옵션 체인은 다양한 행사가격과 만기일에 대한 The Hanover Insurance Gr의 주식 옵션 주요 데이터를 보여줍니다. 트레이더들은 이 정보를 사용하여 잠재적 거래를 분석하고 The Hanover Insurance Gr에 대한 시장 심리를 평가합니다..

The Hanover Insurance Gr (NYSE:THG) 주식, 옵션 체인

HANOVER INSURANCE GROUP INC/

The Hanover Insurance Gr

Hanover Insurance Gr

The Hanover Insurance Group Inc is a holding company whose primary business is offering property and casualty insurance products and services. The company markets itself through independent agents and brokers in the United States while conducting business internationally through a wholly owned subsidiary, Chaucer Holdings Limited, domiciled in the United Kingdom. The company conducts business operations through four operating segments: Core Commercial, Specialty, Personal Lines, and Other. The company operates an investment portfolio that is exposed to fixed-income securities.

The Hanover Insurance Group Inc

Thetan Arena

THG HLDGS PLC UNSP/ADR by THG Holdings PLC.

THG PLC

The Hanover Insurance Gr's (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/THG#NYSE">THG</a>) short percent of float has fallen 10.14% since its last report. The company recently reported that it has 427 thousand shares sold short, which is 1.33% of all regular shares that are available for trading. Based on its trading volume, it would take traders 1.9 days to cover their short positions on average.
<h3>Why Short Interest Matters</h3>
Short interest is the number of shares that have been sold short but have not yet been covered or closed out. <a href="https://www.benzinga.com/money/how-to-short-a-stock?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">Short selling</a> is when a trader sells shares of a company they do not own, with the hope that the price will fall. Traders make money from short selling if the price of the stock falls and they lose if it rises.
Short interest is important to track because it can act as an indicator of market sentiment towards a particular stock. An increase in short interest can signal that investors have become more bearish, while a decrease in short interest can signal they have become more bullish.
See Also: <a href="https://www.benzinga.com/short-interest?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">List of the most shorted stocks</a>
<h3>The Hanover Insurance Gr Short Interest Graph (3 Months)</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1749481228_0.png" alt="short_fig" />
As you can see from the chart above the percentage of shares that are sold short for The Hanover Insurance Gr has declined since its last report. This does not mean that the stock is going to rise in the near-term but traders should be aware that less shares are being shorted.
<h3>Comparing The Hanover Insurance Gr's Short Interest Against Its Peers</h3>
Peer comparison is a popular technique amongst analysts and investors for gauging how well a company is performing. A company's peer is another company that has similar characteristics to it, such as industry, size, age, and financial structure. You can find a company's peer group by reading its 10-K, proxy filing, or by doing your own similarity analysis.
According to <a href="https://www.benzinga.com/pro/">Benzinga Pro</a>, The Hanover Insurance Gr's peer group average for short interest as a percentage of float is 2.60%, which means the company has less short interest than most of its peers.
Did you know that increasing short interest can actually be bullish for a stock? <a href="https://www.benzinga.com/money/how-to-make-money-on-a-short-squeeze?adType=benzinga-insights&amp;ad=short-interest&amp;campaign=wallstreetadvantage">This post by Benzinga Money explains how you can profit from it.</a>
This article was generated by Benzinga's automated content engine and was reviewed by an editor.

Short Sellers

Short Ideas

Trading Ideas

Peering Into The Hanover Insurance Gr's Recent Short Interest

Morgan Stanley analyst Bob Huang maintains The Hanover Insurance Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/THG#NYSE">THG</a>) with a Equal-Weight and raises the price target from $163 to $170.

News

Price Target

Analyst Ratings

Morgan Stanley Maintains Equal-Weight on The Hanover Insurance Gr, Raises Price Target to $170

In the current session, the stock is trading at $165.93, after a 1.40% spike. Over the past month, The Hanover Insurance Gr Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/THG#NYSE">THG</a>) stock increased by 2.63%, and in the past year, by 20.62%. With performance like this, long-term shareholders are optimistic but others are more likely to look into the price-to-earnings ratio to see if the stock might be overvalued.

<img src="https://www.benzinga.com/files/images/story/2025/1747346425_0.png" alt="Past Year Chart" />

<h3>The Hanover Insurance Gr P/E Compared to Competitors</h3>
The P/E ratio is used by long-term shareholders to assess the company's market performance against aggregate market data, historical earnings, and the industry at large. A lower P/E could indicate that shareholders do not expect the stock to perform better in the future or it could mean that the company is undervalued. 
The Hanover Insurance Gr has a lower P/E than the aggregate P/E of 23.6 of the Insurance industry. Ideally, one might believe that the stock might perform worse than its peers, but it's also probable that the stock is undervalued. 

