에 대한 최신 뉴스 Regions Finl (NYSE:RF) 주식

Regions Finl

Regions Financial is a regional bank headquartered in Alabama, with branches primarily in the Southeastern and Midwestern United States. Regions primarily provides traditional commercial and retail banking and also offers mortgage services, asset management, wealth management, securities brokerage, and trust services.

Regions Financial Corporation Common Stock

Regions Financial Corp

RF Acquisition Corp. - Class A Common Stock

RF Acquisition Corp

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REGIONS FINANCIAL ORD

Regions Financial Corporation Depositary Shares, each Representing a 1/40th Interest in a Share of 5.700% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series C

Regions Financial Corporation Depositary Shares, Each Representing a 1/40th Interest in a Share of 4.45% Non-Cumulative Perpetual Preferred Stock, Series E

Regions Financial Corporation Depositary Shares Each Representing a 1/40th Interest in a Share of Non-Cumulative Perpetual Preferred Stock, Series F

Looking into the current session, Regions Finl Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>) shares are trading at $22.53, after a 0.13% drop. Over the past month, the stock fell by 1.15%, but over the past year, it actually went up by 35.29%. With questionable short-term performance like this, and great long-term performance, long-term shareholders might want to start looking into the company's price-to-earnings ratio. 

<img src="https://www.benzinga.com/files/images/story/2024/1727966709_0.png" alt="Past Year Chart" />

<h3>Regions Finl P/E Ratio Analysis in Relation to Industry Peers</h3>
The P/E ratio measures the current share price to the company's EPS. It is used by long-term investors to analyze the company's current performance against it's past earnings, historical data and aggregate market data for the industry or the indices, such as S&amp;P 500. A higher P/E indicates that investors expect the company to perform better in the future, and the stock is probably overvalued, but not necessarily. It also could indicate that investors are willing to pay a higher share price currently, because they expect the company to perform better in the upcoming quarters. This leads investors to also remain optimistic about rising dividends in the future. 
Regions Finl has a lower P/E than the aggregate P/E of 17.7 of the Banks industry. Ideally, one might believe that the stock might perform worse than its peers, but it's also probable that the stock is undervalued. 

<img src="https://www.benzinga.com/files/images/story/2024/1727966709_1.png" alt="Guage" />

In summary, while the price-to-earnings ratio is a valuable tool for investors to evaluate a company's market performance, it should be used with caution. A low P/E ratio can be an indication of undervaluation, but it can also suggest weak growth prospects or financial instability. Moreover, the P/E ratio is just one of many metrics that investors should consider when making investment decisions, and it should be evaluated alongside other financial ratios, industry trends, and qualitative factors. By taking a comprehensive approach to analyzing a company's financial health, investors can make well-informed decisions that are more likely to lead to successful outcomes.

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P/E Ratio Insights for Regions Finl

Evercore ISI Group analyst John Pancari maintains Regions Finl (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>) with a In-Line and raises the price target from $24.5 to $26.

Price Target

Analyst Ratings

Evercore ISI Group Maintains In-Line on Regions Finl, Raises Price Target to $26

WIIM

BBVA

EWBC

TBBK

Shares of banking companies are trading lower in sympathy with overall market weakness. Investors may be assessing a recent report suggesting that Iran could be preparing to attack Israel, which could create shocks to the global economy.

