Septerna에 대한 매도 수량은 투자자에게 Septerna의 주식 하락에 베팅하는 정도를 알려줍니다. 매도 수량 데이터는 2주마다 업데이트됩니다.

Septerna (NASDAQ:SEPN) 주식, 공매도 수량 보고

SEPTERNA INC

Septerna

Septerna Inc is a clinical-stage biotechnology company pioneering a new era of G protein-coupled receptor (GPCR) oral small molecule drug discovery powered by a proprietary Native Complex Platform. Its industrial-scale platform aims to unlock the full potential of GPCR therapies. The group discovery and development of a pipeline of product candidates focused initially on treating patients in three therapeutic areas: endocrinology, immunology and inflammation, and metabolic disease. Its pipeline includes SEP-786 (PTH1R), SEP-631 (MRGPRX2), TSHR, GLP-1R, GIPR, and GCGR.

Septerna Inc

At the height of <a href="https://www.benzinga.com/trading-ideas/long-ideas/24/01/36606013/happy-60th-birthday-jeff-bezos-the-billionaire-survived-the-dot-com-bubble-burst-what-if">the dot-com bust</a>, Amazon.com, Inc.&#8217;s (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/AMZN#NASDAQ">AMZN</a>) stock cratered by about 94%. However, for Jeff Bezos, the collapse was just noise, because the company's fundamentals were improving.
What Happened: In a 2018 episode of "The David Rubenstein Show: Peer-to-Peer Conversations," Bezos recalled the harrowing days of the early 2000s, when Amazon's stock nosedived from $113 to just $6 during the dot-com bubble burst.
"At the peak of the internet bubble, our stock peaked somewhere around $113, and then after the internet bubble busted open, our stock went down to $6," Bezos said. "It went from $113 to $6 in less than a year. My annual shareholder letter that year starts with a one-word sentence and that one-word sentence is the word ‘Ouch.'"
However, the billionaire said that the stock price didn't reflect the reality of Amazon's business. "The stock is not the company, and the company is not the stock," he said. "All of our internal business metrics — number of customers, profit per unit, everything you can imagine — were getting better and fast."
Despite pressure from Wall Street to prioritize short-term profits, Bezos stuck to his long-term vision. "We didn't need to go back to the capital markets," he said. "We already had the money we needed."
Subscribe to the&nbsp;<a href="https://bztechtrends.beehiiv.com/subscribe" target="_blank" rel="noreferrer noopener">Benzinga Tech Trends newsletter</a>&nbsp;to get all the latest tech developments delivered to your inbox.
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"> 
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<iframe loading="lazy" title="Stock is not the Company &#x7C; Jeff Bezo" width="500" height="281" src="https://www.youtube.com/embed/zzWh26xmylA?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe>
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See Also: <a href="https://www.benzinga.com/tech/25/04/44804849/amazon-founder-jeff-bezos-once-made-his-grandmother-cry-trying-to-show-off-his-math-skills-that-day-his-grandfather-gave-him-a-life-changing-piece-of-wisdom">Amazon Founder Jeff Bezos Once Made His Grandmother Cry Trying To Show Off His Math Skills — That Day, His Grandfather Gave Him A Life-Changing Piece Of Wisdom</a>
Why It's Important: Amazon currently has a market capitalization of $2.243 trillion, making it the fourth most valuable company in the world.
Over the past five years, Amazon's share price has surged 74.50%. In the last 12 months, it has gained 12.39%, though year-to-date, the stock is down 4.53%, according to <a href="https://pro.benzinga.com/dashboard">Benzinga Pro data</a>.
Amazon currently holds an average price target of $248, based on insights from 41 analysts. The highest estimate, $305, was provided by Tigress Financial on May 6, 2025.
The three latest analyst updates came from Tigress Financial, Baird and Oppenheimer with an average target of $246.67, suggesting a potential upside of 18.05%.
Benzinga Edge Stock Rankings gives Amazon a strong growth score of 91.45%. <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-2#:~:text=Turn%20Market%20Chaos,when%20markets%20rebound" target="_blank" rel="noreferrer noopener">Click here to see how it compares</a> to other leading companies.
<figure class="wp-block-image size-full"><a href="https://www.benzinga.com/quote/AMZN"><img decoding="async" src="https://editorial-assets.benzinga.com/wp-content/uploads/2025/05/14212335/Screenshot-2025-05-15-at-6.53.31%E2%80%AFAM.png" alt="" class="wp-image-915824" /></a></figure>
Photo Courtesy: Lev Radin On Shutterstock.com
Check out more of Benzinga's Consumer Tech coverage by&nbsp;<a href="https://www.benzinga.com/topic/consumer-tech" target="_blank" rel="noreferrer noopener">following this link</a>.
Read Next:&nbsp;
<ul class="wp-block-list">
<li><a href="https://www.benzinga.com/news/24/05/38955435/jeff-bezos-reveals-how-customer-feedback-led-to-amazons-sell-everything-strategy-i-wish-you-sold-win" target="_blank" rel="noreferrer noopener">Jeff Bezos Reveals How Customer Feedback Led To Amazon's ‘Sell Everything' Strategy: ‘I Wish You Sold Windshield Wiper Blades…'</a></li>
</ul>
Disclaimer:&nbsp;This content was partially produced with the help of AI tools and was reviewed and published by Benzinga editors.

