끝에 8대 4로 도널드 트럼프 대통령의 &#39;하나의 크고 아름다운 법안&#39;(감세안)을 통과시켰다. 공화당 내부 분열에도 불구하고 4조 9천억 달러 규모의 입법 패키지를 추진하면서 밤새 표결이 진행될 가능성이 커졌다.

美하원, &#39;하나의 크고 아름다운&#39; 트럼프 감세안 본회의 상정

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유나이티드헬스 그룹(NYSE:UNH), 엘리반스 헬스(NYSE:ELV) 및 CVS 헬스(NYSE:CVS) 등 헬스케어 주식은 메디케어 및 메디케이드 서비스 센터 (CMS)가 메디케어 어드밴티지 (MA) 플랜에 대한 감사를 크게 확대한다고 발표 한 후 수요일 애프터마켓에서 급락했따.

유나이티드헬스·CVS헬스 등 헬스케어 주식 하락한 이유는?

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도널드 트럼프 대통령의 대규모 입법안은 예상대로 분열을 일으키고 있다. 공화당은 &#34;하나의 크고 아름다운 법안&#34;(One, Big Beautiful Bill)이라고 홍보하고 있지만 민주당은 &#34;하나의 크고 아름다운 배신&#34;이라고 부르고 있다. 이 법안의 주요 내용을 몇 가지 살펴보자. 

트럼프의 대규모 입법안 &#39;크고 아름다운 법안&#39;에 영향 받을 종목은?

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The past week has been a rollercoaster ride for Wall Street, with unexpected turns in trade negotiations, surprising oil market reactions, and tech giants reaching new heights.
Here&#8217;s a quick recap of the top stories that kept the financial world buzzing over the weekend.
Trump&#8217;s Trade Turnaround
In a shocking move, President Donald Trump abruptly halted all trade negotiations with Canada, sending Wall Street into a frenzy. The President announced on Truth Social that Canada&#8217;s new Digital Services Tax on American tech companies was &#8220;a direct and blatant attack on our Country.&#8221; This sudden reversal sent investors scurrying from risk assets, dampening the earlier optimism.
<a href="https://www.benzinga.com/news/politics/25/06/46150909/trump-canada-tariffs-dollar-deal">Read the full article here.</a>
Oil Market Defies Expectations
Contrary to predictions, oil markets crashed by over 7% to $68 a barrel, even as Iran launched missiles at U.S. military installations in Qatar. Instead of triggering a surge in crude prices, the attack seemed to confirm market expectations of a controlled response rather than the onset of a full-blown war.
<a href="https://www.benzinga.com/markets/commodities/25/06/46061928/iran-oil-attack-us-qatar-trump-negotiation">Read the full article here.</a>
See Also: <a href="https://www.benzinga.com/markets/commodities/25/06/46120819/platinum-miners-forecasts-stocks" target="_blank" rel="noreferrer noopener">Platinum's Biggest Rally In 40 Years: These 6 Mining Stocks Could Be Top Gainers</a>
Recession Risks Rise
The Conference Board Leading Economic Index fell 0.1% month-over-month in May, marking its sixth consecutive monthly decline. This signals an increasing risk of recession for the U.S. economy, with the index declining in 37 of the last 39 months, one of the worst streaks since 1960.
<a href="https://www.benzinga.com/markets/economic-data/25/06/46088021/us-recession-risk-rises-as-leading-economic-index-falls-again-in-may-37-declines-in-39-mont">Read the full article here.</a>
Dollar&#8217;s Worst Slide in Decades
The first five months of Donald Trump&#8217;s presidency have seen one of the steepest collapses in the U.S. dollar in over three decades. Economic contraction, surging deficits, and political friction with the Federal Reserve have all contributed to the greenback&#8217;s decline.
<a href="https://www.benzinga.com/markets/economic-data/25/06/46146713/trump-dollar-outlook-tariffs-debt">Read the full article here.</a>
Nvidia&#8217;s Rise to the Top
Wall Street returned to record highs at the end of June, with both the S&amp;P 500 and Nasdaq 100 breaking above their February peaks. Amidst this, Nvidia Corp. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NVDA#NASDAQ">NVDA</a>) became the most valuable company as investor sentiment turned positive and geopolitical and trade risks eased.
<a href="https://www.benzinga.com/markets/equities/25/06/46152595/wall-street-soars-to-record-highs-nvidia-becomes-worlds-most-valuable-company-this-week-in-markets">Read the full article here.</a>
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<li><a href="https://benzinga.com/25/05/45687917/nouriel-roubini-market-discipline-is-key-to-constrain-trumps-worst-instinctspredicts-market-blowback-or-gop-defeat-in-2026" target="_blank" rel="noreferrer noopener">&#8216;Dr Doom&#8217; Nouriel Roubini Says &#8216;Market Discipline&#8217; The Key To Restrain Trump&#8217;s Worst Instincts — Predicts Market Blowback Or Republican Defeat In 2026 Midterms</a></li>
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Photo courtesy: Shutterstock
This story was generated using <a href="https://www.benzinga.com/author/benzinga-neuro">Benzinga Neuro</a> and edited by <a href="https://www.benzinga.com/author/ananya-gairola" target="_blank" rel="noreferrer noopener">Ananya Gairola</a>

Economics

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Trump's Canada Trade Flip, Oil Market Shock And Nvidia's Rise To The Top: This Week In Economy

The past week has been a whirlwind of political and economic developments. President Donald Trump&#8217;s approval ratings took a hit following an attack on Iran, while he hinted at potential changes to the July tariff deadline. The Supreme Court handed Trump a significant victory, limiting judges&#8217; power to block presidential directives. Meanwhile, Senate Minority Leader Chuck Schumer criticized the GOP&#8217;s budget reconciliation bill, and Trump&#8217;s defense budget signaled a strategic shift towards advanced missile systems and unmanned warfare capabilities.
Trump&#8217;s Approval Ratings Drop After Iran Attack
President Donald Trump&#8217;s approval ratings have dipped in the wake of an attack on Iran, as revealed by a recent Morning Consult poll. The president&#8217;s approval among voters has been negatively impacted on several key campaign issues.
<a href="https://www.benzinga.com/news/politics/25/06/46129934/trump-approval-ratings-drop-after-attack-on-iran-tie-for-worst-since-second-term-started">Read the full article here.</a>
Trump Hints at Flexibility on July Tariff Deadline
President Trump has suggested that the early July deadline for reinstating significant U.S. tariffs on various countries may not be set in stone. &#8220;We can do whatever we want,&#8221; he told reporters at the White House.
<a href="https://www.benzinga.com/news/politics/25/06/46156587/trump-says-july-tariff-deadline-not-set-in-stone-we-can-do-whatever-we-want">Read the full article here.</a>
See Also: <a href="https://benzinga.com/news/politics/25/06/46133937/boeing-787-dreamliner-crash-india-shuts-door-on-un-aviation-expert-probing-plane-accident" target="_blank" rel="noreferrer noopener">Boeing 787 Dreamliner Crash: India Shuts Door On UN Aviation Expert Probing Plane Accident</a>
Supreme Court Limits Judges&#8217; Power to Block Presidential Directives
The Supreme Court has made a ruling that alters how birthright citizenship policies can be challenged in court. The decision restricts judges' ability to block President Trump's policies across the nation.
<a href="https://www.benzinga.com/news/politics/25/06/46156417/supreme-court-hands-trump-a-monumental-victory-as-it-limits-judges-power-to-block-presidents-birthright-citizenship-order">Read the full article here.</a>
Schumer Criticizes GOP&#8217;s Budget Reconciliation Bill
Senate Minority Leader Chuck Schumer launched a scathing attack on the Republican Party's budget reconciliation bill, calling it "flawed" and "irredeemable." He criticized the bill for its extensive cutbacks on welfare and tax breaks for the wealthy.
<a href="https://www.benzinga.com/markets/macro-economic-events/25/06/46132709/chuck-schumer-slams-gops-big-beautiful-bill-as-flawed-it-guts-healthcare-kills-jobs-to-fund-tax-breaks-for-billionaires">Read the full article here.</a>
Trump&#8217;s Defense Budget Shifts Focus to Missiles, Drones
President Trump&#8217;s fiscal 2026 defense budget request indicates a strategic pivot towards advanced missile systems and unmanned warfare capabilities while reducing traditional fighter jet procurement.
<a href="https://www.benzinga.com/markets/equities/25/06/46111024/trumps-defense-budget-shifts-focus-to-missiles-drones-f-35-orders-cut-by-31">Read the full article here.</a>
Read Next:
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<li><a href="https://benzinga.com/news/politics/25/06/46135230/trumps-5-million-gold-card-draws-global-elite-but-lawyers-warn-many-high-net-worth-individuals-will" target="_blank" rel="noreferrer noopener">Trump&#8217;s $5 Million &#8216;Gold Card&#8217; Draws Global Elite, But Lawyers Warn &#8216;Many High-Net-Worth Individuals Will Not Apply&#8217; Without Tax Clarity</a></li>
</ul>
Photo courtesy: Shutterstock
This story was generated using <a href="https://www.benzinga.com/author/benzinga-neuro">Benzinga Neuro</a> and edited by <a href="https://www.benzinga.com/author/Rounak-Jain" target="_blank" rel="noreferrer noopener">Rounak Jain</a>

Trump's Approval Ratings, Tariff Deadlines, Schumer's Criticism, And Defense Budget Shifts: This Week In Politics

Mark Cuban may have a net worth north of $5 billion, but when it came time to split the check with his dad, the math didn't matter.
In a 2019 appearance on "<a href="https://youtu.be/t3DQciFECoY?si=vRlE43Fabbb6sMoI">The Dan Patrick Show,</a>" Cuban shared that his father, Norton Cuban, "did upholstery on cars and I don't think he ever made more than $40,000 in a year." Still, that never stopped him from grabbing the dinner bill—even after his son became one of the richest entrepreneurs in America.
"He was dad," Cuban said plainly. "If we went out to dinner, he was pulling out the credit card no matter what. The minute I said, ‘Dad,' he just looked at me with a death stare like, ‘Don't even think that you're going to pay for dinner.'"
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And he meant it.
The billionaire investor admitted it felt "weird" out-earning his father by tens of millions, but the old-school respect never faded. Norton wasn't interested in who had more zeros in their bank account—he was interested in being dad.
Cuban's respect for his father runs deep. At 14, he spent time working with Norton in auto upholstery—not to learn the craft, but to learn that punching a clock for someone else meant giving up your time. "His time was never his own," Cuban recalled in a <a href="https://www.cnbc.com/2024/02/28/mark-cuban-built-his-career-using-advice-his-dad-gave-him-at-age-14.html">CNBC interview</a>. "He wanted me to create my own path."
So Cuban did. And when he eventually pulled in $100,000 in a single year, he shared the milestone with his dad, <a href="https://www.benzinga.com/news/topics/25/06/46042314/when-mark-cuban-hit-100000-he-told-his-dad-whod-never-earned-even-half-that-he-just-started-crying">who immediately started crying</a>.
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Still, Cuban said the best thing he ever bought his dad wasn't a fancy car or house—it was a trip. That's what stuck.
"My dad is 87. He's going strong, he's a machine," Cuban told the <a href="https://youtu.be/TE4JsAahB2w?si=XKhNcRag7BQzuwCy">crowd at SXSW in 2014</a>. Then he shared Norton's favorite piece of advice:
"Today's the <a href="https://www.benzinga.com/personal-finance/management/25/06/45775192/mark-cuban-wanted-to-get-rich-enough-to-retire-by-35-not-to-quit-working-but-for-freedom-today-is-the-youngest-youll-ever-be-live-like-it">youngest you're ever going to be</a>. You've got to live like it. You've got to live young every day."
Norton Cuban passed away in 2018 at 92, but clearly, his lessons didn't go anywhere.
Billionaire or not, Mark Cuban's <a href="https://www.benzinga.com/25/05/45553078/mark-cuban-says-you-dont-need-to-have-life-figured-out-by-22-he-got-fired-slept-on-the-floor-partied-like-a-rockstar-and-still-became-rich">still trying to live young</a>, and maybe—just maybe—pick up the check once in a while. Though if his dad were around, that stare might still shut it down.
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<li>Warren Buffett once said, "If you don't find a way to make money while you sleep, you will work until you die."<a href="https://www.benzinga.com/money/warren-buffet-make-money-when-you-sleep"> Here&#8217;s how you can earn passive income with just $100.</a></li>
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Personal Finance

Mark Cuban Says His Dad Made $40K A Year But Still Paid For Dinner—Even After He Became A Billionaire: 'Don't Even Think That You're Going To Pay'

Investing is one of the common paths to long-term wealth, but it can feel complex if you are just getting started. Luckily, financial guru Vincent Chan recently revealed the simplest way to get started.
Not only is it easy to start investing based on Chan's advice, but <a href="https://www.tiktok.com/@vincentchanco/video/7519112459018325281?lang=en">his strategy</a> has a proven track record of multiplying your money in the long run.
The Easiest Things To Invest In Are Low-Cost Index Funds&#8217; Chan explained in the video.
It sounds basic, but that doesn't make it a bad suggestion. Here's why index funds remain one of the most popular ways for people to invest.
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</ul>
<h2 class="wp-block-heading">Why Index Funds Are Easy For Beginners</h2>
Index funds offer investors exposure to a basket of companies. Some index funds contain a few dozen companies, while other index funds contain hundreds of publicly traded corporations. A couple of index funds even have well over 1,000 stocks, offering broad exposure to the market.
You don't have to get the most diversified index fund to get good results. Some funds with 100 stocks perform better than funds with 500 stocks. The main strength of index funds is that they enable automatic portfolio diversification and streamline investing.
You don't have to research a bunch of stocks, know what to look for in a good stock or follow the news every day. A portfolio manager can do all of those things for you as your money grows in an index fund.
<h2 class="wp-block-heading">Start With Your Tax-Advantaged Accounts</h2>
You can accumulate index funds in any investment account that lets you trade stocks. However, Chan suggests giving preference to tax-advantaged accounts like your 401(k), HSA, and Roth IRA when you make investments.
These accounts let you reduce your tax bill as you grow your investments. Traditional retirement accounts let you reduce your taxes right now, while you won't have to pay any taxes on withdrawals from your Roth IRA.&nbsp;
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Chan suggests investing any remaining money into a brokerage account once you have maxed out your tax-advantaged accounts. Investors should also monitor any changes the IRS makes to the maximum amount they can contribute to retirement accounts. You also get to make catch-up contributions to your retirement accounts the moment you turn 50.
<h2 class="wp-block-heading">What To Look For In An Index Fund</h2>
Chan recommends looking for index funds that have low expense ratios. This ratio reflects the cost of holding the fund and having an investment firm manage it on your behalf. Passively managed ETFs that mirror benchmarks like the S&amp;P 500 typically have low expense ratios. It's realistic to find passively managed ETFs that have expense ratios below 0.10%.&nbsp;
Investors can further explore index funds by analyzing their total returns. You can look at how much a fund has returned over the past five and ten years to gauge if it's consistent or volatile. It's also good to look at a fund's asset allocation to see if most of the stocks are in the tech sector or another industry.
Some investors also look at a fund's yield to see how much cash flow they will receive just by holding on to shares. While most investors shouldn't prioritize a fund based on its yield, receiving passive income from investments becomes more valuable as you get closer to retirement.
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New To Investing? Vincent Chan Says Low-Cost Index Funds Are the Easiest Way to Get Started

