First Citizens BancShares 주식 (NASDAQ: FCNCA)

에 대한 최신 뉴스 First Citizens BancShares (NASDAQ:FCNCA) 주식

First Citizens BancShares

First Citizens BancShares Inc is the bank holding company of First Citizens Bank & Trust Company. FCB was founded as the Bank of Smithfield in North Carolina and has expanded through both de novo branching and acquisitions. FCB currently operates in nearly half of the continental United States, but principally takes deposits in the Carolinas. The bank's operations have historically been influenced by the Holding family, which has traditionally held executive and director positions, as well as controlling a large percentage of its outstanding stock. FCB provides a wide range of retail and commercial banking services, including traditional lending and deposit-taking, as well as trust and wealth management. FCB's main source of revenue is net interest income.

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트루이스트 증권의 애널리스트들은 24개의 대형은행, 지역은행, 신탁은행과 신용카드 회사에 대한 커버리지를 개시했다. 이들은 향후 2년간 강력한 수익 성장을 예상하며 대출 성장률 개선, 가파른 수익률 곡선, 충분한 자본 확충 등의 요인에 힘입어 연간 12~15%의 수익 증가를 예상하고 있다.

트루이스트: 2025년 수익률 곡선 정상화, 저렴한 가치평가, EPS 성장 속 은행주 상승할 것

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미국 은행들의 3분기 실적 발표 시즌이 이번 금요일에 공식적으로 시작된다. JP모건 체이스(NYSE:JPM), 웰스 파고(NYSE:WFC) 및 뉴욕 멜론 은행(NYSE:BK)과 같은 주요 금융 기관들이 실적을 발표할 예정이다.

美 은행들, 실적 시즌 준비: 씨티그룹, 모건 스탠리, 트루이스트 등 15개의 주식 추천

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SMMT

이들 10개 대형주는 지난주 최악의 성과를 거두었다. 그것들이 당신의 포트폴리오에 있나요? 1. 서밋 테라퓨틱스(NASDAQ:SMMT)의 주가는 씨티그룹이 주식을 매수에서 중립으로 하향 조정했으나 목표 주가를 19달러에서 23달러로 상향 조정한 후 14.37% 하락했다.

리제네론과 슈퍼 마이크로는 지난주 최악의 성과를 보인 10개 대형주 중 일부 (9월 23일-9월 27일)

First Citizens BancShares, Inc. - Class A Common Stock

First Citizens BancShares Inc

First Citizens BancShares (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>) has outperformed the market over the past 10 years by 13.93% on an annualized basis producing an average annual return of 25.29%. Currently, First Citizens BancShares has a market capitalization of $30.11 billion. 
Buying $1000 In FCNCA: If an investor had bought $1000 of FCNCA stock 10 years ago, it would be worth $9,532.86 today based on a price of $2152.52 for FCNCA at the time of writing.
<h3>First Citizens BancShares's Performance Over Last 10 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1736979313_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Here's How Much $1000 Invested In First Citizens BancShares 10 Years Ago Would Be Worth Today

In the current market session, First Citizens BancShares Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>) share price is at $2063.99, after a 0.01% increase. Moreover, over the past month, the stock fell by 2.08%, but in the past year, spiked by 49.60%. Shareholders might be interested in knowing whether the stock is overvalued, even if the company is performing up to par in the current session. 

<img src="https://www.benzinga.com/files/images/story/2025/1736787611_0.png" alt="Past Year Chart" />

<h3>Comparing First Citizens BancShares P/E Against Its Peers</h3>
The P/E ratio is used by long-term shareholders to assess the company's market performance against aggregate market data, historical earnings, and the industry at large. A lower P/E could indicate that shareholders do not expect the stock to perform better in the future or it could mean that the company is undervalued. 
Compared to the aggregate P/E ratio of the 12.45 in the Banks industry, First Citizens BancShares Inc. has a lower P/E ratio of 11.82. Shareholders might be inclined to think that the stock might perform worse than it's industry peers. It's also possible that the stock is undervalued. 

<img src="https://www.benzinga.com/files/images/story/2025/1736787611_1.png" alt="Guage" />

In summary, while the price-to-earnings ratio is a valuable tool for investors to evaluate a company's market performance, it should be used with caution. A low P/E ratio can be an indication of undervaluation, but it can also suggest weak growth prospects or financial instability. Moreover, the P/E ratio is just one of many metrics that investors should consider when making investment decisions, and it should be evaluated alongside other financial ratios, industry trends, and qualitative factors. By taking a comprehensive approach to analyzing a company's financial health, investors can make well-informed decisions that are more likely to lead to successful outcomes.

Intraday Update

Price Over Earnings Overview: First Citizens BancShares

Regional banks still have room to run and thrive even as it is &#8220;easy to overstate the advantage&#8221; for big banks, says Truist Securities in its latest note, highlighting three key paths for regional banks to succeed.
What Happened: Big banks have clear economies of scale, and they have been re-rated relative to small banks with the top five U.S. banks holding about 47% market share for a decade. According to the Truist Securities note, dated Jan. 6, the big banks are in a better position, but at the same time, individual regionals can position themselves to thrive.
Truist initiated coverage on 14 regional financial companies outlining three key strategies relating to pace, magnitude, and quality for the regional banks to remain competitive.
<ul>
<li>Differentiated Growth: Focus on unique and sustainable growth opportunities via differentiated customer base, a different form of fee Income and a niche business with competitive moat. </li>
</ul>
<ul>
<li>Disciplined Capital Allocation: Efficiently deploy capital to support growth and enhance shareholder value.</li>
</ul>
<ul>
<li>Navigating the Evolving Landscape: Adapt to changing market conditions, including interest rates, yield curve shifts, loan and deposit growth, and commercial real estate market dynamics.&#8221;</li>
</ul>
<figure class="wp-block-table is-style-stripes"> 
<table>
<tbody>
<tr>
<td>Regional Banks</td>
<td>Rating</td>
<td>Price Target</td>
</tr>
<tr>
<td>Fifth Third Bancorp (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FITB#NASDAQ">FITB</a>)</td>
<td>Buy</td>
<td>$51</td>
</tr>
<tr>
<td>Huntington Bancshares (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HBAN#NASDAQ">HBAN</a>)</td>
<td>Buy</td>
<td>$19</td>
</tr>
<tr>
<td>M&amp;T Bank (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MTB#NYSE">MTB</a>)</td>
<td>Buy</td>
<td>$233</td>
</tr>
<tr>
<td>Wintrust Financial (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/WTFC#NASDAQ">WTFC</a>)</td>
<td>Buy</td>
<td>$151</td>
</tr>
<tr>
<td>Citizens Financial (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CFG#NYSE">CFG</a>)</td>
<td>Hold</td>
<td>$49</td>
</tr>
<tr>
<td>Comerica Inc (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>)</td>
<td>Hold</td>
<td>$65</td>
</tr>
<tr>
<td>First Citizens BancShares (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>)</td>
<td>Hold</td>
<td>$2,303</td>
</tr>
<tr>
<td>KeyCorp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/KEY#NYSE">KEY</a>)</td>
<td>Hold</td>
<td>$19</td>
</tr>
<tr>
<td>Regions Financial (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>)</td>
<td>Hold</td>
<td>$25</td>
</tr>
</tbody>
</table>
</figure>
<figure class="wp-block-table is-style-stripes"> 
<table>
<tbody>
<tr>
<td>Cards</td>
<td>Rating</td>
<td>Price Target</td>
</tr>
<tr>
<td>Ally Financial (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ALLY#NYSE">ALLY</a>)</td>
<td>Buy</td>
<td>$42</td>
</tr>
<tr>
<td>American Express (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/AXP#NYSE">AXP</a>)</td>
<td>Buy</td>
<td>$350</td>
</tr>
<tr>
<td>Capital One Financial (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/COF#NYSE">COF</a>)</td>
<td>Buy</td>
<td>$229</td>
</tr>
<tr>
<td>Discover Financial (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DFS#NYSE">DFS</a>)</td>
<td>Buy</td>
<td>$233</td>
</tr>
<tr>
<td>Synchrony Financial (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SYF#NYSE">SYF</a>)</td>
<td>Hold</td>
<td>$72</td>
</tr>
</tbody>
</table>
</figure>
See Also: <a href="https://www.benzinga.com/general/market-summary/25/01/42867184/yield-curve-normalization-cheap-valuation-eps-growth-to-boost-banks-in-2025-truist-initiates-coverage-on-these-14-regional-names">Yield Curve Normalization, Cheap Valuation, EPS Growth To Boost Banks In 2025: Truist Initiates Coverage On These 14 Regional Names</a>
Why It Matters: The three listed key paths for regional banks and card companies to thrive can be differentiated and linked to the stocks as mentioned by Truist in their research note.
Differentiated Growth Stories
<ul>
<li>Differentiated Customer Base: American Express Co has an exclusive high-end customer base, which would require an investment of over $100 billion to replicate, according to Truist. On the other hand, Fifth Third Bancorp has a unique ability to organically build a strong deposit market share.</li>
</ul>
<ul>
<li>Differentiated Form of Fee Income: Capital One Financial Corp has seen an expansion of network revenues following the acquisition of Discover. While, KeyCorp&#8217;s leading regional investment banking franchise will be favored by given the potential for increased deal activity driven by the Federal Reserve&#8217;s interest rate cuts and anticipated political changes.</li>
</ul>
<ul>
<li>Niche Business with Competitive Moat: Wintrust Financial Corp secures a dominant position in the highly profitable insurance premium finance market. Whereas, Huntington Bancshares Inc&#8216;s differentiated approach, including its expansion into new lending areas, will support its continued strong performance in loan, deposit, and fee growth across high-quality markets.</li>
</ul>
Disciplined Capital Deployment
<ul>
<li>Another way in which the regional banks could thrive includes a disciplined capital deployment which typically follows organic growth first, followed by dividends and buybacks, and potentially mergers and acquisitions. However, the key lies not in the order itself, but in the flexibility and agility with which banks can adjust their capital allocation strategy in response to evolving company, industry, and macroeconomic conditions.</li>
</ul>
<ul>
<li>Truist believes some banks are attractively valued for share repurchases. M&amp;T Bank Corp&#8216;s CFO in a recent conference hinted at higher buybacks in 2025.</li>
</ul>
Navigating The Evolving Landscape
<ul>
<li>According to Truist, it&#8217;s not unusual for multiple challenges to arise simultaneously. The current environment has witnessed sluggish loan and deposit growth amidst rapid interest rate hikes. However, it is anticipated that at least some of these headwinds will begin to abate in the coming year, leading to a more favorable environment for the banking sector</li>
</ul>
<ul>
<li>CRE Valuation: Banks with significant commercial real estate exposure in high-growth, high-income markets, such as Fifth Third and Huntington, are well-positioned for future CRE origination opportunities. M&amp;T and Citizens Financial Group Inc. will also benefit from an eventual improvement in market conditions.</li>
</ul>
Read Next:
<ul>
<li><a href="https://www.benzinga.com/markets/equities/25/01/42836744/baby-its-cold-outside-these-5-winter-ready-stocks-have-what-it-takes-to-make-you-feel-warm-and-cozy" target="_blank" rel="noreferrer noopener">Baby, It's Cold Outside: These 5 Winter-Ready Stocks Have What It Takes To Make You Feel Warm And Cozy</a></li>
</ul>
Photo courtesy: Shutterstock

Regional Banks Can Thrive Despite Big Bank Dominance: Truist Securities Highlights Three Key Paths For Thriving Regional Banks