<img src="https://www.benzinga.com/files/images/story/2025/1747346425_1.png" alt="Guage" />

In summary, while the price-to-earnings ratio is a valuable tool for investors to evaluate a company's market performance, it should be used with caution. A low P/E ratio can be an indication of undervaluation, but it can also suggest weak growth prospects or financial instability. Moreover, the P/E ratio is just one of many metrics that investors should consider when making investment decisions, and it should be evaluated alongside other financial ratios, industry trends, and qualitative factors. By taking a comprehensive approach to analyzing a company's financial health, investors can make well-informed decisions that are more likely to lead to successful outcomes.

Intraday Update

Markets

Price Over Earnings Overview: The Hanover Insurance Gr

During the last three months, 5 analysts shared their evaluations of The Hanover Insurance Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/THG#NYSE">THG</a>), revealing diverse outlooks from bullish to bearish.
The following table provides a quick overview of their recent ratings, highlighting the changing sentiments over the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">0</td>
<td align="right">2</td>
<td align="right">3</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
The 12-month price targets, analyzed by analysts, offer insights with an average target of $182.6, a high estimate of $205.00, and a low estimate of $171.00. Surpassing the previous average price target of $178.20, the current average has increased by 2.47%.
<img src="https://www.benzinga.com/files/images/story/2025/1746648068_0.png" alt="price target chart" />
<h2>Decoding Analyst Ratings: A Detailed Look</h2>
A clear picture of The Hanover Insurance Gr's perception among financial experts is painted with a thorough analysis of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Meyer Shields</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Raises</td>
<td>Market Perform</td>
<td>$173.00</td>
<td>$171.00</td>
</tr>
<tr>
<td>Greg Miller</td>
<td>JMP Securities</td>
<td>Raises</td>
<td>Market Outperform</td>
<td>$185.00</td>
<td>$175.00</td>
</tr>
<tr>
<td>Meyer Shields</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Lowers</td>
<td>Market Perform</td>
<td>$171.00</td>
<td>$179.00</td>
</tr>
<tr>
<td>Paul Newsome</td>
<td>Piper Sandler</td>
<td>Raises</td>
<td>Overweight</td>
<td>$205.00</td>
<td>$190.00</td>
</tr>
<tr>
<td>Meyer Shields</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Raises</td>
<td>Market Perform</td>
<td>$179.00</td>
<td>$176.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Analysts respond to changes in market conditions and company performance, frequently updating their recommendations. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to The Hanover Insurance Gr. This information offers a snapshot of how analysts perceive the current state of the company.</li>
<li>Rating: Delving into assessments, analysts assign qualitative values, from 'Outperform' to 'Underperform'. These ratings communicate expectations for the relative performance of The Hanover Insurance Gr compared to the broader market.</li>
<li>Price Targets: Analysts explore the dynamics of price targets, providing estimates for the future value of The Hanover Insurance Gr's stock. This examination reveals shifts in analysts' expectations over time.</li>
</ul>
Considering these analyst evaluations in conjunction with other financial indicators can offer a comprehensive understanding of The Hanover Insurance Gr's market position. Stay informed and make well-informed decisions with our Ratings Table.
<a href="https://www.benzinga.com/quote/THG/analyst-ratings?adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Stay up to date on The Hanover Insurance Gr analyst ratings.</a>
<h2>Get to Know The Hanover Insurance Gr Better</h2>
The Hanover Insurance Group Inc is a holding company whose primary business is offering property and casualty insurance products and services. The company markets itself through independent agents and brokers in the United States while conducting business internationally through a wholly owned subsidiary, Chaucer Holdings Limited, domiciled in the United Kingdom. The company conducts business operations through four operating segments: Core Commercial, Specialty, Personal Lines, and Other. The company operates an investment portfolio that is exposed to fixed-income securities.
<h3>The Hanover Insurance Gr: A Financial Overview</h3>
Market Capitalization Analysis: Falling below industry benchmarks, the company's market capitalization reflects a reduced size compared to peers. This positioning may be influenced by factors such as growth expectations or operational capacity.
Revenue Growth: The Hanover Insurance Gr's remarkable performance in 3M is evident. As of 31 March, 2025, the company achieved an impressive revenue growth rate of 3.49%. This signifies a substantial increase in the company's top-line earnings. As compared to competitors, the company surpassed expectations with a growth rate higher than the average among peers in the Financials sector.
Net Margin: The Hanover Insurance Gr's net margin is impressive, surpassing industry averages. With a net margin of 8.03%, the company demonstrates strong profitability and effective cost management.
Return on Equity (ROE): The Hanover Insurance Gr's ROE stands out, surpassing industry averages. With an impressive ROE of 4.36%, the company demonstrates effective use of equity capital and strong financial performance.
Return on Assets (ROA): The Hanover Insurance Gr's ROA stands out, surpassing industry averages. With an impressive ROA of 0.83%, the company demonstrates effective utilization of assets and strong financial performance.
Debt Management: The company maintains a balanced debt approach with a debt-to-equity ratio below industry norms, standing at 0.26.
<h2>The Core of Analyst Ratings: What Every Investor Should Know</h2>
Ratings come from analysts, or specialists within banking and financial systems that report for specific stocks or defined sectors (typically once per quarter for each stock). Analysts usually derive their information from company conference calls and meetings, financial statements, and conversations with important insiders to reach their decisions.
Some analysts also offer predictions for helpful metrics such as earnings, revenue, and growth estimates to provide further guidance as to what to do with certain tickers. It is important to keep in mind that while stock and sector analysts are specialists, they are also human and can only forecast their beliefs to traders.
Which Stocks Are Analysts Recommending Now?
Benzinga Edge gives you instant access to all major analyst upgrades, downgrades, and price targets. Sort by accuracy, upside potential, and more. <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-checkout/?t=be8be9arja3be22bz21&amp;adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Click here to stay ahead of the market</a>.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

