PNC Financial Services Gr 주식 (NYSE: PNC)

에 대한 최신 뉴스 PNC Financial Services Gr (NYSE:PNC) 주식

PNC FINANCIAL SERVICES GROUP

PNC Financial Services Gr

PNC Finl Servs Gr

PNC Financial Services Group is a diversified financial services company offering retail banking, corporate and institutional banking, asset management, and residential mortgage banking across the United States.

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트루이스트 증권의 애널리스트들은 24개의 대형은행, 지역은행, 신탁은행과 신용카드 회사에 대한 커버리지를 개시했다. 이들은 향후 2년간 강력한 수익 성장을 예상하며 대출 성장률 개선, 가파른 수익률 곡선, 충분한 자본 확충 등의 요인에 힘입어 연간 12~15%의 수익 증가를 예상하고 있다.

트루이스트: 2025년 수익률 곡선 정상화, 저렴한 가치평가, EPS 성장 속 은행주 상승할 것

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미국 은행들의 3분기 실적 발표 시즌이 이번 금요일에 공식적으로 시작된다. JP모건 체이스(NYSE:JPM), 웰스 파고(NYSE:WFC) 및 뉴욕 멜론 은행(NYSE:BK)과 같은 주요 금융 기관들이 실적을 발표할 예정이다.

美 은행들, 실적 시즌 준비: 씨티그룹, 모건 스탠리, 트루이스트 등 15개의 주식 추천

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미국 은행들이 3분기 실적을 발표할 준비를 하면서, 투자자들은 경제의 연착륙 가능성, 연방준비제도(연준)의 금리 인하, 그리고 이들이 은행 가치 평가에 미치는 영향에 주목하고 있다.

미국 은행 실적 미리보기: 연착륙 희망, 금리 인하, 주가의 주요 촉매제

PNC Financial Services Group, Inc. (The) Common Stock

PNC Financial Services Group Inc

Galleon Gold Corp

PIONEER CR LTD by PIONEER CR LTD

PNC Financial Services Gr's (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PNC#NYSE">PNC</a>) short percent of float has fallen 6.35% since its last report. The company recently reported that it has 4.64 million shares sold short, which is 1.18% of all regular shares that are available for trading. Based on its trading volume, it would take traders 2.04 days to cover their short positions on average.
<h3>Why Short Interest Matters</h3>
Short interest is the number of shares that have been sold short but have not yet been covered or closed out. <a href="https://www.benzinga.com/money/how-to-short-a-stock?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">Short selling</a> is when a trader sells shares of a company they do not own, with the hope that the price will fall. Traders make money from short selling if the price of the stock falls and they lose if it rises.
Short interest is important to track because it can act as an indicator of market sentiment towards a particular stock. An increase in short interest can signal that investors have become more bearish, while a decrease in short interest can signal they have become more bullish.
See Also: <a href="https://www.benzinga.com/short-interest?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">List of the most shorted stocks</a>
<h3>PNC Financial Services Gr Short Interest Graph (3 Months)</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1748023218_0.png" alt="short_fig" />
As you can see from the chart above the percentage of shares that are sold short for PNC Financial Services Gr has declined since its last report. This does not mean that the stock is going to rise in the near-term but traders should be aware that less shares are being shorted.
<h3>Comparing PNC Financial Services Gr's Short Interest Against Its Peers</h3>
Peer comparison is a popular technique amongst analysts and investors for gauging how well a company is performing. A company's peer is another company that has similar characteristics to it, such as industry, size, age, and financial structure. You can find a company's peer group by reading its 10-K, proxy filing, or by doing your own similarity analysis.
According to <a href="https://www.benzinga.com/pro/">Benzinga Pro</a>, PNC Financial Services Gr's peer group average for short interest as a percentage of float is 0.95%, which means the company has more short interest than most of its peers.
Did you know that increasing short interest can actually be bullish for a stock? <a href="https://www.benzinga.com/money/how-to-make-money-on-a-short-squeeze?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">This post by Benzinga Money explains how you can profit from it.</a>
This article was generated by Benzinga's automated content engine and was reviewed by an editor.

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Is the Market Bullish or Bearish on PNC Financial Services Gr?

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PNC Financial Services shares are trading lower. The company announced it will acquire Aqueduct Capital Group.