Analysts at <a href="https://www.benzinga.com/topic/truist-securities">Truist Securities</a> initiated coverage on 24 large-cap, regional, and trust banks, as well as credit card companies. They anticipate strong earnings growth over the next two years, projecting an annual increase of 12-15% fueled by factors like improving loan growth, a steeper yield curve, and ample capital for expansion.
What Happened: Forecasting a favorable environment for banks in 2025 and 2026, the analysts at Truist foresee a less stringent regulatory environment, with more clarity and flexibility for banks regarding mergers and acquisitions, and the deployment of excess capital.
The note highlighted that the banking stocks were de-rated during the first two years of Trump 1.0 because the yield curve was flattened and late-cycle macro concerns surfaced, even as the administration enacted bank-friendly tax reform and regulatory tailoring. However, according to the brokerage, a little Fed easing and a steeper curve are necessary for the stocks to be re-rated and two rate cuts are expected in 2025, as hinted by Fed during their December meeting. 
According to Truist, while bank valuations have increased, they remain relatively attractive compared to historical levels. They currently trade at a price-to-book value (P/TBV) below their post-financial crisis average, and at a significant discount to the broader market. The note adds that given the current market valuations, bank stocks appear undervalued relative to the S&amp;P 500.
However, despite Truist beliefs that the sector offers attractive opportunities, careful stock selection is crucial according to them. &#8220;While we're not at &#8216;close your eyes and buy ‘em levels,&#8217; we still see attractive opportunities across the sector and view stock selection as increasingly important,&#8221; the note said.
See Also: <a href="https://www.benzinga.com/markets/equities/25/01/42836744/baby-its-cold-outside-these-5-winter-ready-stocks-have-what-it-takes-to-make-you-feel-warm-and-cozy">Baby, It&#8217;s Cold Outside: These 5 Winter-Ready Stocks Have What It Takes To Make You Feel Warm And Cozy</a>
Why It Matters: Truist&#8217;s coverage on 24 financial stocks is spread across three subgroups namely, large-cap, regional, and trust banks, which is initiated with a positive outlook.
<h3 class="wp-block-heading">Large-Cap Banks</h3>
The research note examines long-term investment potential of large U.S. banks as these institutions possess significant advantages, including, &#8220;embedded offense&#8221; with the presence of strong existing businesses and customer relationships.
It also anticipates cyclical tailwinds and capital leverage for such banks given a favorable economic environment and the ability to effectively utilize capital for growth.
These factors position large U.S. banks to achieve organic growth by the expansion of core businesses, double-digit earnings growth and an attractive returns on equity.
<figure class="wp-block-table is-style-stripes"> 
<table>
<tbody>
<tr>
<td>Large Cap Banks</td>
<td>Rating</td>
<td>Price Target</td>
</tr>
<tr>
<td>Bank of America (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>)</td>
<td>Buy</td>
<td>$52</td>
</tr>
<tr>
<td>Citigroup (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/C#NYSE">C</a>)</td>
<td>Buy</td>
<td>$85</td>
</tr>
<tr>
<td>Wells Fargo (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WFC#NYSE">WFC</a>)</td>
<td>Buy</td>
<td>$82</td>
</tr>
<tr>
<td>JPMorgan Chase (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>)</td>
<td>Hold</td>
<td>$260</td>
</tr>
<tr>
<td>PNC Financial (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PNC#NYSE">PNC</a>)</td>
<td>Hold</td>
<td>$215</td>
</tr>
<tr>
<td>US Bancorp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USB#NYSE">USB</a>)</td>
<td>Hold</td>
<td>$54</td>
</tr>
</tbody>
</table>
</figure>
<h3 class="wp-block-heading">Regional Banks And Cards</h3>
Truist also initiated coverage on 14 regional financial companies outlining three key strategies for regional banks to remain competitive.
<ul>
<li>Differentiated Growth: Focus on unique and sustainable growth opportunities.</li>
</ul>
<ul>
<li>Disciplined Capital Allocation: Efficiently deploy capital to support growth and enhance shareholder value.</li>
</ul>
<ul>
<li>Navigating the Evolving Landscape: Adapt to changing market conditions, including interest rates, yield curve shifts, loan and deposit growth, and commercial real estate market dynamics.</li>
</ul>
<figure class="wp-block-table is-style-stripes"> 
<table>
<tbody>
<tr>
<td>Regional Banks</td>
<td>Rating</td>
<td>Price Target</td>
</tr>
<tr>
<td>Fifth Third Bancorp (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FITB#NASDAQ">FITB</a>)</td>
<td>Buy</td>
<td>$51</td>
</tr>
<tr>
<td>Huntington Bancshares (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HBAN#NASDAQ">HBAN</a>)</td>
<td>Buy</td>
<td>$19</td>
</tr>
<tr>
<td>M&amp;T Bank (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MTB#NYSE">MTB</a>)</td>
<td>Buy</td>
<td>$233</td>
</tr>
<tr>
<td>Wintrust Financial (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/WTFC#NASDAQ">WTFC</a>)</td>
<td>Buy</td>
<td>$151</td>
</tr>
<tr>
<td>Citizens Financial (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CFG#NYSE">CFG</a>)</td>
<td>Hold</td>
<td>$49</td>
</tr>
<tr>
<td>Comerica Inc (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>)</td>
<td>Hold</td>
<td>$65</td>
</tr>
<tr>
<td>First Citizens BancShares (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>)</td>
<td>Hold</td>
<td>$2,303</td>
</tr>
<tr>
<td>KeyCorp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/KEY#NYSE">KEY</a>)</td>
<td>Hold</td>
<td>$19</td>
</tr>
<tr>
<td>Regions Financial (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>)</td>
<td>Hold</td>
<td>$25</td>
</tr>
</tbody>
</table>
</figure>
<figure class="wp-block-table is-style-stripes"> 
<table>
<tbody>
<tr>
<td>Cards</td>
<td>Rating</td>
<td>Price Target</td>
</tr>
<tr>
<td>Ally Financial (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ALLY#NYSE">ALLY</a>)</td>
<td>Buy</td>
<td>$42</td>
</tr>
<tr>
<td>American Express (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/AXP#NYSE">AXP</a>)</td>
<td>Buy</td>
<td>$350</td>
</tr>
<tr>
<td>Capital One Financial (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/COF#NYSE">COF</a>)</td>
<td>Buy</td>
<td>$229</td>
</tr>
<tr>
<td>Discover Financial (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DFS#NYSE">DFS</a>)</td>
<td>Buy</td>
<td>$233</td>
</tr>
<tr>
<td>Synchrony Financial (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SYF#NYSE">SYF</a>)</td>
<td>Hold</td>
<td>$72</td>
</tr>
</tbody>
</table>
</figure>
<h3 class="wp-block-heading">Trust Banks And Capital Markets</h3>
Truist anticipates gradual interest rate decreases, the eventual end of quantitative tightening, and a healthy economy and capital markets providing a competitive landscape to trust banks.
According to the analysts, investors should prioritize stocks with the potential for sustained operating leverage. Which is the ability to increase profitability significantly with relatively small increases in revenue. And stocks with strong capital returns, with high levels of income through dividends and share buybacks.
<figure class="wp-block-table is-style-stripes"> 
<table>
<tbody>
<tr>
<td>Trust Banks And Capital Markets</td>
<td>Rating</td>
<td>Price Target</td>
</tr>
<tr>
<td>Bank of New York Mellon (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BK#NYSE">BK</a>)</td>
<td>Buy</td>
<td>$91</td>
</tr>
<tr>
<td>Charles Schwab (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SCHW#NYSE">SCHW</a>)</td>
<td>Buy</td>
<td>$86</td>
</tr>
<tr>
<td>Northern Trust (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NTRS#NASDAQ">NTRS</a>)</td>
<td>Hold</td>
<td>$110</td>
</tr>
<tr>
<td>State Street (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/STT#NYSE">STT</a>)</td>
<td>Hold</td>
<td>$106</td>
</tr>
</tbody>
</table>
</figure>
Image via Shutterstock
Read Next:
<ul>
<li><a href="https://www.benzinga.com/25/01/42813271/as-billionaires-load-up-on-energy-stocks-given-trumps-proposed-policies-this-analyst-highlights-charlie-mungers-1962-oil-investment-which-can-outperform-all-the-rest">As Warren Buffett And Other Billionaires Load Up On Energy Stocks, This Analyst Highlights Charlie Munger&#8217;s 1962 Oil Investment Which Can &#8216;Outperform All The Rest&#8217;</a></li>
</ul>

Yield Curve Normalization, Cheap Valuation, EPS Growth To Boost Banks In 2025: Truist Initiates Coverage On These 14 Regional Names

JP Morgan analyst Anthony Elian maintains First Citizens BancShares (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>) with a Overweight and raises the price target from $2550 to $2600.

JP Morgan Maintains Overweight on First Citizens BancShares, Raises Price Target to $2600

A stronger lending environment, stable credit and renewed confidence in valuations could set the stage for a multiyear rally on U.S. regional banks, with some analysts predicting up to <a href="https://www.benzinga.com/topic/regional-banks">20% upside in 2025.</a>
Three major investment banks — JPMorgan Chase &amp; Co., Bank of America and Goldman Sachs — released fresh outlooks on regional banks Tuesday, issuing rating changes, top stock picks and sector recommendations for 2025.
Overall, analysts at all three firms are optimistic. Goldman Sachs analyst Ryan Nash, for example, highlighted several factors likely to improve sector fundamentals in 2025:
<ul>
<li>Loan Growth Recovery: While still slow, loan growth is expected to accelerate to 6%-7% by the second half of 2025 as corporations resume borrowing.</li>
<li>Net Interest Income Growth: A steeper yield curve and the repricing of fixed-rate assets are anticipated to boost NII. Nash expects margins to expand from the current 3.03% to 3.31% in 2025.</li>
<li>Fee Income Rebound: Treasury management, payments, and capital markets are set to improve, helping banks diversify revenue streams.</li>
<li>Stable Credit Conditions: Credit losses, measured by net charge-offs, are projected to remain flat or decline, while reserves could decrease as economic clarity improves.</li>
</ul>
<ol>
<li></li>
</ol>
According to Nash, the stocks of regional banks are trading at approximately 11.5 times estimated 2025 earnings—near their historical averages but with room for valuation expansion. 
The sector could generate returns on tangible common equity of 14%-15%, compared to 16% pre-2023.
This suggests the group could rise as much as 20% next year, according to Goldman Sachs, assuming the market gains confidence in forward earnings.
<h3 class="wp-block-heading">Goldman Sachs: Upgrades Zions, Downgrades Comerica</h3>
Goldman Sachs upgraded Zions Bancorp (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ZION#NASDAQ">ZION</a>) from Neutral to Buy. The firm predicts a significant upside for the stock, with shares potentially reaching $70 in 2025.
Goldman downgraded Comerica Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>) from Buy to Neutral, citing challenges in deposit management, fee income pressure, and elevated expense growth. Comerica's margins are expected to improve in 2025. But Nash sees limited upside, with shares already trading near their fair value of $70.
Goldman's top picks for 2025 include Truist Financial Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TFC#NYSE">TFC</a>), Regions Financial Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>), KeyCorp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/KEY#NYSE">KEY</a>) and Citizens Financial Group Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CFG#NYSE">CFG</a>).
Analysts remain positive on Fifth Third Bancorp (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FITB#NASDAQ">FITB</a>), Huntington Bancshares Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HBAN#NASDAQ">HBAN</a>) and First Citizens BancShares Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>).
<h3 class="wp-block-heading">The Case For Valuation Upside</h3>
JPMorgan Chase analysts are similarly bullish, indicating that regional banks are trading at just 1.4x their projected 2025 tangible book value, below the 1.8-2x historical range.
Anthony Elian, a JPMorgan analyst, said regional banks&#8217; valuations appear favorable relative to the broader market.
&#8220;While inflation remains above target, the steeper yield curve coupled with gradual rate cuts should serve as a favorable backdrop for regional banks,&#8221; Elian said. 
He expects the sector to attract more interest from generalist investors in 2025, further supporting valuations.
JPMorgan identified several regional banks with strong upside potential, including First Horizon Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FHN#NYSE">FHN</a>), Synovus Financial Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SNV#NYSE">SNV</a>) and Pinnacle Financial Partners Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PNFP#NASDAQ">PNFP</a>). These names are expected to benefit from rebounding loan demand, robust deposit bases, and favorable capital return dynamics.
<h3 class="wp-block-heading">Improving Regulatory Environment </h3>
Bank of America analyst Ebrahim H. Poonawala also indicated that regional banks are poised to outperform the broader market in 2025, citing stronger earnings growth, discounted valuations, and a more predictable regulatory environment.
While Wells Fargo &amp; Co. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WFC#NYSE">WFC</a>) remains BofA's top pick, the bank also flagged KeyCorp and Huntington Bancshares Inc. as preferred names within regional banks.
The analyst highlighted a favorable backdrop for small- and mid-cap regional banks, particularly those with exposure to rebounding loan demand and capital return opportunities. 
Among these, BofA sees First Horizon Corp. and Synovus as potentially strong performers.
Bank of America highlights that looser regulation is a positive tailwind for the sector.
&#8220;Headlines tied to regulatory&nbsp;changes&nbsp;(once Trump appointees take charge)&nbsp;could kick-in as a positive catalyst&nbsp;for stocks,&#8221; Poonawala said. 
&#8220;We see Fed Vice Chair Michael Barr&#8216;s decision to step down from his position as vice chair of supervision as the opening act.&nbsp;End to Fed&#8217;s QT&nbsp;program&nbsp;could also&nbsp;serve&nbsp;as a positive for deposit growth/pricing,&#8221; he added. 
<h3 class="wp-block-heading">Market Reactions</h3>
The SPDR S&amp;P Regional Banking ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/KRE#NYSE">KRE</a>) was 0.4% lower on Tuesday, while the Invesco KBW Bank ETF (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/KBWB#NASDAQ">KBWB</a>) rose by 0.5%. 
Read Now: 
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<li><a href="https://www.benzinga.com/analyst-ratings/analyst-color/25/01/42822291/2025-industry-shake-up-goldman-highlights-kkr-raymond-james-hamilton-lane">2025 Industry Shake-Up: Goldman Highlights KKR, Raymond James, Hamilton Lane</a></li>
</ul>
Image: Shutterstock