A Glimpse Into The Expert Outlook On The Hanover Insurance Gr Through 5 Analysts

Keefe, Bruyette &amp; Woods analyst Meyer Shields maintains The Hanover Insurance Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/THG#NYSE">THG</a>) with a Market Perform and raises the price target from $171 to $173.

Keefe, Bruyette & Woods Maintains Market Perform on The Hanover Insurance Gr, Raises Price Target to $173

Hanover Insurance Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/THG#NYSE">THG</a>) reported quarterly earnings of $3.87 per share which beat the analyst consensus estimate of $3.45 by 12.17 percent. This is a 25.65 percent increase over earnings of $3.08 per share from the same period last year. The company reported quarterly sales of $1.51 billion which missed the analyst consensus estimate of $1.55 billion by 2.56 percent. This is a 3.85 percent increase over sales of $1.45 billion the same period last year.

Earnings

Earnings Beats

Earnings Misses

CORRECTION: Hanover Insurance Gr Q1 Adj. EPS $3.87 Beats $3.45 Estimate, Sales $1.51B Miss $1.55B Estimate

JMP Securities analyst Greg Miller maintains The Hanover Insurance Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/THG#NYSE">THG</a>) with a Market Outperform and raises the price target from $175 to $185.

JMP Securities Maintains Market Outperform on The Hanover Insurance Gr, Raises Price Target to $185

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Earnings Scheduled For April 30, 2025

Keefe, Bruyette &amp; Woods analyst Meyer Shields maintains The Hanover Insurance Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/THG#NYSE">THG</a>) with a Market Perform and lowers the price target from $179 to $171.

Keefe, Bruyette & Woods Maintains Market Perform on The Hanover Insurance Gr, Lowers Price Target to $171

U.S. stocks settled lower on Friday, with the Dow Jones index tumbling over 2,200 points during the session.
Wall Street analysts make new stock picks on a daily basis. Unfortunately for investors, not all analysts have particularly impressive track records at predicting market movements. Even when it comes to one single stock, analyst ratings and price targets can vary widely, leaving investors confused about which analyst&#8217;s opinion to trust.
Benzinga&#8217;s Analyst Ratings API is a collection of the highest-quality stock ratings curated by the Benzinga news desk via direct partnerships with major sell-side banks. Benzinga displays overnight ratings changes on a daily basis three hours prior to the U.S. equity market opening. Data specialists at investment dashboard provider Toggle.ai recently uncovered that the analyst insights Benzinga Pro subscribers and Benzinga readers regularly receive can successfully be used as trading indicators to outperform the stock market.
Top Analyst Picks: Fortunately, any Benzinga reader can access the latest analyst ratings on the <a href="https://www.benzinga.com/analyst-ratings/analyst-color/22/09/28888638/exclusive-study-finds-benzinga-analyst-ratings-data-yields-market-beating-strategie">Analyst Stock Ratings</a> page. One of the ways traders can sort through Benzinga&#8217;s extensive database of analyst ratings is by analyst accuracy. Here&#8217;s a look at the most recent stock picks from each of the five most accurate Wall Street analysts, according to Benzinga <a href="https://www.benzinga.com/analyst-stock-ratings">Analyst Stock</a> Ratings.
Analyst: Mark Hughes
<ul>
<li>Analyst Firm: Truist Securities</li>
<li>Ratings Accuracy: 85%</li>
<li>Latest Rating: Maintained a Buy rating on W. R. Berkley Corporation (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/WRB#NYSE">WRB</a>) and increased the price target from $68 to $80 on April 3. This analyst sees around 25% upside in the stock.</li>
<li>Recent News: On April 1, W. R. Berkley named Michael G. MacMullin President of Berkley Luxury Group.</li>
</ul>
Analyst: Matthew Carletti
<ul>
<li>Analyst Firm: Citizens Capital Markets</li>
<li>Ratings Accuracy: 84%</li>
<li>Latest Rating: Downgraded rating on ProAssurance Corporation (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/PRA#NYSE">PRA</a>) from Market Outperform to Market Perform on April 3.</li>
<li>Recent News: On March 19, ProAssurance announced it will be acquired by The Doctors Company for $25.00 per share in cash.</li>
</ul>
Analyst: Zachary Fadem 
<ul>
<li>Analyst Firm: Wells Fargo</li>
<li>Ratings Accuracy: 84%</li>
<li>Latest Rating: Maintained an Overweight rating on RH (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/RH#NYSE">RH</a>) and slashed the price target from $375 to $300 on April 3. This analyst sees around 76% upside in the stock.</li>
<li>Recent News: On April 2, RH reported fourth-quarter financial results and missed its adjusted EPS and revenue estimates.</li>
</ul>
Analyst: Paul Newsome
<ul>
<li>Analyst Firm: Piper Sandler</li>
<li>Ratings Accuracy: 84%</li>
<li>Latest Rating: Maintained an Overweight rating on The Hanover Insurance Group, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/THG#NYSE">THG</a>) and increased the price target from $190 to $205 on April 1. This analyst sees around 35% upside in the stock.</li>
<li>Recent News: On April 3, The Hanover appointed Richard W. Lavey as Chief Operating Officer.</li>
</ul>
Analyst: Josh Sullivan
<ul>
<li>Analyst Firm: Benchmark</li>
<li>Ratings Accuracy: 83%</li>
<li>Latest Rating: Maintained a Buy rating on TAT Technologies Ltd. (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/TATT#NASDAQ">TATT</a>) and increased the price target from $30 to $35 on April 3. This analyst sees around 37% upside in the stock.</li>
<li>Recent News: On March 26, TAT Technologies reported a year-over-year increase in fourth-quarter financial results.</li>
</ul>
Read More: 
<ul>
<li><a href="https://www.benzinga.com/news/earnings/25/04/44665280/how-to-earn-500-a-month-from-walgreens-stock-ahead-of-q2-earnings">How To Earn $500 A Month From Walgreens Stock Ahead Of Q2 Earnings</a> </li>
</ul>
Photo via Shutterstock