PNC Bank Agrees To Acquire Aqueduct Capital Group; Terms Not Disclosed

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Shares of banks and financial services stocks are higher after the US and China agreed to a temporary reduction in most tariffs on each other's goods. A reduction in tariffs could alleviate macro uncertainty in the lending and deal environment.

Shares of banking companies are trading higher amid overall market strength following April's jobs data and reports that China's Commerce Ministry is assessing possible trade talks with the US.

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Shares of banking companies are trading higher amid overall market strength after President Trump said he will not be firing Fed Chair Powell. Additionally, Trump indicated the final tariff rate would be lower than the current, which may lead to greater business and lending activity for financial institutions.

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Shares of financial companies are trading higher amid Treasury Secretary Scott Bessent's remarks about trade de-escalation with China, which may help restore investor confidence towards the sector.

Morgan Stanley analyst Betsy Graseck maintains PNC Financial Services Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PNC#NYSE">PNC</a>) with a Underweight and lowers the price target from $179 to $178.

Morgan Stanley Maintains Underweight on PNC Financial Services Gr, Lowers Price Target to $178

PNC Financial Services Group Inc (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PNC#NYSE">PNC</a>) on Wednesday reported <a href="https://www.benzinga.com/news/earnings/25/04/44813656/pnc-financial-tops-q1-earnings-estimates-despite-revenue-miss-credit-loss-provisions-rise">mixed first-quarter results</a>.
The company reported its results amid an <a href="https://www.benzinga.com/earnings">exciting earnings season</a>. Here are some key analyst takeaways.
<h1 class="wp-block-heading">RBC Capital Markets On PNC Financial Services</h1>
<a href="https://www.benzinga.com/analyst-stock-ratings/analyst/5e2085217da4190001b418fa/gerard-cassidy">Analyst Gerard Cassidy</a> maintained an Outperform rating, while reducing the price target from $205 to $195.
PNC Financial Services reported its first-quarter earnings at $3.51 per share, beating consensus estimate of $3.39, Cassidy said in the note. The beat reflected "better-than expected net interest income, a lower-than-expected provision for credit losses and lower-than-expected expense," he added.
PNC Financial Services is focused on commercial banking, which is "supported by an attractive consumer deposit franchise," while its fee-based businesses, such as wealth management, mortgage and investment banking, "round out its product set," the analyst stated. The company has improved its organic growth with "accretive tangible book value (TBV) acquisitions," he further wrote.
The company bought back shares worth around $200 million during the quarter and its pace of share repurchases could accelerate through the year, Cassidy said.
Check out <a href="https://www.benzinga.com/analyst-stock-ratings">other analyst stock ratings</a>.
<h1 class="wp-block-heading">Keefe, Bruyette &amp; Woods On PNC Financial Services</h1>
<a href="https://www.benzinga.com/analyst-stock-ratings/analyst/591da52a290fa70001b158e4/david-konrad">Analyst David Konrad</a> reiterated an Underperform rating, while cutting the price target from $195 to $185.
PNC Financial Services' better-than-expected net interest income was more than offset by lower core fee income due to capital markets, Konrad said. "Weaker capital markets revenues were driven primarily by disappointing foreign exchange revenues and softer client activity levels in the quarter," he added.
Expectations of capital markets improving in the second half of the year allowed management to maintain their full-year earnings guidance, the analyst stated. "Management continues to target $350M in cost reductions through its continuous improvement program in order to fund ongoing business and technology investments," he further wrote.
PNC Price Action: Shares of PNC Financial Services had declined by 0.43% to $153.13 at the time of publication on Wednesday.
Read More: • <a href="https://www.benzinga.com/25/04/44806916/citigroup-bank-of-america-and-3-stocks-to-watch-heading-into-tuesday">Citigroup, Bank Of America And 3 Stocks To Watch Heading Into Tuesday</a>

Earnings Beats

Reiteration

Buybacks

PNC Financial Posts Mixed Q1 Earnings, Analysts Cite Growth Potential Despite Headwinds

Goldman Sachs analyst Kate McShane maintains PNC Financial Services Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PNC#NYSE">PNC</a>) with a Neutral and lowers the price target from $180 to $172.

Goldman Sachs Maintains Neutral on PNC Financial Services Gr, Lowers Price Target to $172

RBC Capital analyst Gerard Cassidy maintains PNC Financial Services Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PNC#NYSE">PNC</a>) with a Outperform and lowers the price target from $205 to $195.