Earlier this month, the Federal Reserve slashed interest rates by 50 basis points at its September Federal Open Market Committee meeting, lowering the federal funds rate in the range of <a target="_blank" href="https://www.benzinga.com/economics/macro-economic-events/24/09/40926026/federal-reserve-delivers-bold-0-5-rate-cut-signals-further-easing-ahead" rel="noreferrer noopener">4.75%-5%</a>.
The Fed also hinted at the potential for additional cuts in the coming months, with the updated dot plot revealing a more aggressive rate-cutting trajectory than <a target="_blank" href="https://www.benzinga.com/markets/equities/24/09/40965372/fed-delivers-large-interest-rate-cut-in-bid-to-sustain-labor-market-stocks-gold-set-new-record-h" rel="noreferrer noopener">forecasted in June</a>.
Morgan Stanley economists anticipate an additional 150 basis points of rate reductions by mid-2025, with the U.S. economy steering clear of a recession.
Morgan Stanley highlights the banks expected to see the greatest net interest margin (NIM) expansion or compression through the end of 2025, based on the projection that short-term rates will decrease by 200 basis points.
Midcap banks are in a stronger position as they experienced greater pressure on deposit costs (higher deposit betas) when interest rates increased. They anticipate this pressure to ease at a similar pace as rates fall.
Also, midcap banks hold more fixed-rate assets that were issued when rates were much lower in 2021 and 2022, allowing for higher repricing even as rates decrease coupled with lower liquidity requirements.
For midcap banks, the analyst identifies Prosperity Bancshares Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PB#NYSE">PB</a>), rated Overweight, as offering the best risk-reward profile. The firm is expected to experience one of the largest net interest margin (NIM) expansions through the fourth quarter of 2025, driven by the upward repricing of fixed-rate loans and securities.
Similarly, Cadence Bank (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/CADE#NYSE">CADE</a>), newly rated Overweight, is projected to benefit from a significant rise in NIM as deposit costs decline. It has minimal exposure to floating-rate loans and net cash, which tend to weigh on earnings when interest rates drop.
While M&amp;T Bank Corp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MTB#NYSE">MTB</a>), the analyst&#8217;s top pick, ranks in the middle of the group, Morgan Stanley writes that future rate cuts will slightly boost NIM—a view that contrasts with the broader market consensus, which sees rate cuts as a long-term negative for margins.
Rate cuts are advantageous for the seven major large-cap banks sensitive to liabilities. These money center banks also have significant revenue exposure to capital markets, likely boosting fee income growth in a low-rate, soft-landing scenario.
Morgan Stanley expects this environment to strongly support M&amp;A and Equity Capital Markets (ECM) activity. Additionally, lower rates are generally a credit positive for the banking sector.
For large-cap banks, Morgan Stanley holds an Overweight rating on Citigroup Inc (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/C#NYSE">C</a>), Goldman Sachs Group Inc (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/GS#NYSE">GS</a>), and Bank of America Corp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/BAC#NYSE">BAC</a>), citing expectations for a rebound in capital markets revenues amid a lower-rate environment and a sharp increase in buybacks following the Basel Endgame reproposal.
Regions Financial Corp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>) and U.S. Bancorp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USB#NYSE">USB</a>) are favored due to their liability sensitivity and commercial and industrial loan growth potential to accelerate post-rate cuts.
Meanwhile, Wells Fargo &amp; Co (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WFC#NYSE">WFC</a>) is highlighted for its strong excess capital levels and the possibility of progress on lifting its asset cap, which could favorably tilt the risk-reward outlook.
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Wedbush analyst David Chiaverini upgrades Regions Finl (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>) from Neutral to Outperform and raises the price target from $23 to $28.