Doctors used to be the <a href="https://www.benzinga.com/personal-finance/25/03/44481583/bill-gates-thinks-you-might-only-work-2-3-days-a-week-thanks-to-ai-but-also-says-legitimately-people-are-like-wow-this-is-a-bit-scary">gold standard of job security</a>. After all, you can't outsource a heart transplant to a chatbot… right?
But according to Elon Musk, even the most elite surgeons might want to start looking over their scrub-covered shoulders.
"Robots will surpass good human surgeons within a few years and the best human surgeons within ~5 years," he <a href="https://x.com/elonmusk/status/1916573094367625556">posted on X in April</a>.
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That might sound like a stretch — but Musk pointed to <a href="https://www.benzinga.com/markets/tech/25/06/46012959/elon-musks-neuralink-implants-brain-chip-in-6th-patient-enables-paralyzed-man-to-move-cursor-play-game-with-his-mind">real-world experience at Neuralink</a>. "It was impossible for a human to achieve the required speed and precision," he said, referring to why his neurotechnology company had to rely on a robot to insert brain-computer electrodes.
Neuralink's surgical robot is designed to place ultra-thin threads into the brain, a job too delicate for even the steadiest hands. Musk wasn't just speculating — he was citing the kind of tech already in use.
And the broader field of robot-assisted surgery has been gaining momentum. Around the same time as Musk's post, Medtronic (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MDT#NYSE">MDT</a>) in April <a href="https://news.medtronic.com/2025-04-26-Medtronic-Expand-URO-U-S-clinical-trial-meets-safety-and-effectiveness-primary-endpoints-for-Hugo-TM-robotic-assisted-surgery-system">released results</a> from 137 live surgeries using its Hugo robotic system. The complication rate was just 3.7% for prostate procedures, with the system exceeding success benchmarks by a wide margin.
So what's the problem? According to actual surgeons: nuance, context — and a reality check.
One American neurosurgeon responded directly to Musk's claim on X, <a href="https://x.com/DrSAdusumilli/status/1916612237558419743">saying</a>:
"This is false. As a neurosurgeon, I promise you that no &#8220;robot&#8221; surgeon can EVER autonomously perform brain and spine surgery or likely any surgeries effectively, appropriately or safely. Too many variables require critical thinking."
Another <a href="https://x.com/dr_francisco79/status/1916600843987546183">surgeon chimed in writing</a>: "The problem is that the human body is not a machine and, in surgery in particular, the unexpected happens all the time."
He added, "At this point, the surgeon needs to use creativity to solve problems, and that is what separates the best from the average."
Another robotic surgeon, who claims to have&nbsp; performed more than 2,400 procedures, <a href="https://x.com/DrSAdusumilli/status/1916612237558419743">posted</a>:
"Misleading!! Robots are not actually doing the surgery; the surgeon is doing it with the console. They are great tools, but not surgeons."
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Leaders in outpatient surgery centers echoed those concerns to<a href="https://ascnews.com/2025/04/ai-surgery-debate-heats-up-after-elon-musks-robot-prediction/"> Ambulatory Surgery Center News</a>.
Wes Battiste, CEO of Destin Surgery Center, pushed back diplomatically:
"I admire Elon Musk as an exceptional entrepreneur and visionary. But I would beg to differ with him in regard to his recent post referencing AI replacing surgeons in the next five years."
Battiste emphasized that while AI excels at analyzing patterns, surgery involves subjective decisions and unpredictable anatomy — the kind that doesn't always match textbook diagrams.
"Medicine is called an art and not a science for a reason," he said.
Others, like Michael McClain of Left Coast Healthcare Advisors, warned of regulation lagging behind AI's capabilities:&nbsp;
"There is a ton of work to do in terms of safety, reliability, liability and governance before truly autonomous surgery is a remote possibility."
Robotic systems will absolutely keep playing a bigger role in operating rooms. But for now, most experts agree they're still just tools — not replacements.
Joan Dentler, founder of Avanza Healthcare Strategies, summed up what many doctors were thinking when she told ASCN:
"I'm not sure that the technology will fully replace human surgeons. Perhaps it will augment their abilities."
There are still a few years to go before we find out whether Musk's prediction is prophetic, premature, or just another bold headline. But either way, the conversation isn't just theoretical anymore. Robots are already in the operating room—and the question now is how much further they're allowed to go.
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Elon Musk Says Robots Will Outperform 'Best Human Surgeons' in 5 Years — But Doctors Beg To Differ: Humans Aren't Built Like Car Parts

"Blaze a new trail," singer-songwriter Usher Terry Raymond IV urged Emory University's Class of 2025 during his <a href="https://www.youtube.com/watch?v=gLEzw6D69-g">commencement address</a> on May 12 in Atlanta, stressing that "it's the person who animates the degree."&nbsp;
The <a href="https://www.grammy.com/artists/usher/16167">eight-time Grammy winner</a> received an <a href="https://news.emory.edu/stories/2025/05/er_commencement_honorary_degree_usher_07-05-2025/story.html">honorary doctor of humane letters</a> during the speech, where he recalled being "misunderstood and passed over" in school yet still amassing an estimated $200 million fortune through music, tech bets, and sports ownership.
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<h2 class="wp-block-heading">From Off-Key To On Top</h2>
"A diploma still matters, yes of course it matters, but it's not the paper that gives the power, it's you," Usher said, urging graduates to match credentials with "ambition, integrity, hustle and heart." Emory highlighted the address in a campus recap.
Cut from a middle-school chorus for singing off-key, Usher signed his first record deal at 14. Decades later,<a href="https://fortune.com/2025/05/16/multimillionaire-music-icon-usher-gen-z-advice-degrees-important-but-show-up/"> </a><a href="https://www.celebritynetworth.com/richest-celebrities/richest-rappers/usher-net-worth/">Celebrity Net Worth</a> values his net worth near $200 million, crediting chart-toppers, a minority stake in the NBA's, and early tech investments.
<h2 class="wp-block-heading">Degrees vs. Grit</h2>
Graduates now face a chillier market than when "Yeah!" vaulted up the charts in 2004. The<a href="https://www.bls.gov/news.release/pdf/empsit.pdf"> Bureau of Labor Statistics</a> shows unemployment for workers ages 20-24 hit 8.2% in May while the national rate held at 4.2%. Hiring freezes widen that gap.&nbsp;
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<a href="https://www.businessinsider.com/gen-z-tech-entry-level-job-market-2025-6">Business Insider </a>reported this month that entry-level openings at Big Tech names such as Alphabet Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GOOG#NASDAQ">GOOG</a>, GOOGL)) and Apple (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AAPL#NASDAQ">AAPL</a>) have fallen more than 50% since 2019.&nbsp;
The 2025<a href="https://www.signalfire.com/blog/signalfire-state-of-talent-report-2025"> SignalFire State of Tech Talent Report</a> echoes the downturn, which shows new-grad hiring now accounts for just 7% of Big Tech additions, down from 15% pre-pandemic.
Students are reassessing the return on that diploma. According to an<a href="https://www.indeed.com/career-advice/news/college-degree-value-generational-divide"> Indeed Hiring Lab survey</a> published in May, 51% of Gen Z professionals believe their degree was a "waste of money" as employers pivot to skill-first criteria and use generative AI for junior tasks.
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<h2 class="wp-block-heading">Dream Big, Even If It Sounds Crazy</h2>
Commencement stages nationwide echoed the mindset message. Olympic gymnast Simone Biles <a href="https://www.youtube.com/watch?v=z_jRzPV7kc0">told </a>Washington University graduates in St. Louis the same day that "the world doesn't need you to be perfect—it needs you to be bold."&nbsp;
Those remarks align with Usher's closing challenge to Emory's class: "Be a little unrealistic—be a little delusional" when pursuing fulfillment, yet stay patient with the process.&nbsp;
As he reminded graduates, obstacles can "make you or break you," but a relentless mindset can still turn classroom setbacks into platinum records—or whatever success looks like after the mortarboards land.&nbsp;
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Usher Says He Was Misunderstood And Passed Over In School — Now He's Worth $200 Million And Tells Gen Z 'Blaze A New Trail'

Earlier this week, Quantum Computing, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/QUBT#NASDAQ">QUBT</a>) announced a $200 million private placement and Microsoft Corp.'s (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/MSFT#NASDAQ">MSFT</a>) CEO said quantum computing could take scientific advancements to <a href="https://www.benzinga.com/etfs/new-etfs/25/06/46080190/quantum-volatility-tradrs-new-etfs-qubx-rgtu-are-built-for-it-says-matt-markiewicz">the next level</a>.
Here&#8217;s a look at this week's highlights, lowlights and news catalysts in the quantum computing sector.&nbsp;
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Highlights: In a fireside chat with Gary Tan at Y Combinator&#8217;s AI Startup School that was posted on YouTube on Wednesday, Microsoft CEO Satya Nadella said that<a href="https://www.benzinga.com/markets/tech/25/06/46111393/ai-is-already-speeding-up-discoveries-in-chemistry-and-physics-but-satya-nadella-says-the-real-breakthrough-will-come-when-we-add-quantum-computing-to-the-mix"> it will be</a> a game-changer when quantum computing is integrated with AI.&nbsp;
&#8220;If you want to understand the language of nature, which is simulation, I think the best way to do it is through a quantum computer because, after all, physics and nature are quantum,&#8221; Nadella said.&nbsp;
&#8220;What we are seeing is pretty good advances in using basically HPC+AI as a way to accelerate advances in Chemistry, in Physics, in Material Science and so quantum would be the next step in it."
"But we're very excited about what AI+quantum and HPC in a loop can do,&#8221; he added.
Lowlights: Quantum Computing shares<a href="https://www.benzinga.com/trading-ideas/movers/25/06/46060567/quantum-computing-qubt-shares-slide-following-200m-private-placement-announcement"> fell on Monday</a> after the company announced a $200 million private placement with institutional investors.&nbsp;&nbsp;
The quantum photonics and optics firm disclosed it had entered into securities purchase agreements with institutional investors to sell approximately 14 million shares of common stock at $14.25 per share.
Quantum Computing shares were 10% lower on the week.&nbsp;
D-Wave Quantum, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/QBTS#NYSE">QBTS</a>) shares fell 12% over the past five days, while IonQ, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/IONQ#NYSE">IONQ</a>) and Rigetti Computing Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/RGTI#NASDAQ">RGTI</a>) ended the week mostly flat.&nbsp;
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Quantum Stocks Surge And Stumble: Here's What Happened This Week

In a recent <a href="https://www.reddit.com/r/SocialSecurity/comments/1laxdo4/true_or_false/">Reddit post</a> on r/SocialSecurity, a user shared a dilemma that stirred up plenty of advice — and some confusion. The poster's friend is 67, still working full-time, and just sold his house. He hasn't started collecting <a href="https://www.benzinga.com/personal-finance/management/25/06/46056038/still-working-at-69-eligible-for-social-security-should-he-keep-waiting-or-claim-now">Social Security</a> yet, but a bank advisor told him he should claim now — or risk "losing money" because of a so-called "look back" tied to his high income.
Commenters quickly weighed in, but let's break down what's really going on — and whether the advisor's warning holds up.
<h2 class="wp-block-heading">At 67, Is It Too Late to Wait?</h2>
No — in fact, he's right on time to make a smart decision.
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Because the man is already 67, he's reached his full retirement age, or FRA, under <a href="https://www.ssa.gov/pubs/EN-05-10069.pdf">Social Security rules</a>. That means he can earn as much as he wants from working — or from selling his home — and it won't reduce his monthly benefit at all.
Claiming now is an option, but not a requirement. And waiting a bit longer will actually increase his benefit thanks to delayed retirement credits, which add about 8% per year up to age 70.
<h2 class="wp-block-heading">Will Selling the House Hurt His Benefits?</h2>
This is where the bank advisor's claim gets shaky.
Social Security only cares about earned income — money from working or self-employment — when it comes to calculating any reductions in benefits before FRA. Once you hit FRA, those limits go away entirely.
On top of that, profits from a home sale are considered capital gains, not earned income. They don't affect your Social Security benefit calculation — and there's no "look back" rule in Social Security that would penalize him later.
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<h2 class="wp-block-heading">Wait, Is There Any "Look Back" Rule at All?</h2>
As some of the commenters on the thread mentioned, the "look back" the advisor mentioned probably comes from <a href="https://www.benzinga.com/personal-finance/management/25/06/46044386/ill-lose-my-marriage-72-year-old-man-asks-if-hes-a-bad-son-for-applying-for-medicaid-to-place-his-broke-94-year-old-mom-in-a-nursing-home">Medicaid</a>, not Social Security. Medicaid has a five-year look-back period to see if applicants transferred assets below market value in an attempt to qualify for long-term care coverage.
That rule has nothing to do with claiming Social Security benefits.
<h2 class="wp-block-heading">Could Medicare Costs Go Up?</h2>
Here's the one area where income from a house sale might have an impact: Medicare.
If the sale significantly increases his taxable income this year — with the sale of his property, his annual income this year went from $87,000 to $300,000 — he could get hit with higher Medicare premiums in a couple of years. Medicare uses a two-year income "look back" to determine whether someone owes Income-Related Monthly Adjustment Amount, or IRMAA, surcharges on their premiums.
But this doesn't affect whether or not he should claim Social Security — it's a separate issue.
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<h2 class="wp-block-heading">Reddit Gets It Right — Mostly</h2>
Many Reddit commenters correctly pointed out that claiming Social Security right now is a choice, not an urgent requirement. There's no penalty for waiting once you hit <a href="https://www.benzinga.com/25/05/45534539/social-security-full-retirement-age-shift-means-filing-at-62-could-chop-your-check-by-30-what-every-worker-born-in-1960-or-later-must-know">full retirement age</a>, and in this case, there's no financial downside to holding off — especially if he doesn't need the money yet.
The takeaway? It's worth getting advice, but make sure it's from someone who understands the rules — not just a bank advisor trying to be helpful.
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He's 67, Still Working, And Just Sold His House — His Bank Advisor Says Claiming Social Security Now Or Lose Money Later. Is That True?

President Donald Trump revealed a peace agreement on June 27 between the Democratic Republic of the Congo and Rwanda, aimed at halting long-standing violence in eastern Congo and unlocking U.S.-backed economic <a target="_blank" href="https://www.benzinga.com/markets/commodities/25/06/46157422/trump-ally-eyes-500-million-deal-in-peace-plan-for-dr-congo" rel="noreferrer noopener">development in the region</a>.
The treaty announcement follows rising international concern over Rwanda&#8217;s alleged support of rebel forces destabilizing mineral-rich parts of eastern Congo.
The agreement comes as part of the Trump administration&#8217;s broader strategy to end global conflicts and facilitate American investment in strategic regions, USA Today <a target="_blank" href="https://www.usatoday.com/story/news/world/2025/06/27/trump-basks-in-another-peace-deal-this-one-in-africa/84383556007/?tbref=hp" rel="noreferrer noopener">reports</a>.
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Secretary of State Marco Rubio played a pivotal role in securing the deal, hosting a formal signing ceremony with Congolese Foreign Minister Thérèse Kayikwamba Wagner and Rwandan Foreign Minister Olivier Nduhungirehe at the State Department before bringing both diplomats to the Oval Office.
Eastern Congo has suffered decades of unrest, fueled by territorial disputes and competition over valuable natural resources like cobalt and copper, USA Today adds.
The DRC government blames the M23 rebel group—which the U.N. says is backed by Rwanda—for thousands of deaths and the displacement of more than 450,000 civilians this year alone. Rwanda denies any involvement.
Senior administration adviser Massad Boulos, who is also connected to Trump&#8217;s family, is reportedly in talks to secure mineral supply deals that could channel billions of dollars into the DRC&#8217;s economy.
The Trump administration sees peace as a pathway to stabilizing the region and boosting access to critical minerals essential for electric vehicles, consumer electronics, and national security.
This latest agreement builds on Trump&#8217;s efforts to broker ceasefires in Gaza and Ukraine.
According to State Department officials, the treaty covers a ceasefire, respect for borders, refugee return, and a regional economic framework—though they caution that real peace will depend on actual implementation on the ground.
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Trump Brokers Peace Deal Between DR Congo And Rwanda — Now Eyes Billions In US Investment

"So wild to see her reaction," Reddit co-founder Alexis Ohanian said on the <a href="https://www.possible.fm/podcasts/ohanian/">"Possible" podcast</a> last month, after ChatGPT vaulted his childhood pencil sketches into vivid starships for his&nbsp; 7-year-old daughter, Olympia Ohanian.&nbsp;
The venture capitalist added that super-intelligence is becoming a commodity. "I want her to understand this is a superpower that she should have," framing generative <a href="https://www.benzinga.com/news/25/02/43903135/ais-19-9-trillion-impact-could-create-the-first-trillionaire-but-mark-cuban-says-it-wont-be-musk-or-bezos">artificial intelligence</a> as a creative engine kids can wield daily. His real-time demo spotlights how quickly AI is shifting from lab curiosity to home art supply for young creators.
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<h2 class="wp-block-heading">Classroom Superpowers Or Caution Signs</h2>
In the same conversation, Ohanian explained that he photographed "half-finished" cartoon rockets he drew as a kid and let ChatGPT return "full-color illustrations" in seconds.&nbsp;
"I want Olympia using it every day," he said, arguing that access to super-intelligence will soon be table stakes for homework. "It was just so wild to see her reaction to it," he said when the new drawings appeared. Ohanian recalled how the second-grader immediately asked to "make it fly through space."&nbsp;
"I still need her to know the fundamentals of reading and writing and arithmetic," Ohanian said, "but I want her to know that the raw intelligence part has been solved." Beyond art, he points to the AI-powered tutoring platform <a href="https://www.synthesis.com/tutor">Synthesis</a> as Olympia's homework helper—a tool that drills math and logic while still encouraging her to practice traditional pencil skills.
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Washington began laying the groundwork for that vision in April, when a White House <a href="https://www.whitehouse.gov/presidential-actions/2025/04/advancing-artificial-intelligence-education-for-american-youth/">executive order</a> created a task force to train teachers, fund AI-literacy curricula, and stage a nationwide "Presidential AI Challenge" for K-12 students. The directive also asks the Education Department to publish funding guidance within 90 days and calls for public-private partnerships to stock classrooms with vetted AI tools.
Classroom adoption is already accelerating. A nationally representative survey released in April by researchers at the University of California, Irvine, and <a href="https://www.foundry10.org/news/press/uci-news-uc-irvine-leads-national-survey-of-artificial-intelligences-role-in-education">nonprofit Foundry10</a> found 69% of teens said AI helped them learn something new, while less than 6% said they had experienced negative social or academic impacts from their use of AI.
Still, caution resonates in Washington. During a <a href="https://www.techpolicy.press/transcript-sam-altman-testifies-at-us-senate-hearing-on-ai-competitiveness/">Senate Commerce Committee hearing</a> last month, OpenAI CEO <a href="https://www.benzinga.com/news/25/04/44590350/courtroom-clash-no-thank-you-sparks-lawsuit-as-altman-shuts-down-musks-97-4b-bid">Sam Altman</a> told lawmakers that children require "a much higher level of protection" before forging chat-based friendships.&nbsp;
Altman urged age gates and independent safety audits, warning that unsupervised AI companions could mold identity development. Ohanian contends safeguards and exploration can coexist. "I want her to understand this is a superpower that she should have," he said.
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'So Wild To See Her Reaction' — Alexis Ohanian, Co-Founder Of Reddit, Uses AI To Turn Childhood Doodles Into Space Adventures With His Kid