Upgrades

Downgrades

Reiteration

Federal Reserve

KBWB

ZION

Are Regional Banks The Next Big Opportunity? Why Wall Street Analysts Expect Multiyear Rally

Truist Securities analyst Brian Foran initiates coverage on First Citizens BancShares (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>) with a Hold rating and announces Price Target of $2303.

Truist Securities Initiates Coverage On First Citizens BancShares with Hold Rating, Announces Price Target of $2303

Barclays analyst Jason Goldberg maintains First Citizens BancShares (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>) with a Equal-Weight and raises the price target from $2250 to $2456.

Barclays Maintains Equal-Weight on First Citizens BancShares, Raises Price Target to $2456

First Citizens BancShares (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>) has outperformed the market over the past 20 years by 6.48% on an annualized basis producing an average annual return of 14.82%. Currently, First Citizens BancShares has a market capitalization of $29.56 billion. 
Buying $100 In FCNCA: If an investor had bought $100 of FCNCA stock 20 years ago, it would be worth $1,554.59 today based on a price of $2113.02 for FCNCA at the time of writing.
<h3>First Citizens BancShares's Performance Over Last 20 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1735834511_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Here's How Much You Would Have Made Owning First Citizens BancShares Stock In The Last 20 Years

First Citizens BancShares (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>) has outperformed the market over the past 15 years by 6.78% on an annualized basis producing an average annual return of 18.37%. Currently, First Citizens BancShares has a market capitalization of $28.97 billion. 
Buying $100 In FCNCA: If an investor had bought $100 of FCNCA stock 15 years ago, it would be worth $1,255.04 today based on a price of $2070.94 for FCNCA at the time of writing.
<h3>First Citizens BancShares's Performance Over Last 15 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2024/1734704108_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

$100 Invested In This Stock 15 Years Ago Would Be Worth This Much Today

ALERT OCCURS AFTER A SIGNIFICANT PULLBACK IN EARLY TRADING
<figure class="wp-block-image size-full is-resized"><img loading="lazy" decoding="async" width="754" height="583" src="https://contributor-assets.benzinga.com/wp-content/uploads/2024/12/19205932/Screen-Shot-2024-12-19-at-4.04.45-PM.png" alt="" class="wp-image-4237" style="width:920px;height:auto" srcset="https://contributor-assets.benzinga.com/wp-content/uploads/2024/12/19205932/Screen-Shot-2024-12-19-at-4.04.45-PM.png 754w,https://contributor-assets.benzinga.com/wp-content/uploads/2024/12/19205932/Screen-Shot-2024-12-19-at-4.04.45-PM-300x232.png 300w" sizes="(max-width: 754px) 100vw, 754px" /></figure>
First Citizens Bancshares, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>) today experienced a Power Inflow, a significant event for those who follow where smart money goes and value order flow analytics in their trading decisions. 
At 10:25 AM on December 19th, a significant trading signal occurred for First Citizens Bancshares, Inc. (FCNCA) as it demonstrated a Power Inflow at a price of $2055.18. This indicator is crucial for traders who want to know directionally where institutions and so-called "smart money" moves in the market. They see the value of utilizing order flow analytics to guide their trading decisions. The Power Inflow points to a possible uptrend in FCNCA&#8217;s stock, marking a potential entry point for traders looking to capitalize on the expected upward movement. Traders with this signal closely watch for sustained momentum in FCNA&#8217;s stock price, interpreting this event as a bullish sign.
Signal description
Order flow analytics, aka transaction or market flow analysis, separate and study both the retail and institutional volume rate of orders (flow). It involves analyzing the flow of buy and sell orders, along with size, timing, and other associated characteristics and patterns, to gain insights and make more informed trading decisions. This particular indicator is interpreted as a bullish signal by active traders.&nbsp;
The Power Inflow occurs within the first two hours of the market open and generally signals the trend that helps gauge the stock&#8217;s overall direction, powered by institutional activity in the stock, for the remainder of the day.&nbsp;
By incorporating order flow analytics into their trading strategies, market participants can better interpret market conditions, identify trading opportunities, and potentially improve their trading performance. But let's not forget that while watching smart money flow can provide valuable insights, it is crucial to incorporate effective risk management strategies to protect capital and mitigate potential losses. Employing a consistent and effective risk management plan helps traders navigate the uncertainties of the market in a more controlled and calculated manner, increasing the likelihood of long-term success
If you want to stay updated on the latest options trades for FCNCA, <a href="https://benzinga.grsm.io/register174">Benzinga Pro</a> gives you real-time options trades alerts. 
<a href="https://benzinga.com/apis?_gl=1&#x2A;1hlgn5i&#x2A;_ga&#x2A;MTY1NjE2NTYxMi4xNzE0NzQ4MTAy&#x2A;_ga_V7ZK73W7N0&#x2A;MTcxNDc0ODEwMi4xLjEuMTcxNDc0ODQyOC4wLjAuMA..">Market News and Data brought to you by Benzinga APIs</a> and include firms, like&nbsp; &nbsp; <a href="https://www.tradepulse.net">https://www.tradepulse.net</a>&nbsp; which are responsible for parts of the data within this article. 
&#xA9; 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.
After Market Close UPDATE:
The price at the time of the Power Inflow was $2055.18. The returns on the High price ($2086.59) and Close price ($2070.94) after the Power Inflow were respectively 1.5% and 0.7%. That is why it is important to have a trading plan that includes Profit Targets and Stop Losses that reflect your risk appetite. 
Past Performance is Not Indicative of Future Results

TradePulse Power Inflow Alert: First Citizens Bancshares Inc (FCNCA) Moves Up Over 31 Points After Alert

Regional bank stocks have been on a tear since the 2024 U.S. election, with the SPDR S&amp;P Regional Banking ETF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/KRE#NYSE">KRE</a>) climbing about 10% versus the broader <a href="https://www.benzinga.com/24/12/42536512/market-breadth-worsens-as-tech-giants-break-free-from-sp-500-reality-is-this-bullish-or-bearish-for-2025">S&amp;P 500&#8217;s 5% gain. </a>
Despite this already strong outperformance, JPMorgan analysts, led by Anthony Elian, CFA, see more upside.
The key drivers? A potential Trump administration's pro-business stance, easing regulation and a favorable interest rate backdrop.
In a note shared with clients on Tuesday, Elian indicated that investors — long on the sidelines due to frustrations such as regulation, rising deposit costs and the Spring 2023 banking turmoil — are beginning to show renewed interest in the sector.
&#8220;Our optimism for the group is not only driven by the likelihood of improving fundamentals next year in areas such as loan growth, deposit growth, and NIM expansion, but also tied to the fact that dozens of generalists and long only investors that we have spoken to since the election are showing increasing interest in the group but have not yet pulled the buy trigger en masse,&#8221; Elian said.
In essence, analysts at the U.S. largest investment bank are bullish on regional banks heading into 2025, with a strong case for 20% upside. 
Here's where they'd put $1,000 to work.
<h1 class="wp-block-heading">Why 2025 Could Be A Breakout Year For Regionals</h1>
According to JPMorgan, key catalysts driving stock gains across the industry next year include:
<ul>
<li>A revival in loan growth spurred by onshoring trends.</li>
<li>A deregulatory push from the upcoming Donald Trump&#8216;s administration, particularly if Basel III Endgame proposals are halted.</li>
<li>Improved M&amp;A activity, with banks like Comerica Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>), First Horizon Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FHN#NYSE">FHN</a>), and Zions Bancorporation (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ZION#NASDAQ">ZION</a>) potentially benefiting.</li>
<li>Lower corporate taxes supporting bottom-line profitability.</li>
<li>A steep yield curve and the Fed's expected rate cuts in 2025, which could reduce deposit costs and boost Net Interest Margins (NIM).</li>
</ul>
<h1 class="wp-block-heading">Rate Cuts, Deposit Costs: A Big Win For Banks</h1>
JPMorgan highlights that deposit costs, which are tied to the Fed funds rate, remain critical to bank profitability.
As of the third quarter of 2024, the median cost of interest-bearing deposits stood at 3.5%, with higher-paying banks like Texas Capital Bancshares Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TCBI#NASDAQ">TCBI</a>), Flagstar Financial Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FLG#NYSE">FLG</a>) and Valley National Bancorp (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/VLY#NASDAQ">VLY</a>) above 4%.
Banks paying higher rates have the most room to benefit as the Fed eases monetary policy in 2025. 
Lower-beta deposits, like those at First Hawaiian Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FHB#NASDAQ">FHB</a>) and Webster Financial Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WBS#NYSE">WBS</a>), offer less flexibility for adjustments. 
<h1 class="wp-block-heading">JPMorgan's $1,000 Allocation Strategy</h1>
For retail investors looking to capitalize on regional bank momentum, JPMorgan provides a clear allocation breakdown:
<figure class="wp-block-table is-style-stripes"> 
<table>
<thead>
<tr>
<th>Stock</th>
<th>Allocation ($)</th>
<th>Rating</th>
</tr>
</thead>
<tbody>
<tr>
<td>Western Alliance Bancorporation (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WAL#NYSE">WAL</a>)</td>
<td>$110</td>
<td>Overweight</td>
</tr>
<tr>
<td>First Citizens BancShares (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>)</td>
<td>$105</td>
<td>Overweight</td>
</tr>
<tr>
<td>Pinnacle Financial Partners (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PNFP#NASDAQ">PNFP</a>)</td>
<td>$102</td>
<td>Overweight</td>
</tr>
<tr>
<td>Synovus Financial Corp. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SNV#NYSE">SNV</a>)</td>
<td>$94</td>
<td>Overweight</td>
</tr>
<tr>
<td>Webster Financial Corp. </td>
<td>$92</td>
<td>Overweight</td>
</tr>
<tr>
<td>Valley National Bancorp </td>
<td>$90</td>
<td>Overweight</td>
</tr>
<tr>
<td>Zions Bancorp. </td>
<td>$80</td>
<td>Neutral</td>
</tr>
<tr>
<td>First Horizon Corp. </td>
<td>$78</td>
<td>Neutral</td>
</tr>
<tr>
<td>Comerica Inc. </td>
<td>$65</td>
<td>Neutral</td>
</tr>
<tr>
<td>Flagstar Financial </td>
<td>$62</td>
<td>Neutral</td>
</tr>
<tr>
<td>Columbia Banking System (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/COLB#NASDAQ">COLB</a>)</td>
<td>$40</td>
<td>Neutral</td>
</tr>
<tr>
<td>First Hawaiian Inc. </td>
<td>$30</td>
<td>Underweight</td>
</tr>
<tr>
<td>Texas Capital Bancshares </td>
<td>$30</td>
<td>Underweight</td>
</tr>
</tbody>
</table>
</figure>
<h1 class="wp-block-heading">Top Picks For 2025</h1>
JPMorgan highlights Western Alliance Corp, First Citizens BancShares and Pinnacle Financial Partners Inc. its top picks for regional banks in 2025, citing their relative strength in loan growth, cost efficiency and positioning for upside.
JPMorgan also rates Synovus Financial Corp., Webster Financial Corp. and Valley National Bancorp at Overweight, pointing to solid fundamentals and opportunities for growth.
Read Next: 
<ul>
<li><a href="https://www.benzinga.com/analyst-ratings/analyst-color/24/12/42538384/vistra-entergy-nisource-pge-4-utilities-power-up-for-bullish-2025-says-jpmorgan">Vistra, Entergy, NiSource, PG&amp;E: 4 Utilities Power Up For Bullish 2025, Says JPMorgan</a></li>
</ul>
The images used was created using artificial intelligence MidJourney.