RBC Capital Maintains Outperform on PNC Financial Services Gr, Lowers Price Target to $195

Keefe, Bruyette &amp; Woods analyst David Konrad maintains PNC Financial Services Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PNC#NYSE">PNC</a>) with a Underperform and lowers the price target from $195 to $185.

Keefe, Bruyette & Woods Maintains Underperform on PNC Financial Services Gr, Lowers Price Target to $185

Truist Securities analyst John McDonald maintains PNC Financial Services Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PNC#NYSE">PNC</a>) with a Hold and lowers the price target from $208 to $189.

Truist Securities Maintains Hold on PNC Financial Services Gr, Lowers Price Target to $189

Barclays analyst Jason Goldberg maintains PNC Financial Services Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PNC#NYSE">PNC</a>) with a Overweight and lowers the price target from $257 to $235.

Barclays Maintains Overweight on PNC Financial Services Gr, Lowers Price Target to $235

PNC Financial Services Group, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PNC#NYSE">PNC</a>) reported first-quarter results on Tuesday, where earnings per share of $3.51 outpaced <a target="_blank" href="https://www.benzinga.com/pressreleases/25/04/n44808348/pnc-reports-first-quarter-2025-net-income-of-1-5-billion-3-51-diluted-eps" rel="noreferrer noopener">the analyst consensus estimate of $3.39.</a>
Quarterly sales of $5.452 billion missed the street view of $5.489 billion. Revenues gained 6% year over year in the quarter under review.
Net interest income grew 6% year over year to $3.476 billion, thanks to the benefit of lower funding costs and the continued repricing of fixed rate assets. The net interest margin was 2.78%, increasing by 21 basis points from the first quarter of 2024.
Noninterest income grew&nbsp;5% to&nbsp;$1.976 billion, driven by business growth across all fee categories except residential mortgage revenue.
Also Read: <a target="_blank" href="https://www.benzinga.com/25/01/43109519/pnc-financial-positioned-for-strong-loan-expansion-and-yield-curve-benefits-analyst-predicts-net-interest-income-growth-through-2026" rel="noreferrer noopener">PNC Financial Positioned For Strong Loan Expansion And Yield Curve Benefits, Analyst Predicts Net Interest Income Growth Through 2026</a>
Provision for credit losses was&nbsp;$219 million&nbsp;in the first quarter&nbsp;(vs.&nbsp;$155 million a year ago), reflecting changes in macroeconomic factors and portfolio activity.
CET1 capital ratio stood at&nbsp;10.6% vs. 10.1% in the prior year quarter.&nbsp;
PNC Financial said it distributed $0.8 billion to shareholders, including $0.6 billion in common stock dividends and $0.2 billion through share buybacks.
Dividend: On&nbsp;April 3, 2025, the company declared a quarterly cash dividend on common stock of&nbsp;$1.60&nbsp;per share to be paid on&nbsp;May 5, 2025.
The company said that second-quarter 2025 share repurchase activity is expected to approximate recent quarterly average levels.
Outlook: For FY25, the company <a href="https://d1io3yog0oux5.cloudfront.net/_f0758380726194a0ece577bf70a3c374/pnc/db/2250/21537/presentation/4Q24+Earnings+Slides_Final.pdf" target="_blank" rel="noreferrer noopener">reiterated </a>its outlook. PNC Financial <a href="https://d1io3yog0oux5.cloudfront.net/_f0758380726194a0ece577bf70a3c374/pnc/db/2250/21552/presentation/1Q25+Earnings+Slides_Final.pdf" target="_blank" rel="noreferrer noopener">expects </a>net interest income to increase 6% to 7%, non-interest income to increase 5%,&nbsp;<a href="https://www.benzinga.com/calendars/guidance" target="_blank" rel="noopener">and total revenue to increase</a><a href="https://www.benzinga.com/calendars/guidance" target="_blank" rel="noreferrer noopener"> 6%.</a>
For the second quarter, the firm expects net interest income to be up 1%-2% compared to the first quarter of 2025, and total revenue to increase by 1% to 3%.
Price Action: PNC shares were trading higher by 2.04% to $158.49 at last check on Tuesday.
Read Next:
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<li><a href="https://www.benzinga.com/analyst-ratings/analyst-color/25/04/44807995/us-stock-futures-waver-after-two-day-rally-trumps-tariff-moves-could-end-a-3-year-rolling-recession-says-expert" target="_blank" rel="noreferrer noopener">US Stock Futures Waver After Two-Day Rally: Trump&#8217;s Tariff Moves Could End A 3-Year &#8216;Rolling Recession,&#8217; Says Expert</a></li>
</ul>
Photo: Shutterstock