The Federal Reserve announced on Friday that all 22 of the nation&#8217;s largest banks successfully passed its 2025 stress test, maintaining adequate capital buffers even under a <a target="_blank" href="https://www.benzinga.com/insights/analyst-ratings/25/06/46125160/expert-outlook-bank-of-america-through-the-eyes-of-15-analysts" rel="noreferrer noopener">hypothetical recession scenario</a>. However, analysts noted that this year&#8217;s exam was less demanding than previous iterations, CNBC <a target="_blank" href="https://www.cnbc.com/2025/06/27/big-banks-all-pass-less-vigorous-federal-reserves-stress-tests.html" rel="noreferrer noopener">reports</a>.
The central bank&#8217;s simulated downturn included milder assumptions compared to 2024—featuring smaller declines in housing and commercial real estate prices, a more moderate unemployment spike, and reduced overall market disruption.
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The report adds that these factors likely contributed to the more favorable outcomes for major financial institutions.
Michelle Bowman, the Fed&#8217;s newly appointed vice chair for supervision and a President Donald Trump appointee, said in a statement, &#8220;Large banks remain well capitalized and resilient to a range of severe outcomes,&#8221; CNBC adds
The scenario estimated roughly $550 billion in total losses across the tested firms, yet all remained above regulatory minimums.
Unlike last year&#8217;s exam, which included steeper declines and more severe economic pain points, the 2025 version omitted deeper stress on private equity holdings and did not evaluate exposure to private credit markets—a rapidly growing $2 trillion segment.
Fed officials offered limited explanation for the shift, only citing past volatility in test outcomes and a plan to seek public input for future revisions.
Notably absent from the 2025 methodology was any direct testing of bank vulnerabilities to private credit. Despite recent warnings from Fed researchers—including the Federal Reserve Bank of Boston—about the systemic risks private credit could pose in a sharp downturn, the Fed&#8217;s stress test documents made no reference to the sector.
Top-tier institutions such as JPMorgan Chase &amp; Co. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>), Goldman Sachs Group Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GS#NYSE">GS</a>), Citigroup Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/C#NYSE">C</a>), and Bank of America Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>) were among those that cleared the exam.
Their solid performance positions them to resume capital return programs, including dividend payouts and share buybacks, with announcements expected next week, the report adds.
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Big Banks Pass Fed's 2025 Stress Test With Ease—But Some Say It Was Too Easy

<a href="https://www.benzinga.com/money/retirement-income-calculator">Retiring early </a>could be a dream for many. Allison Esposito Medina was one of many who was able to retire early.
Before re-entering the workforce years later, Medina wanted to make sure that she focused on a work-life balance that fit her new lifestyle.
What Happened: Medina lasted only <a href="https://www.benzinga.com/money/best-retirement-plans">five months in retirement,</a> but a decision to re-join the workforce needed to accommodate the new hobbies and activities the then 40-year-old had taken up.
&#8220;I worked at Foursquare and Google, and in 2014, I started my business, Tech Ladies. My goal was to help women in the industry find jobs, negotiate and network,&#8221; Medina wrote for&nbsp;<a href="https://www.cnbc.com/2024/02/15/40-year-old-who-retired-and-only-lasted-5-months-it-was-boring.html?forYou=true" target="_blank" rel="noreferrer noopener">CNBC</a>.
Median sold Tech Ladies in 2021, which came after a decade working in the New York tech scene.
After the sale of the company, helping with the transition and realizing she had enough saved, Medina decided to retire early at the age of 40.
Medina&#8217;s retirement lasted only five months. During retirement, Medina worked on a flower garden, started exercising, did volunteer work and went for walks with new friends made during a move from New York City to New Jersey.
&#8220;Five months in, my quality of life had vastly improved. But I had mixed feelings, and at time it felt boring.&#8221;
Medina decided to re-join the workforce with her business idea to launch an online community for Gen Z and Millenial pet owners.
Read Also: <a href="https://www.benzinga.com/personal-finance/entrepreneurship/25/06/46026335/from-side-hustle-to-big-business-young-entrepreneur-makes-354000-a-month">How 25-Year-Old Tried 23 Side Hustles And Finally Built A $350,000/Month Business</a>
Why It&#8217;s Important:&nbsp;Medina&#8217;s trip back to the workforce this time around has been different, putting an emphasis on work-life balance while founding&nbsp;<a href="https://www.juniperpet.co/" target="_blank" rel="noreferrer noopener">Juniper</a>.
&#8220;I was proud of the mission, but I never exercised or took a vacation, and I rarely saw friends,&#8221; Medina recalled of her previous time working before retirement.
Medina shared the most valuable lesson she has learned, thanks to previously having an obsession with time and energy while running Tech Ladies.
&#8220;The most valuable lesson I learned is that you shouldn&#8217;t wait to do the things you dream about in retirement.&#8221;
Medina&#8217;s three questions she asked herself before founding Juniper were:
<ol start="1" class="wp-block-list">
<li>If you didn&#8217;t have to work, what is on your list of things you&#8217;d do that brings you joy?</li>
<li>How many hours a week would it take to actually do it?</li>
<li>What can you take off your plate to give yourself more time and energy to do it?</li>
</ol>
Medina said it&#8217;s important to &#8220;push yourself to be honest&#8221; about how much time you have.
Juniper was launched by Media in November 2023 after she started working on it in August of the same year.
Now, Medina works 40 hours instead of 80 in her past life. Her non-negotiables for work-life balance include having time to walk her dog, exercising and cooking every day, not skipping vacations and having weekends off.
&#8220;I want to build another successful company, but my definition of success now is accomplishing my goals without sacrificing my health, or the things that bring me joy and purpose.&#8221;
Read Next: 
<ul class="wp-block-list">
<li><a href="https://www.benzinga.com/personal-finance/entrepreneurship/25/06/46120723/how-27-year-old-turned-side-hustles-into-700k-and-his-2-rules-for-getting-started">How 27-Year-Old Turned Side Hustles Into $700K—And His 2 Rules For Getting Started</a></li>
</ul>
If you enjoyed this story, check out more coverage on entrepreneurship and stories of success&nbsp;<a href="https://www.benzinga.com/topic/benzinga-inspire" target="_blank" rel="noreferrer noopener">with Benzinga Inspire.</a>
This article was previously published by Benzinga and has been updated.

Entrepreneurship

Success Stories

Startups

She Retired At 40, Got Bored, And Came Back Smarter: Her 3 Millionaire Rules For A Life That Actually Works

Bill Gates, co-founder of Microsoft, could have been the world&#8217;s first trillionaire if he had retained his original company stock.
What Happened: The Forbes projection comes in light of Gates&#8217; public commitment to donate nearly all of&nbsp;his remaining wealth and wind&nbsp;down the Gates Foundation by&nbsp;2045. 
Gates, along with his ex-wife Melinda, have already donated $60.2 billion to the foundation since its inception in 2000, making them the second-largest philanthropists in America. 
Despite their philanthropic efforts, they remain among the world&#8217;s wealthiest, with an estimated net worth of&nbsp;$113 billion and $30.4 billion, respectively.
According to Forbes&#8217; <a href="https://www.forbes.com/sites/mattdurot/2025/05/09/bill-gates-would-be-a-trillionaire-if-hed-kept-all-his-microsoft-stock/">calculations</a>, if the Gates had not embarked on their philanthropic journey and retained all their Microsoft shares,&nbsp;their combined fortune would be&nbsp;a staggering&nbsp;$1.5 trillion. 
Also Read: <a href="https://www.benzinga.com/news/22/10/29194457/melinda-gates-on-divorce-with-bill-gates-unbelievably-painful-i-just-couldnt-stay-in-that-marriage-2">Melinda Gates On Divorce With Bill Gates: &#8216;I Just Couldn&#8217;t Stay In That Marriage&#8217;</a>
In this hypothetical&nbsp;scenario,&nbsp;Gates alone would likely be&nbsp;the first trillionaire, with a fortune of $1.2 trillion&nbsp;even after his 2021 divorce.&nbsp;
This sum would be over&nbsp;triple Elon Musk&#8216;s peak net&nbsp;worth. Melinda would be worth&nbsp;an estimated $300 billion, potentially&nbsp;making her the world&#8217;s third-richest person.
In reality, Gates has&nbsp;systematically sold and donated shares,&nbsp;diversifying his portfolio. Currently,&nbsp;his Microsoft ownership is an&nbsp;estimated 0.9 percent stake, valued&nbsp;at $28 billion. Melinda&#8217;s Microsoft&nbsp;shares are an estimated $&nbsp;380,000.
Why It Matters: The Gates have made significant contributions to global health and poverty alleviation through the Gates Foundation, distributing an estimated $47.7 billion.&nbsp;
Melinda has also launched Pivotal&nbsp;Philanthropies and committed an additional&nbsp;$12.5 billion for women's and&nbsp;girls' rights. Both remain committed&nbsp;to the Giving Pledge, which&nbsp;they co-founded with Berkshire Hathaway&#8217;s&nbsp;chairperson Warren Buffett in 2010.&nbsp;
Their philanthropic efforts have had a significant impact on global issues, despite the potential personal wealth they could have amassed.
Read Next
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Image: Shutterstock/Alexandros Michailidis

Bill Gates Could've Been The World's First Trillionaire — and Richer Than Elon Musk — If He'd Kept His Microsoft Stock

At 55, one school bus driver is weighing a tough decision that many people approaching <a href="https://www.benzinga.com/personal-finance/25/06/46024300/is-your-retirement-plan-just-a-hope-and-a-401-k">retirement</a> can relate to: Should she stick with a job she enjoys, or switch to a new one that offers a pension and free health insurance?
She shared her dilemma in a <a href="https://www.reddit.com/r/retirement/comments/1lexwqs/struggling_with_new_job_offer_for_retirement/">Reddit forum</a>, explaining that the job she's considering offers something her current employer doesn't — a pension.&nbsp;
"The pension will take me 7 years to become fully vested," she wrote, adding that after 10 years, she'd qualify for a higher payout. "That would put me right at 65, and I could retire with the small pension and [Social Security]."
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</ul>
The catch? Switching jobs means starting over. And while the new job offers a lifetime pension, it also requires a longer commute, working summers, and losing some financial benefits she currently depends on.
<h2 class="wp-block-heading">What She Has Now</h2>
Right now, she drives a school bus part time. The pay is higher per hour, and the job comes with some perks that aren&#8217;t always obvious — like unemployment benefits during school breaks. She also contributes to a 401(k) and relies on her husband's <a href="https://www.benzinga.com/news/health-care/25/06/46013434/dave-ramsey-asks-why-does-this-dang-medicare-feel-so-confusing-blames-government-then-offers-seniors-a-clear-path-forward">health insurance</a>.
Importantly, she enjoys her current role and isn't looking to leave because of dissatisfaction. "I enjoy my job and have nothing against my current employer at all," she said. "What pulls me toward this other employer is the pension and free health insurance for me, which means the hubby can drop me from his health insurance plan."
Trending: Invest early in CancerVax's breakthrough tech aiming to disrupt a $231B market. <a href="https://www.benzinga.com/money/this-company-may-have-found-a-way-to-treat-cancer-by-tricking-the-bodys-immune-system-and-early-studies-show-some-promise-find-out-how-you-can-invest-in-the-future-of-cancer-treatment">Back a bold new approach to cancer treatment with high-growth potential.</a>
<h2 class="wp-block-heading">What the New Job Offers</h2>
The new job would still involve driving a bus, but with a few key changes. She'd go from guaranteed four-hour days to six-hour days. Even though the hourly pay is lower, the increased hours could mean a slightly higher paycheck overall.
The real draw is the pension and free health coverage. <a href="https://www.benzinga.com/personal-finance/25/02/43432805/workers-long-for-the-day-pensions-make-a-comeback-83-say-everyone-deserves-a-pension-not-just-public-employees">Pensions</a> can be hard to come by these days, especially ones that offer a fixed monthly payment for life. But to earn that benefit, she'd need to stay for at least seven years. To maximize it, 10 years. That would mean working full time, through summers and breaks, until she's 65.
<h2 class="wp-block-heading">What Others Are Saying</h2>
Comments on her post were mixed. Some encouraged her to take the pension while she still has time to vest, pointing out that "pensions are incredibly scarce these days, especially ones that have a lifetime payout." Others urged caution. "If it were me… I think I'd stay at the job I love and just try to max my 401(k) contributions."
See Also: GoSun's Breakthrough Rooftop EV Charger Already Has 2,000+ Units Reserved — <a href="https://www.benzinga.com/money/meet-the-company-seeking-to-give-americans-energy-independence-and-learn-how-you-can-become-an-early-investor">Become an Investor in This $41.3M Clean Energy Brand Today</a>
One user raised a practical concern: pensions may not always be as secure as they seem. "They depend on the stability of your company and their competency level to keep your, and others, contributions safe," they said.
<h2 class="wp-block-heading">No Easy Answer</h2>
This isn't a straightforward financial decision — it's a personal one. It involves weighing <a href="https://www.benzinga.com/personal-finance/25/03/44459879/suze-orman-warns-the-absolute-worst-thing-that-you-can-be-doing-right-now-is-panic-because-it-hurts-long-term-security">long-term security</a> against current comfort, and guaranteed income against the flexibility of a 401(k). While a pension sounds appealing, she's also aware that switching jobs at this stage of life comes with trade-offs.
For now, it seems that she's leaning toward staying where she is and increasing her retirement contributions. But as she put it, "I have time to think it over… but not forever."
Read Next: Many are using retirement income calculators to check if they&#8217;re on pace —<a href="https://www.benzinga.com/money/how-do-i-calculate-my-retirement-income-adv"> here&#8217;s a breakdown on what&#8217;s behind this formula.</a>

Should She Start Over For A Pension? A 55-Year-Old School Bus Driver Weighs Guaranteed Retirement Pay Against Job Comfort

Michael Intrator, the CEO of AI startup&nbsp;CoreWeave, has seen his net worth double to a whopping $10 billion in a mere 12 days. This rapid wealth accumulation is unprecedented in the tech industry.
What Happened:&nbsp;CoreWeave&#8217;s stock has skyrocketed by nearly 300%&nbsp;in the last two months. This followed a rather unimpressive initial public offering (IPO) in March. 
The stock&#8217;s surge has greatly enriched its shareholders, including Intrator, a 56-year-old former hedge fund manager.
Bloomberg notes that Intrator&#8217;s net worth has soared&nbsp;from $5 billion to $10&nbsp;billion in less than two weeks. This is an extraordinary achievement, given that it usually takes a billionaire over three years to double their wealth.
Despite CoreWeave&#8217;s initial lackluster performance on the stock market, Intrator remained steadfast in his belief in the company&#8217;s potential to &#8220;generate enormous value.&#8221;
Also Read: <a href="https://www.benzinga.com/crypto/cryptocurrency/25/06/45712312/michael-saylor-called-scaramucci-from-a-yacht-and-it-changed-the-ending-of-his-book">Michael Saylor Called Scaramucci From a Yacht and It Changed the Ending of His Book</a>
CoreWeave&#8217;s other co-founders have also seen their wealth grow significantly. Bloomberg reports that the company&#8217;s chief strategy officer, Brian Venturo, is now worth $6.4 billion, while chief development officer, Brannin McBee, is worth $4.7 billion, <a href="https://fortune.com/2025/06/27/billionaire-ai-company-coreweave-ceo-double-wealth-five-to-ten-billion-michael-intrator-no-tech-background/">reports</a> Fortune.
The company&#8217;s success can be attributed to securing major&nbsp;tech companies as clients and&nbsp;partners,&nbsp;including Nvidia, OpenAI, and Microsoft.&nbsp;
Interestingly, all three founders come from finance backgrounds, not tech, highlighting that breaking into AI does not necessarily require a tech background.
Why It Matters: CoreWeave&#8217;s success story is a testament to the immense potential of AI technology and its ability to generate wealth rapidly. 
The company&#8217;s ability to secure partnerships with major tech companies, despite its founders&#8217; non-tech backgrounds, underscores the importance of strategic alliances and business acumen in the tech industry. 
This could potentially inspire more finance professionals to venture into the tech industry, particularly AI, thereby fostering greater diversity and innovation in the sector.
Read Next
<a href="https://www.benzinga.com/news/entertainment/25/06/46042368/telegram-ceo-pavel-durov-to-leave-his-13-9-billion-fortune-to-his-100-children">Telegram CEO Pavel Durov To Leave His $13.9 Billion Fortune to His 100+ Children</a>
Image: Shutterstock/Odu Mazza

Markets

Here's How This AI CEO Just Doubled His Net Worth To $10 Billion—In Just Only 12 Days