TATT

5 Stock Picks Last Week From Wall Street's Most Accurate Analysts

The Hanover Insurance Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/THG#NYSE">THG</a>) underwent analysis by 4 analysts in the last quarter, revealing a spectrum of viewpoints from bullish to bearish.
In the table below, you'll find a summary of their recent ratings, revealing the shifting sentiments over the past 30 days and comparing them to the previous months.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">3</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">2</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
Providing deeper insights, analysts have established 12-month price targets, indicating an average target of $182.5, along with a high estimate of $205.00 and a low estimate of $170.00. Witnessing a positive shift, the current average has risen by 4.14% from the previous average price target of $175.25.
<img src="https://www.benzinga.com/files/images/story/2025/1743541274_0.png" alt="price target chart" />
<h2>Deciphering Analyst Ratings: An In-Depth Analysis</h2>
An in-depth analysis of recent analyst actions unveils how financial experts perceive The Hanover Insurance Gr. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Paul Newsome</td>
<td>Piper Sandler</td>
<td>Raises</td>
<td>Overweight</td>
<td>$205.00</td>
<td>$190.00</td>
</tr>
<tr>
<td>Meyer Shields</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Raises</td>
<td>Market Perform</td>
<td>$179.00</td>
<td>$176.00</td>
</tr>
<tr>
<td>Bob Huang</td>
<td>Morgan Stanley</td>
<td>Raises</td>
<td>Equal-Weight</td>
<td>$170.00</td>
<td>$165.00</td>
</tr>
<tr>
<td>Meyer Shields</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Raises</td>
<td>Market Perform</td>
<td>$176.00</td>
<td>$170.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their response to recent developments related to The Hanover Insurance Gr. This offers insight into analysts' perspectives on the current state of the company.</li>
<li>Rating: Delving into assessments, analysts assign qualitative values, from 'Outperform' to 'Underperform'. These ratings communicate expectations for the relative performance of The Hanover Insurance Gr compared to the broader market.</li>
<li>Price Targets: Delving into movements, analysts provide estimates for the future value of The Hanover Insurance Gr's stock. This analysis reveals shifts in analysts' expectations over time.</li>
</ul>
Understanding these analyst evaluations alongside key financial indicators can offer valuable insights into The Hanover Insurance Gr's market standing. Stay informed and make well-considered decisions with our Ratings Table.
<a href="https://www.benzinga.com/quote/THG/analyst-ratings?adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Stay up to date on The Hanover Insurance Gr analyst ratings.</a>
<h2>Delving into The Hanover Insurance Gr's Background</h2>
The Hanover Insurance Group Inc is a holding company whose primary business is offering property and casualty insurance products and services. The company markets itself through independent agents and brokers in the United States while conducting business internationally through a wholly owned subsidiary, Chaucer Holdings Limited, domiciled in the United Kingdom. The company conducts business operations through four operating segments: Core Commercial, Specialty, Personal Lines, and Other. The company operates an investment portfolio that is exposed to fixed-income securities.
<h3>The Hanover Insurance Gr's Economic Impact: An Analysis</h3>
Market Capitalization Analysis: Below industry benchmarks, the company's market capitalization reflects a smaller scale relative to peers. This could be attributed to factors such as growth expectations or operational capacity.
Revenue Growth: The Hanover Insurance Gr displayed positive results in 3 months. As of 31 December, 2024, the company achieved a solid revenue growth rate of approximately 3.47%. This indicates a notable increase in the company's top-line earnings. As compared to competitors, the company encountered difficulties, with a growth rate lower than the average among peers in the Financials sector.
Net Margin: The Hanover Insurance Gr's net margin surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 10.64% net margin, the company effectively manages costs and achieves strong profitability.
Return on Equity (ROE): The Hanover Insurance Gr's ROE stands out, surpassing industry averages. With an impressive ROE of 5.87%, the company demonstrates effective use of equity capital and strong financial performance.
Return on Assets (ROA): The Hanover Insurance Gr's ROA stands out, surpassing industry averages. With an impressive ROA of 1.1%, the company demonstrates effective utilization of assets and strong financial performance.
Debt Management: The Hanover Insurance Gr's debt-to-equity ratio is below the industry average at 0.28, reflecting a lower dependency on debt financing and a more conservative financial approach.
<h2>The Basics of Analyst Ratings</h2>
Ratings come from analysts, or specialists within banking and financial systems that report for specific stocks or defined sectors (typically once per quarter for each stock). Analysts usually derive their information from company conference calls and meetings, financial statements, and conversations with important insiders to reach their decisions.
Beyond their standard evaluations, some analysts contribute predictions for metrics like growth estimates, earnings, and revenue, furnishing investors with additional guidance. Users of analyst ratings should be mindful that this specialized advice is shaped by human perspectives and may be subject to variability.
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This article was generated by Benzinga's automated content engine and reviewed by an editor.