Upgrades

Wedbush Upgrades Regions Finl to Outperform, Raises Price Target to $28

Across the recent three months, 12 analysts have shared their insights on Regions Finl (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>), expressing a variety of opinions spanning from bullish to bearish.
The table below offers a condensed view of their recent ratings, showcasing the changing sentiments over the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th style="text-align: right;">Bullish</th>
<th style="text-align: right;">Somewhat Bullish</th>
<th style="text-align: right;">Indifferent</th>
<th style="text-align: right;">Somewhat Bearish</th>
<th style="text-align: right;">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td style="text-align: right;">3</td>
<td style="text-align: right;">2</td>
<td style="text-align: right;">7</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">2</td>
<td style="text-align: right;">3</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">3</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
</tbody>
</table>
Insights from analysts' 12-month price targets are revealed, presenting an average target of $23.67, a high estimate of $28.00, and a low estimate of $21.00. Marking an increase of 7.59%, the current average surpasses the previous average price target of $22.00. 
<img src="https://www.benzinga.com/files/images/story/2024/1726866015_0.png" alt="price target chart" />
<h2>Investigating Analyst Ratings: An Elaborate Study</h2>
A clear picture of Regions Finl's perception among financial experts is painted with a thorough analysis of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Brandon King</td>
<td>Truist Securities</td>
<td>Raises</td>
<td>Hold</td>
<td>$25.00</td>
<td>$23.00</td>
</tr>
<tr>
<td>Keith Horowitz</td>
<td>Citigroup</td>
<td>Raises</td>
<td>Buy</td>
<td>$26.00</td>
<td>$25.00</td>
</tr>
<tr>
<td>Betsy Graseck</td>
<td>Morgan Stanley</td>
<td>Raises</td>
<td>Overweight</td>
<td>$28.00</td>
<td>$25.00</td>
</tr>
<tr>
<td>Keith Horowitz</td>
<td>Citigroup</td>
<td>Raises</td>
<td>Buy</td>
<td>$25.00</td>
<td>$23.00</td>
</tr>
<tr>
<td>Erika Najarian</td>
<td>B of A Securities</td>
<td>Raises</td>
<td>Neutral</td>
<td>$25.00</td>
<td>$22.00</td>
</tr>
<tr>
<td>Brandon King</td>
<td>Truist Securities</td>
<td>Raises</td>
<td>Hold</td>
<td>$23.00</td>
<td>$21.00</td>
</tr>
<tr>
<td>Gerard Cassidy</td>
<td>RBC Capital</td>
<td>Raises</td>
<td>Outperform</td>
<td>$23.00</td>
<td>$21.00</td>
</tr>
<tr>
<td>Whit Mayo</td>
<td>Wells Fargo</td>
<td>Raises</td>
<td>Equal-Weight</td>
<td>$22.00</td>
<td>$18.00</td>
</tr>
<tr>
<td>David Konrad</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Lowers</td>
<td>Market Perform</td>
<td>$21.00</td>
<td>$22.00</td>
</tr>
<tr>
<td>Brandon King</td>
<td>Truist Securities</td>
<td>Raises</td>
<td>Hold</td>
<td>$21.00</td>
<td>$20.00</td>
</tr>
<tr>
<td>Kenneth Usdin</td>
<td>Jefferies</td>
<td>Raises</td>
<td>Buy</td>
<td>$24.00</td>
<td>$22.00</td>
</tr>
<tr>
<td>John Pancari</td>
<td>Evercore ISI Group</td>
<td>Lowers</td>
<td>In-Line</td>
<td>$21.00</td>
<td>$22.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Analysts adapt their recommendations to changing market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their response to recent developments related to Regions Finl. This information provides a snapshot of how analysts perceive the current state of the company.</li>
<li>Rating: Delving into assessments, analysts assign qualitative values, from 'Outperform' to 'Underperform'. These ratings communicate expectations for the relative performance of Regions Finl compared to the broader market.</li>
<li>Price Targets: Analysts gauge the dynamics of price targets, providing estimates for the future value of Regions Finl's stock. This comparison reveals trends in analysts' expectations over time.</li>
</ul>