News

Tech

AMZN

Jeff Bezos Once Watched Amazon's Stock Collapse From $113 To $6, But Held On To The Belief That 'The Stock Is Not The Company' — Here's How He Weathered That Storm

Elon Musk has rockets, robots, AI, and 14 children. That's not a tech empire. That's a family tree with its own launchpad.
And <a href="https://www.benzinga.com/markets/25/04/44584934/elon-musks-father-defends-tesla-says-son-is-doing-the-right-thing-and-the-stock-would-recover-to-600-by-2025-end-heres-what-analysts-think-about-tsla">according to his dad</a>, Errol Musk, there's absolutely nothing wrong with it.
In a <a href="https://www.gbnews.com/news/us/elon-musk-son-errol-father-rumour">February interview with GB News</a>, Errol was asked about reports that his son had fathered a 13th child — a claim that remains unconfirmed. Since then, Musk has appeared to confirm what would be his 14th child, a son named Seldon Lycurgus, born earlier this year with Neuralink executive Shivon Zilis.
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</ul>
Zilis shared the news on X, and while Musk didn't make a public statement, he quietly confirmed it with a like—signaling his approval to more than 200 million followers.
<figure class="wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter"> 
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<blockquote class="twitter-tweet" data-width="500" data-dnt="true">Discussed with Elon and, in light of beautiful Arcadia's birthday, we felt it was better to also just share directly about our wonderful and incredible son Seldon Lycurgus. Built like a juggernaut, with a solid heart of gold. Love him so much &#x2665;&#xFE0F;
&mdash; Shivon Zilis (@shivon) <a href="https://twitter.com/shivon/status/1895564582778978426?ref_src=twsrc%5Etfw">February 28, 2025</a></blockquote>
<script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script></div>
</figure>
When asked about the expanding Musk lineage, Errol didn't flinch.
"Elon's not married," he said. "Marriage is what really defines whether you are doing something outside of a relationship. If he is not married, he can do whatever he likes."
No drama. No pearl-clutching. Just a father casually green-lighting global population expansion from the richest man on Earth.
"There's nothing stopping him [from having a child]," he added. "Only so-called morals that don't exist in two-thirds of the world."
Trending: Invest where it hurts — and help millions heal:<a href="https://www.benzinga.com/money/a-cure-for-osteoarthritis-powered-by-everyday-investors-cytonics-is-looking-to-beat-big-pharma-and-disrupt-a-390-billion-market"> Invest in Cytonics and help disrupt a $390B Big Pharma stronghold</a>.
And far from being concerned, Errol called the idea of more Musk kids "wonderful."
He even shared a story about meeting a man with 18 wives and 25 kids. Not to be outdone, Errol joked that he claimed to have one wife himself — even though he's not married either.
As for Elon's own family tree, it's a sprawling timeline that includes twins, triplets, and <a href="https://www.benzinga.com/personal-finance/25/04/44948798/elon-musks-ex-wife-and-mother-of-5-kids-says-he-declared-im-the-alpha-at-their-wedding-then-had-her-sign-a-postnup-i-trusted-my-husband">children with ex-wife</a> Justine Wilson, singer Grimes, and Zilis. His first child, Nevada, passed away in infancy in 2002.&nbsp;
"He hasn't spoken to me recently," Errol said, when asked if Elon confirmed the child to him. "He doesn't need to."&nbsp;
Still, he said he believes the reports about Elon's 13th child are "absolutely" true — and seemed completely unfazed by the headlines. In fact, he praised modern fertility options, from embryo freezing to gender selection, calling it "absolutely extraordinary."
See Also: <a href="https://www.benzinga.com/money/elon-musk-told-the-u-n-if-they-could-show-a-plan-for-ending-world-hunger-hed-donate-6-billion-i-will-sell-tesla-stock-right-now-and-do-it">Elon Musk Told The U.N. If They Could Show A Plan For Ending World Hunger He'd Donate $6 Billion – ‘I Will Sell Tesla Stock Right Now And Do It'</a>
He added that he'd be "very happy to have another child," but joked it's all about logistics. "It's really a question of finding the right partner, you know. That's what it really boils down to," he said.&nbsp;
As for his 22 grandchildren? Impressive by most standards — but not to him. Compared to some of the men he's met in the Middle East, Errol said, "I'm a beginner."
And if you're wondering what Errol thinks of any <a href="https://www.benzinga.com/personal-finance/25/03/44367334/elon-musks-second-ex-wife-says-his-dinner-party-silence-made-people-think-he-was-a-genius-but-he-just-found-the-conversation-really-boring">woman involved in Musk's ever-expanding family</a>?
"If you don't marry the man, you're just another individual," he said. "She can go and have as many children as she likes."
To sum up the Musk family ethos: no ring, no rules — just rocket-fueled reproduction and enough kids to start a startup soccer league.
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<li>Nancy Pelosi Invested $5 Million In An AI Company Last Year — <a href="https://www.benzinga.com/money/elf-labs-ym?v=123">Here's How You Can Invest In Multiple Pre-IPO AI Startups With Just $1,000.</a></li>
</ul>
Image: Shutterstock