Breaking Down The Hanover Insurance Gr: 4 Analysts Share Their Views

Piper Sandler analyst Paul Newsome maintains The Hanover Insurance Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/THG#NYSE">THG</a>) with a Overweight and raises the price target from $190 to $205.

Piper Sandler Maintains Overweight on The Hanover Insurance Gr, Raises Price Target to $205

Keefe, Bruyette &amp; Woods analyst Meyer Shields maintains Hanover Insurance Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/THG#NYSE">THG</a>) with a Market Perform and raises the price target from $176 to $179.

Keefe, Bruyette & Woods Maintains Market Perform on Hanover Insurance Gr, Raises Price Target to $179

During the last three months, 5 analysts shared their evaluations of Hanover Insurance Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/THG#NYSE">THG</a>), revealing diverse outlooks from bullish to bearish.
The table below offers a condensed view of their recent ratings, showcasing the changing sentiments over the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">4</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">2</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
Analysts provide deeper insights through their assessments of 12-month price targets, revealing an average target of $174.4, a high estimate of $180.00, and a low estimate of $170.00. Observing a 5.49% increase, the current average has risen from the previous average price target of $165.33. 
<img src="https://www.benzinga.com/files/images/story/2025/1738864863_0.png" alt="price target chart" />
<h2>Analyzing Analyst Ratings: A Detailed Breakdown</h2>
A clear picture of Hanover Insurance Gr's perception among financial experts is painted with a thorough analysis of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Bob Huang</td>
<td>Morgan Stanley</td>
<td>Raises</td>
<td>Equal-Weight</td>
<td>$170.00</td>
<td>$165.00</td>
</tr>
<tr>
<td>Meyer Shields</td>
<td>Keefe, Bruyette &amp; Woods</td>
<td>Raises</td>
<td>Market Perform</td>
<td>$176.00</td>
<td>$170.00</td>
</tr>
<tr>
<td>Michael Zaremski</td>
<td>BMO Capital</td>
<td>Raises</td>
<td>Outperform</td>
<td>$180.00</td>
<td>$161.00</td>
</tr>
<tr>
<td>Bob Huang</td>
<td>Morgan Stanley</td>
<td>Announces</td>
<td>Equal-Weight</td>
<td>$170.00</td>
<td>-</td>
</tr>
<tr>
<td>Robert Farnam</td>
<td>Janney Montgomery Scott</td>
<td>Announces</td>
<td>Neutral</td>
<td>$176.00</td>
<td>-</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Analysts frequently update their recommendations based on evolving market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Hanover Insurance Gr. This information provides a snapshot of how analysts perceive the current state of the company.</li>
<li>Rating: Analyzing trends, analysts offer qualitative evaluations, ranging from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of Hanover Insurance Gr compared to the broader market.</li>
<li>Price Targets: Analysts explore the dynamics of price targets, providing estimates for the future value of Hanover Insurance Gr's stock. This examination reveals shifts in analysts' expectations over time.</li>
</ul>
Assessing these analyst evaluations alongside crucial financial indicators can provide a comprehensive overview of Hanover Insurance Gr's market position. Stay informed and make well-judged decisions with the assistance of our Ratings Table.
<a href="https://www.benzinga.com/quote/THG/analyst-ratings?utm_source=Benzinga Insights">Stay up to date on Hanover Insurance Gr analyst ratings.</a>
<h2>Discovering Hanover Insurance Gr: A Closer Look</h2>
The Hanover Insurance Group Inc is a holding company whose primary business is offering property and casualty insurance products and services. The company markets itself through independent agents and brokers in the United States while conducting business internationally through a wholly owned subsidiary, Chaucer Holdings Limited, domiciled in the United Kingdom. The company conducts business operations through three operating segments: Commercial Lines, Personal Lines, and Other. The company operates an investment portfolio that is exposed to fixed-income securities.