Capture valuable insights into Regions Finl's market standing by understanding these analyst evaluations alongside pertinent financial indicators. Stay informed and make strategic decisions with our Ratings Table.
<a href="https://www.benzinga.com/quote/RF/analyst-ratings?utm_source=Benzinga Insights">Stay up to date on Regions Finl analyst ratings.</a>
<h2>Unveiling the Story Behind Regions Finl</h2>
Regions Financial is a regional bank headquartered in Alabama, with branches primarily in the Southeastern and Midwestern United States. Regions primarily provides traditional commercial and retail banking and also offers mortgage services, asset management, wealth management, securities brokerage, and trust services.
<h3>Regions Finl: Financial Performance Dissected</h3>
Market Capitalization Highlights: Above the industry average, the company's market capitalization signifies a significant scale, indicating strong confidence and market prominence.
Revenue Challenges: Regions Finl's revenue growth over 3 months faced difficulties. As of 30 June, 2024, the company experienced a decline of approximately -11.55%. This indicates a decrease in top-line earnings. When compared to others in the Financials sector, the company faces challenges, achieving a growth rate lower than the average among peers.
Net Margin: The company's net margin is a standout performer, exceeding industry averages. With an impressive net margin of 27.56%, the company showcases strong profitability and effective cost control.
Return on Equity (ROE): Regions Finl's ROE stands out, surpassing industry averages. With an impressive ROE of 3.09%, the company demonstrates effective use of equity capital and strong financial performance.
Return on Assets (ROA): Regions Finl's financial strength is reflected in its exceptional ROA, which exceeds industry averages. With a remarkable ROA of 0.31%, the company showcases efficient use of assets and strong financial health.
Debt Management: Regions Finl's debt-to-equity ratio is below the industry average at 0.36, reflecting a lower dependency on debt financing and a more conservative financial approach.
<h2>How Are Analyst Ratings Determined?</h2>
Benzinga tracks 150 analyst firms and reports on their stock expectations. Analysts typically arrive at their conclusions by predicting how much money a company will make in the future, usually the upcoming five years, and how risky or predictable that company's revenue streams are.
Analysts attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish their ratings on stocks. Analysts typically rate each stock once per quarter or whenever the company has a major update.
In addition to their assessments, some analysts extend their insights by offering predictions for key metrics such as earnings, revenue, and growth estimates. This supplementary information provides further guidance for traders. It is crucial to recognize that, despite their specialization, analysts are human and can only provide forecasts based on their beliefs.
Which Stocks Are Analysts Recommending Now?
Benzinga Edge gives you instant access to all major analyst upgrades, downgrades, and price targets. Sort by accuracy, upside potential, and more. <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-checkout/?t=be8be9arja3be22bz21&amp;utm_source=benzinga-insights">Click here to stay ahead of the market</a>.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

12 Analysts Have This To Say About Regions Finl

Truist Securities analyst Brandon King maintains Regions Finl (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>) with a Hold and raises the price target from $23 to $25.

Truist Securities Maintains Hold on Regions Finl, Raises Price Target to $25

Citigroup analyst Keith Horowitz maintains Regions Finl (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>) with a Buy and raises the price target from $25 to $26.