Personal Finance

Elon Musk's Dad Says It's 'Wonderful' He Has 14 Kids And Doesn't Need To Follow 'So-Called Morals' —'He's Not Married, He Can Do Whatever He Likes'

RNAZ

Trading Halt: Halted at 7:50:00 p.m. ET - Trading Halt: Halt News Pending

Cadence Design Systems (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/CDNS#NASDAQ">CDNS</a>) has outperformed the market over the past 5 years by 15.16% on an annualized basis producing an average annual return of 30.18%. Currently, Cadence Design Systems has a market capitalization of $87.59 billion. 
Buying $100 In CDNS: If an investor had bought $100 of CDNS stock 5 years ago, it would be worth $383.10 today based on a price of $319.29 for CDNS at the time of writing.
<h3>Cadence Design Systems's Performance Over Last 5 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1747266317_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Trading Ideas

CDNS

$100 Invested In Cadence Design Systems 5 Years Ago Would Be Worth This Much Today

WIIM

CRWV

CRWV stock has given up its prior gain. CoreWeave shares were trading higher following Q1 financial results.

Harte-Hanks (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/HHS#NASDAQ">HHS</a>) reported quarterly losses of $(0.05) per share. This is a 150 percent decrease over losses of $(0.02) per share from the same period last year. The company reported $41.56 million in sales this quarter. This is a 8.55 percent decrease over sales of $45.45 million the same period last year.

Earnings

UPDATE: Harte-Hanks Q1 EPS $(0.05) Down From $(0.02) YoY, Sales $41.56M Down From $45.45M YoY

S&amp;P Global (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SPGI#NYSE">SPGI</a>) has outperformed the market over the past 10 years by 6.22% on an annualized basis producing an average annual return of 16.9%. Currently, S&amp;P Global has a market capitalization of $157.00 billion. 
Buying $1000 In SPGI: If an investor had bought $1000 of SPGI stock 10 years ago, it would be worth $4,774.67 today based on a price of $511.94 for SPGI at the time of writing.
<h3>S&amp;P Global's Performance Over Last 10 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1747265415_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

SPGI

If You Invested $1000 In This Stock 10 Years Ago, You Would Have This Much Today

Arch Capital Group (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/ACGL#NASDAQ">ACGL</a>) has outperformed the market over the past 20 years by 7.5% on an annualized basis producing an average annual return of 15.77%. Currently, Arch Capital Group has a market capitalization of $34.05 billion. 
Buying $1000 In ACGL: If an investor had bought $1000 of ACGL stock 20 years ago, it would be worth $18,646.52 today based on a price of $90.85 for ACGL at the time of writing.
<h3>Arch Capital Group's Performance Over Last 20 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1747264516_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

ACGL

Here's How Much You Would Have Made Owning Arch Capital Group Stock In The Last 20 Years