Guidance

Movers

PNC Financial Tops Q1 Earnings Estimates Despite Revenue Miss, Credit Loss Provisions Rise

Earnings Misses

PNC Finl Servs Gr Q1 2025 GAAP EPS $3.51 Beats $3.39 Estimate, Sales $5.452B Miss $5.489B Estimate

<h3>Companies Reporting Before The Bell</h3>
• Albertsons Companies (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ACI#NYSE">ACI</a>) is estimated to report quarterly earnings at $0.40 per share on revenue of $18.79 billion. 
• Bank of America (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>) is expected to report quarterly earnings at $0.82 per share on revenue of $26.99 billion. 
• PNC Financial Services Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PNC#NYSE">PNC</a>) is estimated to report quarterly earnings at $3.38 per share on revenue of $5.48 billion. 
• Johnson &amp; Johnson (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JNJ#NYSE">JNJ</a>) is projected to report quarterly earnings at $2.60 per share on revenue of $21.57 billion. 
• Telefonaktiebolaget L M (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ERIC#NASDAQ">ERIC</a>) is projected to report quarterly earnings at $0.09 per share on revenue of $5.10 billion. 
• Zhibao Technology (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ZBAO#NASDAQ">ZBAO</a>) is projected to report earnings for its first quarter. 
• Citigroup (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/C#NYSE">C</a>) is projected to report quarterly earnings at $1.85 per share on revenue of $21.29 billion. 
• Rent the Runway (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/RENT#NASDAQ">RENT</a>) is expected to report quarterly loss at $2.25 per share on revenue of $77.60 million. 
<h3>Companies Reporting After The Bell</h3>
• Equity Bancshares (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/EQBK#NYSE">EQBK</a>) is expected to report quarterly earnings at $0.83 per share on revenue of $56.69 million. 
• Fulton Financial (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FULT#NASDAQ">FULT</a>) is estimated to report quarterly earnings at $0.43 per share on revenue of $314.85 million. 
• Beeline Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/BLNE#NASDAQ">BLNE</a>) is estimated to report earnings for its fourth quarter. 
• JB Hunt Transport Servs (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/JBHT#NASDAQ">JBHT</a>) is expected to report quarterly earnings at $1.14 per share on revenue of $2.90 billion. 
• Omnicom Group (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/OMC#NYSE">OMC</a>) is projected to report quarterly earnings at $1.66 per share on revenue of $3.72 billion. 
• Banzai International (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/BNZI#NASDAQ">BNZI</a>) is likely to report quarterly loss at $8.00 per share on revenue of $1.49 million. 
• Interactive Brokers Group (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/IBKR#NASDAQ">IBKR</a>) is likely to report quarterly earnings at $1.93 per share on revenue of $1.41 billion. 
• United Airlines Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/UAL#NASDAQ">UAL</a>) is likely to report quarterly earnings at $0.76 per share on revenue of $13.26 billion. 
• Pioneer Power Solutions (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/PPSI#NASDAQ">PPSI</a>) is projected to report quarterly loss at $0.42 per share on revenue of $9.80 million. 
• Hancock Whitney (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HWC#NASDAQ">HWC</a>) is likely to report quarterly earnings at $1.29 per share on revenue of $367.96 million. 
• GameSquare Holdings (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/GAME#NASDAQ">GAME</a>) is expected to report quarterly loss at $0.08 per share on revenue of $42.75 million. 
• Kore Group Holdings (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/KORE#NYSE">KORE</a>) is expected to report quarterly loss at $0.44 per share on revenue of $70.30 million. 
This article was generated by Benzinga's automated content engine and reviewed by an editor.