<h3>Hanover Insurance Gr's Financial Performance</h3>
Market Capitalization: With restricted market capitalization, the company is positioned below industry averages. This reflects a smaller scale relative to peers.
Revenue Growth: Hanover Insurance Gr's revenue growth over a period of 3 months has been noteworthy. As of 30 September, 2024, the company achieved a revenue growth rate of approximately 3.5%. This indicates a substantial increase in the company's top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Financials sector.
Net Margin: Hanover Insurance Gr's net margin is below industry standards, pointing towards difficulties in achieving strong profitability. With a net margin of 6.54%, the company may encounter challenges in effective cost control.
Return on Equity (ROE): Hanover Insurance Gr's ROE is below industry averages, indicating potential challenges in efficiently utilizing equity capital. With an ROE of 3.76%, the company may face hurdles in achieving optimal financial returns.
Return on Assets (ROA): Hanover Insurance Gr's ROA falls below industry averages, indicating challenges in efficiently utilizing assets. With an ROA of 0.68%, the company may face hurdles in generating optimal returns from its assets.
Debt Management: Hanover Insurance Gr's debt-to-equity ratio is below the industry average at 0.27, reflecting a lower dependency on debt financing and a more conservative financial approach.
<h2>The Significance of Analyst Ratings Explained</h2>
Benzinga tracks 150 analyst firms and reports on their stock expectations. Analysts typically arrive at their conclusions by predicting how much money a company will make in the future, usually the upcoming five years, and how risky or predictable that company's revenue streams are.
Analysts attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish their ratings on stocks. Analysts typically rate each stock once per quarter or whenever the company has a major update.
Some analysts publish their predictions for metrics such as growth estimates, earnings, and revenue to provide additional guidance with their ratings. When using analyst ratings, it is important to keep in mind that stock and sector analysts are also human and are only offering their opinions to investors.
If you want to keep track of which analysts are outperforming others, you can view updated analyst ratings along withanalyst success scores in <a href="https://benzinga.grsm.io/register174">Benzinga Pro</a>.
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This article was generated by Benzinga's automated content engine and reviewed by an editor.

Hanover Insurance Gr Stock: A Deep Dive Into Analyst Perspectives (5 Ratings)

Hanover Insurance Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/THG#NYSE">THG</a>) released its Q4 earnings on Tuesday, February 4, 2025 at 04:10 PM.
Here's what's important from the earnings announcement.
<h3>Earnings</h3>
Hanover Insurance Gr beat estimated earnings by 56.99999999999999%, reporting an EPS of $5.32 versus an estimate of $3.39.
Revenue was up $99.00 million from the same period last year.
<h3>Earnings History Overview</h3>
In the previous quarter, the company beat on EPS by $0.52, resulting in a 2.0% drop change in the share price the following day.
Here's a look at Hanover Insurance Gr's past performance:

<table>
<thead>
<tr>
<th>Quarter</th>
<th>Q3 2024</th>
<th>Q2 2024</th>
<th>Q1 2024</th>
<th>Q4 2023</th>
</tr>
</thead>
<tbody>
<tr>
<td>EPS Estimate</td>
<td>2.53</td>
<td>1.57</td>
<td>2.71</td>
<td>2.73</td>
</tr>
<tr>
<td>EPS Actual</td>
<td>3.05</td>
<td>1.88</td>
<td>3.08</td>
<td>3.13</td>
</tr>
<tr>
<td>Revenue Estimate</td>
<td>1.67B</td>
<td>1.49B</td>
<td>1.47B</td>
<td>1.41B</td>
</tr>
<tr>
<td>Revenue Actual</td>
<td>1.48B</td>
<td>1.47B</td>
<td>1.45B</td>
<td>1.35B</td>
</tr>
</tbody>
</table>

To track all earnings releases for Hanover Insurance Gr <a href="https://www.benzinga.com/quote/THG/earnings">visit their earnings calendar here.</a> 
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Hanover Insurance Gr Earnings Analysis: Q4 Recap