A lot of people fantasize about what they'd do if they had billionaire money—hire a chef, get a driver, finally stop buying store-brand cereal. Mark Cuban? He's over here clipping virtual coupons and doing his own laundry.
With an <a href="https://www.benzinga.com/personal-finance/25/02/43885487/billionaire-mark-cuban-said-the-first-step-to-getting-rich-is-giving-things-up-drink-water-eat-mac-and-cheese-and-save-every-penny">estimated net worth around $6 billion</a>, you'd think you'd think the entrepreneur might be too busy sailing around on a yacht or bossing around a butler to care about Amazon discounts. But in true Cuban fashion, he says no thanks to all of it—and not for the cameras, but because he genuinely doesn't see the point.
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<li>Invest where it hurts — and help millions heal:<a href="https://www.benzinga.com/money/a-cure-for-osteoarthritis-powered-by-everyday-investors-cytonics-is-looking-to-beat-big-pharma-and-disrupt-a-390-billion-market"> Invest in Cytonics and help disrupt a $390B Big Pharma stronghold</a>.</li>
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"I just try to be the same person as I was when I was poor and middle and rich," Cuban told TikTok creator Bobbi Althoff on <a href="https://youtu.be/keN-qiRfU3c?si=fFcKXlGqZuD3OI4-">"The Really Good Podcast"</a> in 2023. "When I was broke, I had a blast. I loved my life. I could wake up smiling, and back then, you just had to not answer the phone because it'd be a bill collector."
Althoff—known for her dry humor and uncomfortable interview setups—met Cuban in a parking garage, where he sat on the floor and casually revealed he doesn't have a butler. "People think you gotta make new friends or you got butlers," he said. When asked directly, he confirmed: "No."
She pushed further—does he do his own laundry? "I'm capable, yeah," Cuban replied. "It takes two seconds. It's just easier."
Trending: <a href="https://www.benzinga.com/money/are-you-rich">Are you rich?</a> Here&#8217;s what Americans think you need to be considered wealthy.
And Cuban isn't just skimping on hired help. Back in 2017, in an <a href="https://www.vanityfair.com/video/watch/mark-cuban-s-guide-to-getting-rich">interview with Vanity Fair</a>, he explained that he literally buys toothpaste in bulk to save money. "It's so hard to make a return on regular investments that… you're better off buying two years' worth of toothpaste when it's on 50% discount," he said. He sees it as an "immediate return on your money."
And it doesn't stop at dental hygiene. "Any <a href="https://www.benzinga.com/personal-finance/25/03/44065932/mark-cuban-was-asked-how-hed-invest-100k-his-answer-buy-bulk-toothpaste-and-soup-for-the-best-guaranteed-return-on-investment">reusables or consumables</a> that you have to have—when they're on a huge sale on Amazon, buy them," he said. "Because chances are, their prices are going to go up. That's a real savings that you get to put in your pocket."
Even with billionaire status, Cuban still checks his budget every year, looking for ways to trim costs. He's also <a href="https://www.benzinga.com/personal-finance/24/05/39092288/if-you-use-your-credit-card-you-do-not-want-to-be-rich-warns-mark-cuban-on-the-dave-ramsey-show">famously against credit card debt</a>, advises people to save six months' worth of expenses, and encourages old-school, face-to-face negotiation. "If you're going to take a yoga class and they want to charge you $30, say, ‘I got $20,'" he told Vanity Fair. "They're gonna take it. Negotiating with cash is a far better way to get a return on your investment."
See Also: The team behind $6B+ in licensing deals is now building the next billion-dollar IP empire — <a href="https://www.benzinga.com/money/elf-labs-ym?v=123">invest early at $2.25/share.</a>
As for hanging out with other billionaires? He knows a few. But most of his friends, he told Althoff, are the same ones he's had since Pittsburgh, Indiana, or early Dallas days. The people who knew him long before the billions.
Cuban's not against wealth—he just doesn't need to flaunt it. "The whole idea of like, get a yacht… it's just not what I would do," he said.
There's a reason Mark Cuban still comes across like a guy you could run into at Costco—and maybe ask for toothpaste tips while you're at it.
Read Next:
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<li><a href="https://www.benzinga.com/money/mark-cubans-advice-for-lotto-winners">Many are surprised by Mark Cuban's advice for lotto winners: Cash or annuity?</a></li>
<li>Inspired by Uber and Airbnb &#8211; Deloitte's fastest-growing software company is transforming 7 billion smartphones into income-generating assets &#8211; <a href="https://www.benzinga.com/money/mode-mobile-2">with $1,000 you can invest at just $0.30/share!</a></li>
</ul>
Image: Shutterstock

Billionaire Mark Cuban Doesn't Spend Money On A Housekeeper And Buys Toothpaste In Bulk  —'I Just Try To Be The Same Person I Was When I Was Poor'

Ameriprise Finl (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/AMP#NYSE">AMP</a>) has outperformed the market over the past 15 years by 6.99% on an annualized basis producing an average annual return of 18.97%. Currently, Ameriprise Finl has a market capitalization of $49.82 billion. 
Buying $100 In AMP: If an investor had bought $100 of AMP stock 15 years ago, it would be worth $1,264.96 today based on a price of $521.67 for AMP at the time of writing.
<h3>Ameriprise Finl's Performance Over Last 15 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1747263632_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Here's How Much $100 Invested In Ameriprise Finl 15 Years Ago Would Be Worth Today