TCBI

How To Invest $1,000 In Regional Banks For 2025: Top Wall Street Analyst Reveals His Top Picks

First Citizens BancShares (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>) has been analyzed by 7 analysts in the last three months, revealing a diverse range of perspectives from bullish to bearish.
Summarizing their recent assessments, the table below illustrates the evolving sentiments in the past 30 days and compares them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">3</td>
<td align="right">1</td>
<td align="right">3</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">2</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
Providing deeper insights, analysts have established 12-month price targets, indicating an average target of $2410.71, along with a high estimate of $2700.00 and a low estimate of $2000.00. Surpassing the previous average price target of $2255.00, the current average has increased by 6.91%.
<img src="https://www.benzinga.com/files/images/story/2024/1734469251_0.png" alt="price target chart" />
<h2>Interpreting Analyst Ratings: A Closer Look</h2>
In examining recent analyst actions, we gain insights into how financial experts perceive First Citizens BancShares. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Nicholas Holowko</td>
<td>UBS</td>
<td>Announces</td>
<td>Buy</td>
<td>$2700.00</td>
<td>-</td>
</tr>
<tr>
<td>Bernard von-Gizycki</td>
<td>Deutsche Bank</td>
<td>Announces</td>
<td>Buy</td>
<td>$2600.00</td>
<td>-</td>
</tr>
<tr>
<td>Christopher Mcgratty</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Raises</td>
<td>Market Perform</td>
<td>$2500.00</td>
<td>$2100.00</td>
</tr>
<tr>
<td>Ryan Nash</td>
<td>Goldman Sachs</td>
<td>Raises</td>
<td>Buy</td>
<td>$2625.00</td>
<td>$2025.00</td>
</tr>
<tr>
<td>Anthony Elian</td>
<td>JP Morgan</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$2300.00</td>
<td>$2550.00</td>
</tr>
<tr>
<td>David Chiaverini</td>
<td>Wedbush</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$2000.00</td>
<td>$2150.00</td>
</tr>
<tr>
<td>David Chiaverini</td>
<td>Wedbush</td>
<td>Lowers</td>
<td>Neutral</td>
<td>$2150.00</td>
<td>$2450.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: In response to dynamic market conditions and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their reaction to recent developments related to First Citizens BancShares. This insight gives a snapshot of analysts' perspectives on the current state of the company.</li>
<li>Rating: Unveiling insights, analysts deliver qualitative insights into stock performance, from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of First Citizens BancShares compared to the broader market.</li>
<li>Price Targets: Analysts provide insights into price targets, offering estimates for the future value of First Citizens BancShares's stock. This comparison reveals trends in analysts' expectations over time.</li>
</ul>
Capture valuable insights into First Citizens BancShares's market standing by understanding these analyst evaluations alongside pertinent financial indicators. Stay informed and make strategic decisions with our Ratings Table.
<a href="https://www.benzinga.com/quote/FCNCA/analyst-ratings?utm_source=Benzinga Insights">Stay up to date on First Citizens BancShares analyst ratings.</a>
<h2>Unveiling the Story Behind First Citizens BancShares</h2>
First Citizens BancShares Inc is the bank holding company of First Citizens Bank &amp; Trust Company. FCB was founded as the Bank of Smithfield in North Carolina and has expanded through both de novo branching and acquisitions. FCB currently operates in nearly half of the continental United States, but principally takes deposits in the Carolinas. The bank's operations have historically been influenced by the Holding family, which has traditionally held executive and director positions, as well as controlling a large percentage of its outstanding stock. FCB provides a wide range of retail and commercial banking services, including traditional lending and deposit-taking, as well as trust and wealth management. FCB's main source of revenue is net interest income.
<h3>Financial Insights: First Citizens BancShares</h3>
Market Capitalization Analysis: The company exhibits a lower market capitalization profile, positioning itself below industry averages. This suggests a smaller scale relative to peers.
Negative Revenue Trend: Examining First Citizens BancShares's financials over 3 months reveals challenges. As of 30 September, 2024, the company experienced a decline of approximately -5.5% in revenue growth, reflecting a decrease in top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Financials sector.
Net Margin: First Citizens BancShares's net margin is below industry averages, indicating potential challenges in maintaining strong profitability. With a net margin of 25.56%, the company may face hurdles in effective cost management.
Return on Equity (ROE): First Citizens BancShares's ROE is below industry standards, pointing towards difficulties in efficiently utilizing equity capital. With an ROE of 2.87%, the company may encounter challenges in delivering satisfactory returns for shareholders.
Return on Assets (ROA): First Citizens BancShares's ROA surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 0.28% ROA, the company effectively utilizes its assets for optimal returns.
Debt Management: With a high debt-to-equity ratio of 1.69, First Citizens BancShares faces challenges in effectively managing its debt levels, indicating potential financial strain.
<h2>Understanding the Relevance of Analyst Ratings</h2>
Ratings come from analysts, or specialists within banking and financial systems that report for specific stocks or defined sectors (typically once per quarter for each stock). Analysts usually derive their information from company conference calls and meetings, financial statements, and conversations with important insiders to reach their decisions.
Analysts may supplement their ratings with predictions for metrics like growth estimates, earnings, and revenue, offering investors a more comprehensive outlook. However, investors should be mindful that analysts, like any human, can have subjective perspectives influencing their forecasts.
Which Stocks Are Analysts Recommending Now?
Benzinga Edge gives you instant access to all major analyst upgrades, downgrades, and price targets. Sort by accuracy, upside potential, and more. <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-checkout/?t=be8be9arja3be22bz21&amp;utm_source=benzinga-insights">Click here to stay ahead of the market</a>.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

What 7 Analyst Ratings Have To Say About First Citizens BancShares

UBS analyst Nicholas Holowko assumes First Citizens BancShares (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>) with a Buy rating and announces Price Target of $2700.

UBS Assumes First Citizens BancShares at Buy, Announces Price Target of $2700

First Citizens Bancshares Inc (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>) shares have <a href="https://www.benzinga.com/quote/FCNCA">climbed more than 50% year to date</a>.
The company is one of the "biggest potential winners" after the U.S. presidential elections, according to Deutsche Bank.
<a href="https://www.benzinga.com/analyst-stock-ratings/analyst/63514fe22048c30001550366/bernard-von-gizycki">Analyst Bernard von-Gizycki</a> initiated coverage of First Citizens Bancshares with a Buy rating and a price target of $2,600.
The First Citizens Bancshares Thesis: First Citizens has been a "serial acquirer" and is poised to benefit from the pro-growth, pro-business environment as it supports an uptick in bank M&amp;A (mergers and acquisitions), von-Gizycki said in the initiation note.
Check out <a href="https://www.benzinga.com/analyst-stock-ratings">other analyst stock ratings</a>.
<h1 class="wp-block-heading">5 Reasons For Optimism, Says Analyst</h1>
<ol>
<li>First Citizens is poised to benefit from "a likely more favorable backdrop starting in 2025 and should benefit from deregulation efforts.&#8221;</li>
<li> It is well positioned to benefit from a ramp-up in capital markets activity, which will drive loan growth in the SVB Commercial segment.</li>
<li>The company's capital levels are strong, which supports share repurchases</li>
<li>There is an upside to the current net interest income estimates, "given asset sensitivity and moderating rate cut assumptions."</li>
<li>First Citizens has balance sheet flexibility to navigate different rate environments.</li>
</ol>
FCNCA Price Action: Shares of First Citizens Bancshares are down 0.23% to $2,191.54 at the time of publication on Monday.
Read More: • <a href="https://www.benzinga.com/analyst-ratings/analyst-color/24/11/41883820/trump-trade-sparks-biggest-financial-stock-inflows-in-2-years">Trump Trade Sparks Biggest Financial Stock Inflows In 2 Years</a>
Photo: Courtesy First Citizens

First Citizens Bancshares Among 'Biggest Potential Winners' Of US Elections, Says Bullish Analyst

Deutsche Bank analyst Bernard von-Gizycki initiates coverage on First Citizens BancShares (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>) with a Buy rating and announces Price Target of $2600.