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Earnings Scheduled For April 15, 2025

PNC Finl Servs Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PNC#NYSE">PNC</a>) is set to give its latest quarterly earnings report on Tuesday, 2025-04-15. Here's what investors need to know before the announcement.
Analysts estimate that PNC Finl Servs Gr will report an earnings per share (EPS) of $3.39. 
Investors in PNC Finl Servs Gr are eagerly awaiting the company's announcement, hoping for news of surpassing estimates and positive guidance for the next quarter.
It's worth noting for new investors that stock prices can be heavily influenced by future projections rather than just past performance.
<h3>Earnings Track Record</h3>
In the previous earnings release, the company beat EPS by $0.46, leading to a 1.02% increase in the share price the following trading session.
Here's a look at PNC Finl Servs Gr's past performance and the resulting price change:

<table>
<thead>
<tr>
<th>Quarter</th>
<th>Q4 2024</th>
<th>Q3 2024</th>
<th>Q2 2024</th>
<th>Q1 2024</th>
</tr>
</thead>
<tbody>
<tr>
<td>EPS Estimate</td>
<td>3.31</td>
<td>3.30</td>
<td>2.98</td>
<td>3.03</td>
</tr>
<tr>
<td>EPS Actual</td>
<td>3.77</td>
<td>3.49</td>
<td>3.30</td>
<td>3.36</td>
</tr>
<tr>
<td>Price Change %</td>
<td>1.0%</td>
<td>-0.0%</td>
<td>2.0%</td>
<td>0.0%</td>
</tr>
</tbody>
</table>

<img src="https://www.benzinga.com/files/images/story/2025/1744639249_0_0.png" alt="eps graph" />
<h3>PNC Finl Servs Gr Share Price Analysis</h3>
Shares of PNC Finl Servs Gr were trading at $151.99 as of April 11. Over the last 52-week period, shares are up 5.67%. Given that these returns are generally positive, long-term shareholders are likely bullish going into this earnings release. 
<a href="https://www.benzinga.com/quote/PNC/earnings">To track all earnings releases for PNC Finl Servs Gr visit their earnings calendar on our site.</a>
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Earnings Preview For PNC Finl Servs Gr

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Shares of banks and financial services companies are trading lower as stocks pull back after surging Wednesday following President Trump's tariff pause announcement.

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Shares of banks and financial services companies are trading higher amid an overall market surge following President Trump's decision to implement a 90-day pause on reciprocal tariffs for all countries except China.

Press Releases

Harris Williams Announces Senior-Level Promotions

Business Owners Optimistic on National and Local Economy

The PNC Financial Services Group Announces First Quarter 2025 Earnings Conference Call, Virtual-Only Annual Shareholders Meeting Details

Dividends

PNC Declares Dividend of $1.60 on Common Stock

Mark Wiedman Joins PNC As President

PNC Reports First Quarter 2025 Net Income of $1.5 Billion, $3.51 Diluted EPS

NYSE Content Advisory: Pre-Market update + Bank of America beats earnings estimates

PNC Bank Introduces PNC Spend Wise℠, A No Annual Fee Credit Card Offering A Purchase APR Reduction to Encourage Responsible Credit Habits

PNC Bank Agrees to Acquire Aqueduct Capital Group to Complement Harris Williams Capabilities