Legendary Investor Warren Buffett had an extreme fear of public speaking in his younger days. If it weren&#8217;t for a $100 college course he took when he was 20 years old, the &#8220;Oracle of Omaha&#8221; might have shorted his own success.
What To Know: Buffett had an extreme fear of public speaking up until the age of 20, according to <a href="https://www.cnbc.com/2019/03/21/billionaire-warren-buffett-says-a-100-dollar-course-had-the-biggest-impact-on-his-success.html?utm_content=makeit&amp;utm_medium=Social&amp;utm_source=Facebook&amp;fbclid=IwAR214Hln3Hmu8MUDHCWsWv1Ogxu7wi-TK9fQr8Yo3_bw1ds91gwRc5W4COk#Echobox=1675694538">CNBC</a>.
"Just the thought of it made me physically ill.&nbsp;I would literally throw up,"&nbsp;Buffett told CNBC contributor and&nbsp;"Getting There" author&nbsp;Gillian Zoe Segal.
In his early college days, Buffett, chair and CEO of Berkshire Hathaway Inc (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BRK#NYSE">BRK</a>) (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BRK#NYSE">BRK</a>), would select certain classes to avoid having to present in front of his classmates. Furthermore, he designed his schedule so he wouldn't have to be in front of crowds.
He told Segal that he could barely even introduce himself whenever he found himself in a situation where he was required to speak in front of others. 
Buffett set out to change that when he saw an ad for a Dale Carnegie public speaking course at Columbia's Business School. He signed up and even wrote a check to cover the costs, but shortly after, he called it off.
"I just couldn&#8217;t do it. I was that terrified," the Berkshire CEO&nbsp;said.
See Also: <a href="https://www.benzinga.com/markets/tech/25/06/46047056/ben-horowitz-once-told-columbia-grads-dont-follow-your-passion-but-contribution-instead-something-that-doesnt-coincide-with-the-opinion-of-elon-musk-kevin-oleary-jeff-bezos-and-warren-bu">Ben Horowitz Once Told Columbia Grads, &#8216;Don&#8217;t Follow Your Passion&#8217; But Contribution Instead: Something That Doesn&#8217;t Coincide With The Opinion Of Elon Musk, Kevin O&#8217;Leary, Jeff Bezos And Warren Buffett</a>
Not long after Buffett graduated, he came across the exact same ad in the paper and set out to sign himself up again, with one key difference in his approach.
"This time, I handed the instructor $100 in cash. I knew if I gave him the cash I&#8217;d show up," Buffett&nbsp;said.&nbsp;
He did show up, and he discovered that about 30 other people had the same problem&nbsp;he did, he said: "We all had trouble saying our&nbsp;own names."
By the time he finished the 12-week course, he was ready to put his skills to the test. He applied for a teaching position at the University of Omaha right away, knowing that if he didn't keep at it, he would risk giving up&nbsp;the progress he had made in the public speaking class.&nbsp;
"I just kept doing it, and now you can&#8217;t stop me from talking,"&nbsp;Buffett told Segal with a laugh.
The report indicates that the Berkshire CEO&nbsp;credits much of his&nbsp;<a href="http://www.benzinga.com/news/large-cap/23/02/30740695/how-warren-buffetts-fund-manager-turned-70k-into-264m-in-a-perfect-world-nobody-would-know-about-t">success</a>&nbsp;to the public speaking class, which is&nbsp;a lot of praise for someone as successful as the Oracle himself.
According to <a href="https://www.bloomberg.com/billionaires/">Bloomberg</a>, Buffett is the eighth-richest person in the world, with an estimated net worth of $152 billion at the time of writing. His fund has historically outperformed the S&amp;P 500, delivering nearly 20% compounded annual returns since Buffett took control of Berkshire in 1965.
Read Next:
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<li><a href="https://www.benzinga.com/personal-finance/financial-advisors/25/06/46067598/bill-gates-kids-were-stunned-to-find-warren-buffett-chowing-down-on-oreos-for-breakfast-after-a-sleepover-naturally-they-demanded-some-too">Bill Gates&#8217; Kids Were &#8216;Stunned&#8217; To Find Warren Buffett Chowing Down On Oreos For Breakfast After A Sleepover—Naturally, They Demanded Some Too</a></li>
<li><a href="https://www.benzinga.com/real-estate/25/06/45995200/when-the-skies-rain-gold-warren-buffett-says-to-carry-a-washtub-heres-where-its-pouring-right-now">When The Skies &#8216;Rain Gold&#8217; Warren Buffett Says To Carry A Washtub – Here&#8217;s Where It&#8217;s Pouring Right Now</a></li>
</ul>
Some elements of this story were previously reported by Benzinga and it has been updated.
Image: Kent Sievers/Shutterstock.

Warren Buffett Would Probably Still 'Literally Throw Up' When Speaking In Front Of Crowds If He Didn't Take This $100 College Course

A 35-year-old nurse from Montreal recently stunned listeners of &#8220;<a href="https://www.youtube.com/watch?v=MU9MAmr4VAQ">The Ramsey Show</a>&#8221; when he called in to share that he&#8217;s carrying a total of $1.8 million in debt, despite cutting out everything <a href="https://www.benzinga.com/news/25/06/46067665/the-real-budget-killer-isnt-big-purchases-its-the-20-here-20-there-habits-that-quietly-empty-your-account">from snacks to grooming</a>.
&#8220;I had my aha moment when I saw $22,000 going out in one month after doing a budget,&#8221; he told Dave Ramsey and co-host Rachel Cruze. With one child already and another on the way, he&#8217;s desperate to make changes, but feels stuck in a financial hole that&#8217;s quickly closing in.
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</ul>
<h2 class="wp-block-heading">Triplex, Two Hondas And A Cousin&#8217;s Loan</h2>
The caller said he owes $680,000 on a triplex currently listed for $950,000, and another $590,000 on his family home, which he says is worth about $750,000. On top of that, he has two electric Hondas, each with loans of nearly $70,000, plus $35,000 in credit card and student loan debt. But the most striking part is that he borrowed $350,000 from a cousin to use as a down payment and to <a href="https://www.benzinga.com/money/what-is-flipping-houses">renovate both properties</a>.
His household brings in $110,000 to $120,000 a year before taxes. About half of that comes from his wife, who will be going on <a href="https://www.benzinga.com/personal-finance/25/02/43716980/i-think-you-could-probably-freaking-struggle-through-dave-ramsey-shocked-by-new-mom-whose-husband-makes-975000-but-wont-let-her-quit-job">maternity leave</a> in 12 weeks. She&#8217;ll be receiving 70% of her salary for a year.
&#8220;I cut out everything from potato chips to haircuts, literally anything I could to curb the expenses,&#8221; he said. &#8220;I wish I could do more jobs a day, but my doctor says that because I&#8217;m bipolar, I need to have a <a href="https://www.benzinga.com/tech/25/03/44157414/mark-cuban-once-shared-a-powerful-yet-humbling-take-on-work-life-balance-here-are-5-more-eye-opening-statements-from-jeff-bezos-jamie-dimon-and-elon-musk-that-will-make-you-rethink-your-lif">healthy work-life balance</a>.&#8221;
Trending: Invest early in CancerVax's breakthrough tech aiming to disrupt a $231B market. <a href="https://www.benzinga.com/money/this-company-may-have-found-a-way-to-treat-cancer-by-tricking-the-bodys-immune-system-and-early-studies-show-some-promise-find-out-how-you-can-invest-in-the-future-of-cancer-treatment">Back a bold new approach to cancer treatment with high-growth potential.</a>
<h2 class="wp-block-heading">Ramsey And Cruze Push Back Hard</h2>
Ramsey and Cruze went straight to the point. &#8220;You sound like you&#8217;re walking around under a 400-pound weight,&#8221; Ramsey told him. &#8220;You sound scared to death.&#8221;
Ramsey urged the caller to sell the triplex immediately, ditch the expensive cars, and stop making financial decisions based on trying to keep his wife happy.
&#8220;You don&#8217;t get to be an investor in triplexes. That thing&#8217;s got to be priced in such a way that your real estate agent can sell it and get it gone,&#8221; Ramsey said. &#8220;We&#8217;re not worried about the environment right now. The environment I&#8217;m worried about is not being broke. Electric Hondas are gone. Bye-bye. We&#8217;re getting cheap cars.&#8221;
And regarding maternity leave, it&#8217;s a luxury they can&#8217;t afford: &#8220;I don&#8217;t really care what the Canadian government says. She gets to go to work. She&#8217;s broke. Broke people work.&#8221;
See Also: GoSun's Breakthrough Rooftop EV Charger Already Has 2,000+ Units Reserved — <a href="https://www.benzinga.com/money/meet-the-company-seeking-to-give-americans-energy-independence-and-learn-how-you-can-become-an-early-investor">Become an Investor in This $41.3M Clean Energy Brand Today</a>
When the caller said his wife was only willing to sell everything except the house and the cars, Ramsey replied, &#8220;You've been running around trying to shovel things in her direction to keep her happy, like she's your child or something. That's not working.&#8221;
<h2 class="wp-block-heading">The Way Out Will Be Hard</h2>
Ramsey said that with <a href="https://www.benzinga.com/personal-finance/25/01/42771996/this-is-unhinged-a-reddit-user-asks-others-for-extreme-acts-of-frugality-they-witnessed-and-the-replies-are-shockingly-entertaining">intense budgeting</a> and lifestyle changes, the couple could eventually dig out. &#8220;Mathematically, I can get you out if you did everything I told you to do. But I don&#8217;t know if you&#8217;ll do it or not.&#8221;
Cruze added that their entire life will have to look &#8220;completely different&#8221; in the next three to six months if they want to survive this.
Read Next: <a href="https://www.benzinga.com/money/gbr-savings-by-age">If You're Age 35, 50, or 60: Here&#8217;s How Much You Should Have Saved Vs. Invested By Now</a>
Image: Shutterstock

Dave Ramsey Caller Is Trying To Beat $1.8 Million In Debt With No Chips Or Haircuts—'My Doctor Says I Need A Healthy Work-Life Balance'

"The purest NBA guy" is how Hall of Fame center Shaquille O'Neal described former Lakers teammate Mark Madsen on Fox Sports' "<a href="https://www.youtube.com/watch?v=81L2xNPdlf0">Fair Game</a>" in 2019.&nbsp;
He then quietly bought Madsen a custom $1,000 suit and arranged a discount on a pickup truck so the Stanford graduate could fit in among million-dollar wardrobes and luxury rides in the Lakers locker room.
The impromptu spree kicked off one of basketball's endearing mentor-rookie stories and still resonates in Berkeley two decades later.
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<li>Peter Thiel turned $1,700 into $5 billion—now accredited investors are eyeing this software company with similar breakout potential. Learn how you can <a href="https://www.benzinga.com/money/how-peter-thiel-turned-his-roth-ira-into-5-billion-and-why-accredited-investors-are-now-eyeing-this-smartphone-disruptor">invest with $1,000 at just $0.30/share.</a></li>
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</ul>
<h2 class="wp-block-heading">From Rookie Pay To NBA Polish</h2>
According to <a href="https://hoopshype.com/player/mark-madsen/salary/">Hoopshype</a>, Madsen went 29th overall in the 2000 draft and signed a three-year contract worth more than $2.2 million, according to the <a href="https://www.latimes.com/archives/la-xpm-2000-jul-06-sp-48591-story.html">Los Angeles Times </a>at the time. That sum barely covered rent in Los Angeles, let alone the four-figure suits most veterans wore. So O'Neal asked the team tailor to cap an outfit at $1,000 and slipped the bill under Madsen's locker.
"He's the purest guy I've ever met in the NBA. I had to protect that," O'Neal said, adding that party invitations for the rookie were off-limits. Instead, he sealed the makeover by steering Madsen to a trusted car dealership, where a modest pickup came at a discount "because rookies need reliable, not flashy."
Trending: Invest early in CancerVax's breakthrough tech aiming to disrupt a $231B market. <a href="https://www.benzinga.com/money/this-company-may-have-found-a-way-to-treat-cancer-by-tricking-the-bodys-immune-system-and-early-studies-show-some-promise-find-out-how-you-can-invest-in-the-future-of-cancer-treatment">Back a bold new approach to cancer treatment with high-growth potential.</a>
<h2 class="wp-block-heading">Mentor Magic and Championship Runs</h2>
The gesture cemented a bond as O'Neal and Kobe Bryant led the Lakers to league titles in 2001 and 2002. In 2001 alone, Los Angeles posted a 15–1 postseason, one of the most dominant runs in NBA history, according to <a href="https://www.basketball-reference.com/playoffs/NBA_2001.html">Basketball-Reference</a>.
Madsen <a href="https://www.basketball-reference.com/players/m/madsema01.html">averaged</a> just 2.2 points and 2.6 rebounds per game, but his sideline dance during the 2002 parade still loops on arena jumbotrons.
<h2 class="wp-block-heading">From Hardwood to Head Coach</h2>
After retiring, Madsen joined Utah Valley and then the Lakers as an assistant. In April 2023, he became head coach at the University of California. In his first season, Cal improved by 10 wins to finish with 13, despite grueling cross-country trips, <a href="https://www.espn.com/mens-college-basketball/story/_/id/45027724/acc-report-cards-grades-2024-2025">ESPN reported</a>.&nbsp;
According to the <a href="https://www.sfchronicle.com/sports/college/article/cal-men-earn-1st-acc-win-beat-virginia-behind-20017104.php">San Francisco Chronicle</a>, momentum peaked in January when Cal beat Virginia 75-61 for its first ACC win. "This is the opening of a new chapter," Madsen said afterward. He added Cal "is going to be a powerhouse in the ACC."
See Also: Tired of Grid Failures and Charging Deserts? This Startup Has a Solar Fix and $25M+ in Sales — <a href="https://www.benzinga.com/money/meet-the-company-seeking-to-give-americans-energy-independence-and-learn-how-you-can-become-an-early-investor">Now Raising at $3/Share</a>
<h2 class="wp-block-heading">Extending the Legacy</h2>
O'Neal, meanwhile, has extended that mentorship beyond teammates. In February, Clark County, Nevada, commissioners approved plans for a $24 million <a href="https://www.shaqfuradio.com/2025/02/19/shaqs-vegas-youth-center-moving-ahead/">Shaquille O'Neal Youth Development Complex</a> in Las Vegas.&nbsp;
Groundbreaking is set for late March or early April. The facility will include a regulation gym, STEAM classrooms and free meals, aiming to guide 1,000 local youths toward college and careers each year.
Read Next: <a href="https://www.benzinga.com/money/are-you-rich">Are you rich?</a> Here&#8217;s what Americans think you need to be considered wealthy.

Shaquille O'Neal Called Mark Madsen 'The Purest NBA Guy' — Then Got Him A $1,000 Custom Suit And Discounted Truck To Fit In On Rookie Pay

&#8220;How hard would it actually be for a millionaire to start from 0 again?&#8221; That was the question posed on Reddit&#8217;s <a href="https://www.reddit.com/r/NoStupidQuestions/comments/1ljgcus/how_hard_would_it_actually_be_for_a_millionaire/">r/NoStupidQuestions</a> recently. The scenario: no money, no contacts, no LinkedIn. Just experience and mindset. Would it be enough?
The post resonated widely and sparked hundreds of thoughtful responses from users across all walks of life.
<h2 class="wp-block-heading">Connections Matter More Than Grit</h2>
Most agreed that without connections, <a href="https://www.benzinga.com/personal-finance/25/03/44440238/can-you-guess-how-much-you-need-to-build-generational-wealth-some-say-its-less-than-what-it-takes-to-feel-rich">rebuilding wealth</a> would be extremely difficult, even for someone who had done it before. &#8220;Zero dollars, pretty easy for many of them. Zero rich friends and contacts, they&#8217;re probably f&#x2A;&#x2A;&#x2A;ed,&#8221; one user said without embellishing.
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Another top commenter wrote, &#8220;The biggest assets are your contact list and your reputation. If I know people, I can ask them for work, get credit, find buyers. Without that, you&#8217;re just another person.&#8221;
One Redditor argued that while a rich person might crash on a friend's guest bed, poor people often have no such help. &#8220;I was homeless for a brief but awful period&#8230; Within a month, I had exhausted all my options and was about to sleep on the sidewalk.&#8221;
Many pointed out that millionaire status often comes from owning a home and maxing out retirement accounts, not from running a successful company. &#8220;Millionaire at this point means HCOL homeowner,&#8221; one person said, referring to <a href="https://www.benzinga.com/markets/25/05/45685741/the-cost-of-living-crisis-hits-hard-in-these-8-cities-where-you-need-to-earn-at-least-100k-to-live-c">high-cost-of-living areas</a>. Another added, &#8220;I&#8217;m technically a millionaire—about $1.6M net worth. If I had to produce $1M in cash&#8230; I&#8217;d be permanently worse off.&#8221;
People who <a href="https://www.benzinga.com/markets/asia/24/04/38359250/invest-for-the-decades-not-the-years">took decades to save and invest</a> wouldn&#8217;t have the time or energy to start over. &#8220;It took me 25 years with a high-paying job that let me save near 50%. I&#8217;d be dead before I could do it again,&#8221; one commenter said.
Trending: Tired of Grid Failures and Charging Deserts? This Startup Has a Solar Fix and $25M+ in Sales — <a href="https://www.benzinga.com/money/meet-the-company-seeking-to-give-americans-energy-independence-and-learn-how-you-can-become-an-early-investor">Now Raising at $3/Share</a>
<h2 class="wp-block-heading">Luck And Timing Play A Huge Role</h2>
Plenty of people stressed the importance of good fortune. To them, most millionaires did not start from zero. They had family support, education and safety nets. As someone noted, luck is a huge factor. Right place, right time, right idea. Without that, it&#8217;s just wishful thinking.
Even Mark Cuban, quoted by several Redditors, has said he believes he <a href="https://www.benzinga.com/personal-finance/25/04/44657251/mark-cuban-said-billionaires-who-claim-they-could-do-it-all-again-are-lying-their-a-off-youve-got-to-have-luck-and-timing-to-get-rich">could become a millionaire again but not a billionaire</a>. Becoming a billionaire often comes down to being in the right place at the right time and taking big risks that happened to pay off, more than it does to effort or ability.
One person, who supposedly went bust at 23, losing all of their $1.5 million and recouping their wealth by 30, and more so, said, &#8220;Ask any multimillionaire and they'll all tell you the same: The first million was the hardest to earn. What made it uniquely difficult is what they had to learn along the way. Everything after that is mostly copy and paste, while remembering past mistakes.&#8221;
In the end, while millionaire experience might help someone avoid common mistakes, it&#8217;s no substitute for capital, connections, and safety nets.&nbsp;
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Image: Shutterstock