Deutsche Bank Initiates Coverage On First Citizens BancShares with Buy Rating, Announces Price Target of $2600

First Citizens BancShares's (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NYSE">FCNCA</a>) short percent of float has risen 4.27% since its last report. The company recently reported that it has 377 thousand shares sold short, which is 3.42% of all regular shares that are available for trading. Based on its trading volume, it would take traders 3.8 days to cover their short positions on average.
<h3>Why Short Interest Matters</h3>
Short interest is the number of shares that have been sold short but have not yet been covered or closed out. <a href="https://www.benzinga.com/money/how-to-short-a-stock/">Short selling</a> is when a trader sells shares of a company they do not own, with the hope that the price will fall. Traders make money from short selling if the price of the stock falls and they lose if it rises.
Short interest is important to track because it can act as an indicator of market sentiment towards a particular stock. An increase in short interest can signal that investors have become more bearish, while a decrease in short interest can signal they have become more bullish.
See Also: <a href="https://www.benzinga.com/short-interest">List of the most shorted stocks</a>
<h3>First Citizens BancShares Short Interest Graph (3 Months)</h3>
<img src="https://www.benzinga.com/files/images/story/2024/1733510720_0.png" alt="short_fig" />
As you can see from the chart above the percentage of shares that are sold short for First Citizens BancShares has grown since its last report. This does not mean that the stock is going to fall in the near-term but traders should be aware that more shares are being shorted.
<h3>Comparing First Citizens BancShares's Short Interest Against Its Peers</h3>
Peer comparison is a popular technique amongst analysts and investors for gauging how well a company is performing. A company's peer is another company that has similar characteristics to it, such as industry, size, age, and financial structure. You can find a company's peer group by reading its 10-K, proxy filing, or by doing your own similarity analysis.
According to <a href="https://pro.benzinga.com/">Benzinga Pro</a>, First Citizens BancShares's peer group average for short interest as a percentage of float is 0.98%, which means the company has more short interest than most of its peers.
Did you know that increasing short interest can actually be bullish for a stock? <a href="https://www.benzinga.com/money/how-to-make-money-on-a-short-squeeze/">This post by Benzinga Money explains how you can profit from it.</a>
This article was generated by Benzinga's automated content engine and was reviewed by an editor.

Short Sellers

Short Ideas

How Is The Market Feeling About First Citizens BancShares?

WIIM

First Citizens BancShares shares are trading lower after Keefe, Bruyette & Woods downgraded the stock from Outperform to Market Perform, despite raising its price target from $2,100 to $2,500.

Top Wall Street analysts changed their outlook on these top names. For a complete view of all analyst rating changes, including upgrades and downgrades, please see our <a href="https://www.benzinga.com/analyst-stock-ratings">analyst ratings page</a>.
<ul>
<li>UBS analyst Tasso Vasconcellos downgraded the rating for YPF Sociedad Anónima (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/YPF#NYSE">YPF</a>) from Buy to Neutral but raised the price target from $30 to $38. YPF shares closed at $40.15 on Tuesday. <a href="https://www.benzinga.com/quote/YPF/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>JP Morgan analyst Steven Alexopoulos downgraded the rating for M&amp;T Bank Corporation (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MTB#NYSE">MTB</a>) from Overweight to Neutral but raised the price target from $215 to $223.5. M&amp;T Bank shares closed at $214.33 on Tuesday. <a href="https://www.benzinga.com/quote/MTB/analyst-ratings">See how other analysts view this stock.</a></li>
<li>Keybanc analyst Sophie Karp downgraded the rating for DTE Energy Company (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DTE#NYSE">DTE</a>) from Overweight to Sector Weight. DTE Energy shares closed at $122.98 on Tuesday. <a href="https://www.benzinga.com/quote/DTE/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>Keefe, Bruyette &amp; Woods analyst Christopher Mcgratty downgraded First Citizens BancShares, Inc. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>) from Outperform to Market Perform but raised the price target from $2,100 to $2,500. First Citizens BancShares shares closed at $2,209.89 on Tuesday. <a href="https://www.benzinga.com/quote/FCNCA/analyst-ratings">See how other analysts view this stock</a>.</li>
<li>Keybanc analyst Sophie Karp downgraded the rating for Entergy Corporation (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ETR#NYSE">ETR</a>) from Overweight to Sector Weight. Entergy shares closed at $151.33 on Tuesday. <a href="https://www.benzinga.com/quote/ETR/analyst-ratings">See how other analysts view this stock.</a></li>
</ul>
Considering buying DTE stock? Here&#8217;s what analysts think: 
<figure class="wp-block-image size-large is-resized"><img loading="lazy" decoding="async" width="1024" height="563" src="https://editorial-assets.benzinga.com/wp-content/uploads/2024/12/04080108/image-34-1024x563.png" alt="" class="wp-image-676336" style="width:535px;height:auto" srcset="https://editorial-assets.benzinga.com/wp-content/uploads/2024/12/04080108/image-34-1024x563.png 1024w,https://editorial-assets.benzinga.com/wp-content/uploads/2024/12/04080108/image-34-300x165.png 300w,https://editorial-assets.benzinga.com/wp-content/uploads/2024/12/04080108/image-34-768x422.png 768w,https://editorial-assets.benzinga.com/wp-content/uploads/2024/12/04080108/image-34.png 1146w" sizes="(max-width: 1024px) 100vw, 1024px" /></figure>
Read This Next: 
<ul>
<li><a href="https://www.benzinga.com/24/12/42293707/jim-cramer-prefers-this-delivery-giant-over-ups">Jim Cramer Prefers FedEx Over This Delivery Giant That &#8216;Screwed Up A Lot Of Holiday Seasons&#8217;</a></li>
</ul>

Pre-Market Outlook

This DTE Energy Analyst Is No Longer Bullish; Here Are Top 5 Downgrades For Wednesday

Keefe, Bruyette &amp; Woods analyst Christopher Mcgratty downgrades First Citizens BancShares (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>) from Outperform to Market Perform and raises the price target from $2100 to $2500.

Keefe, Bruyette & Woods Downgrades First Citizens BancShares to Market Perform, Raises Price Target to $2500

First Horizon: What's Next After A Meaningful Re-Rating?

In a report released today, Jason Goldberg from Barclays maintained a Hold rating on First Citizens BancShares (FCNCA – Research Report), with a pr...

Barclays Keeps Their Hold Rating on First Citizens BancShares (FCNCA)

Barclays analyst Jason Goldberg raised the firm's price target on First Citizens (FCNCA) to $2,456 from $2,250 and keeps an Overweight rating on th...

First Citizens price target raised to $2,456 from $2,250 at Barclays

Truist initiated coverage of First Citizens (FCNCA) with a Hold rating and $2,303 price target The stock had "a big run in 2024," the company is on...

First Citizens initiated with a Hold at Truist

J.P. Morgan analyst Anthony Elian maintained a Buy rating on First Citizens BancShares (FCNCA – Research Report) today and set a price target of $2...

J.P. Morgan Reaffirms Their Buy Rating on First Citizens BancShares (FCNCA)

In a report released today, Christopher Mcgratty from KBW maintained a Buy rating on First Citizens BancShares (FCNCA – Research Report), with a pr...

First Citizens BancShares: Strategic Shift and Earnings Potential Drive Buy Rating

KBW analyst Christopher Mcgratty maintained a Buy rating on First Citizens BancShares (FCNCA – Research Report) today and set a price target of $2,...

KBW Sticks to Their Buy Rating for First Citizens BancShares (FCNCA)

Keefe Bruyette upgraded First Citizens (FCNCA) to Outperform from Market Perform with a $2,500 price target The firm said that Friday's stronger jo...

First Citizens upgraded to Outperform from Market Perform at Keefe Bruyette

First Citizens raised to Outperform at KBW on higher rate environment

FCNCB

Commodities

Press Releases

First Citizens Bank Offering Tax Equity Investments in Renewable Energy Projects

Bugcrowd Secures $50 Million Growth Capital Facility from Silicon Valley Bank

Squire Secures $35 Million in Debt Financing from Silicon Valley Bank

Pivot Energy Secures Over $450 Million in Major Financing of Distributed Generation Portfolios from First Citizens, ATLAS SP, and HASI

Legion Technologies Secures $50M from Silicon Valley Bank to Fuel Continued Innovation in AI-Powered Workforce Management

Snow Appointed to First Citizens BancShares Board of Directors

Financing

TScan Therapeutics Refinances Existing Convertible Debt Facility with Term Loan for up to $52.5 Million from Silicon Valley Bank

First Citizens BancShares, Inc. Announces Date of 2024 Fourth Quarter Earnings Call

Venture Capital Fundraising in Healthcare Remains Healthy; Silicon Valley Bank Releases 15th Edition of Healthcare Investments and Exits Report

Linea Energy Closes Project Debt Financing for Pineview Solar in Georgia

HASI

TCRX

Bank of America

Banco Bradesco Sa American Depositary Shares

Bank Bradesco

Banco Bradesco Sa American Depositary Shares (each representing one Common Share)

Banco Bilbao Vizcaya Argentaria S.A. Common Stock

BBVA

Barclays

Banco Santander Brasil SA American Depositary Shares, each representing one unit

Banco Santander

Citigroup

Fifth Third Bancorp

HDFC Bank

HSBC Holdings

ICICI Bank

ING Groep

Itau Unibanco Banco Holding SA American Depositary Shares (Each repstg 500 Preferred shares)

Itau Unibanco Holding

JPMorgan Chase

KB Financial Group

Lloyds Banking Group Plc American Depositary Shares

Lloyds Banking Group

Mizuho Financial Group, Inc. Sponosred ADR (Japan)

Mizuho Financial Gr

Mitsubishi UFJ Financial Group, Inc. Common Stock

Mitsubishi UFJ Finl Gr

Nu Holdings

NatWest Group plc American Depositary Shares, (each representing two (2) Ordinary Shares)

NatWest Group

PNC Financial Services Group, Inc. (The) Common Stock

PNC Finl Servs Gr

Banco Santander, S.A. Sponsored ADR (Spain)

Sumitomo Mitsui Financial Group Inc Unsponsored American Depositary Shares (Japan)