Citigroup Maintains Buy on Regions Finl, Raises Price Target to $26

BILL Holdings (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/bill#NYSE">BILL</a>) shares have outperformed the Zacks Computer &amp; Technology sector and its Zacks Internet - Software industry peer Intuit (NASDAQ: <a class="ticker" href="https://www.benzinga.com/stock/intu#NASDAQ">INTU</a>) in the past month.
While BILL has moved up 5.7%, Intuit has risen 0.3%. The broader sector has dropped 0.8% over the same timeframe.
BILL&#39;s robust price performance has been driven by its impressive fiscal fourth-quarter 2024 results.
It registered 16% year-over-year growth in revenues. Core revenues, which included subscription and transaction fees, also rose 16% to $301 million. The upside was supported by BILL&#39;s ability to acquire new customers and expand its payment offerings.
<div class="chart_embed">
<h3>BILL Holdings, Inc. Price and Consensus</h3>
<img alt="BILL Holdings, Inc. Price and Consensus" src="https://staticx-tuner.zacks.com/images/charts/c0/1726494702.png" style="height:283px; width:620px" title="" />
BILL Holdings, Inc. price-consensus-chart | BILL Holdings, Inc. Quote
BILL added a total of 11,300 net new customers in fourth-quarter fiscal 2024, with 4,600 customers from its direct and accounting channels and 6,700 from financial institutions. The retention rate for BILL standalone customers was 83%, demonstrating strong customer loyalty.
Nevertheless, investors should ask this question &mdash; will expanding clientele make BILL shares a good investment? Let&#39;s analyze.
</div>
<h3>Will BILL&#39;s Strong Portfolio Aid Prospect?</h3>
BILL is solidifying its position in the financial technology landscape with a growing portfolio and strong momentum across its Spend &amp; Expense solution.
In fourth-quarter fiscal 2024, BILL upgraded its payment engine and platform, revamped its mobile app and added local transfer options for international payments and FedNow support for instant transfers. This shows BILL&#39;s dedication to enhancing its financial solutions.
In the same quarter, its solutions were utilized by 475,600 businesses and transacted $76 billion in total payment volume.
The Spend and Expense solution (formerly known as Divvy) saw revenue growth of 26%, driven by a 28% increase in card payment volume. This solution added 1,300 net new businesses in fourth-quarter fiscal 2024.
BILL&#39;s expanding SMB clientele with the likes of Adyen (OTC: <a class="ticker" href="https://www.benzinga.com/stock/adyey#OTC">ADYEY</a>), Regions Financial (NYSE: <a class="ticker" href="https://www.benzinga.com/stock/rf#NYSE">RF</a>) and Xero has been a key catalyst.
In June, the company partnered with Regions Bank to launch Regions CashFlowIQSM, a digital solution designed to streamline payments and enhance cash-management processes for commercial clients.
BILL&#39;s partnership with Adyen integrates advanced acquiring and issuing capabilities into its financial operations platform for SMBs, enhancing accounts payable and receivable solutions with Adyen&#39;s technology.
<h3>BILL&#39;s Q1 Outlook Looks Dull</h3>
Bill Holdings&#39; strong demand for its financial operations platform among SMBs is boosting top-line growth. However, a challenging macroeconomic environment, persistent inflation and high interest rates are a major concern as SMBs tighten their spending budgets on digital initiatives.
For first-quarter fiscal 2025, BILL expects revenues to be between $346 million and $351 million, indicating growth of 13-15% year over year. The Zacks Consensus Estimate is pegged at $348.07 million, suggesting a rise of 14.13% year over year.
Non-GAAP earnings per share are expected to be between 48 cents and 51 cents. The consensus mark for earnings declined 5.7% in the past 30 days to 49 cents.
<h3>BILL Stock &ndash; Buy, Sell or Hold?</h3>
BILL stock is not so cheap, as the Value Score of D suggests a stretched valuation at this moment.
The forward 12-month Price/Sales ratio for BILL stands at 4.32X, higher than its Zacks Internet - Software sector&#39;s 3.12X, reflecting a stretched valuation.
BILL Holdings currently carries Zacks Rank #3 (Hold) suggesting that it may be wise to wait for a more favorable entry point in the stock.
<a href="https://www.zacks.com/stock/news/2336690/bill-surges-6-in-a-month-should-you-buy-hold-or-sell-the-stock?cid=CS-BENZ-FT-analyst_blog|rank_focused-2336690">To read this article on Zacks.com click here.</a>

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BILL Surges 6% in a Month: Should You Buy, Hold or Sell the Stock?