UnitedHealth Group, Inc. (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/UNH#NYSE">UNH</a>) has fallen nearly 50% over the past month, fueled by a series of <a href="https://www.benzinga.com/25/05/45388424/stock-of-the-day-where-will-the-unitedhealth-meltdown-end">negative catalysts. </a>
Several analysts have slashed price targets on the stock, but one analyst has seen enough and downgraded UnitedHealth on Wednesday.&nbsp;
What To Know: BofA Securities analyst Kevin Fischbeck downgraded UnitedHealth Group from Buy to Neutral and slashed the price target from $560 to $350 after the company pulled its 2025 outlook and announced a CEO transition on Tuesday. 
Read Next: <a href="https://www.benzinga.com/general/health-care/25/05/45384935/trump-again-promises-lower-drug-prices-by-cutting-out-middlemen-like-unitedhealth-cvs-will-it-work-this-time?utm_source=articleShare">Trump Again Promises Lower Drug Prices By &#8216;Cutting Out Middlemen&#8217; Like UnitedHealth, CVS: Will It Work This Time?</a>
UnitedHealth pulled<a href="https://www.benzinga.com/25/05/45373368/unitedhealth-stock-plunges-names-new-ceo-suspends-2025-guidance"> its guidance</a> after the company noticed its Medicare Advantage trend worsening and spreading to more complex patients, like dual enrollments. The analyst said the worsening trend became clear after UnitedHealth completed its March claims and had an early look at April's claims. 
Fischbeck views the health care giant&#8217;s decision to pull its fiscal guidance as a combination of uncertainty around the prevalence of higher utilization rates and to allow time for the incoming CEO to adjust.&nbsp;
Andrew Witty unexpectedly <a href="https://www.benzinga.com/pressreleases/25/05/b45370370/unitedhealth-group-announces-leadership-transition">resigned </a>as CEO "due to personal reasons" on Tuesday and will be succeeded by Stephen J. Hemsley, who served as UnitedHealth's CEO from 2006 to 2017. 
What Else: UnitedHealth shareholders<a href="https://www.benzinga.com/general/health-care/25/05/45305392/unitedhealth-investors-claim-company-hid-profit-impact-of-ceos-murder"> filed a lawsuit</a> last week that alleges the company misled investors by concealing the negative business impacts that followed the December 2024 killing of UnitedHealthcare <a href="https://www.benzinga.com/news/legal/25/02/43887520/luigi-mangione-back-in-court-friday-supporters-donate-500k-to-suspected-killer">CEO Brian Thompson.</a>
The company is still reeling from a major cyberattack on its Change Healthcare subsidiary and also faces intense regulatory and legal scrutiny, including federal investigations into its Medicare billing practices.
The recent convergence of disappointing earnings, surging medical costs, pulled forward guidance, abrupt leadership change and regulatory challenges have undermined investor confidence and triggered a dramatic revaluation of UnitedHealth stock over the past month.&nbsp;
UNH Stock Price Action: UnitedHealth Group shares ended Wednesday's session down 1.08% at $308.01, according to <a href="https://pro.benzinga.com/?gspk=YWRhbWVja2VydDUzMzY&amp;gsxid=zBMR4PKmcgBw">Benzinga Pro</a>. 
Read Next:&nbsp;
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<li><a href="https://www.benzinga.com/general/health-care/25/05/45305392/unitedhealth-investors-claim-company-hid-profit-impact-of-ceos-murder">UnitedHealth Investors Claim Company Hid Profit Impact Of CEO&#8217;s Murder</a></li>
</ul>
Photo: Shutterstock

Downgrades

Health Care

Analyst Ratings

Movers

Insurance

General

UnitedHealth Stock Caught In A Perfect Storm, Falls Nearly 50% Since April

Linde (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/LIN#NASDAQ">LIN</a>) has outperformed the market over the past 5 years by 3.56% on an annualized basis producing an average annual return of 18.58%. Currently, Linde has a market capitalization of $210.90 billion. 
Buying $100 In LIN: If an investor had bought $100 of LIN stock 5 years ago, it would be worth $231.97 today based on a price of $445.97 for LIN at the time of writing.
<h3>Linde's Performance Over Last 5 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1747262716_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

$100 Invested In Linde 5 Years Ago Would Be Worth This Much Today

When you find your dream home—whether it's the wraparound porch, the walk-in pantry, or just the feeling that it's finally yours—logic can take a backseat. Especially when you're 28 and standing on the <a href="https://www.benzinga.com/personal-finance/24/10/41528892/can-you-guess-the-real-price-of-achieving-the-american-dream-heres-a-hint-youll-need-way-more-th">edge of the American Dream</a> with a pen in one hand and a contract in the other.
That's where Stephanie found herself. She <a href="https://youtu.be/z-iypKuypTU?si=a0MCNQScIaYIdzDZ">called in to "The Ramsey Show</a>" from Arlington, Virginia, hoping for a thumbs-up from the personal finance legend himself. What she got instead? A very loud, very blunt: "You're too broke."
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Stephanie, who said she's been renting since graduating college, recently went under contract to buy a $760,000 home. Her plan? Use the sale of her employee stock to cover part of the down payment, then <a href="https://www.benzinga.com/personal-finance/24/09/41075540/is-your-401-k-balance-above-average-find-out-if-youre-beating-most-savers">pull the rest from her 401(k)</a>, cash out her Roth IRA, and absolutely not touch her crypto.
"I thought that would be an option to sell my crypto," she told Ramsey, "but it sounds like Freddie Mac and such have not made legislation that allows me to use that."
Ramsey wasn't buying it—literally or figuratively. "No," he said flatly. "If you sell your crypto and you have the cash, sell the crypto."
When she revealed she had about $30,000 worth of it, but wanted to keep it, Ramsey fired back: "You're broke. Sell it."
Trending: Can you guess how many retire with a $5,000,000 nest egg? <a href="https://www.benzinga.com/money/5mil-nest-egg-adv">The percentage may shock you</a>.
To be clear, Stephanie makes around $130,000 a year and had already put down earnest money. But her remaining cash was tied up in retirement accounts and crypto—none of which Ramsey considered liquid or smart to mess with for a house. Especially not one this expensive.
"You're going to get hit with a 10% penalty plus your tax rate," Ramsey warned. "You're going to get hit with 40%." Then, delivering one of the most memorable lines of the segment, he said, "Dave, I want to borrow money at 40% interest to buy this house… I would say no, don't do that. That doesn't sound wise. And that is exactly what you're doing."
Ramsey wasn't finished. He told her she needed at least $20,000 in the bank after closing or she'd be one bad roof away from financial disaster. "As soon as you move in, crap's gonna fall in," he said. "You're asking for trouble being broke and buying a house."
See Also: Invest where it hurts — and help millions heal:<a href="https://www.benzinga.com/money/a-cure-for-osteoarthritis-powered-by-everyday-investors-cytonics-is-looking-to-beat-big-pharma-and-disrupt-a-390-billion-market"> Invest in Cytonics and help disrupt a $390B Big Pharma stronghold</a>.
In the end, his advice was clear: sell the crypto, <a href="https://www.benzinga.com/personal-finance/25/05/45181755/58-year-old-with-no-retirement-says-his-ex-left-him-broke-and-hes-sick-of-working-dave-ramsey-says-he-can-build-a-500k-nest-egg-in-10-years">don't touch retirement accounts</a>, and make sure there's a cash cushion to fall back on. "It's not a blessing to buy a house when you're broke," he said. "You just got the 28-year-old fever. I gotta have a house. Especially a three-quarter-of-a-million-dollar house."
As for the crypto loyalty? Ramsey didn't hold back: "It's cool to sit at some hipster bar and be like, ‘I got crypto.' You're broke. Sell it."
It wasn't the pep talk Stephanie may have hoped for—but it was pure, unfiltered Dave Ramsey. And for anyone rushing headfirst into homeownership with big dreams and zero reserves, the message was simple: the bank may approve you, but that doesn't <a href="https://www.benzinga.com/money/are-you-rich">mean you can actually afford it</a>.
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Image: Shutterstock