Someone Asked, 'How Hard Would It Actually Be For A Millionaire To Start From 0 Again?' No Access To Old Networks, No LinkedIn, Nothing

Personal finance expert Suze Orman says she&#8217;s confident the stock market is headed higher, despite some alarming signs in the broader economy. In her recent <a href="https://www.youtube.com/watch?v=eoC3d8kt6e4">video</a>, she acknowledged that things feel unstable right now, but urged her audience to stay calm and take a long-term view.
<h2 class="wp-block-heading">Unusual Economic Signals</h2>
&#8220;There is something going on in this economy that I really don&#8217;t like,&#8221; Orman said, citing how traditional patterns are breaking. Typically, when markets drop, investors move into bonds, causing bond prices to rise and interest rates to fall. But that hasn&#8217;t been happening. &#8220;Interest rates in <a href="https://www.benzinga.com/25/05/45654448/bond-market-caught-between-rate-cut-hopes-and-fed-cautionwhat-investors-can-do-now">bonds</a> went up and up and up,&#8221; she said. &#8220;That isn&#8217;t what you want to see in normal markets.&#8221;
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Another red flag: the U.S. dollar. Orman explained that during times of global uncertainty, foreign money usually flows into the dollar, strengthening it. But instead, &#8220;<a href="https://www.benzinga.com/markets/economic-data/25/06/45974992/everyone-now-hates-the-dollar-is-that-the-ultimate-buy-signal">the dollar has been getting weaker</a> and weaker and weaker.&#8221;
She suggested this could mean foreign investors are losing confidence in the U.S. &#8220;Maybe it&#8217;s that foreign countries don&#8217;t quite have the faith in us anymore that they used to. We haven&#8217;t exactly <a href="https://www.benzinga.com/25/03/44131125/tariff-update">been nice to them</a>.&#8221;
<h2 class="wp-block-heading">Shifting Her Own Strategy</h2>
With her own treasuries maturing, Orman said she is now choosing dividend-paying stocks instead of rolling her money back into treasuries. &#8220;Many <a href="https://www.benzinga.com/money/best-dividend-paying-stocks">dividend-paying stocks</a> right now are paying more in a dividend than the Treasury is paying in interest rates,&#8221; she said.
Trending: GoSun's Breakthrough Rooftop EV Charger Already Has 2,000+ Units Reserved — <a href="https://www.benzinga.com/money/meet-the-company-seeking-to-give-americans-energy-independence-and-learn-how-you-can-become-an-early-investor">Become an Investor in This $41.3M Clean Energy Brand Today</a>
She emphasized the importance of dollar-cost averaging: investing smaller amounts over time. This way, if stock prices fall, investors can buy more shares. &#8220;Even if it goes down because the markets go down&#8230; [your] income is fixed in the dividend, [so] your interest rate also goes up in there,&#8221; she explained.
One example she gave was Pfizer (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PFE#NYSE">PFE</a>), which has been trading around $24 a share with a <a href="https://www.benzinga.com/content/45601072/pfizers-7-5-dividend-income-haven-or-house-of-cards">dividend yield of about 7%</a>. &#8220;Now, is it possible that maybe they could cut the dividend? They&#8217;re not going to get rid of the dividend, as far as I&#8217;m concerned.&#8221;
<h2 class="wp-block-heading">Staying Invested In The Future</h2>
Orman advised investors to focus on sectors that reflect the future, particularly artificial intelligence and technology. She specifically recommended ETFs like VanEck Semiconductor ETF (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/SMH#NASDAQ">SMH</a>) and Invesco QQQ Trust (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/QQQ#NASDAQ">QQQ</a>). &#8220;I want you to be investing in the future, not in the past anymore,&#8221; she said. &#8220;Artificial intelligence has absolutely changed the face of money and the face of the future.&#8221;
See Also: Invest early in CancerVax's breakthrough tech aiming to disrupt a $231B market. <a href="https://www.benzinga.com/money/this-company-may-have-found-a-way-to-treat-cancer-by-tricking-the-bodys-immune-system-and-early-studies-show-some-promise-find-out-how-you-can-invest-in-the-future-of-cancer-treatment">Back a bold new approach to cancer treatment with high-growth potential.</a>
Despite today's economic uncertainty, Orman remains optimistic. &#8220;Believe it or not, I have total belief that these markets are going to continue up without a shadow of a doubt,&#8221; she said. Even if she turns out to be only half right, she advised investors to act accordingly: invest 50% now and the rest later if prices fall.
&#8220;I&#8217;m still a total believer in the stock market. I think it is very, very possible you could see the [<a href="https://www.benzinga.com/trading-ideas/long-ideas/25/06/45932660/exclusive-sp-500-new-all-time-highs-again-2025">S&amp;P 500</a>] skyrocket. I am a total believer in dividend-paying stocks,&#8221; she said. And if you don't need the income now, she added, &#8220;it is essential that you are reinvesting those dividends.&#8221;
Read Next: Many are using retirement income calculators to check if they&#8217;re on pace —<a href="https://www.benzinga.com/money/how-do-i-calculate-my-retirement-income-adv"> here&#8217;s a breakdown on what&#8217;s behind this formula.</a>
Image: Shutterstock

Suze Orman Believes The Stock Market Will Continue Climbing 'Without A Shadow Of A Doubt'

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하원 규칙위원회는 22시간 동안의 마라톤 청문회 끝에 8대 4로 도널드 트럼프 대통령의 &#8216;하나의 크고 아름다운 법안'(감세안)을 본회의 표결로 넘겼다. 공화당 내부 분열에도 불구하고 4조 9천억 달러 규모의 입법 패키지를 추진하면서 밤새 표결이 진행될 가능성이 커졌다.
무슨 일 있었나: ABC 뉴스 <a href="https://abcnews.go.com/Politics/committee-advances-trump-megabill-full-house-after-aimed/story?id=122059925" target="_blank" rel="noopener">보도</a>에 따르면 하원 공화당 의원들은 트럼프의 대규모 감세안을 추진하기 전 보수 및 온건파를 달래기 위해 핵심적인 양보를 했다.
위원회는 2029년이 아닌 2026년 12월 31일부터 메디케이드 근로 요건을 완화하는 한편, 2017년 감세 및 일자리 법에 규정된 현행 1만 달러 한도에서 50만 달러 미만 소득에 대한 주 및 지방세(SALT) 공제 한도를 4만 달러로 인상하는 것을 승인했다.
개정된 법안은 또한 바이든 시대의 청정 에너지 세금 공제에 대한 삭감을 신속히 처리하여 새로운 프로젝트가 60일 이내에 착공되거나 2028년 말까지 "서비스 개시"가 되도록 요구한다.
또한 국토안보부는 2029년 9월까지 120억 달러를 주정부에 국경 보안 비용으로 지원받는다.
칩 로이(Chip Roy) 텍사스주 하원의원은 위원회 표결에 불참했고, 민주당은 하원에서 법안의 진행을 늦추기 위해 시간끌기 전술을 사용했다. 이러한 변화는 트럼프 대통령이 화요일 협상 실패 이후 수요일 마이크 존슨 하원의장 및 프리덤 코커스(Freedom Caucus) 위원들과 만난 후 이루어졌으며, 캐롤라인 레빗 백악관 대변인은 이 회의를 "생산적"이라고 불렀다.
왜 중요한가: 법안의 통과는 여러 부문에 <a href="https://www.benzinga.com/government/regulations/25/05/45506863/trumps-big-beautiful-bill-advances-heres-who-wins-and-loses" target="_blank" rel="noopener">상당한 영향을 미칠 것</a>이다. 방산 계약업체인 RTX(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RTX#NYSE">RTX</a>), 록히드 마틴(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/LMT#NYSE">LMT</a>), 팔란티어(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PLTR#NYSE">PLTR</a>) 및 부즈 앨런 해밀턴(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAH#NYSE">BAH</a>)은 증가된 군사 지출 조항으로 혜택을 받을 수 있다.
반면, 메디케이드 관리 의료 조직은 등록 변동성 위험에 직면하여 유나이티드헬스 그룹(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UNH#NYSE">UNH</a>), 센틴(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CNC#NYSE">CNC</a>) 및 엘리반스 헬스(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ELV#NYSE">ELV</a>)에 영향을 미칠 수 있다.
청정 에너지 주식인 퍼스트 솔라(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FSLR#NASDAQ">FSLR</a>), 엔페이즈 에너지(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ENPH#NASDAQ">ENPH</a>), 및 선런(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/RUN#NASDAQ">RUN</a>)은 세금 공제 감소의 영향을 고려하며 하락했다.
의회예산국(CBO)은 이 법안이 <a href="https://www.benzinga.com/markets/equities/25/05/45536595/big-beautiful-bill-will-explode-the-deficit-and-make-the-rich-richer-congressional-budget-office-estimates-4-income-fall-for-lowest-decile-of-americans-by-2033" target="_blank" rel="noopener">연방 재정적자를 3조 8천억 달러</a> 늘리고 메디케이드 보조금은 6,980억 달러, SNAP 지출은 2,670억 달러 감소시킬 것으로 예상하고 있다.
CBO의 분석에 따르면 소득 최하위 계층은 2027년에 약 2%, 2033년에는 4%의 가계 자원을 잃게 되는 반면, 최상위 계층은 2027년에 4%를 얻게 된다.
한편 상원 공화당 의원들은 이미 추가적인 변경을 시사해 트럼프 대통령의 대표 입법 우선 순위의 최종 통과에 대한 불확실성을 야기하고 있다.
면책 조항: 이 콘텐츠는 부분적으로 AI 도구의 도움을 받아 생성되었으며, Benzinga 편집자가 검토하고 게시했습니다.
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美하원, '하나의 크고 아름다운' 트럼프 감세안 본회의 상정

유나이티드헬스 그룹(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UNH#NYSE">UNH</a>), 엘리반스 헬스(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ELV#NYSE">ELV</a>) 및 CVS 헬스(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CVS#NYSE">CVS</a>) 등 헬스케어 주식은 메디케어 및 메디케이드 서비스 센터 (CMS)가 <a href="https://www.benzinga.com/content/45529802/unitedhealth-insiders-double-down-is-unh-stock-a-value-play" target="_blank" rel="noopener">메디케어 어드밴티지 (MA) 플랜</a>에 대한 감사를 크게 확대한다고 발표 한 후 수요일 애프터마켓에서 급락했따.
상세 내용: CMS는 새로 시작된 감사에서 각 지불 연도의 모든 적격 MA 계약을 <a href="https://www.cms.gov/newsroom/press-releases/cms-rolls-out-aggressive-strategy-enhance-and-accelerate-medicare-advantage-audits" target="_blank" rel="noopener">감사</a>하고 백로그에서 감사를 신속하게 완료하기 위해 추가 리소스를 투자할 것이라고 밝혔다.
CMS 책임자인 메흐멧 오즈 박사는 "우리는 모든 연방 의료 프로그램에서 사기, 낭비 및 남용을 근절하기 위해 최선을 다하고 있다&#8221;고 말했다.
"행정부는 메디케어 어드밴티지 플랜이 하는 일을 중요하게 생각하지만, 이제는 CMS가 이러한 플랜을 감사하고 메디케어 환자에게 제공하는 보장에 대해 정부에 정확하게 청구하는 의무를 충실히 이행해야 할 때이다.&#8221;
트럼프 행정부는 첨단 기술을 도입하고, 의료 코더 인력을 40명에서 2,000명으로 확대하고, 매년 모든 MA 플랜에 대한 감사 규모를 늘릴 것이다.
또한 CMS는 2007년 지급 연도 감사 이후 MA 과오납금을 마지막으로 크게 회수했으며, MA 플랜이 정부에 연간 약 170억 달러를 과다 청구할 것으로 추산된다고 밝혔다.
CMS는 이제 보건복지부 감사관실과 협력하여 과거 감사에서 확인된 미수령 과오납금을 회수할 것이다.
UNH, ELV, CVS 주가 움직임: 수요일 애프터마켓에서 유나이티드헬스 주가는 3.13% 하락한 293.50달러, 엘리반스 헬스는 1.03% 하락한 395.98달러, CVS헬스 주가는 2.27% 하락한 60.70달러에 마감했다.
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도널드 트럼프 대통령의 대규모 입법안은 예상대로 분열을 일으키고 있다. 공화당은 "하나의 크고 아름다운 법안"(One, Big Beautiful Bill)이라고 홍보하고 있지만 민주당은 <a href="https://www.youtube.com/watch?v=D2cwPUb21IE" target="_blank" rel="noopener">"하나의 크고 아름다운 배신"</a>이라고 부르고 있다. 이 법안의 <a href="https://www.benzinga.com/personal-finance/25/05/45485150/the-one-big-beautiful-bill-would-create-maga-savings-accounts-with-a-1000-gift-from-the-government-at-birth" target="_blank" rel="noopener">주요 내용</a>을 몇 가지 살펴보자. 
<h3>승자 종목</h3>
이 법안은 2017년의 세금 감면 및 일자리 법(TCJA)을 연장하고자 한다. 즉, 고소득층과 부유층에게 혜택을 주는 만료되는 조항을 영구적으로 연장하는 것이다.  또한 팁과 초과 근무 수당에 대한 연방 세금을 없애 트럼프의 선거 공약 중 일부를 이행하고자 한다.
세금 감면은 10년간 4조 9,000억 달러의 매출을 감소시키지만 군사, 국방 및 국경 안보에 대한 지출을 증가시킬 것이다. 
따라서 법으로 제정되면 RTX(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RTX#NYSE">RTX</a>)와 록히드 마틴(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/LMT#NYSE">LMT</a>)과 같은 주요 미국 방산 계약자들이 방위 지출 증가로 혜택을 받을 수 있다. 
방위 산업에 노출된 다른 기업들인 팔란티어 테크놀로지스(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PLTR#NASDAQ">PLTR</a>)와 부즈 앨런 해밀턴(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAH#NYSE">BAH</a>)도 군사 및 방어 지출 증가로 혜택을 받을 수 있다. 
<h3>패자 종목</h3>
세금 청구서의 비용은 사립 대학 기부금에 대한 새로운 세금과 메디케이드와 같은 프로그램에 대한 대폭적인 삭감으로 부분적으로 균형을 맞출 것이다. 변경안이 승인되면 주요 메디케이드 관리 의료 기관의 주식은 등록 변동성과 보험료 책정 문제에 취약해질 수 있다.
투자자들은 유나이티드헬스 그룹(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UNH#NYSE">UNH</a>), 센틴(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CNC#NYSE">CNC</a>) 및 엘레반스 헬스(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ELV#NYSE">ELV</a>)의 동향을 주의 깊게 모니터링하는 것이 현명할 것이다.
식품 지원에 의존하는 저소득층 미국인들도 주목해야 한다. 하원 공화당 의원들은 보충 영양 지원 프로그램(SNAP)에 대한 주요 변경 사항을 제안하고 있다. 이 프로그램은 4,200만 명 이상의 미국인을 지원한다. 이 법안은 급여 비용의 5%와 행정 비용의 75%를 주정부가 부담하도록 하여 현재 행정 비용만 50%를 부담하는 것에서 주정부로 전환하는 내용을 담고 있다. 또한 근로 요건을 64세까지의 수급자로 확대하는 내용도 포함되어 있다.
민주당은 이러한 움직임이 가족에게 해롭다고 비판한 반면, 공화당은 일자리를 촉진하고 낭비를 줄인다고 주장한다. 하원 농업위원회는 이미 세금 감면 재원을 마련하기 위해 3억 달러의 SNAP 삭감을 <a href="https://www.politico.com/live-updates/2025/05/14/congress/house-agriculture-committee-approves-300-billion-in-nutrition-spending-cuts-00350900" target="_blank" rel="noopener">승인했다</a>.
이 법안이 통과되면 많은 청정 에너지 이니셔티브와 주요 세금 공제 혜택이 종료되고 전기 자동차에 새로운 수수료가 부과될 것이다. 이러한 변화는 청정 에너지 부문의 성장을 둔화시키고 전기차와 재생 에너지의 경쟁력을 기존 에너지원에 비해 떨어뜨릴 수 있다.
청정 에너지 주식인 엔페이즈 에너지(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ENPH#NASDAQ">ENPH</a>), 퍼스트 솔라(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FSLR#NASDAQ">FSLR</a>) 및 선런(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/RUN#NASDAQ">RUN</a>)은 투자자들이 산업에 미칠 잠재적 영향을 소화하면서 월요일에 급락했다. 
1,116페이지에 달하는 이 법안은 현재 36조 달러에 달하는 미국의 공공 부채에 대한 우려를 잠재우지 못한다. 초당파적 감시 단체인 책임 있는 연방 예산 위원회에 따르면, 이 법안은 향후 10년간 국가 부채를 약 3조 3,000억 달러 <a href="https://www.crfb.org/blogs/adding-house-reconciliation-bill" target="_blank" rel="noopener">추가할 것</a>이라고 한다.
다음 단계: 일요일에 열린 하원 예산위원회에서 17대 16이라는 근소한 표차로 통과된 트럼프의 "크고 아름다운 법안"은 법으로 제정되기까지 몇 가지<a href="https://www.benzinga.com/25/05/45481745/donald-trump-backed-gop-bill-seeks-to-ban-states-from-regulating-ai-for-10-years-critics-warn-its-federal-overreach-that-could-backfire" target="_blank" rel="noopener"> 중요한 단계</a>를 남겨두고 있다. 
다음 단계는 하원 규칙위원회로, 주중에 회의를 열어 플로어 토론 조건을 정하고, 가능한 수정안을 검토하며, 하원 전체 표결에 앞서 법안에 필요한 막판 조정을 할 것이다. 
법안이 하원을 통과하면 상원으로 넘어가게 되는데, 공화당 상원의원들도 최종 통과를 어렵게 할 수 있는 수정안을 요구하고 있기 때문에 추가적인 난관에 직면할 수 있다.
지도자들이 보수파와 온건파 모두로부터 충분한 지지를 확보하기 위해 노력함에 따라 법안에 대한 추가 변경이 있을 수도 있다.
사진: Shutterstock 
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트럼프의 대규모 입법안 '크고 아름다운 법안'에 영향 받을 종목은?