This whale alert can help traders discover the next big trading opportunities.
Whales are entities with large sums of money and we track their transactions here at Benzinga on our options activity scanner.
Traders will search for circumstances when the market estimation of an option diverges heavily from its normal worth. High amounts of trading activity could push option prices to exaggerated or underestimated levels. 
Here's the list of options activity happening in today's session: 
<table>
<thead>
<tr>
<th>Symbol</th>
<th>PUT/CALL</th>
<th>Trade Type</th>
<th>Sentiment</th>
<th>Exp. Date</th>
<th>Strike Price</th>
<th>Total Trade Price</th>
<th>Open Interest</th>
<th>Volume</th>
</tr>
</thead>
<tbody>
<tr>
<td>RILY</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>09/20/24</td>
<td>$5.00</td>
<td>$30.0K</td>
<td>20.3K</td>
<td>2.1K</td>
</tr>
<tr>
<td>NU</td>
<td>PUT</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>08/30/24</td>
<td>$14.00</td>
<td>$26.0K</td>
<td>1.0K</td>
<td>2.1K</td>
</tr>
<tr>
<td>MS</td>
<td>CALL</td>
<td>TRADE</td>
<td>BEARISH</td>
<td>12/20/24</td>
<td>$110.00</td>
<td>$327.0K</td>
<td>2.2K</td>
<td>1.5K</td>
</tr>
<tr>
<td>C</td>
<td>PUT</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>06/20/25</td>
<td>$50.00</td>
<td>$28.9K</td>
<td>7.5K</td>
<td>1.1K</td>
</tr>
<tr>
<td>RF</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BEARISH</td>
<td>11/15/24</td>
<td>$20.00</td>
<td>$48.4K</td>
<td>2.6K</td>
<td>613</td>
</tr>
<tr>
<td>AFRM</td>
<td>CALL</td>
<td>SWEEP</td>
<td>BULLISH</td>
<td>08/30/24</td>
<td>$25.00</td>
<td>$73.2K</td>
<td>833</td>
<td>314</td>
</tr>
<tr>
<td>TOST</td>
<td>CALL</td>
<td>SWEEP</td>
<td>NEUTRAL</td>
<td>01/16/26</td>
<td>$15.00</td>
<td>$55.0K</td>
<td>1.1K</td>
<td>5</td>
</tr>
</tbody>
</table>

<h2>Explanation</h2>
These itemized elaborations have been created using the accompanying table. 
• For RILY (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/RILY#NASDAQ">RILY</a>), we notice a put option sweep that happens to be bullish, expiring in 29 day(s) on September 20, 2024. This event was a transfer of 300 contract(s) at a $5.00 strike. This particular put needed to be split into 4 different trades to become filled. The total cost received by the writing party (or parties) was $30.0K, with a price of $100.0 per contract. There were 20342 open contracts at this strike prior to today, and today 2124 contract(s) were bought and sold. 
• For NU (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/NU#NYSE">NU</a>), we notice a put option trade that happens to be bearish, expiring in 8 day(s) on August 30, 2024. This event was a transfer of 2000 contract(s) at a $14.00 strike. The total cost received by the writing party (or parties) was $26.0K, with a price of $13.0 per contract. There were 1091 open contracts at this strike prior to today, and today 2115 contract(s) were bought and sold. 
• Regarding MS (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MS#NYSE">MS</a>), we observe a call option trade with bearish sentiment. It expires in 120 day(s) on December 20, 2024. Parties traded 1500 contract(s) at a $110.00 strike. The total cost received by the writing party (or parties) was $327.0K, with a price of $218.0 per contract. There were 2288 open contracts at this strike prior to today, and today 1505 contract(s) were bought and sold. 
• For C (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/C#NYSE">C</a>), we notice a put option sweep that happens to be bearish, expiring in 302 day(s) on June 20, 2025. This event was a transfer of 152 contract(s) at a $50.00 strike. This particular put needed to be split into 16 different trades to become filled. The total cost received by the writing party (or parties) was $28.9K, with a price of $191.0 per contract. There were 7543 open contracts at this strike prior to today, and today 1167 contract(s) were bought and sold. 
• Regarding RF (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>), we observe a call option sweep with bearish sentiment. It expires in 85 day(s) on November 15, 2024. Parties traded 190 contract(s) at a $20.00 strike. This particular call needed to be split into 6 different trades to become filled. The total cost received by the writing party (or parties) was $48.4K, with a price of $255.0 per contract. There were 2664 open contracts at this strike prior to today, and today 613 contract(s) were bought and sold. 
• For AFRM (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AFRM#NASDAQ">AFRM</a>), we notice a call option sweep that happens to be bullish, expiring in 8 day(s) on August 30, 2024. This event was a transfer of 122 contract(s) at a $25.00 strike. This particular call needed to be split into 5 different trades to become filled. The total cost received by the writing party (or parties) was $73.2K, with a price of $600.0 per contract. There were 833 open contracts at this strike prior to today, and today 314 contract(s) were bought and sold. 
• Regarding TOST (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TOST#NYSE">TOST</a>), we observe a call option sweep with neutral sentiment. It expires in 512 day(s) on January 16, 2026. Parties traded 50 contract(s) at a $15.00 strike. This particular call needed to be split into 4 different trades to become filled. The total cost received by the writing party (or parties) was $55.0K, with a price of $1100.0 per contract. There were 1191 open contracts at this strike prior to today, and today 5 contract(s) were bought and sold. 
Options Alert Terminology 
 - Call Contracts: The right to buy shares as indicated in the contract. 
 - Put Contracts: The right to sell shares as indicated in the contract. 
 - Expiration Date: When the contract expires. One must act on the contract by this date if one wants to use it. 
 - Premium/Option Price: The price of the contract. 
For more information, visit our <a href="https://pro.benzinga.com/blog/how-to-understand-option-alerts/">Guide to Understanding Options Alerts</a> or read <a href="https://www.benzinga.com/markets/options">more about unusual options activity</a>. 
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Options