Sumitomo Mitsui Finl Gr

U.S. Bancorp

Wells Fargo

JP Morgan

Truist Securities

Deutsche Bank

<a href=""https://www.benzinga.com/topic/truist-securities"">트루이스트 증권</a>의 애널리스트들은 24개의 대형은행, 지역은행, 신탁은행과 신용카드 회사에 대한 커버리지를 개시했다. 이들은 향후 2년간 강력한 수익 성장을 예상하며 대출 성장률 개선, 가파른 수익률 곡선, 충분한 자본 확충 등의 요인에 힘입어 연간 12~15%의 수익 증가를 예상하고 있다.
무슨 일 있었나: 2025년과 2026년에 은행에 우호적인 환경이 조성될 것으로 전망한 트루이스트 애널리스트들은 은행의 인수합병과 초과 자본의 활용에 관한 규제 환경이 보다 명확하고 유연해지면서 은행에 유리할 것으로 예상했다.
이번 메모는 행정부가 은행 친화적인 세제 개혁과 규제 조정을 시행했음에도 불구하고 수익률 곡선이 평평해지고 경기 후반기 거시적 우려가 부각되면서 트럼프 1기 행정부의 첫 2년 동안 은행주에 대한 투자의견이 하향 조정되었음을 강조했다. 그러나 트루이스트에 따르면 연준이 12월 회의에서 암시한 것처럼 주식이 재평가되기 위해서는 약간의 양적완화와 가파른 곡선이 필요하며, 2025년에 두 차례 금리 인하가 예상된다.
트루이스트에 따르면, 은행 밸류에이션은 상승했지만 과거 수준에 비해 여전히 상대적으로 매력적이다. 현재 은행은 금융위기 이후 평균보다 낮은 주가순자산비율(P/TBV)로 거래되고 있으며, 시장 전체에 비해 상당히 할인된 가격에 거래 중이다. 해당 메모는 현재 시장 밸류에이션을 고려할 때 은행 주식은 S&amp;P 500 지수에 비해 저평가된 것으로 보인다고 덧붙였다.
하지만 트루이스트는 은행 업종이 매력적인 기회를 제공하지만 신중한 종목 선택이 중요하다고 강조한다. "우리는 &#8216;눈 감고 사자&#8217; 수준은 아니지만, 여전히 섹터 전반에 걸쳐 매력적인 기회를 보고 있다. 주식 선택이 점점 더 중요해지고 있다고 생각한다.&#8221;
왜 중요한가: 24개 금융주에 대한 트루이스트의 커버리지 개시는 대형은행, 지역은행, 신탁은행의 세 가지 하위 그룹으로 나뉘며, 긍정적인 전망으로 시작된다.
<h3>대형은행</h3>
해당 리서치 메모는 미국 대형은행의 장기 투자 잠재력을 검토한다. 대형은행 기관은 강력한 기존 비즈니스와 고객 관계를 보유한 &#8216;내재된 공격&#8217;을 포함한 상당한 이점을 보유하고 있다.
또한 우호적인 경제 환경과 성장을 위해 자본을 효과적으로 활용할 수 있는 능력을 고려할 때 대형은행이 주기적인 순풍과 자본 레버리지를 기대할 수 있을 것으로 예상한다.
이러한 요인으로 인해 미국 대형은행들은 핵심 비즈니스의 확장을 통한 유기적 성장, 두 자릿수 수익 성장, 매력적인 자기자본 수익률을 달성할 수 있을 것으로 보인다.
<figure class="wp-block-table is-style-stripes">
<table>
<tbody>
<tr>
<td>대형은행</td>
<td>투자의견</td>
<td>목표주가</td>
</tr>
<tr>
<td>뱅크오브아메리카 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>)</td>
<td>매수</td>
<td>$52</td>
</tr>
<tr>
<td>씨티그룹 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/C#NYSE">C</a>)</td>
<td>매수</td>
<td>$85</td>
</tr>
<tr>
<td>웰스파고 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WFC#NYSE">WFC</a>)</td>
<td>매수</td>
<td>$82</td>
</tr>
<tr>
<td>JP모건 체이스 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>)</td>
<td>보유</td>
<td>$260</td>
</tr>
<tr>
<td>PNC 파이낸셜(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PNC#NYSE">PNC</a>)</td>
<td>보유</td>
<td>$215</td>
</tr>
<tr>
<td>US 뱅코프 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USB#NYSE">USB</a>)</td>
<td>보유</td>
<td>$54</td>
</tr>
</tbody>
</table>
</figure>
<h3 class="wp-block-heading">지역은행 및 카드사</h3>
또한, 트루이스트는 14개 지역 금융사에 대한 분석도 시작했고, 지역은행이 경쟁력을 유지하기 위한 세 가지 핵심 전략을 제시했다.
<ul>
<li>차별화된 성장: 독특하고 지속 가능한 성장 기회에 집중한다.</li>
<li>체계적인 자본 배분: 자본을 효율적으로 배분하여 성장을 지원하고 주주 가치를 높인다.</li>
<li>변화하는 환경 탐색: 금리, 수익률 곡선 변화, 대출 및 예금 증가, 상업용 부동산 시장 역학 등 변화하는 시장 상황에 적응한다.</li>
</ul>
<figure class="wp-block-table is-style-stripes">
<table>
<tbody>
<tr>
<td>지역은행</td>
<td>투자의견</td>
<td>목표주가</td>
</tr>
<tr>
<td>피프스 서드 뱅코프 (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FITB#NASDAQ">FITB</a>)</td>
<td>매수</td>
<td>$51</td>
</tr>
<tr>
<td>헌팅턴 뱅크셰어스 (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HBAN#NASDAQ">HBAN</a>)</td>
<td>매수</td>
<td>$19</td>
</tr>
<tr>
<td>M&amp;T 뱅크 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MTB#NYSE">MTB</a>)</td>
<td>매수</td>
<td>$233</td>
</tr>
<tr>
<td>윈트러스트 파이낸셜 (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/WTFC#NASDAQ">WTFC</a>)</td>
<td>매수</td>
<td>$151</td>
</tr>
<tr>
<td>씨티즌스 파이낸셜 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CFG#NYSE">CFG</a>)</td>
<td>보유</td>
<td>$49</td>
</tr>
<tr>
<td>코메리카 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>)</td>
<td>보유</td>
<td>$65</td>
</tr>
<tr>
<td>퍼스트 씨티즌스 뱅크셰어스 (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>)</td>
<td>보유</td>
<td>$2,303</td>
</tr>
<tr>
<td>키코프 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/KEY#NYSE">KEY</a>)</td>
<td>보유</td>
<td>$19</td>
</tr>
<tr>
<td>리전스 파이낸셜 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>)</td>
<td>보유</td>
<td>$25</td>
</tr>
</tbody>
</table>
</figure>
<figure class="wp-block-table is-style-stripes">
<table>
<tbody>
<tr>
<td>신용카드사</td>
<td>투자의견</td>
<td>목표주가</td>
</tr>
<tr>
<td>얼라이 파이낸셜 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ALLY#NYSE">ALLY</a>)</td>
<td>매수</td>
<td>$42</td>
</tr>
<tr>
<td>아메리칸 익스프레스 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/AXP#NYSE">AXP</a>)</td>
<td>매수</td>
<td>$350</td>
</tr>
<tr>
<td>캐피털 원 파이낸셜 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/COF#NYSE">COF</a>)</td>
<td>매수</td>
<td>$229</td>
</tr>
<tr>
<td>디스커버 파이낸셜 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DFS#NYSE">DFS</a>)</td>
<td>매수</td>
<td>$233</td>
</tr>
<tr>
<td>싱크로니 파이낸셜 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SYF#NYSE">SYF</a>)</td>
<td>보유</td>
<td>$72</td>
</tr>
</tbody>
</table>
</figure>
<h3 class="wp-block-heading">신탁은행 및 자본시장</h3>
트루이스트는 점진적인 금리 인하, 양적 긴축의 궁극적 종식, 건전한 경제와 자본 시장이 신탁은행에 경쟁 환경을 제공할 것으로 예상한다.
애널리스트들은 투자자들이 지속적인 영업 레버리지가 가능한 종목에 우선순위를 두어야 한다고 말한다. 이는 상대적으로 적은 매출 증가로 수익성을 크게 높일 수 있는 능력을 의미한다. 또한 배당금과 자사주 매입을 통해 높은 수준의 소득을 창출하는 자본 수익률이 높은 주식이다.
트루이스트는 금리가 점진적으로 하락하고 양적 긴축이 끝나며 건강한 경제와 자본 시장이 신탁은행들에게 경쟁력을 제공할 것이라고 예상한다.
애널리스트들은 투자자들이 지속적인 운영 레버리지(매출의 상대적으로 작은 증가로 수익성을 크게 증가시킬 수 있는 능력)와 높은 배당금 및 자사주 매입을 통한 높은 수익률을 가진 주식을 우선시해야 한다고 조언한다.
<figure class="wp-block-table is-style-stripes">
<table>
<tbody>
<tr>
<td>신탁은행 및 자본시장</td>
<td>투자의견</td>
<td>목표주가</td>
</tr>
<tr>
<td>뱅크오브뉴욕멜론 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BK#NYSE">BK</a>)</td>
<td>매수</td>
<td>$91</td>
</tr>
<tr>
<td>찰스 슈왑 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SCHW#NYSE">SCHW</a>)</td>
<td>매수</td>
<td>$86</td>
</tr>
<tr>
<td>노던 트러스트(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NTRS#NASDAQ">NTRS</a>)</td>
<td>보유</td>
<td>$110</td>
</tr>
<tr>
<td>스테이트 스트리트 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/STT#NYSE">STT</a>)</td>
<td>보유</td>
<td>$106</td>
</tr>
</tbody>
</table>
</figure>
이미지 출처: Shutterstock
Benzinga Pro의 독점 뉴스 및 도구로 수익률을 높이세요.
독점 속보 및 스캐너와 같은 Benzinga Pro의 강력한 도구 세트로 다른 트레이더보다 우위를 점하세요. <a href="https://www.benzinga.com/pro/register?t=be2bewe5mibe3bz3&amp;utm_source=bz-kor">여기를 클릭</a>하여 14일 무료 체험을 시작하세요.