28-Year-Old Refuses to Sell Crypto, But Wants to Drain Her 401(k) And IRA For A $750K House — Dave Ramsey Tells Her 'You're Too Broke'

Leading sports brand ESPN is launching a new direct-to-consumer streaming platform under the flagship ESPN brand. Here's a look at what this means for Walt Disney Co (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DIS#NYSE">DIS</a>) and<a href="https://www.benzinga.com/topic/streaming"> the streaming sector.</a>
What Happened: ESPN announced this week that<a href="https://www.benzinga.com/analyst-ratings/analyst-color/24/09/40946689/disney-faces-more-change-ahead-as-espn-dtc-launch-will-accelerate-cord-cutting-nba-"> its long-awaited DTC</a> streaming platform will debut in the fall with a $29.99 per month price point.
"We are providing everything ESPN has to offer directly to fans and all in one place," ESPN Chairman Jimmy Pitaro <a href="https://www.espn.com/espn/story/_/id/45126967/espn-direct-consumer-streaming-service-set-fall-launch">said</a>.
Pitaro said ESPN is the most "trusted, loved and recognized name in sports."
"Our straightforward approach to name and pricing will help fans cut through the clutter, and provide them compelling options to access all our content within the enhanced ESPN App."
Pitaro said the app will be "the ultimate sports destination."
ESPN announced that users can buy an annual subscription for $299 per year, saving on the monthly cost.
ESPN+, the company's already existing streaming platform, will continue to be offered for $11.99 per month or $119 per year. There is also bundling options with other Disney streaming platforms, including Disney+ and Hulu.
Consumers who subscribe to the new streaming app will get access to seven ESPN domestic linear networks, along with ESPN on ABC and other streaming options. The company said consumers will get access to over 47,000 live events a year, along with on-demand replays, studio shows and original programming.
Additional details about the service, including a launch date, will be announced this summer.
Read Also:<a href="https://www.benzinga.com/analyst-ratings/analyst-color/25/05/45293256/disney-stock-resilient-in-uncertain-economy-as-raised-guidance-signals-confidence"> Disney Stock &#8216;Resilient&#8217; In Uncertain Economy As Raised Guidance Signals Confidence</a>
Why It's Important: The new streaming platform could be one of the final nails in the coffin for cable television, with live sports being one of the top reasons consumers have cable over streaming platforms.
Users will now be able to secure the ESPN and ESPN family of channels on their own outside of cable, a move that LightShed Partners analyst Rich Greenfield <a href="https://lightshedtmt.com/2025/05/14/espns-direct-to-consumer-trojan-horse/">said </a>could help Disney.
Greenfield predicted earlier this year that Disney would have two million ESPN DTC subscribers by the end of 2025.
"We feel even more confident after ESPN revealed their pricing and packaging yesterday," Greenfield said.
The analyst said the goal of launching the ESPN app direct-to-consumer could be to get existing ESPN subscribers to watch via the app instead of with a multichannel video programming distributor, or MVPD.
"If ESPN can drive MVPD and vMVPD subscribers to use the ESPN app instead of watching on Comcast, DirecTV, or YouTube TV, they will finally have a direct relationship with their viewers."
Greenfield said this would give Disney more options when it comes to targeting advertising and engaging with fans in other ways, such as through fantasy sports, merchandise and sports betting.
"We believe the best way to judge ESPN's DTC effort is not by DTC subscribers at year-end 2025 or 2026, but rather how many consumers are using the ESPN app in a year to watch ESPN and how much time spent occurs on the ESPN app."
The analyst said getting a "meaningful portion" to watch through the app would be a "big win for Disney."
"If not, the ESPN DTC launch will be a relatively minor event that helps offset the continued decline in multichannel video universe subscribers."
Greenfield highlighted in the recent note that Disney CEO Bob Iger previously called the launch of the ESPN DTC app the biggest development for the sports company since landing Monday Night Football rights in 2005.
DIS Price Action: Disney stock was up 1.35% to $112.94 at market close on Wednesday versus a 52-week trading range of $80.10 to $118.63. Disney stock is up 1.9% year-to-date in 2025 and up 7.25% over the past year.
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Analyst Color