AFRM

RILY

TOST

7 Financials Stocks With Whale Alerts In Today's Session

BBAR

FCNCA

FITB

HBAN

HMNF

HSBC

MUFG

VBFC

Shares of banking companies are trading lower amid overall market weakness following weak US jobs data.

Morgan Stanley analyst Betsy Graseck maintains Regions Finl (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>) with a Overweight and raises the price target from $25 to $28.

Morgan Stanley Maintains Overweight on Regions Finl, Raises Price Target to $28

Citigroup analyst Keith Horowitz maintains Regions Finl (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>) with a Buy and raises the price target from $23 to $25.

Citigroup Maintains Buy on Regions Finl, Raises Price Target to $25

B of A Securities analyst Erika Najarian maintains Regions Finl (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>) with a Neutral and raises the price target from $22 to $25.

B of A Securities Maintains Neutral on Regions Finl, Raises Price Target to $25

Truist Securities analyst Brandon King maintains Regions Finl (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>) with a Hold and raises the price target from $21 to $23.

Truist Securities Maintains Hold on Regions Finl, Raises Price Target to $23

RBC Capital analyst Gerard Cassidy maintains Regions Finl (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>) with a Outperform and raises the price target from $21 to $23.

RBC Capital Maintains Outperform on Regions Finl, Raises Price Target to $23

Regions Finl (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>) has been analyzed by 6 analysts in the last three months, revealing a diverse range of perspectives from bullish to bearish.
The table below summarizes their recent ratings, showcasing the evolving sentiments within the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th style="text-align: right;">Bullish</th>
<th style="text-align: right;">Somewhat Bullish</th>
<th style="text-align: right;">Indifferent</th>
<th style="text-align: right;">Somewhat Bearish</th>
<th style="text-align: right;">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">5</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">3</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">1</td>
<td style="text-align: right;">0</td>
<td style="text-align: right;">0</td>
</tr>
</tbody>
</table>
Insights from analysts' 12-month price targets are revealed, presenting an average target of $21.67, a high estimate of $24.00, and a low estimate of $21.00. This upward trend is evident, with the current average reflecting a 4.84% increase from the previous average price target of $20.67.
<img src="https://www.benzinga.com/files/images/story/2024/1721656810_0.png" alt="price target chart" />
<h2>Analyzing Analyst Ratings: A Detailed Breakdown</h2>
The analysis of recent analyst actions sheds light on the perception of Regions Finl by financial experts. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Whit Mayo</td>
<td>Wells Fargo</td>
<td>Raises</td>
<td>Equal-Weight</td>
<td>$22.00</td>
<td>$18.00</td>
</tr>
<tr>
<td>David Konrad</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Lowers</td>
<td>Market Perform</td>
<td>$21.00</td>
<td>$22.00</td>
</tr>
<tr>
<td>Brandon King</td>
<td>Truist Securities</td>
<td>Raises</td>
<td>Hold</td>
<td>$21.00</td>
<td>$20.00</td>
</tr>
<tr>
<td>Kenneth Usdin</td>
<td>Jefferies</td>
<td>Raises</td>
<td>Buy</td>
<td>$24.00</td>
<td>$22.00</td>
</tr>
<tr>
<td>John Pancari</td>
<td>Evercore ISI Group</td>
<td>Lowers</td>
<td>In-Line</td>
<td>$21.00</td>
<td>$22.00</td>
</tr>
<tr>
<td>Scott Siefers</td>
<td>Piper Sandler</td>
<td>Raises</td>
<td>Neutral</td>
<td>$21.00</td>
<td>$20.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their response to recent developments related to Regions Finl. This offers insight into analysts' perspectives on the current state of the company.</li>
<li>Rating: Offering a comprehensive view, analysts assess stocks qualitatively, spanning from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of Regions Finl compared to the broader market.</li>
<li>Price Targets: Analysts set price targets as an estimate of a stock's future value. Comparing the current and prior price targets provides insight into how analysts' expectations have changed over time. This information can be valuable for investors seeking to understand consensus views on the stock's potential future performance.</li>
</ul>
Navigating through these analyst evaluations alongside other financial indicators can contribute to a holistic understanding of Regions Finl's market standing. Stay informed and make data-driven decisions with our Ratings Table.
<a href="https://www.benzinga.com/quote/RF/analyst-ratings?utm_source=Benzinga Insights">Stay up to date on Regions Finl analyst ratings.</a>
<h2>All You Need to Know About Regions Finl</h2>
Regions Financial is a regional bank headquartered in Alabama, with branches primarily in the Southeastern and Midwestern United States. Regions primarily provides traditional commercial and retail banking and also offers mortgage services, asset management, wealth management, securities brokerage, and trust services.
<h3>Regions Finl: A Financial Overview</h3>
Market Capitalization Analysis: With a profound presence, the company's market capitalization is above industry averages. This reflects substantial size and strong market recognition.
Decline in Revenue: Over the 3 months period, Regions Finl faced challenges, resulting in a decline of approximately -10.46% in revenue growth as of 31 March, 2024. This signifies a reduction in the company's top-line earnings. In comparison to its industry peers, the company trails behind with a growth rate lower than the average among peers in the Financials sector.
Net Margin: Regions Finl's net margin is below industry averages, indicating potential challenges in maintaining strong profitability. With a net margin of 19.63%, the company may face hurdles in effective cost management.
Return on Equity (ROE): Regions Finl's ROE falls below industry averages, indicating challenges in efficiently using equity capital. With an ROE of 2.2%, the company may face hurdles in generating optimal returns for shareholders.
Return on Assets (ROA): Regions Finl's ROA is below industry averages, indicating potential challenges in efficiently utilizing assets. With an ROA of 0.22%, the company may face hurdles in achieving optimal financial returns.
Debt Management: Regions Finl's debt-to-equity ratio is below industry norms, indicating a sound financial structure with a ratio of 0.28.
<h2>How Are Analyst Ratings Determined?</h2>
Experts in banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their comprehensive research involves attending company conference calls and meetings, analyzing financial statements, and engaging with insiders to generate what are known as analyst ratings for stocks. Typically, analysts assess and rate each stock once per quarter.
Beyond their standard evaluations, some analysts contribute predictions for metrics like growth estimates, earnings, and revenue, furnishing investors with additional guidance. Users of analyst ratings should be mindful that this specialized advice is shaped by human perspectives and may be subject to variability.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