The PNC Financial Services Group Provides Quarterly 2026 Earnings Release Dates

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Truist Securities

<a href=""https://www.benzinga.com/topic/truist-securities"">트루이스트 증권</a>의 애널리스트들은 24개의 대형은행, 지역은행, 신탁은행과 신용카드 회사에 대한 커버리지를 개시했다. 이들은 향후 2년간 강력한 수익 성장을 예상하며 대출 성장률 개선, 가파른 수익률 곡선, 충분한 자본 확충 등의 요인에 힘입어 연간 12~15%의 수익 증가를 예상하고 있다.
무슨 일 있었나: 2025년과 2026년에 은행에 우호적인 환경이 조성될 것으로 전망한 트루이스트 애널리스트들은 은행의 인수합병과 초과 자본의 활용에 관한 규제 환경이 보다 명확하고 유연해지면서 은행에 유리할 것으로 예상했다.
이번 메모는 행정부가 은행 친화적인 세제 개혁과 규제 조정을 시행했음에도 불구하고 수익률 곡선이 평평해지고 경기 후반기 거시적 우려가 부각되면서 트럼프 1기 행정부의 첫 2년 동안 은행주에 대한 투자의견이 하향 조정되었음을 강조했다. 그러나 트루이스트에 따르면 연준이 12월 회의에서 암시한 것처럼 주식이 재평가되기 위해서는 약간의 양적완화와 가파른 곡선이 필요하며, 2025년에 두 차례 금리 인하가 예상된다.
트루이스트에 따르면, 은행 밸류에이션은 상승했지만 과거 수준에 비해 여전히 상대적으로 매력적이다. 현재 은행은 금융위기 이후 평균보다 낮은 주가순자산비율(P/TBV)로 거래되고 있으며, 시장 전체에 비해 상당히 할인된 가격에 거래 중이다. 해당 메모는 현재 시장 밸류에이션을 고려할 때 은행 주식은 S&amp;P 500 지수에 비해 저평가된 것으로 보인다고 덧붙였다.
하지만 트루이스트는 은행 업종이 매력적인 기회를 제공하지만 신중한 종목 선택이 중요하다고 강조한다. "우리는 &#8216;눈 감고 사자&#8217; 수준은 아니지만, 여전히 섹터 전반에 걸쳐 매력적인 기회를 보고 있다. 주식 선택이 점점 더 중요해지고 있다고 생각한다.&#8221;
왜 중요한가: 24개 금융주에 대한 트루이스트의 커버리지 개시는 대형은행, 지역은행, 신탁은행의 세 가지 하위 그룹으로 나뉘며, 긍정적인 전망으로 시작된다.
<h3>대형은행</h3>
해당 리서치 메모는 미국 대형은행의 장기 투자 잠재력을 검토한다. 대형은행 기관은 강력한 기존 비즈니스와 고객 관계를 보유한 &#8216;내재된 공격&#8217;을 포함한 상당한 이점을 보유하고 있다.
또한 우호적인 경제 환경과 성장을 위해 자본을 효과적으로 활용할 수 있는 능력을 고려할 때 대형은행이 주기적인 순풍과 자본 레버리지를 기대할 수 있을 것으로 예상한다.
이러한 요인으로 인해 미국 대형은행들은 핵심 비즈니스의 확장을 통한 유기적 성장, 두 자릿수 수익 성장, 매력적인 자기자본 수익률을 달성할 수 있을 것으로 보인다.
<figure class="wp-block-table is-style-stripes">
<table style="overflow:auto; height: 90px; display: block;">
<tbody>
<tr>
<td>대형은행</td>
<td>투자의견</td>
<td>목표주가</td>
</tr>
<tr>
<td>뱅크오브아메리카 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>)</td>
<td>매수</td>
<td>$52</td>
</tr>
<tr>
<td>씨티그룹 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/C#NYSE">C</a>)</td>
<td>매수</td>
<td>$85</td>
</tr>
<tr>
<td>웰스파고 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WFC#NYSE">WFC</a>)</td>
<td>매수</td>
<td>$82</td>
</tr>
<tr>
<td>JP모건 체이스 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/JPM#NYSE">JPM</a>)</td>
<td>보유</td>
<td>$260</td>
</tr>
<tr>
<td>PNC 파이낸셜(NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PNC#NYSE">PNC</a>)</td>
<td>보유</td>
<td>$215</td>
</tr>
<tr>
<td>US 뱅코프 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USB#NYSE">USB</a>)</td>
<td>보유</td>
<td>$54</td>
</tr>
</tbody>
</table>
</figure>
<h3 class="wp-block-heading">지역은행 및 카드사</h3>
또한, 트루이스트는 14개 지역 금융사에 대한 분석도 시작했고, 지역은행이 경쟁력을 유지하기 위한 세 가지 핵심 전략을 제시했다.
<ul>
<li>차별화된 성장: 독특하고 지속 가능한 성장 기회에 집중한다.</li>
<li>체계적인 자본 배분: 자본을 효율적으로 배분하여 성장을 지원하고 주주 가치를 높인다.</li>
<li>변화하는 환경 탐색: 금리, 수익률 곡선 변화, 대출 및 예금 증가, 상업용 부동산 시장 역학 등 변화하는 시장 상황에 적응한다.</li>
</ul>
<figure class="wp-block-table is-style-stripes">
<table style="overflow:auto; height: 90px; display: block;">
<tbody>
<tr>
<td>지역은행</td>
<td>투자의견</td>
<td>목표주가</td>
</tr>
<tr>
<td>피프스 서드 뱅코프 (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FITB#NASDAQ">FITB</a>)</td>
<td>매수</td>
<td>$51</td>
</tr>
<tr>