로버트 F. 케네디 주니어가 미국 보건복지부(HHS) 장관으로 취임했다. 이는 건강보험 주식과 이를 보유한 ETF를 포함한 의료 부문에 큰 변화를 가져올 수 있다.
iShares U.S. Healthcare Providers ETF(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/IHF#NYSE">IHF</a>)와 SPDR Select Sector Fund &#8211; Health Care(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/XLV#NYSE">XLV</a>) 같은 ETF는 특히 유나이티드헬스 그룹(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UNH#NYSE">UNH</a>), 엘레반스헬스(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ELV#NYSE">ELV</a>) 같은 주요 보험사들을 포함하고 있으므로, RFK 주니어의 지휘 아래 발생할 수 있는 규제 변화의 영향을 받게 될 수 있다.
건강보험 부문을 추적하는 투자자는 유나이티드헬스와 엘레반스헬스에 노출된 ETF를 주시해야 한다. 먼저 해당 주식을 보유하고 있는 <a href="https://www.benzinga.com/etfs" target="_blank" rel="noopener">ETF는 다음과 같다.</a>
iShares U.S. Healthcare Providers ETF: 이 ETF는 의료 서비스 제공자와 보험사에 초점을 맞추고 있으며 유나이티즈헬스와 엘레반스헬스에 가장 높은 가중치를 두고 있다. 관리형 의료 회사, 병원 및 전문 의료 서비스에 대한 표적 노출을 제공하므로 특히 건강보험사에 영향을 미치는 규제 변화에 민감하다.
SPDR Select Sector Fund &#8211; Health Care: 주요 의료 보험사뿐만 아니라 제약 및 생명공학 기업도 포함하는 광범위한 헬스케어 ETF이다. 유나이티드헬스는 가장 큰 보유 종목 중 하나이므로 보험사에 대한 규제 조치가 실적에 영향을 미칠 수 있다. 또한, 이 펀드가 화이자(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PFE#NYSE">PFE</a>)와 모더나(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/MRNA#NASDAQ">MRNA</a>) 같은 백신 제조업체에 대한 상당한 노출은 RFK 주니어의 리더십 아래에서 우려 사항을 추가한다.
<h3>건강보험 주식에 걸린 것은?</h3>
2월 13일, 미 상원은 52대 48로 RFK 주니어를 식품의약국(FDA), 질병통제예방센터(CDC), 메디케어 및 메디케이드 서비스 센터(CMS) 등 주요 기관의 감독관으로 확정했다.
RFK 주니어는 지난 1월 상원 청문회에서 "보험회사의 탐욕스러운 행동"을 비난했다. 그는 치료를 거부하고 정부에 과다 청구하는 등 악의적인 업계 관행을 억제하기 위한 노력을 지지하겠다고 제시했다.
잠재적인 정책 변화의 영향을 받을 수 있는 두 가지 주요 업체로는 미국 최대 메디케어 어드밴티지 보험사인 유나이티드헬스와 주요 메디케이드 관리 의료 서비스 제공업체인 엘레반스헬스가 있다.
당연히 청구 승인 및 정부 환급에 대한 더 엄격한 정책은 앞서 언급한 펀드의 주요 보유 자산에 역풍을 일으킬 수 있다.
또한 RFK 주니어의 임명은 의료 비용이 급증하고 야생 조류와 가금류 농장에서 조류독감이 확산되면서 팬데믹 우려가 커지고 있는 시점에 이루어졌다. 그는 오랫동안 백신 회의론자였으며, 이러한 입장은 백신을 생산하는 제약회사에 영향을 미칠 수 있다. 특히 그는 조류독감 백신의 안전성과 효능에 의문을 제기해 왔으며, 이는 화이자나 모더나와 같은 백신 제조업체에 안 좋은 소식일 수 있다.
사진: Shutterstock
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MRNA

RFK 주니어의 美 보건복지부 장관 취임, 주목해야 할 건강보험 ETF는?

미국의 의료 보험 회사 휴매나(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/HUM#NYSE">HUM</a>)의 주식은 수요일 소폭 상승 마감했다. 화요일 이 회사는 4분기 조정 주당순이익이 2.16달러 손실이라고 발표했다. 이는 전년 대비 11센트 감소한 수치로, <a href="https://www.benzinga.com/earnings" target="_blank" rel="noreferrer noopener">컨센서스와 일치</a>하며 <a href="https://www.benzinga.com/government/regulations/25/01/43173248/us-health-agency-cms-to-appeal-medicare-star-ratings-recalculation-ruling" target="_blank" rel="noreferrer noopener">별 등급제에 대한 추가 투자</a>를 포함한 것이다.
이 회사는 매출이 291억 9천만 달러로, 전년 대비 257억 3천만 달러에서 13.5% 증가하여 <a href="https://www.benzinga.com/25/02/43621782/insurance-giant-humanas-q4-earnings-at-par-with-estimates-2025-profit-outlook-falls-below-street-view" target="_blank" rel="noreferrer noopener">컨센서스 288억 4천만 달러</a>를 초과했다고 보고했다.
휴매나는 2025년 보험 부문의 손익 비율 가이던스를 약 90.1-90.5%로 예상하고 있다.
또한 읽어보기: <a href="https://www.benzinga.com/general/health-care/25/01/43321236/rfk-jr-and-big-pharma-stocks-to-watch-as-health-secretary-hopeful-answers-pointed-questions-on-drugs-insurance-trump-exec-orders" target="_blank" rel="noreferrer noopener">RFK Jr.와 대제약사: 보건부 장관 후보가 약물, 보험, 트럼프 행정명령에 대한 날카로운 질문에 답변</a>
캔터 피츠제럴드는 비용 추세 가정에 대해 보다 신중한 접근을 예상한다. 그러나 애널리스트인 사라 제임스(Sarah James)와 가비 잉골리아(Gabie Ingoglia)는 일부 조정이 필요하다는 논리에는 동의한다.
&#8220;우리는 비용 추세에 대한 이례적인 가정에 대해 우려를 가지고 있으나, 그 논리에는 일정 부분 타당성이 있다고 생각한다. 또한, 시장이 2026년과 2027년에 그룹 MA 상품을 회복하는 데 있어 이익 잠재력을 과소평가하고 있을 수 있다고 믿고 있다. 이는 2025년에는 $1-2의 이익 감소 요인으로 작용할 수 있다&#8221;라고 이 애널리스트들이 언급했다.
휴매나는 2025년 비용 추세가 중간 단일 자릿수로 둔화될 것으로 예상하는 점에서 두드러진다. 이는 2024년의 높은 단일 자릿수와 대조적이다. 반면, 유나이티드헬스 그룹(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UNH#NYSE">UNH</a>), 엘레반스 헬스(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ELV#NYSE">ELV</a>) 및 몰리나 헬스케어(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MOH#NYSE">MOH</a>)는 2024년부터 계속해서 높은 추세가 유지될 것으로 예상하고 있다.
휴매나는 2025년에는 반복되지 않을 요인, 즉 &#8220;두 자정&#8221; 규정의 영향을 기대하며, 여전히 높은 전문 약품 비용을 예상하고 있다. 이 회사는 또한 2024년 3분기에서 4분기까지 안정적인 비용 추세가 유지되지만, 연말 이용률을 증가시키는 보충 혜택의 계절적 증가가 있다고 언급했다.
경영진은 비용을 공격적으로 절감할 계획이며, AEP 결과는 회사의 가격 책정 전략이 효과를 보고 있음을 확인한다. 그러나 이 회사는 재심사로 인해 약 30,000명의 D-SNP 회원을 잃었다.
또 다른 긍정적인 점은 PDP 가격 책정 전략이 문제에 직면하지 않고 있다는 것이다.
가격 동향: 휴매나의 주식은 수요일 0.76% 상승 260.03달러에 마감되었다.
다음 읽기:
<ul>
<li><a href="https://www.benzinga.com/general/biotech/25/02/43662901/why-is-nano-cap-cancer-focused-xilio-therapeutics-stock-trading-over-100-on-wednesday" target="_blank" rel="noreferrer noopener">왜 나노-캡 암 중심의 자일리오 테라퓨틱스 주식이 수요일에 100% 이상 거래되고 있나요?</a></li>
</ul>
이미지 출처: Shutterstock
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휴매나의 2025 전망, 산업 압박에도 불구하고 조심스러운 낙관론을 보여

알파벳(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GOOGL#NASDAQ">GOOGL</a>)(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GOOG#NASDAQ">GOOG</a>)의 의료 기술 자회사인 베릴리(Verily)는 목요일(6일) 자사의 손실제한 보험(stop-loss insurance) 사업인 그래뉼라 인슈어런스 컴퍼니(Granular Insurance Company)를 엘레반스 헬스(Elevance Health)에 매각한다고 발표했다.
이번 거래는 알파벳이 헬스케어 이니셔티브에 다시 초점을 맞추면서 또 다른 전략적 전환점이 될 것이다.
무슨 일 있었나: 이번 매각은 12월까지 구글 인프라에서 <a href="https://www.benzinga.com/news/global/24/11/42053801/alphabets-life-sciences-firm-verily-to-become-a-standalone-entity-disconnect-from-google" target="_blank" rel="noopener">분리될 예정인 베릴리</a>가 상당한 조직 변화를 겪으면서 이루어졌다.
재무적 조건은 공개되지 않았지만, 이번 거래는 스위스 리 그룹(Swiss Re Group)의 상업 보험 부문의 지원을 받아 2020년에 시작한 보험 벤처에서 베릴리가 철수하는 것을 의미한다고 CNBC는 <a href="https://www.cnbc.com/2025/02/06/alphabets-verily-to-sell-insurance-business-to-elevance-health.html" target="_blank" rel="noopener">보도했다</a>.
그래뉼라 인슈어런스의 이전 이름은 코이피션트 인슈어런스 컴퍼니(Coefficient Insurance Company)였으며, 자체 자금을 조달한 고용주에게 독점 기술을 활용하여 의료 중단 손실 보장 및 재보험 솔루션을 제공했다. 이 비즈니스는 10억 달러 이상의 자금을 조달하고 애플 같은 기업의 저명한 헬스케어 임원을 영입하는 등 베릴리의 급속한 확장 기간에 등장했다.
왜 중요한가: 베릴리의 진화는 지속 가능한 헬스케어 틈새 시장을 찾기 위한 노력을 반영한다. 2015년 알파벳의 X 혁신 연구소 내 급진적인 프로젝트로 시작한 이래, 베릴리는 하드웨어 개발에서 2020년 팬데믹 대응으로, 이후 2022년 정밀 의학으로 여러 차례 초점을 전환했다.
최근 경영진의 변화도 베릴리의 방향성에 영향을 미쳤다. 애플의 전 건강 전략 이니셔티브 책임자였던 명 차(Myoung Cha)와 애플 건강 팀의 창립 멤버였던 앤드류 트리스터(Andrew Trister)와 같은 인재를 영입한 반면, 2021년 FDA에서 합류했던 에이미 애버네시(Amy Abernethy) 같은 핵심 리더는 2023년 말에 회사를 떠났다.
이미지 제공: Shutterstock 
면책 조항: 이 콘텐츠는 부분적으로 AI 도구의 도움을 받아 작성되었으며, Benzinga 편집자가 검토하고 게시했습니다.
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Benzinga Pro의 독점 뉴스를 통해 수백만 명의 다른 트레이더보다 더 빠르게 유용한 투자 뉴스를 확인할 수 있습니다. <a href="https://www.benzinga.com/pro/register?t=be2bewe5mibe3bz3&amp;utm_source=bz-kor">여기를 클릭</a>하여 14일 무료 체험을 시작하세요.