6 Analysts Have This To Say About Regions Finl

Wells Fargo analyst Whit Mayo maintains Regions Finl (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>) with a Equal-Weight and raises the price target from $18 to $22.

Wells Fargo Maintains Equal-Weight on Regions Finl, Raises Price Target to $22

In a recent analyst note by Goldman Sachs, the outlook for several regional banks were evaluated based on their recent <a href="https://www.benzinga.com/topic/banks">second-quarter 2024 earnings reports</a>. Among the banks examined included KeyCorp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/KEY#NYSE">KEY</a>), M&amp;T Bank Corp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/MTB#NYSE">MTB</a>), Regions Financial Corp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>), Truist Financial Corp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/TFC#NYSE">TFC</a>), U.S. Bancorp (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/USB#NYSE">USB</a>) and Zions Bancorporation NA (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ZION#NASDAQ">ZION</a>).
Lead analyst Ryan Nash and team highlighted key metrics, growth projections and credit performances, offering a comprehensive analysis of each bank&#8217;s standing and market outlook.
<h3 class="wp-block-heading">KeyCorp</h3>
KeyCorp&#8217;s second-quarter 2024 EPS results were mixed. The bank saw a slight beat on fees and managed lower expenses, which offset a softer Net Interest Income (NII). Credit performance was largely in line with expectations. The focus shifted to the updated FY 2024 guidance, where most items such as fees, expenses and Net Charge Offs (NCOs) were reiterated. 
However, the bank lowered its loan growth expectations while increasing deposit growth projections. On the earnings call, KEY indicated that NII would likely hit the low end of its range based on the forward curve and noted that loan growth has yet to see an inflection.
Goldman Sachs&#8217; note points out that KeyCorp&#8217;s earnings were impacted by a challenging economic environment and competitive pressures.
<h3 class="wp-block-heading">M&amp;T Bank</h3>
M&amp;T Bank reported better-than-expected second-quarter 2024 results, with NII, fees, and expenses all surpassing the mid-June update. Credit metrics improved, with non-performing loans (NPLs) and criticized assets declining after three consecutive quarters of increase. 
The bank updated its NII guidance, projecting $6.85-$6.9 billion, which was viewed as conservative due to limited growth expected in the second half of 2024.
Goldman Sachs highlighted M&amp;T&#8217;s effective integration of recent acquisitions, which contributed to improved operating leverage.
Read Also: <a href="https://www.benzinga.com/news/earnings/24/07/39857569/american-express-q2-earnings-ceo-raises-annual-profit-and-marketing-spend-outlook-after-q2-profit-b">American Express Q2 Earnings: CEO Raises Annual Profit And Marketing Spend Outlook After Q2 Profit Beat</a>
<h2 class="wp-block-heading">Regions Financial</h2>
Regions Financial reported solid earnings, underpinned by steady loan and deposit growth. Goldman Sachs noted that the bank&#8217;s focus on expanding its commercial banking segment paid off, as commercial loans showed significant growth. 
Regions Financial also benefited from improved efficiency ratios due to ongoing digital transformation initiatives. However, the bank faced some headwinds from higher provisions for credit losses, reflecting a cautious stance on future economic uncertainties .
<h2 class="wp-block-heading">Truist Financial</h2>
Truist Financial&#8217;s performance in second-quarter 2024 was marked by successful cost-saving measures and revenue synergies from its merger. Goldman Sachs emphasized Truist&#8217;s enhanced scale and scope, which have strengthened its competitive position. 
The bank&#8217;s NIM remained relatively stable, and its fee income saw a boost from increased transaction volumes. Truist&#8217;s credit metrics also showed improvement, with a decline in non-performing assets and delinquency rates .
<h2 class="wp-block-heading">US Bancorp </h2>
US Bancorp posted strong quarterly results, driven by robust consumer and commercial lending activities. Goldman Sachs highlighted the bank&#8217;s superior efficiency ratio, which is among the best in the industry. US Bancorp&#8217;s diversified business model, including a significant contribution from payment services, provided resilience against interest rate volatility. 
The bank&#8217;s credit quality metrics remained solid, with a decrease in net charge-offs and stable non-performing asset levels .
<h2 class="wp-block-heading">Zions Bancorp</h2>
Zions Bancorp showed strong performance with notable improvements in its loan portfolio and asset quality. Goldman Sachs pointed out that Zions&#8217; focus on community banking and small to medium-sized business lending has paid off, resulting in robust loan growth. 
The bank&#8217;s credit quality remained high, with low levels of non-performing assets and charge-offs. Zions also benefited from strategic cost management initiatives, which helped improve its efficiency ratio.
Read Also: <a href="https://www.benzinga.com/24/07/39843691/goldman-sachs-morgan-stanley-and-bank-of-america-continued-the-strong-trend-with-their-second-quarte">Goldman Sachs, Morgan Stanley and Bank of America Continued The Strong Trend With Their Second Quarter Financials</a>
Note: The author of this article owns KEY Stock.

ZION

Regional Bank Performance: Goldman Sachs Breaks Down Q2 2024 Earnings

Regions Finl (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RF#NYSE">RF</a>) reported quarterly earnings of $0.53 per share which beat the analyst consensus estimate of $0.48 by 10.42 percent. This is a 10.17 percent decrease over earnings of $0.59 per share from the same period last year. The company reported quarterly sales of $1.78 billion which beat the analyst consensus estimate of $1.76 billion by 1.19 percent. This is a 8.99 percent decrease over sales of $1.96 billion the same period last year.

Earnings Beats

Regions Finl Q2 Adj $0.53 Beats $0.48 Estimate, Sales $1.78B Beat $1.76B Estimate

Keith Horowitz, an analyst from Citi, maintained the Buy rating on Regions Financial (RF – Research Report). The associated price target was raised...

Positive Outlook for Regions Financial: Buy Rating Justified by Strong EPS Forecasts and Interest Rate Outlook

Bank stocks rally after Fed embarks on easing path; Jefferies prefers regionals

How four election outcomes could impact the markets, according to Société Générale

SEC charges 12 more financial firms in messaging/communications probe

RBC Capital analyst Gerard Cassidy maintained a Buy rating on Regions Financial (RF – Research Report) on September 24 and set a price target of $2...

Regions Financial (RF) Receives a Rating Update from a Top Analyst

In a report released yesterday, Brandon King from Truist Financial maintained a Hold rating on Regions Financial (RF – Research Report), with a pri...

Truist Financial Remains a Hold on Regions Financial (RF)

In a report released today, Mike Mayo from Wells Fargo maintained a Hold rating on Regions Financial (RF – Research Report), with a price target of...

Wells Fargo Reaffirms Their Hold Rating on Regions Financial (RF)

Regions Financial: Stable Dividend Opportunity To Hold Well-Capitalized Regional Bank

Dividend Champion, Contender, And Challenger Highlights: Week Of September 29

In a report released today, Betsy Graseck from Morgan Stanley maintained a Buy rating on Regions Financial (RF – Research Report), with a price tar...

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