<td>헌팅턴 뱅크셰어스 (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HBAN#NASDAQ">HBAN</a>)</td>
<td>매수</td>
<td>$19</td>
</tr>
<tr>
<td>M&amp;T 뱅크 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MTB#NYSE">MTB</a>)</td>
<td>매수</td>
<td>$233</td>
</tr>
<tr>
<td>윈트러스트 파이낸셜 (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/WTFC#NASDAQ">WTFC</a>)</td>
<td>매수</td>
<td>$151</td>
</tr>
<tr>
<td>씨티즌스 파이낸셜 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CFG#NYSE">CFG</a>)</td>
<td>보유</td>
<td>$49</td>
</tr>
<tr>
<td>코메리카 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CMA#NYSE">CMA</a>)</td>
<td>보유</td>
<td>$65</td>
</tr>
<tr>
<td>퍼스트 씨티즌스 뱅크셰어스 (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/FCNCA#NASDAQ">FCNCA</a>)</td>
<td>보유</td>
<td>$2,303</td>
</tr>
<tr>
<td>키코프 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/KEY#NYSE">KEY</a>)</td>
<td>보유</td>
<td>$19</td>
</tr>
<tr>
<td>리전스 파이낸셜 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>)</td>
<td>보유</td>
<td>$25</td>
</tr>
</tbody>
</table>
</figure>
<figure class="wp-block-table is-style-stripes">
<table style="overflow:auto; height: 90px; display: block;">
<tbody>
<tr>
<td>신용카드사</td>
<td>투자의견</td>
<td>목표주가</td>
</tr>
<tr>
<td>얼라이 파이낸셜 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/ALLY#NYSE">ALLY</a>)</td>
<td>매수</td>
<td>$42</td>
</tr>
<tr>
<td>아메리칸 익스프레스 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/AXP#NYSE">AXP</a>)</td>
<td>매수</td>
<td>$350</td>
</tr>
<tr>
<td>캐피털 원 파이낸셜 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/COF#NYSE">COF</a>)</td>
<td>매수</td>
<td>$229</td>
</tr>
<tr>
<td>디스커버 파이낸셜 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DFS#NYSE">DFS</a>)</td>
<td>매수</td>
<td>$233</td>
</tr>
<tr>
<td>싱크로니 파이낸셜 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SYF#NYSE">SYF</a>)</td>
<td>보유</td>
<td>$72</td>
</tr>
</tbody>
</table>
</figure>
<h3 class="wp-block-heading">신탁은행 및 자본시장</h3>
트루이스트는 점진적인 금리 인하, 양적 긴축의 궁극적 종식, 건전한 경제와 자본 시장이 신탁은행에 경쟁 환경을 제공할 것으로 예상한다.
애널리스트들은 투자자들이 지속적인 영업 레버리지가 가능한 종목에 우선순위를 두어야 한다고 말한다. 이는 상대적으로 적은 매출 증가로 수익성을 크게 높일 수 있는 능력을 의미한다. 또한 배당금과 자사주 매입을 통해 높은 수준의 소득을 창출하는 자본 수익률이 높은 주식이다.
트루이스트는 금리가 점진적으로 하락하고 양적 긴축이 끝나며 건강한 경제와 자본 시장이 신탁은행들에게 경쟁력을 제공할 것이라고 예상한다.
애널리스트들은 투자자들이 지속적인 운영 레버리지(매출의 상대적으로 작은 증가로 수익성을 크게 증가시킬 수 있는 능력)와 높은 배당금 및 자사주 매입을 통한 높은 수익률을 가진 주식을 우선시해야 한다고 조언한다.
<figure class="wp-block-table is-style-stripes">
<table style="overflow:auto; height: 90px; display: block;">
<tbody>
<tr>
<td>신탁은행 및 자본시장</td>
<td>투자의견</td>
<td>목표주가</td>
</tr>
<tr>
<td>뱅크오브뉴욕멜론 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BK#NYSE">BK</a>)</td>
<td>매수</td>
<td>$91</td>
</tr>
<tr>
<td>찰스 슈왑 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SCHW#NYSE">SCHW</a>)</td>
<td>매수</td>
<td>$86</td>
</tr>
<tr>
<td>노던 트러스트(NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/NTRS#NASDAQ">NTRS</a>)</td>
<td>보유</td>
<td>$110</td>
</tr>
<tr>
<td>스테이트 스트리트 (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/STT#NYSE">STT</a>)</td>
<td>보유</td>
<td>$106</td>
</tr>
</tbody>
</table>
</figure>
이미지 출처: Shutterstock
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