Entertainment

Sports

Media

ESPN To Launch 'Ultimate Sports Destination' Streaming App In Fall: Why Analyst Says Disney Can 'Have A Direct Relationship With Their Viewers'

Fiserv (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FI#NYSE">FI</a>) has outperformed the market over the past 10 years by 6.03% on an annualized basis producing an average annual return of 16.71%. Currently, Fiserv has a market capitalization of $105.26 billion. 
Buying $1000 In FI: If an investor had bought $1000 of FI stock 10 years ago, it would be worth $4,661.43 today based on a price of $189.86 for FI at the time of writing.
<h3>Fiserv's Performance Over Last 10 Years</h3>
<img src="https://www.benzinga.com/files/images/story/2025/1747260918_0.png" alt="comp_fig" />
Finally -- what's the point of all this? The key insight to take from this article is to note how much of a difference compounded returns can make in your cash growth over a period of time.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

$1000 Invested In This Stock 10 Years Ago Would Be Worth This Much Today

Battalion Oil (AMEX:<a class="ticker" href="https://www.benzinga.com/stock/BATL#AMEX">BATL</a>) reported quarterly losses of $(1.00) per share. This is a 55.36 percent increase over losses of $(2.24) per share from the same period last year. The company reported $47.48 million in sales this quarter. This is a 4.80 percent decrease over sales of $49.87 million the same period last year.

BATL

UPDATE: Battalion Oil Q1 Adj. EPS $(1.00) Up From $(2.24) YoY, Sales $47.48M Down From $49.87M YoY

Foot Locker Inc (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/FL#NYSE">FL</a>) shares are running after the market close on Wednesday following reports that Dick&#8217;s Sporting Goods Inc (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/DKS#NYSE">DKS</a>) is nearing a deal to buy the <a href="https://www.benzinga.com/pressreleases/25/05/n45129350/foot-locker-inc-to-report-first-quarter-financial-results-on-thursday-may-29">footwear and apparel retailer</a>.
What To Know: Dick&#8217;s Sporting Goods is getting close to finalizing a deal to acquire Foot Locker for around $2.3 billion, according to a Wall Street Journal <a href="https://www.wsj.com/business/deals/dicks-sporting-goods-nears-deal-to-buy-foot-locker-7ecf9194">report</a>. 
The report indicates that a deal could be completed as soon as Thursday, citing people familiar with the matter. 
Discussions have reportedly involved a potential deal at $24 per share, representing a significant premium to Foot Locker&#8217;s closing price of $12.88 as of Wednesday&#8217;s close. 
Foot Locker shares have trended down since the start of the year. Shares sold off in February as markets began to move lower in anticipation of <a href="https://www.benzinga.com/trading-ideas/25/04/44672618/trump-tariffs-to-hurt-nike-under-armour-vf-are-ralph-lauren-foot-locker-safer-bets">tariffs</a> from the Trump administration. The company also reported mixed financial results in March as sales fell 5.8% year-over-year. Foot Locker guided for continued consumer and category promotional pressures and said it would continue to focus on inventory controls and expense management. 
The Wall Street Journal reported that the deal would be the biggest acquisition to date for Dick&#8217;s, the nation&#8217;s largest sports retail chain. The deal would also expand Dick&#8217;s operations outside the U.S. 
Dick&#8217;s Sporting Goods shares were down about 4.58% at $200, while Foot Locker shares were soaring 68.61% at $21.70 after-hours Wednesday at publication, according to <a href="http://pro.benzinga.com">Benzinga Pro</a>.
Foot Locker is due to report <a href="https://www.benzinga.com/calendars/earnings">first-quarter financial results</a> on May 29. Analysts have been anticipating a loss of four cents per share and revenue of $1.86 billion.
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Photo: <a href="https://www.shutterstock.com/g/Fotocute">C. Nass</a>/Shutterstock.

After-Hours Center

Foot Locker Stock Soars On Potential Dick's Sporting Goods Deal: Report

Fury Gold Mines (AMEX:<a class="ticker" href="https://www.benzinga.com/stock/FURY#AMEX">FURY</a>) reported quarterly losses of $(0.02) per share. This is a 100 percent decrease over losses of $(0.01) per share from the same period last year.

FURY

Fury Gold Mines Q1 GAAP EPS $(0.02) Down From $(0.01) YoY

Spire Global (NYSE:<a class="ticker" href="https://www.benzinga.com/stock/SPIR#NYSE">SPIR</a>) reported quarterly losses of $(0.63) per share which beat the analyst consensus estimate of $(0.67) by 5.97 percent. This is a 18.87 percent decrease over losses of $(0.53) per share from the same period last year. The company reported quarterly sales of $23.90 million which beat the analyst consensus estimate of $22.70 million by 5.31 percent. This is a 6.96 percent decrease over sales of $25.69 million the same period last year.