GOOGL

알파벳의 베릴리, 헬스케어 전략 재조정 속 '그래뉼라 인슈어런스' 매각

<h3 class="wp-block-heading">새로이 등장한 블록</h3>
<ul>
<li>스타벅스(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/SBUX#NASDAQ">SBUX</a>)가 중국 사업의 일부 지분을 매각하려고 한다. 최근 1분기 중국 내 동일 매장 매출이 14% 감소하면서, 시애틀에 본사를 둔 이 커피 소매업체는 치열한 <a href="https://www.benzinga.com/news/asset-sales/24/11/42117962/starbucks-eyes-stake-sale-in-china-amid-fierce-competition-and-falling-sales">경제적 및 경쟁적 압박</a>에 적응하기 위한 파트너십을 모색하고 있다.</li>
</ul>
<h3 class="wp-block-heading">파산 블록</h3>
<ul>
<li>스낵 제조업체 하스사이드 푸드 솔루션스(Hearthside Food Solutions)이 파산했다. 사모펀드 소속 회사는 파트너스 그룹 홀딩 AG(Partners Group Holding AG)와 찰스뱅크 캐피털 파트너스(Charlesbank Capital Partners)의 소유 하에 쌓인 19억 달러의 부채를 정리하려고 한다. 두 회사는 하스사이드를 24억 달러 이상에 인수했다. 자산과 부채는 각각 10억 달러에서 100억 달러 사이이다. 작년에는 미국에서 파산한 사모펀드 포트폴리오 회사의 수가 <a href="https://www.spglobal.com/marketintelligence/en/news-insights/latest-news-headlines/private-equity-portfolio-companies-on-track-for-most-bankruptcies-since-2020-74886821">2020년의 파산 건수를 초과</a>했다. 2024년이 더 나쁠지는 지켜봐야 한다.</li>
</ul>
<ul>
<li>노스볼트(Northvolt)가 58억 달러의 부채로 파산 신청을 했다. 스웨덴 배터리 제조업체인 노스볼트는 폭스바겐 AG(OTC:<a class="ticker" href="https://www.benzinga.com/stock/VWAGY#OTC">VWAGY</a>)와 BMW AG(OTC:<a class="ticker" href="https://www.benzinga.com/stock/BMWYY#OTC">BMWYY</a>)에 배터리를 공급하며 작년에 <a href="https://www.benzinga.com/news/23/03/31506581/volkswagen-bmw-battery-supplier-northvolt-eyes-raising-5b-via-debt">부채를 조달하기 위해 은행과 협상</a>했던 기억이 있다. 이제는 미국 챕터 11 파산 보호 신청에 따라 구조조정을 희망하고 있다.</li>
</ul>
참고: <a href="https://www.benzinga.com/trading-ideas/long-ideas/24/11/42024210/benzinga-bulls-and-bears-tesla-disney-gold-and-hedge-funds-project-bitcoin-to-hit-100k-150k">벤징가의 불스 및 베어스: 테슬라, 디즈니, 금 &#8211; 그리고 헤지펀드가 비트코인이 10만 달러에서 15만 달러에 이를 것이라고 전망</a>
<h3 class="wp-block-heading">블록에서의 업데이트</h3>
<ul>
<li>구글의 앤트로픽(Anthropic)에 대한 20억 달러 투자 계획이 <a href="https://www.benzinga.com/news/large-cap/23/10/35474706/googles-ai-ambitions-grow-with-major-investment-in-openai-rival-anthropic">블룸버그</a>에 따르면 위험에 처해 있다. 앤트로픽은 제프 베이조스가 지원하는 인공지능(AI) 혁신 기업 오픈AI의 경쟁사입니다. 미국 법무부(DOJ)는 <a href="https://www.benzinga.com/tech/24/11/42105079/googles-unlawful-behavior-stifles-market-entry-for-rivals-doj-says-alphabet-must-sell-chrome-to-end-search-monopoly">수요일 법원 제출에서</a> 알파벳(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GOOG#NASDAQ">GOOG</a>) (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GOOGL#NASDAQ">GOOGL</a>)의 구글이 온라인 검색 독점을 해체하기 위해 크롬 브라우저를 매각해야 한다고 권고했다. 여기서 끝나지 않는다. 규제 당국은 구글이 소비자가 정보를 검색하는 곳을 제어하는 회사와 어떤 거래도 할 수 없도록 금지해야 한다고 말했다. <a href="https://www.benzinga.com/tech/24/11/42123646/google-anthropic-deal-in-jeopardy-as-us-justice-department-looks-to-snap-online-search-monopoly">이에는 AI 제품도 포함</a>된다.</li>
</ul>
<ul>
<li>리키 윌리엄스(Ricky Williams)의 하이즈맨(Highsman)이 대마초 브랜드 프로즌 필즈(Frozen Fields)와 합병하여 톱 시드(Top Seed Inc)를 형성했다. 이 파트너십은 대마초와 대마 산업 분야를 통합하여 제품을 <a href="https://www.benzinga.com/markets/cannabis/24/11/42097662/ricky-williams-highsman-merges-with-hemp-brand-frozen-fields">향상시키고 공급망을 통제</a>한다.</li>
</ul>
<ul>
<li>메이크마이트립(MakeMyTrip)이 하페이(Happay)를 크레드(CRED)로부터 인수했다. 이 거래는 인도에서 기업 여행 및 경비 관리 솔루션을 강화할 것으로 예상된다. 하페이의 팀은 메이크마이트립과 통합되어 <a href="https://www.benzinga.com/general/travel/24/11/42039458/makemytrip-agrees-to-acquire-happay-bolstering-its-arsenal-for-corporate-travel-solutions">900개 이상의 고객을 지원</a>할 것이다.</li>
</ul>
<ul>
<li>앰코(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/AMCR#NYSE">AMCR</a>)와 베리 글로벌 그룹(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BERY#NYSE">BERY</a>)가 주식 거래로 합병하기로 합의했으며, 이번 거래은 베리 주식을 주당 <a href="https://www.benzinga.com/news/large-cap/24/11/42069248/amcor-and-berry-seal-the-deal-73-59-per-share-merger-to-forge-packaging-powerhouse">73.59달러로 평가</a>했다.</li>
</ul>
<ul>
<li>일본제철(OTC:<a class="ticker" href="https://www.benzinga.com/stock/NISTF#OTC">NISTF</a>)의 경영진이 펜실베니아로 출장을 가서 US 스틸(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/X#NYSE">X</a>)에 대한 150억 달러 인수 제안을 지지받으려 했다. 이 일본 철강 거인은 워싱턴에서 정치적 저항에 직면하고 있다. 모리 타카히로(Takahiro Mori), 일본제철의 부회장이 인수 찬성을 위해 토요일에 피츠버그에 도착했다. 이 거래는 조 바이든 대통령과 도널드 트럼프 대통령 당선자가 모두 미국 철강회사가 <a href="https://www.benzinga.com/markets/24/11/42056111/nippon-steel-execs-rally-support-in-pennsylvania-amid-pushback-on-us-steel-takeover">미국 소유로 남아있기를 선호</a>한다고 반대에 직면하고 있다.</li>
</ul>
<h3 class="wp-block-heading">블록에서의 메모</h3>
다윈 파이낸셜 컴퍼니(Darwin Financial Company)의 공동 설립자 조슈아 로빈슨(Joshua Robinson)은 INYOAG LLC와의 5,500만 달러 자금 조달 거래를 발표했다. 이 자금은 캘리포니아 이노 카운티에 있는 태양열 발전 광산 개발에 사용될 예정이며, 해당 지역에는 은, 납, 아연, 텅스텐 및 구리 매장량이 확인되어 있다. 로빈슨과의 대화 내용은 다음과 같다:
<h4 class="wp-block-heading">BZ: 다윈 금융과 기초 금속 광산업체 INYOAG 간의 거래 구조는 어떻게 되나요? </h4>
로빈슨: 이번 거래 구조는 5,500만 달러 프로젝트 자금 조달 패키지로, 세 가지 구성 요소로 나누어진다: 황화물 및 산화물 생산에 각각 1,750만 달러 및 1,250만 달러의 6년 만기 채권, 그리고 광산이 월 1,000만 달러의 매출을 달성할 경우에만 발동되는 2,000만 달러의 조건부 주식 투자이다. 우리는 두 생산 트랙에서 총 매출의 17%를 확보하며, 이는 안전한 록박스 방식으로 구조화된다. 이것은 단순한 주식 투자가 아니며, 우리는 추가적인 상승 가능성을 제공하기 위해 특별히 이렇게 설계했다.
<h4 class="wp-block-heading">추가 투자자/합작 투자 파트너를 찾고 있나요? </h4>
네, 우리는 이것을 여러 층의 상승 가능성을 창출하기 위해 고의적으로 구조화했다. 이는 광산 분야에서 꽤 독특한 접근 방식이다. 우리는 생산에서의 단기 현금 흐름과 상당한 확장 가능성을 제공하는 하이브리드 모델을 만들었다. 우리는 이미 기존 광산 업체들로부터 관심을 받고 있지만, 특히 중요한 광물의 전략적 가치를 이해하는 새로운 투자자들을 이 분야에 끌어들이는 것에 대해 기대하고 있다.
<h4 class="wp-block-heading">중요 광물의 외국 공급원에 의존하는 것의 단점은 무엇인가요? </h4>
중국의 최근 움직임은 여기서 긴급성을 강조한다. 중국은 이미 게르마늄과 갈륨에 대한 수출 통제를 시행했고, 최근 안티모니도 목록에 추가했다. 이는 더 이상 이론적인 문제가 아니라, 실제로 발생하고 있다. 우리는 방산 및 기술에 필수적인 이러한 광물에 대해 공급망의 지역적 회복력을 구축해야 한다. 다윈 광산은 단일 자산에서 여러 중요한 광물의 국내 공급원을 구축할 수 있는 독특한 기회를 제공한다. 이는 찾기 어려운 일이다.
<h4 class="wp-block-heading">광산은 태양열로 운영되나요? </h4>
100MW 시설은 광산만을 전력 공급하는 것이 아니라, 우리가 생산하는 광물로 발전소 규모의 에너지 저장 시스템을 개발할 수 있는 충분한 청정 에너지를 생성할 것이다. 이는 우리의 광산 운영이 청정 에너지 배치를 직접 지원하는 선순환을 만든다.
<h4 class="wp-block-heading">2025년 목표는 무엇인가요? </h4>
2025년의 주요 목표는 자금 지원 후 6개월 이내에 황화물 생산을 하루 300톤으로, 9개월 이내에 산화물 생산을 하루 200톤으로 끌어올리는 것이다. 이는 월 1,000만 달러의 매출을 달성하게 되며, 그 후 심화된 광산 개발 프로그램이 발동다.
지난 주의 거래 소식은 <a href="https://kr.benzinga.com/news/usa/stocks/%EB%94%9C-%EB%94%94%EC%8A%A4%ED%8C%A8%EC%B9%98-%EC%89%98-%EC%9C%A0%EB%8B%88%EB%A0%88%EB%B2%84-%EC%99%B8%EC%97%90%EB%8F%84-%EB%A7%A4%EA%B0%81-%EB%89%B4%EC%8A%A4-%EC%96%B4%EB%8B%88%EC%96%B8%EC%9D%B4/" target="_blank" rel="noopener">여기를 클릭하세요</a>.
지금 읽을 내용: 
<ul>
<li><a href="https://kr.benzinga.com/news/usa/stocks/ai-%EB%AC%BC%EA%B2%B0%EC%9D%84-%ED%83%80%EA%B3%A0-%EC%97%94%EB%B9%84%EB%94%94%EC%95%84%EA%B0%80-%EB%8B%A4%EC%9A%B0%EC%A1%B4%EC%8A%A4-%EC%82%B0%EC%97%85%ED%8F%89%EA%B7%A0-%EC%A7%80%EC%88%98%EC%97%90/" target="_blank" rel="noopener">엔비디아, AI 붐으로 인텔을 다우존스 산업평균지수에서 교체하여 25년간의 지배를 종료</a></li>
</ul>
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<h3 class="wp-block-heading">새로 등장한 블록</h3>
에볼런트 헬스(NYSE:<a class="items-end ticker-link-wrapper inline-flex" href="https://www.benzinga.com/quote/evh" target="_blank" rel="dofollow noopener" aria-label="Go to Quote Page for EVH">EVH</a>)가 <a href="https://www.benzinga.com/m-a/24/08/40529349/evolent-health-explores-sale-garners-inbound-interest-from-private-equity-firms" target="_blank" rel="noopener" data-google-interstitial="false">매물로 나온 것</a>으로 알려졌다. 버지니아 주 알링턴에 본사를 둔 이 소프트웨어 회사는 인수 문의를 받은 후 경매 프로세스를 시작했다. 잠재적인 구혼자 중에는 TPG(NASDAQ:<a class="items-end ticker-link-wrapper inline-flex" href="https://www.benzinga.com/quote/tpg" target="_blank" rel="dofollow noopener" aria-label="Go to Quote Page for TPG">TPG</a>), 클레이톤, 듀블리에 &amp; 라이스(Clayton, Dubilier &amp; Rice), KKR &amp; 컴퍼니(NYSE:<a class="items-end ticker-link-wrapper inline-flex" href="https://www.benzinga.com/quote/kkr" target="_blank" rel="dofollow noopener" aria-label="Go to Quote Page for KKR">KKR</a>)가 있다. 로이터는 건강 보험사 엘레반스 헬스(NYSE:<a class="items-end ticker-link-wrapper inline-flex" href="https://www.benzinga.com/quote/elv" target="_blank" rel="dofollow noopener" aria-label="Go to Quote Page for ELV">ELV</a>)가 한 사모 펀드 파트너와 협력하여 거래를 추진할 수 있다고 보고했다.
<div class="sc-grPMMF hjTkfb ticker-box-wrapper">암 치료제 개발에 주력하는 기업인 크로노스 바이오(NASDAQ:<a class="items-end ticker-link-wrapper inline-flex" href="https://www.benzinga.com/quote/kron" target="_blank" rel="dofollow noopener" aria-label="Go to Quote Page for KRON">KRON</a>)가 인수나 합병 등 &#8216;전략적 대안&#8217;을 모색하고 있다. 캘리포니아주 샌머테이오에 본사를 둔 크로노스 바이오는 9월 30일 현재 1억 2,490만 달러의 현금 보유고를 보고했다.</div>
<div>
생고뱅(OTCPK:<a class="items-end ticker-link-wrapper inline-flex" href="https://www.benzinga.com/quote/codgf" target="_blank" rel="dofollow noopener" aria-label="Go to Quote Page for CODGF">CODGF</a>) (OTCPK:<a class="items-end ticker-link-wrapper inline-flex" href="https://www.benzinga.com/quote/codyy" target="_blank" rel="dofollow noopener" aria-label="Go to Quote Page for CODYY">CODYY</a>)은 <a href="https://www.bloomberg.com/news/articles/2024-11-13/st-gobain-is-said-to-weigh-2-5-billion-sale-of-auto-glass-unit" target="_blank" rel="noopener">블룸버그</a>에 따르면 최대 25억 유로(26억 달러)에 달하는 자동차 유리 사업부 매각을 고려하고 있다. 이 회사는 광범위한 비즈니스 평가의 일환으로 이러한 전략적 움직임을 고려하고 있는 것으로 알려졌다. 이번 매각은 운영을 간소화하고 핵심 사업 분야에 집중하려는 생고뱅(Saint-Gobain)의 노력과 일치한다.
쉘(NYSE:<a class="items-end ticker-link-wrapper inline-flex" href="https://www.benzinga.com/quote/shel" target="_blank" rel="dofollow noopener" aria-label="Go to Quote Page for SHEL" data-google-interstitial="false">SHEL</a>)은 탄소 상쇄 포트폴리오의 대부분을 <a href="https://www.bloomberg.com/news/articles/2024-11-13/shell-aims-to-sell-majority-stake-in-carbon-offsets-business?srnd=phx-deals" target="_blank" rel="noopener">폐기하려고</a> 한다. 이 회사는 <a href="https://www.bloomberg.com/news/features/2023-08-31/shell-silently-abandoned-its-100-million-a-year-plan-to-offset-co2-emissions" target="_blank" rel="noreferrer noopener">2018</a>년에 수십 개의 프로젝트를 포괄하는 오프셋 포트폴리오를 처음 출시했다.
</div>
유니레버(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UL#NYSE">UL</a>)는 우녹스(Unox) 수프, 코니멕스(Conimex) 조미료 등 일부 네덜란드 식품 브랜드의 판매를 모색하고 있다. 로이터에 따르면 회사는 대신 자사의 가장 큰 &#8216;파워&#8217; 라벨에 집중할 것이라고 한다.
<h3 class="wp-block-heading">파산 블록</h3>
알렉스 존스(Alex Jones)의 미디어 회사인 인포워스(Infowars)가 디 어니언(The Onion)에 인수되었다는 소식이다. 이 거래의 뒷받침은 <a href="https://www.benzinga.com/media/24/11/41982446/jokes-on-jones-onion-backed-by-families-of-sandy-hook-victims-buys-info-wars" target="_blank" rel="noopener" data-google-interstitial="false">샌디 훅(</a><a href="https://www.benzinga.com/media/24/11/41982446/jokes-on-jones-onion-backed-by-families-of-sandy-hook-victims-buys-info-wars" target="_blank" rel="noopener" data-google-interstitial="false">Sandy Hook</a><a href="https://www.benzinga.com/media/24/11/41982446/jokes-on-jones-onion-backed-by-families-of-sandy-hook-victims-buys-info-wars" target="_blank" rel="noopener" data-google-interstitial="false">) 피해자</a> 가족들로, 이들은 존스가 10억 달러 이상의 명예훼손 판결을 지고 있는 상황에서 이 거래를 시가에 상징적 정의라고 찬양했다. 일론 머스크 및 터커 칼슨 등 우파 인사들의 <a href="https://www.benzinga.com/news/23/12/36168941/elon-musks-controversial-move-alex-jones-returns-to-x-after-user-vote" target="_blank" rel="noopener" data-google-interstitial="false">동정을 받아온</a> 존스는 눈에 띄게 괴로워하는 소셜 미디어 영상을 통해 &#8220;민주당&#8221;을 비난하며 인수를 확인했다.
다이아몬드 스포츠 그룹(Diamond Sports Group)의 구조 조정에는 부채를 약 90억 달러에서 2억 달러로 줄이는 것이 포함될 것이라고 <a href="https://www.espn.com/mlb/story/_/id/42388454/diamond-sports-group-emerges-bankruptcy" target="_blank" rel="noopener">ESPN</a>이 보도했다. 구조조정 계획은 다이아몬드가 부채 보유자들로부터 &#8220;거의 만장일치의 지지&#8221;로 분류한 것을 받았다. 현재 1억 달러의 유동성을 보유하고 있는 다이아몬드는 파산 상태에서 벗어나 독립 기업으로 운영될 예정이다. 모회사인 싱클레어(Sinclair)는 2019년에 폭스(Fox)로부터 지역 채널을 106억 달러에 인수하기 위해 80억 달러의 빚을 졌다. 그 빚은 다이아몬드의 파산에 기여했다.
<h3 class="wp-block-heading">블록의 업데이트</h3>
현재 휴마나(NYSE:<a class="items-end ticker-link-wrapper inline-flex" href="https://www.benzinga.com/quote/hum" target="_blank" rel="dofollow noopener" aria-label="Go to Quote Page for HUM" data-google-interstitial="false">HUM</a>)가 적극적으로 매각을 추진하고 있다는 구체적인 징후는 없다. 시그나 그룹(NYSE:<a class="items-end ticker-link-wrapper inline-flex" href="https://www.benzinga.com/quote/ci" target="_blank" rel="dofollow noopener" aria-label="Go to Quote Page for CI" data-google-interstitial="false">CI</a>)이 휴마나를 인수한다는 최근 추측이 확실하게 해결되었으며, 시그나는 현재로서는 휴마나와의 <a href="https://www.benzinga.com/general/health-care/24/11/41877573/cigna-not-pursuing-humana-merger-stock-soars" target="_blank" rel="noopener" data-google-interstitial="false">합병을 추진하지 않는다</a>고 명시적으로 밝혔다. 이러한 해명은 새로운 <a href="https://www.benzinga.com/analyst-ratings/analyst-color/24/11/41979935/golden-years-for-ma-deals-ahead-under-trump-analysts-highlight-top-10-large-cap-candidates" target="_blank" rel="noopener" data-google-interstitial="false">공화당 행정부와 의회</a> 하에서 보다 관대한 독점 금지 검토가 이루어질 가능성에 따라 선거 후 소문이 다시 불붙은 후에 나온 것이다.
스피릿 항공(NYSE:<a class="items-end ticker-link-wrapper inline-flex" href="https://www.benzinga.com/quote/save" target="_blank" rel="dofollow noopener" aria-label="Go to Quote Page for SAVE" data-google-interstitial="false">SAVE</a>)는 더 이상 프론티어 항공(NASDAQ:<a class="items-end ticker-link-wrapper inline-flex" href="https://www.benzinga.com/quote/ulcc" target="_blank" rel="dofollow noopener" aria-label="Go to Quote Page for ULCC" data-google-interstitial="false">ULCC</a>)과 거래 협상을 진행하지 않는다. 현재 파산 계획을 확정하기 위해 채권 보유자와 사전 논의가 진행 중이다. 이 항공사는 계속해서 증가하는 손실과 다가오는 부채 만기 문제로 어려움을 겪고 있다. <a href="https://www.benzinga.com/news/earnings/24/11/41932146/spirit-airlines-nears-bankruptcy-creditors-may-approve-equity-cancellation-heres-what-it-means-for-investors-as-shares-fall-with-a-thud" target="_blank" rel="noopener" data-google-interstitial="false">월스트리트 저널</a>에 따르면 파산 신청은 몇 주 안에 이뤄질 것으로 예상된다.
<div class="ticker-wrapper">
<div class="sc-grPMMF hjTkfb ticker-box-wrapper">
메이 파마(NASDAQ:<a class="items-end ticker-link-wrapper inline-flex" href="https://www.benzinga.com/quote/meip" target="_blank" rel="dofollow noopener" aria-label="Go to Quote Page for MEIP" data-google-interstitial="false">MEIP</a>)는 계속해서 M&amp;A 기회를 모색하고 있으며 오펜하이머(Oppenheimer &amp; Co., Inc.)를 전담 재무 자문사로 고용하여 프로세스를 지원한다. 2025회계연도 1분기 동안 회사는 인력 감축을 포함한 현금 보존 노력을 시작했으며, 이는 회사의 운영 및 전략 방향이 발전함에 따라 단계적으로 계속될 것이다.
<h3 class="wp-block-heading">블록에서의 메모</h3>
월스트리트는 공화당이 의회를 장악하고 규제를 완화함에 따라 M&amp;A가 급증할 것으로 예상하고 있다. 분석가들은 리나 칸(Lina Khan) 연방거래위원회(FTC) 위원장의 해임으로 인해 독점 금지 조사가 쉬워질 것으로 예상하고 있다. 뱅크 오브 아메리카는 도널드 트럼프 대통령 당선자와 같은 공화당 행정부가 역사적으로 민주당 행정부에 비해 금융 부문 M&amp;A 활동을 50% 이상 육성했다는 점을 강조한다.
뱅크 오브 아메리카는 또한 금리 인하가 발효되고 경제 상황이 안정화됨에 따라 2025년은 M&amp;A에 있어 더 좋은 해가 될 수 있다고 예측한다. 다음은 은행이 수집한 5가지 잠재적 목표 목록이다. <a href="https://www.benzinga.com/analyst-ratings/analyst-color/24/11/41979935/golden-years-for-ma-deals-ahead-under-trump-analysts-highlight-top-10-large-cap-candidates" target="_blank" rel="noopener" data-google-interstitial="false">전체 목록</a>을 보려면 <a href="https://www.benzinga.com/analyst-ratings/analyst-color/24/11/41979935/golden-years-for-ma-deals-ahead-under-trump-analysts-highlight-top-10-large-cap-candidates" target="_blank" rel="noopener" data-google-interstitial="false">여기를 클릭</a>하세요.
<table class="block core-block table" style="height: 336px;" width="895">
<thead>
<tr>
<th>회사</th>
<th>섹터</th>
<th>시가 총액 ($M)</th>
<th>기업 가치 대비 잉여 현금 흐름 (%)</th>
<th>장기 성장 기대치 (%)</th>
</tr>
</thead>
<tbody>
<tr>
<td>유니버셜 헬스 서비스 (NYSE:<a class="items-end ticker-link-wrapper inline-flex" href="https://www.benzinga.com/quote/uhs" target="_blank" rel="dofollow noopener" aria-label="Go to Quote Page for UHS" data-google-interstitial="false">UHS</a>)</td>
<td>헬스케어</td>
<td>13,932</td>
<td>4.4</td>
<td>25.3</td>
</tr>
<tr>
<td>랄프 로렌 (NYSE:<a class="items-end ticker-link-wrapper inline-flex" href="https://www.benzinga.com/quote/rl" target="_blank" rel="dofollow noopener" aria-label="Go to Quote Page for RL" data-google-interstitial="false">RL</a>)</td>
<td>소비재</td>
<td>12,473</td>
<td>5.99</td>
<td>10.5</td>
</tr>
<tr>
<td>파라마운트 글로벌 (NASDAQ:<a class="items-end ticker-link-wrapper inline-flex" href="https://www.benzinga.com/quote/para" target="_blank" rel="dofollow noopener" aria-label="Go to Quote Page for PARA" data-google-interstitial="false">PARA</a>)</td>
<td>통신 서비스</td>
<td>7,250</td>
<td>3.4</td>
<td>46.4</td>
</tr>
<tr>
<td>자빌 (NYSE:<a class="items-end ticker-link-wrapper inline-flex" href="https://www.benzinga.com/quote/jbl" target="_blank" rel="dofollow noopener" aria-label="Go to Quote Page for JBL" data-google-interstitial="false">JBL</a>)</td>
<td>기술</td>
<td>14,480</td>
<td>6.39</td>
<td>12.7</td>
</tr>
<tr>
<td>해즈브로 (NASDAQ:<a class="items-end ticker-link-wrapper inline-flex" href="https://www.benzinga.com/quote/has" target="_blank" rel="dofollow noopener" aria-label="Go to Quote Page for HAS" data-google-interstitial="false">HAS</a>)</td>
<td>소비재</td>
<td>9,215</td>
<td>3.6</td>
<td>27.5</td>
</tr>
</tbody>
</table>
</div>
</div>
지난주 딜 디스패치를 ​​보려면 <a href="https://kr.benzinga.com/news/usa/stocks/%EB%94%9C-%EB%94%94%EC%8A%A4%ED%8C%A8%EC%B9%98-%EC%84%A0%EA%B1%B0-%EC%9D%B4%ED%9B%84-%EA%B5%90%EB%8F%84%EC%86%8C-%ED%9A%8C%EC%82%AC%EB%93%A4%EC%97%90-%EC%B4%88%EC%A0%90-%ED%8A%B8%EB%A6%BD%EC%96%B4/" target="_blank" rel="noopener">여기를 클릭</a>하세요.
다른 트레이더들보다 30분 일찍 독점 시장 움직임 뉴스를 받아보세요. 
Benzinga Pro의 14일 무료 체험을 통해 독점 뉴스 기사를 이용할 수 있어 수백만 명의 다른 트레이더보다 먼저 실행 가능한 거래 뉴스를 얻을 수 있습니다. <a href="https://www.benzinga.com/pro/register?t=be2bewe5mibe3bz3&amp;utm_source=bz-kor" target="_blank" rel="noreferrer noopener">여기를 클릭</a>하여 14일 무료 체험을 시작하세요.