미국 은행들의 3분기 실적 발표 시즌이 이번 금요일에 공식적으로 시작된다. JP모건 체이스(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>), 웰스 파고(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WFC#NYSE">WFC</a>) 및 뉴욕 멜론 은행(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BK#NYSE">BK</a>)과 같은 주요 금융 기관들이 <a href="https://www.benzinga.com/news/earnings/24/10/41216873/us-banks-earnings-preview-soft-landing-hopes-interest-rate-cuts-key-catalysts-for-stocks">실적을 발표할 예정</a>이다.
다음 주 화요일에는 뱅크 오브 아메리카(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>), 골드만삭스(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GS#NYSE">GS</a>) 그리고 씨티그룹(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/C#NYSE">C</a>)과 같은 대형 은행들의 추가적인 실적 발표가 있을 예정이며, 일부 지역 은행들도 포함된다.
<h3 class="wp-block-heading">2024년 현재 은행 부문 성과</h3>
<figure class="wp-block-image size-large"><img loading="lazy" decoding="async" class="wp-image-587909" src="https://editorial-assets.benzinga.com/wp-content/uploads/2024/10/09104754/image-66-1024x447.png" sizes="(max-width: 1024px) 100vw, 1024px" srcset="https://editorial-assets.benzinga.com/wp-content/uploads/2024/10/09104754/image-66-1024x447.png 1024w,https://editorial-assets.benzinga.com/wp-content/uploads/2024/10/09104755/image-66-300x131.png 300w,https://editorial-assets.benzinga.com/wp-content/uploads/2024/10/09104755/image-66-768x336.png 768w,https://editorial-assets.benzinga.com/wp-content/uploads/2024/10/09104755/image-66-1536x671.png 1536w,https://editorial-assets.benzinga.com/wp-content/uploads/2024/10/09104754/image-66.png 1920w" alt="" width="1024" height="447" /><figcaption class="wp-element-caption">차트: <a href="https://bzresearch.myclickfunnels.com/benzinga-pro-content-webinar-registration/?utm_source=BZprocontent100924&amp;t=be2bearmibe3na1">Benzinga Pro</a></figcaption></figure>
2024년 현재까지 은행 부문은 강력한 성과를 보이고 있다. 주요 금융 주식을 추적하는 Financial Select Sector SPDR Fund(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/XLF#NYSE">XLF</a>)는 연초 대비 21% 상승하였으며, 이는 SPDR S&amp;P 500 ETF Trust(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SPY#NYSE">SPY</a>)로 대표되는 전체 시장의 성과와 일치한다.
하지만 지역 은행들은 대형 은행들에 비해 뒤처졌다. SPDR S&amp;P Regional Banking ETF(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/KRE#NYSE">KRE</a>)는 연초 대비 6.7% 상승에 그쳤으나, 최근 3개월 동안은 더 나은 성과를 보였다. 이 최근의 반등은 인플레이션 하락과 연방준비제도(연준)의 금리 인하 기대 증가에 주로 기인한다.
실적 발표 시즌을 맞아 많은 투자자들은 대형 은행들이 지역 은행들에 대한 긍정적인 성과 차이를 유지할 것인지, 아니면 최근의 시장 발전이 그들의 실적과 전망에 영향을 미칠 것인지에 대한 질문을 가지고 있다.
다음은 은행 실적 발표 시즌을 앞두고 월스트리트 애널리스트들이 말하는 내용이다.
<h3 class="wp-block-heading">애널리스트들의 기대와 추천 종목</h3>
<h4 class="wp-block-heading">RBC 캐피털 마켓 – 제럴드 캐시디(Gerard Cassidy), 글로벌 금융 연구 공동 책임자</h4>
&#8220;우리는 향후 12-18개월 동안 은행에 대한 전망이 매우 좋다고 생각한다. 우리는 연준이 이 기간 동안 단기 금리를 200-250bp(베이시스 포인트) 인하할 것으로 예상하며, 바젤 III &#8216;엔드게임&#8217; 제안의 최종화가 은행들이 잉여 자본을 자사주 매입과 배당으로 환원할 수 있게 할 것이다. 우리는 은행 주식에 대한 비중 확대를 지속적으로 추천한다.&#8221;
<ul>
<li>추천 종목 (RBC는 3분기 대해 모두 애널리스트들의 컨센서스를 상회하는 주당순이익(EPS) 추정치를 보유하고 있다.)
<ul>
<li>트루이스트 파이낸셜 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TFC#NYSE">TFC</a>)</li>
<li>키코프 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/KEY#NYSE">KEY</a>)</li>
</ul>
</li>
</ul>
<h4 class="wp-block-heading">JP모건 체이스 – 안토니 엘리(Anthony Elian), CFA</h4>
&#8220;연준 금리를 인하함에 따라 여러 산업의 역풍이 순풍으로 전환될 수 있다.&#8221; 여기에는 다음이 포함다:
<ol>
<li>예금 비용 감소, 순이자 마진(NIM) 개선</li>
<li>상업 대출 수요 증가</li>
<li>상업용 부동산(CRE) 노출이 있는 은행에 대한 신용 품질 우려 완화</li>
<li>준비금이 방출되어 자사주 매입 프로그램 재개</li>
<li>인수 시장과 벤처 캐피탈 활동 증가</li>
</ol>
<ul>
<li>추천 종목:
<ul>
<li>퍼스트 시티즌스 뱅크셰어스 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NYSE">FCNCA</a>)</li>
<li>웨스턴 얼라이언스 뱅코퍼레이션 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WAL#NYSE">WAL</a>)</li>
<li>피나클 파이낸셜 파트너스 (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PNFP#NASDAQ">PNFP</a>)</li>
</ul>
</li>
</ul>
<h4 class="wp-block-heading">웨드부시 증권 – 데이비드 J. 치아베리니(David J. Chiaverini), CFA</h4>
&#8220;우리는 3분기 동안 은행의 혼재된 추세를 예상하며, 대출 및 예금의 완만한 성장, 예금 혼합 변화의 안정화, 고정 자산 재가격으로 인한 NIM 개선을 기대한다. 이 환경에서 일부 은행들이 더 긍정적인 위치에 있을 것이다.&#8221;
<ul>
<li>추천 종목:
<ul>
<li>M&amp;T 뱅크 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MTB#NYSE">MTB</a>)</li>
<li>윈트러스트 파이낸셜 (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/WTFC#NASDAQ">WTFC</a>)</li>
<li>컬럼비아 뱅킹 시스템 (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/COLB#NASDAQ">COLB</a>) 
웨드부시는 컬럼비아 뱅킹 시스템이 부채 민감성으로 인해 낮은 금리 환경에서 혜택을 받을 것이라고 믿고 있다. 대부분의 은행들은 자산 민감성이다.</li>
</ul>
</li>
</ul>
<h4 class="wp-block-heading">뱅크 오브 아메리카 – 에브라힘 푸나왈라(Ebrahim H. Poonawala)</h4>
&#8220;우리는 3분기 실적 발표를 앞두고 대형 머니 센터보다 지역 은행을 선호한다. 이는 순이자수익(NII)의 방어력과 채권 보유의 시장가치 손실 감소로 인한 자본 완화가 더 크기 때문이다. 3분기 실적을 앞두고 우리의 주요 아이디어는 지역 은행들과 대형 금융 기관들의 혼합이다.&#8221;
<ul>
<li>추천 종목:
<ul>
<li>U.S. 뱅코프 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USB#NYSE">USB</a>)</li>
<li>웨스턴 얼라이언스 뱅코퍼레이션</li>
<li>PNC 파이낸셜 서비스 그룹 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PNC#NYSE">PNC</a>)</li>
<li>피프스 서드 뱅코프 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FITB#NYSE">FITB</a>)</li>
<li>M&amp;T 뱅크</li>
<li>트루이스트 파이낸셜</li>
<li>모건 스탠리 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MS#NYSE">MS</a>)</li>
<li>골드만삭</li>
<li>뉴욕 멜론 은행</li>
</ul>
</li>
</ul>
<h4 class="wp-block-heading">골드만삭스 – 리처드 램스든(Richard Ramsden)</h4>
골드만삭스는 씨티그룹에 대해 3분기 실적을 앞두고 특히 낙관적이다. 이는 은행이 2024년 목표를 향한 진전을 강력한 수수료 성장, 탄탄한 자본 시장 활동 및 견고한 카드 거래량에 의해 추진되고 있기 때문이다.
램스든은 씨티그룹의 3분기 전 대손충당 전 순수익(PPNR)에 대해 컨센서스를 상회하는 전망을 제시하고 있으며, 이는 주로 더 높은 수수료와 자본 시장 활동에 대한 기대 때문이다.
<ul>
<li>추천 종목:
<ul>
<li>씨티그룹 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/C#NYSE">C</a>)</li>
</ul>
</li>
</ul>
다음 읽어보기:
<ul>
<li><a href="https://kr.benzinga.com/news/usa/stocks/sp-500-%EC%8B%A4%EC%A0%81-%EC%8B%9C%EC%A6%8C-%EC%8B%9C%EC%9E%91-%EC%99%9C-%EB%B6%84%EC%84%9D%EA%B0%80%EB%93%A4%EC%9D%80-%EC%9D%B4%EB%B2%88-%EB%B6%84%EA%B8%B0%EB%A5%BC-%EC%A3%BC%EC%8B%9D/" target="_blank" rel="noopener">S&amp;P 500 실적 발표 시즌 시작: 왜 애널리스트들이 이번 분기를 &#8216;주식 선택자의 천국&#8217;이라고 부르는가?</a></li>
</ul>
이미지는 인공지능 미드저니를 통해 생성되었습니다.

이들 10개 대형주는 지난주 최악의 성과를 거두었다. 그것들이 당신의 포트폴리오에 있나요?
1. 서밋 테라퓨틱스(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/SMMT#NASDAQ">SMMT</a>)의 주가는 씨티그룹이 주식을 <a href="https://www.benzinga.com/quote/smmt/analyst-ratings" target="_blank" rel="noreferrer noopener">매수에서 중립으로 하향 조정</a>했으나 목표 주가를 19달러에서 23달러로 상향 조정한 후 14.37% 하락했다.
2. 메이크마이트립(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/MMYT#NASDAQ">MMYT</a>)의 주식은 12.46% 급락했다.
3. 메드페이스 홀딩스(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/MEDP#NASDAQ">MEDP</a>)의 주식은 제프리스(Jefferies)가 주식을 매수에서 보유로 하향 조정하고 <a href="https://www.benzinga.com/quote/medp/analyst-ratings" target="_blank" rel="noreferrer noopener">목표 주가를 415달러에서 345달러로 하향 조정</a>한 후 9.37% 하락했다.
4. 리제네론 파마슈티컬스(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/REGN#NASDAQ">REGN</a>)의 주식은 리링크 파트너스(Leerink Partners)가 주식을 아웃퍼폼에서 시장 수익률로 <a href="https://www.benzinga.com/quote/regn/analyst-ratings" target="_blank" rel="noreferrer noopener" data-google-interstitial="false">하향 조정</a>하고 목표 주가를 1,175달러에서 1,077달러로 하향 조정한 후 8.94% 하락했다.
5. 글로벌 페이먼츠(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GPN#NYSE">GPN</a>)의 주가는 회사가 <a href="https://www.benzinga.com/pressreleases/24/09/b41024786/global-payments-shares-updated-strategy-and-medium-term-outlook-at-investor-conference" target="_blank" rel="noreferrer noopener">2025 회계연도 주당순이익(EPS) 성장률을 예상치 이하로 안내</a>한 후 여러 회사가 주식을 하향 조정하고 <a href="https://www.benzinga.com/quote/gpn/analyst-ratings" target="_blank" rel="noreferrer noopener">각각의 목표 주가를 하향 조정</a>한 후 8.74% 하락했다.
6. 어펌 홀딩스(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AFRM#NASDAQ">AFRM</a>)의 주식은 회사에 특별한 뉴스가 없었음에도 불구하고 8.39% 하락했다.
7. 슈퍼 마이크로 컴퓨터(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/SMCI#NASDAQ">SMCI</a>)의 주식은 회사가 8월에 <a href="https://www.benzinga.com//node/41052423" target="_blank" rel="noreferrer noopener">힌덴버그 리서치</a>의 공매도 보고서에 따라 법무부의 조사를 받고 있다는 보도가 나온 후 8.21% 하락했다.
8. 테크닙FMC(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FTI#NYSE">FTI</a>)의 주식은 사우디아라비아가 원유 생산량을 증가시킬 수 있다는 보도에 따라 6.10% 하락했다.
9. 퍼스트 시티즌스 뱅크셰어스(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>)의 주식은 웨드부시(Wedbush)의 애널리스트가 주식을 아웃퍼폼에서 중립으로 <a href="https://www.benzinga.com/quote/fcnca/analyst-ratings" target="_blank" rel="noreferrer noopener" data-google-interstitial="false">하향 조정</a>하고 목표 주가를 2,450달러에서 2,150달러로 하향 조정한 후 6.09% 하락했다.
10. 서비스나우(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/NOW#NYSE">NOW</a>)의 주식은 법무부의 카라소프트(Carahsoft) 조사 압박으로 인해 5.93% 하락했다.
추가 읽기:
<ul>
<li><a href="https://kr.benzinga.com/news/usa/stocks/%EC%A4%91%EA%B5%AD-%EC%A3%BC%EC%8B%9D-%EC%9A%B0%EC%84%B8-jd%EB%8B%B7%EC%BB%B4%EA%B3%BC-pdd%EB%8A%94-%EC%A7%80%EB%82%9C%EC%A3%BC-%EC%B5%9C%EA%B3%A0-%EC%84%B1%EA%B3%BC%EB%A5%BC-%EB%B3%B4%EC%97%AC/" target="_blank" rel="noopener">중국 주식이 주도 &#8211; JD닷컴과 PDD가 지난주 대형주 상승 10위 안에 포함 (9월 23일 &#8211; 9월 27일)</a></li>
</ul>
사진 제공: 회사
다른 트레이더들보다 30분 일찍 독점 시장 움직임 뉴스를 받아보세요. 
Benzinga Pro의 14일 무료 체험을 통해 독점 뉴스 기사를 이용할 수 있어 수백만 명의 다른 트레이더보다 먼저 실행 가능한 거래 뉴스를 얻을 수 있습니다. <a href="https://www.benzinga.com/pro/register?t=be2bewe5mibe3bz3&amp;utm_source=bz-kor" target="_blank" rel="noreferrer noopener">여기를 클릭</a>하여 14일 무료 체험을 시작하세요.