Hanover Insurance Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/THG#NYSE">THG</a>) released its Q4 earnings on Tuesday, February 4, 2025 at 04:10 PM.
Here's what's important from the earnings announcement.
<h3>Earnings</h3>
Hanover Insurance Gr beat estimated earnings by 56.99999999999999%, reporting an EPS of $5.32 versus an estimate of $3.39.
Revenue was up $99.00 million from the same period last year.
<h3>Previous Earnings Records</h3>
The company beat on EPS by $0.52 in the last quarter, resulting in a 2.0% drop share price change the following day.
Here's a look at Hanover Insurance Gr's past performance:

<table>
<thead>
<tr>
<th>Quarter</th>
<th>Q3 2024</th>
<th>Q2 2024</th>
<th>Q1 2024</th>
<th>Q4 2023</th>
</tr>
</thead>
<tbody>
<tr>
<td>EPS Estimate</td>
<td>2.53</td>
<td>1.57</td>
<td>2.71</td>
<td>2.73</td>
</tr>
<tr>
<td>EPS Actual</td>
<td>3.05</td>
<td>1.88</td>
<td>3.08</td>
<td>3.13</td>
</tr>
<tr>
<td>Revenue Estimate</td>
<td>1.67B</td>
<td>1.49B</td>
<td>1.47B</td>
<td>1.41B</td>
</tr>
<tr>
<td>Revenue Actual</td>
<td>1.48B</td>
<td>1.47B</td>
<td>1.45B</td>
<td>1.35B</td>
</tr>
</tbody>
</table>

To track all earnings releases for Hanover Insurance Gr <a href="https://www.benzinga.com/quote/THG/earnings">visit their earnings calendar here.</a> 
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Earnings Breakdown: Hanover Insurance Gr Q4

The earnings results for Hanover Insurance Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/THG#NYSE">THG</a>) for Q4 were made public on Tuesday, February 4, 2025 at 04:10 PM.
Here's a comprehensive overview of the announcement.
<h3>Earnings</h3>
Hanover Insurance Gr beat estimated earnings by 56.99999999999999%, reporting an EPS of $5.32 versus an estimate of $3.39.
Revenue was up $99.00 million from the same period last year.
<h3>Earnings History Overview</h3>
Last quarter the company beat on EPS by $0.52 which was followed by a 2.0% drop in the share price the next day.
Here's a look at Hanover Insurance Gr's past performance:

<table>
<thead>
<tr>
<th>Quarter</th>
<th>Q3 2024</th>
<th>Q2 2024</th>
<th>Q1 2024</th>
<th>Q4 2023</th>
</tr>
</thead>
<tbody>
<tr>
<td>EPS Estimate</td>
<td>2.53</td>
<td>1.57</td>
<td>2.71</td>
<td>2.73</td>
</tr>
<tr>
<td>EPS Actual</td>
<td>3.05</td>
<td>1.88</td>
<td>3.08</td>
<td>3.13</td>
</tr>
<tr>
<td>Revenue Estimate</td>
<td>1.67B</td>
<td>1.49B</td>
<td>1.47B</td>
<td>1.41B</td>
</tr>
<tr>
<td>Revenue Actual</td>
<td>1.48B</td>
<td>1.47B</td>
<td>1.45B</td>
<td>1.35B</td>
</tr>
</tbody>
</table>

To track all earnings releases for Hanover Insurance Gr <a href="https://www.benzinga.com/quote/THG/earnings">visit their earnings calendar here.</a> 
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Earnings Summary: Hanover Insurance Gr Q4

The Q4 earnings report for Hanover Insurance Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/THG#NYSE">THG</a>) was released on Tuesday, February 4, 2025 at 04:10 PM.
Here's what investors need to know about the latest announcement.
<h3>Earnings</h3>
Hanover Insurance Gr beat estimated earnings by 56.99999999999999%, reporting an EPS of $5.32 versus an estimate of $3.39.
Revenue was up $99.00 million from the same period last year.
<h3>Past Earnings Performance</h3>
During the previous quarter, the company beat on EPS by $0.52, leading to a 2.0% drop share price change the next day.
Here's a look at Hanover Insurance Gr's past performance:

<table>
<thead>
<tr>
<th>Quarter</th>
<th>Q3 2024</th>
<th>Q2 2024</th>
<th>Q1 2024</th>
<th>Q4 2023</th>
</tr>
</thead>
<tbody>
<tr>
<td>EPS Estimate</td>
<td>2.53</td>
<td>1.57</td>
<td>2.71</td>
<td>2.73</td>
</tr>
<tr>
<td>EPS Actual</td>
<td>3.05</td>
<td>1.88</td>
<td>3.08</td>
<td>3.13</td>
</tr>
<tr>
<td>Revenue Estimate</td>
<td>1.67B</td>
<td>1.49B</td>
<td>1.47B</td>
<td>1.41B</td>
</tr>
<tr>
<td>Revenue Actual</td>
<td>1.48B</td>
<td>1.47B</td>
<td>1.45B</td>
<td>1.35B</td>
</tr>
</tbody>
</table>