AAUKF

APTV

ATSG

FFIV

PARIS:SGO

ROIC

SLGWF

SLNG

TRIP

딜 디스패치: 쉘, 유니레버 외에도 매각 뉴스; 어니언이 알렉스 존스의 인포워스 인수 등

이들 10개 대형주는 지난주 최악의 성과를 거두었다. 그것들이 당신의 포트폴리오에 있나요?
1. 니오(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/NIO#NYSE">NIO</a>)의 주식이 지난주 16.35% 하락했다. 이는 미국에 상장된 중국 주식들이 <a href="https://www.benzinga.com//node/41385461" target="_blank" rel="noreferrer noopener">중국의 9월 수출이 예상치를 밑돌면서</a> 하락한 후 발생한 일이다. 중국 경기 부양책에 대한 불확실성도 최근 주식에 악영향을 미쳤다.
2. KLA 코퍼레이션(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/KLAC#NASDAQ">KLAC</a>)의 주식이 지난주 15.58% 하락했다. 이는 ASML의 부진한 전망 발표 이후 지속적인 약세로 인한 것으로 보인다.
3. 센텐 코퍼레이션(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CNC#NYSE">CNC</a>)의 주식이 14.38% 하락했다. 이 회사는 <a href="https://www.benzinga.com/earnings" target="_blank" rel="noreferrer noopener">10월 25일 3분기 실적을 발표</a>할 예정이다.
4. 엘레반스 헬스(Elevance Health)의 주식이 14.17% 하락했다. 이는 분석가들이 <a href="https://www.benzinga.com//node/41405601" target="_blank" rel="noreferrer noopener">3분기 실적 발표 후 전망을 하향 조정한</a> 데 따른 것이다.
5. ASML 홀딩 N.V. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ASML#NASDAQ">ASML</a>)의 주식이 13.97% 하락했다. 회사가 실적 발표를 하루 일찍 실수로 공개하고 <a href="https://www.benzinga.com//node/41358875" target="_blank" rel="noreferrer noopener">2025년 매출 전망을 하향 조정한</a> 후 발생한 일이다.
6. PDD 홀딩스(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PDD#NASDAQ">PDD</a>)의 주식이 13.91% 하락했다. 이는 미국에 상장된 중국 주식들이 <a href="https://www.benzinga.com//node/41316058" target="_blank" rel="noreferrer noopener">중국의 9월 수출이 예상치를 밑돌면서</a> 하락한 것과 함께 발생한 일이다. 중국 경기 부양책에 대한 불확실성도 최근 주식에 악영향을 미쳤다.
7. 몰리나 헬스케어(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MOH#NYSE">MOH</a>)의 주식이 12.24% 하락했다. 이는 엘레반스 헬스(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ELV#NYSE">ELV</a>)와 동반 하락한 것으로 보인다. 엘레반스 헬스는 3분기 실적 부진과 2024년 전망을 낮춰 발표했다.
8. 램 리서치(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/LRCX#NASDAQ">LRCX</a>)의 주식이 12.12% 하락했다. 이는 ASML의 부진한 전망 발표 이후 지속적인 약세로 인한 것으로 보인다.
9. 이리 인뎀니티(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ERIE#NASDAQ">ERIE</a>)의 주식이 지난주 9.92% 하락했다. 이는 스프루스 포인트 매니지먼트(Spruce Point Management)가 주식에 대한 <a href="https://www.sprucepointcap.com/research/erie-indemnity-company" target="_blank" rel="noreferrer noopener">공매도 보고서를 발표</a>한 후 발생한 일이다. 이 회사는 카테고리 5 허리케인 밀턴으로 압박을 받았다.
10. CVS 헬스(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CVS#NYSE">CVS</a>)의 주식이 지난 주 9.44% 하락했다. 이 회사가 <a href="https://www.benzinga.com//node/41399396" target="_blank" rel="noreferrer noopener">3분기 전망을 하향 조정</a>한 후 발생한 일이다.
추가 읽기:
<ul>
<li><a href="https://kr.benzinga.com/news/usa/stocks/%EC%BD%94%EC%9D%B8%EB%B2%A0%EC%9D%B4%EC%8A%A4%EC%99%80-%EC%9C%A0%EB%82%98%EC%9D%B4%ED%8B%B0%EB%93%9C-%ED%95%AD%EA%B3%B5%EC%9D%80-%EC%A7%80%EB%82%9C%EC%A3%BC-%EC%B5%9C%EA%B3%A0-%EC%84%B1%EA%B3%BC/" target="_blank" rel="noopener">코인베이스, 유나이티드 항공 및 소파이 테크가 지난 주 가장 큰 대형주 상승 종목 중 하나 (10월 14-18일): 다른 종목들은 여러분의 포트폴리오에 포함되어 있나요?</a></li>
</ul>
사진 출처: Shutterstock
Benzinga Pro의 독점 뉴스 및 도구로 더 많은 승리를 거두세요 
독점 속보 및 스캐너와 같은 Benzinga Pro의 강력한 도구 세트로 다른 트레이더보다 우위를 점하세요. 
<a href="https://www.benzinga.com/pro/register?t=be2bewe5mibe3bz3&amp;utm_source=bz-kor" target="_blank" rel="noreferrer noopener">여기를 클릭</a>하여 14일 무료 체험을 시작하세요.

Short Sellers

ASML

ERIE

KLAC

LRCX

니오, ASML 및 CVS 헬스는 지난주 최악의 성과를 보인 10개 대형주 중 일부 (10월 14일-18일)

지난주 이들 7개 대형주는 최고의 성과를 냈다. 여러분의 포트폴리오에는 포함된 종목이었나요?
<ol>
<li>유나이티드 항공(에어라인) 홀딩스(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/UAL#NASDAQ">UAL</a>)의 주가는 1분기 실적 발표 이후 지난주 21.79% 급등했다. 매출은 125억 3900만 달러로 컨센서스 추정치 124억 달러를 상회했으며, 조정 주당 손실은 0.15달러로 추정치 0.57달러를 <a href="https://www.benzinga.com/news/earnings/24/04/38291030/why-united-airlines-stock-is-rising-wednesday" target="_blank" rel="noreferrer noopener">상회</a>했다. 몇몇 분석가들은 주식에 대한 <a href="https://www.benzinga.com/quote/UAL/analyst-ratings" target="_blank" rel="noreferrer noopener"> 예상</a>을 높였다.</li>
<li>유나이티드헬스그룹(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UNH#NYSE">UNH</a>)은 1분기에 기대 이상의 매출을 올린 덕분에 지난주 주가가 12.43% 상승하였다. 이 회사는 여전히 자회사인 체인지 헬스케어(<a href="https://www.benzinga.com/news/earnings/24/04/38267213/investors-cheer-unitedhealths-q1-earnings-despite-cyberattack-fallout-taking-872m-hit-from-hack" target="_blank" rel="noreferrer noopener">Change Healthcare</a>)에 대한 지난 2월의 사이버 공격 문제를 처리 중에 있다.</li>
<li>제뉴인 파츠 컴퍼니(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GPC#NYSE">GPC</a>)의 주식은 1분기 보다 예상이 더 나은 실적 발표 이후 10.07%의 상승했다. <a href="https://www.benzinga.com/news/earnings/24/04/38316106/why-genuine-parts-shares-are-rising-today-after-q1-earnings" target="_blank" rel="noreferrer noopener">그리고 연간 수익 전망을 상향</a>했다.</li>
<li>벤틀리 시스템즈(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/BSY#NASDAQ">BSY</a>)의 주식은 지난주 7.94% 상승했다. 프랑스의 산업 거인인 슈나이더 일렉트릭 SE(OTC:<a class="ticker" href="https://www.benzinga.com/stock/SBGSY#OTC">SBGSY</a>)(OTC:<a class="ticker" href="https://www.benzinga.com/stock/SBGSF#OTC">SBGSF</a>)가 <a href="https://www.benzinga.com/markets/equities/24/04/38333524/whats-going-on-with-bentley-systems-stock-amid-multibillion-dollar-merger-talks" target="_blank" rel="noreferrer noopener">벤틀리 시스템즈의 잠재적 인수에 대한 논의를 확인</a>한 것으로 알려졌다.</li>
<li>엘리밴스 헬스(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ELV#NYSE">ELV</a>)의 주식은 지난주 5.15% 상승했다. 이 회사는 1분기 메디케이드 등록자 수가 21% 감소하였으나 22억 달러의 1분기 순 이익을 발표하고 연간 지침을 상향했다.  이 주식에 대해 몇몇 애널리스트들은 <a href="https://www.benzinga.com/quote/ELV/analyst-ratings" target="_blank" rel="noreferrer noopener">예상치를 높였다</a>.</li>
<li>프로그레시브(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PGR#NYSE">PGR</a>)의 주식은 지난주 3.34% 상승했다. 이 회사는 1분기 순 보험료가 전년 동기대비 19% 성장하였다. 몇몇 애널리스트들은 이 <a href="https://www.benzinga.com/quote/PGR/analyst-ratings" target="_blank" rel="noreferrer noopener">주식에 대한 예상치를 높였다</a>.</li>
<li>모건 스탠리(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MS#NYSE">MS</a>)의 주식은 지난주 예상보다 좋은 1분기 실적을 발표한 후 3.3% 상승했다. 이 투자은행의 <a href="https://www.benzinga.com//node/38272690" target="_blank" rel="noreferrer noopener">매출은 전년 대비 16% 증가했다</a>. 이 은행은 또한 APC 지역의 직원을 <a href="https://www.benzinga.com//node/38287804" target="_blank" rel="noreferrer noopener">줄이기로 결정했다</a>.</li>
</ol>
참고 사항: <a href="https://www.benzinga.com/news/large-cap/24/04/38348564/lets-spill-the-tea-top-consumer-tech-news-you-should-know-from-last-week" target="_blank" rel="noopener">지난주에 발표된 소비자 기술 뉴스의 주요 내용을 알고 싶다면</a>
사진: 셔터스톡

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