이들 11개 대형주는 지난주 최고의 성과를 거두었다. 그것들이 당신의 포트폴리오에 있나요?
<ol>
<li>QXO(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/QXO#NASDAQ">QXO</a>)의 주가는 <a href="https://www.benzinga.com//node/39880836" target="_blank" rel="noreferrer noopener">사모 금융 유치</a>를 발표한 이후 33.37% 상승했다.</li>
<li>아반토(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/AVTR#NYSE">AVTR</a>)의 주식은 S&amp;P MidCap 400에 편입된다는 발표 이후 지난 주에 21.62% 상승했다. 또한 예상보다 나은 2분기 실적을 발표했다.</li>
<li>유니버셜 헬스 서비스(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UHS#NYSE">UHS</a>)는 회사가 예상보다 나은 2분기 실적을 발표하고 <a href="https://www.benzinga.com//node/39942622" target="_blank" rel="noreferrer noopener">2024 회계연도 지침을</a> 상향 조정한 후 주가가 17.73% 상승했다.</li>
<li>맨하탄 어소시에이츠(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/MANH#NASDAQ">MANH</a>)의 주가는 예상보다 나은 2분기 재무 결과를 보고한 후 17.02% 상승했다. 몇몇 분석가들은 주식에 대한 가격 <a href="https://www.benzinga.com/quote/MANH/analyst-ratings" target="_blank" rel="noreferrer noopener">예측</a>을 높였다.</li>
<li>몰리나 헬스케어(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MOH#NYSE">MOH</a>)의 주가는 <a href="https://www.benzinga.com//node/39942485" target="_blank" rel="noreferrer noopener">예상보다 좋은 2분기 실적</a>에 힘입어 15.53% 상승했다.</li>
<li>퍼스트 시티즌스 뱅크셰어스(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>)의 주가는 회사의 분기 실적이 예상보다 높았음을 보고한 후 15.15% 상승했다.</li>
<li>테넷 헬스케어(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/THC#NYSE">THC</a>)는 예상보다 나은 2분기 재무 결과를 보고한 후 주가가 13.02% 상승했으며, 회사는 FY24 지침을 추정치보다 높이고 3분기 지침을 추정치보다 높게 발표했다. 또한 회사는 <a href="https://www.benzinga.com//node/39934114" target="_blank" rel="noreferrer noopener">15억 달러 규모의</a> 자사주 매입을 승인했다고 발표했다.</li>
<li>CBRE 그룹(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CBRE#NYSE">CBRE</a>)은 회사가 2024년 목표를 상향 조정한 후 지난 주 주가가 12.99% 상승했다. 몇몇 분석가들은 주식에 대한 가격 <a href="https://www.benzinga.com/quote/MANH/analyst-ratings" target="_blank" rel="noreferrer noopener">예측</a>을 높였다.</li>
<li>써모 피셔 사이언티픽(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TMO#NYSE">TMO</a>)의 주가는 지난주 12.63% 상승했다. 이 회사는 연간 전망을 <a href="https://www.benzinga.com//node/39930516" target="_blank" rel="noreferrer noopener">상향 조정</a>했다.</li>
<li>다나허(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DHR#NYSE">DHR</a>)의 주가는 회사가 예상보다 나은 2분기 실적을 보고한 후 11.30% 상승하여 더 높게 거래되고 있다.</li>
<li>록히드 마틴(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/LMT#NYSE">LMT</a>)의 주가는 긍정적인 애널리스트 <a href="https://www.benzinga.com//node/39941283" target="_blank" rel="noreferrer noopener">평가와 강한 2분기 실적</a>에 힘입어 10.72% 상승했다.</li>
</ol>
다음 기사:
<ul>
<li><a href="https://kr.benzinga.com/news/usa/stocks/%ed%8f%ac%eb%93%9c-%ec%8a%a4%ed%85%94%eb%9e%80%ed%8b%b0%ec%8a%a4-%eb%b0%8f-%eb%8d%b8%ec%9d%80-%ec%a7%80%eb%82%9c%ec%a3%bc-%ec%b5%9c%ec%95%85%ec%9d%98-%ec%84%b1%ea%b3%bc%eb%a5%bc-%eb%b3%b4%ec%9d%b8-12/" target="_blank" rel="noopener">포드, 스텔란티스 및 델은 지난주 최악의 성과를 보인 12개 대형주 중 일부 (7월 21일~7월 27일)</a></li>
</ul>
썸네일 제공: 셔터스톡
Benzinga Pro의 독점 뉴스 및 도구로 더 많은 승리를 거두세요 
독점 속보 및 스캐너와 같은 Benzinga Pro의 강력한 도구 세트로 다른 트레이더보다 우위를 점하세요. 
<a href="https://www.benzinga.com/pro/register?t=be2bewe5mibe3bz3&amp;utm_source=bz-kor" target="_blank" rel="noreferrer noopener">여기를 클릭</a>하여 14일 무료 체험을 시작하세요.

AVTR

CBRE

ENPH

LPLA

MANH

SIRI

SPOT

유니버셜 헬스 및 록히드 마틴은 지난주 최고 성과를 보여준 11개 대형주 중 일부 (7월 21일-7월 27일)

본격적인 어닝시즌을 맞아 이들 대형주는 지난주 최고의 성과를 냈다. 그것들이 당신의 포트폴리오에 있나요?
<ol>
<li>버티브 홀딩스(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/VRT#NYSE">VRT</a>)는 예상보다 나은 1분기 실적을 발표하고 <a href="https://www.benzinga.com/news/earnings/24/04/38405154/why-data-infrastructure-company-vertivs-shares-are-rocketing-today" target="_blank" rel="noreferrer noopener">2024년도</a> 가이던스를 상향 조정한 후 23.3% 증가했다. 몇몇 분석가들은 <a href="https://www.benzinga.com/news/earnings/24/04/38431369/vertiv-analysts-raise-their-forecasts-following-strong-earnings" target="_blank" rel="noreferrer noopener">전망</a>을 높였다.</li>
<li>테슬라(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TSLA#NASDAQ">TSLA</a>)는 1분기 실적이 부진했음에도 불구하고 19.70% 급등했으며, 주가 상승은 CEO 일론 머스크의 <a href="https://www.benzinga.com/news/earnings/24/04/38405212/tesla-stock-is-ripping-higher-wednesday-whats-going-on" target="_blank" rel="noreferrer noopener">실적 컨퍼런스 콜</a>에 어느 정도 기인한 것이다. 이 회사는 <a href="https://www.benzinga.com/news/24/04/38452751/teslas-biggest-layoffs-mapped-where-has-ev-giant-cut-most-jobs" target="_blank" rel="noreferrer noopener">수요 둔화와 마진 하락</a>에 대처하기 위해 사상 최대 규모의 인력 감축을 발표했다. 여러 분석가가 주식에 대한 <a href="https://www.benzinga.com/quote/TSLA/analyst-ratings" target="_blank" rel="noreferrer noopener">예측</a>을 수정했다.</li>
<li>테라다인(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TER#NASDAQ">TER</a>)의 주가는 예상보다 나은 <a href="https://www.benzinga.com//node/38424671" target="_blank" rel="noreferrer noopener">1분기 실적</a> 및 강력한 2분기 가이던스 그리고 마이크로소프트의 강력한 실적에 힘입어 17.5% 상승했다. MS의 실적은 <a href="https://www.benzinga.com/news/earnings/24/04/38444199/microsoft-q3-earnings-revenue-beat-eps-beat-new-era-of-ai-transformation-and-more?_gl=1&#x2A;1wvnw9t&#x2A;_ga&#x2A;MTExNTkxODA0Ni4xNzAzNTkwOTkx&#x2A;_ga_V7ZK73W7N0&#x2A;MTcxNDExNTk3OC44LjEuMTcxNDE1MTk2My4wLjAuMA.." target="_blank" rel="noreferrer noopener">AI</a> 낙관론을 고조시킬 수 있다.</li>
<li>베이진(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/BGNE#NASDAQ">BGNE</a>)의 주식은 유럽위원회가 <a href="https://www.benzinga.com//node/38373608" target="_blank" rel="noreferrer noopener">1차 및 2차 치료를 포함한</a> 3가지 적응증에 걸쳐 비소세포폐암에 대해 티슬레리주맙(Tislelizumab)을 승인한 후 17.24% 상승했다.</li>
<li>타일러 테크놀러지스(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TYL#NYSE">TYL</a>)의 주식은 예상보다 나은 1분기 EPS와 매출을 보고하고 FY24에 대한 낙관적인 가이던스를 제시한 후 13.6% 급등했다. 분석가들은 회사에 대한 예측을 <a href="https://www.benzinga.com//node/38458683" target="_blank" rel="noreferrer noopener">상향 조정</a>했다.</li>
<li>웨스팅하우스 에어 브레이크 테크놀로지(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WAB#NYSE">WAB</a>)는 예상보다 나은 1분기 <a href="https://www.benzinga.com//node/38403160" target="_blank" rel="noreferrer noopener">재무 결과</a>를 보고하고 2024년 지침을 상향 조정한 후 13.49% 상승했다. 몇몇 분석가들은 전망을 <a href="https://www.benzinga.com/quote/wab/analyst-ratings" target="_blank" rel="noreferrer noopener">상향조정</a>했다.</li>
<li>뉴몬트 코퍼레이션(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/NEM#NYSE">NEM</a>)의 주식은 <a href="https://www.benzinga.com/news/earnings/24/04/38438315/why-gold-miner-newmont-shares-are-surging-today" target="_blank" rel="noreferrer noopener">1분기 실적</a>을 보고한 후 13.25% 상승했다. 매출은 40억 2,300만 달러로 컨센서스 36억 7천만 달러를 상회했고, 조정 EPS는 0.55달러로 컨센서스 <a href="https://www.benzinga.com/news/large-cap/24/04/38441405/gold-glitters-on-stagflation-tailwinds-newmont-soars-13-in-biggest-gain-post-covid-leads-mining-se" target="_blank" rel="noreferrer noopener">0.36</a>달러를 상회했다.</li>
<li>캐리어 글로벌(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CARR#NYSE">CARR</a>)의 주식은 11.85% 상승해 <a href="https://www.benzinga.com//node/38438880" target="_blank" rel="noreferrer noopener">1분기 실적</a>에 따른 초기 약세에서 반등했다.</li>
<li>퍼스트 시티즌스 뱅크셰어스(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>)의 주가는 예상보다 나은 <a href="https://www.benzinga.com//node/38438880" target="_blank" rel="noreferrer noopener">1분기 조정 EPS</a> 실적에 따라 11.24% 상승했다.</li>
<li>래티스 세미컨덕터(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/LSCC#NASDAQ">LSCC</a>)의 주식은 <a href="https://www.benzinga.com//node/38444720" target="_blank" rel="noreferrer noopener">인텔</a>의 실적 보고서에 대한 기대와 <a href="https://www.benzinga.com//node/38390554" target="_blank" rel="noreferrer noopener">텍사스 인스트루먼트</a>의 강한 실적에 따른 <a href="https://www.benzinga.com/news/earnings/24/04/38416273/meta-platforms-q1-earnings-highlights-facebook-owner-beats-estimates-but-guidance-higher-costs-ding" target="_blank" rel="noreferrer noopener">메타</a>의 투자 증가 지침에 대한 반응으로 10.2% 급등했다.</li>
<li>마이크로칩 테크놀로지(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/MCHP#NASDAQ">MCHP</a>)는 10.4%의 상승을 보였다.</li>
<li>도이체 방크 AG(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DB#NYSE">DB</a>)의 주식은 10.3%의 상승을 기록했다.</li>
<li>그루포 에어로포르투아리오 수레스테(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ASR#NYSE">ASR</a>)의 주식은 10.3% 상승했다.</li>
<li>안테로 리소스(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/AR#NYSE">AR</a>)의 주식은 9.9% 상승했다.</li>
<li>모노리틱 파워 시스템즈(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/MPWR#NASDAQ">MPWR</a>)는 9.9%의 상승했다.</li>
</ol>
참조: <a href="https://www.benzinga.com/news/earnings/24/04/38349264/tracking-last-weeks-top-performers-are-these-7-large-cap-stocks-in-your-portfolio">지난주 최고 성과 주식: 7개 대형기업의 주식, 당신의 포트폴리오에 포함되어 있나요? (4월 13일-20일)</a>
사진: 셔터스톡

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First Citizens BancShares

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