To track all earnings releases for Hanover Insurance Gr <a href="https://www.benzinga.com/quote/THG/earnings">visit their earnings calendar here.</a> 
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Insights into Hanover Insurance Gr Q4 Earnings

Hanover Insurance Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/THG#NYSE">THG</a>) reported its Q4 earnings results on Tuesday, February 4, 2025 at 04:10 PM.
Here's what investors need to know about the announcement.
<h3>Earnings</h3>
Hanover Insurance Gr beat estimated earnings by 56.99999999999999%, reporting an EPS of $5.32 versus an estimate of $3.39.
Revenue was up $99.00 million from the same period last year.
<h3>Analysis of Past Earnings</h3>
The company beat on EPS by $0.52 in the last quarter, resulting in a 2.0% drop share price change the following day.
Here's a look at Hanover Insurance Gr's past performance:

<table>
<thead>
<tr>
<th>Quarter</th>
<th>Q3 2024</th>
<th>Q2 2024</th>
<th>Q1 2024</th>
<th>Q4 2023</th>
</tr>
</thead>
<tbody>
<tr>
<td>EPS Estimate</td>
<td>2.53</td>
<td>1.57</td>
<td>2.71</td>
<td>2.73</td>
</tr>
<tr>
<td>EPS Actual</td>
<td>3.05</td>
<td>1.88</td>
<td>3.08</td>
<td>3.13</td>
</tr>
<tr>
<td>Revenue Estimate</td>
<td>1.67B</td>
<td>1.49B</td>
<td>1.47B</td>
<td>1.41B</td>
</tr>
<tr>
<td>Revenue Actual</td>
<td>1.48B</td>
<td>1.47B</td>
<td>1.45B</td>
<td>1.35B</td>
</tr>
</tbody>
</table>

To track all earnings releases for Hanover Insurance Gr <a href="https://www.benzinga.com/quote/THG/earnings">visit their earnings calendar here.</a> 
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Hanover Insurance Gr: Q4 Earnings Insights

The Q4 earnings report for Hanover Insurance Gr (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/THG#NYSE">THG</a>) was released on Tuesday, February 4, 2025 at 04:10 PM.
Here's what investors need to know about the latest announcement.
<h3>Earnings</h3>
Hanover Insurance Gr beat estimated earnings by 56.99999999999999%, reporting an EPS of $5.32 versus an estimate of $3.39.
Revenue was up $99.00 million from the same period last year.
<h3>Earnings History Overview</h3>
Last quarter the company beat on EPS by $0.52 which was followed by a 2.0% drop in the share price the next day.
Here's a look at Hanover Insurance Gr's past performance:

<table>
<thead>
<tr>
<th>Quarter</th>
<th>Q3 2024</th>
<th>Q2 2024</th>
<th>Q1 2024</th>
<th>Q4 2023</th>
</tr>
</thead>
<tbody>
<tr>
<td>EPS Estimate</td>
<td>2.53</td>
<td>1.57</td>
<td>2.71</td>
<td>2.73</td>
</tr>
<tr>
<td>EPS Actual</td>
<td>3.05</td>
<td>1.88</td>
<td>3.08</td>
<td>3.13</td>
</tr>
<tr>
<td>Revenue Estimate</td>
<td>1.67B</td>
<td>1.49B</td>
<td>1.47B</td>
<td>1.41B</td>
</tr>
<tr>
<td>Revenue Actual</td>
<td>1.48B</td>
<td>1.47B</td>
<td>1.45B</td>
<td>1.35B</td>
</tr>
</tbody>
</table>

To track all earnings releases for Hanover Insurance Gr <a href="https://www.benzinga.com/quote/THG/earnings">visit their earnings calendar here.</a> 
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Hanover Insurance Gr Q4 Earnings Assessment

Insurance

Press Releases

The Hanover Reports Record Fourth Quarter Net Income and Operating Income of $4.59 and $5.32 per Diluted Share, Respectively; Full Year Net Income and Operating Income of $11.70 and $13.34 per Diluted Share, Respectively

Dividends

The Hanover Insurance Group, Inc. Declares Quarterly Dividend of $0.90 Per Common Share

The Hanover Insurance Group, Inc. to Issue First Quarter Financial Results on April 30

The Hanover Appoints Richard W. Lavey Chief Operating Officer

The Hanover and Hagerty Collaborate to Provide Collector Car Protection

The Hanover Insurance Group, Inc. to Hold Annual Meeting of Shareholders on May 13

The Hanover Reports Excellent First Quarter Net Income and Operating Income of $3.50 and $3.87 per Diluted Share, Respectively; Net and Operating Return on Equity of 17.4% and 17.2%, Respectively

The Hanover Insurance Group, Inc. to Present at the Morgan Stanley 2025 US Financials Conference

2025 Hanover Home Report Finds Homeowners Have Ample Opportunities to Increase Home Safety

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