Earnings Beats

SPIR

CORRECTION: Spire Global Q1 Adj. EPS $(0.63) Beats $(0.67) Estimate, Sales $23.90M Beat $22.70M Estimate

Across the recent three months, 14 analysts have shared their insights on OneStream (NASDAQ:<a class="ticker" href="https://www.benzinga.com/stock/OS#NASDAQ">OS</a>), expressing a variety of opinions spanning from bullish to bearish.
The table below summarizes their recent ratings, showcasing the evolving sentiments within the past 30 days and comparing them to the preceding months.
<table>
<thead>
<tr>
<th></th>
<th align="right">Bullish</th>
<th align="right">Somewhat Bullish</th>
<th align="right">Indifferent</th>
<th align="right">Somewhat Bearish</th>
<th align="right">Bearish</th>
</tr>
</thead>
<tbody>
<tr>
<td>Total Ratings</td>
<td align="right">3</td>
<td align="right">11</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>Last 30D</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>1M Ago</td>
<td align="right">0</td>
<td align="right">8</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>2M Ago</td>
<td align="right">2</td>
<td align="right">2</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>3M Ago</td>
<td align="right">0</td>
<td align="right">1</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
</tbody>
</table>
Analysts have set 12-month price targets for OneStream, revealing an average target of $29.5, a high estimate of $35.00, and a low estimate of $24.00. This current average has decreased by 11.81% from the previous average price target of $33.45. 
<img src="https://www.benzinga.com/files/images/story/2025/1747260078_0.png" alt="price target chart" />
<h2>Analyzing Analyst Ratings: A Detailed Breakdown</h2>
The analysis of recent analyst actions sheds light on the perception of OneStream by financial experts. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets.
<table>
<thead>
<tr>
<th>Analyst</th>
<th>Analyst Firm</th>
<th>Action Taken</th>
<th>Rating</th>
<th>Current Price Target</th>
<th>Prior Price Target</th>
</tr>
</thead>
<tbody>
<tr>
<td>Koji Ikeda</td>
<td>B of A Securities</td>
<td>Raises</td>
<td>Buy</td>
<td>$33.00</td>
<td>$29.00</td>
</tr>
<tr>
<td>Daniel Ives</td>
<td>Wedbush</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$35.00</td>
<td>$40.00</td>
</tr>
<tr>
<td>Brett Huff</td>
<td>Stephens &amp; Co.</td>
<td>Raises</td>
<td>Overweight</td>
<td>$30.00</td>
<td>$27.00</td>
</tr>
<tr>
<td>Brian Peterson</td>
<td>Raymond James</td>
<td>Lowers</td>
<td>Outperform</td>
<td>$29.00</td>
<td>$32.00</td>
</tr>
<tr>
<td>Brent Bracelin</td>
<td>Piper Sandler</td>
<td>Raises</td>
<td>Overweight</td>
<td>$32.00</td>
<td>$24.00</td>
</tr>
<tr>
<td>Siti Panigrahi</td>
<td>Mizuho</td>
<td>Announces</td>
<td>Outperform</td>
<td>$30.00</td>
<td>-</td>
</tr>
<tr>
<td>Nick Altmann</td>
<td>Scotiabank</td>
<td>Lowers</td>
<td>Sector Outperform</td>
<td>$27.00</td>
<td>$35.00</td>
</tr>
<tr>
<td>Brent Bracelin</td>
<td>Piper Sandler</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$24.00</td>
<td>$37.00</td>
</tr>
<tr>
<td>Chris Quintero</td>
<td>Morgan Stanley</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$27.00</td>
<td>$34.00</td>
</tr>
<tr>
<td>Terry Tillman</td>
<td>Truist Securities</td>
<td>Lowers</td>
<td>Buy</td>
<td>$27.00</td>
<td>$37.00</td>
</tr>
<tr>
<td>Adam Hotchkiss</td>
<td>Goldman Sachs</td>
<td>Lowers</td>
<td>Buy</td>
<td>$31.00</td>
<td>$36.00</td>
</tr>
<tr>
<td>Brett Huff</td>
<td>Stephens &amp; Co.</td>
<td>Announces</td>
<td>Overweight</td>
<td>$27.00</td>
<td>-</td>
</tr>
<tr>
<td>Brett Huff</td>
<td>Stephens &amp; Co.</td>
<td>Announces</td>
<td>Overweight</td>
<td>$27.00</td>
<td>-</td>
</tr>
<tr>
<td>Chris Quintero</td>
<td>Morgan Stanley</td>
<td>Lowers</td>
<td>Overweight</td>
<td>$34.00</td>
<td>$37.00</td>
</tr>
</tbody>
</table>
<h3>Key Insights:</h3>
<ul>
<li>Action Taken: Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their response to recent developments related to OneStream. This offers insight into analysts' perspectives on the current state of the company.</li>
<li>Rating: Delving into assessments, analysts assign qualitative values, from 'Outperform' to 'Underperform'. These ratings communicate expectations for the relative performance of OneStream compared to the broader market.</li>
<li>Price Targets: Analysts predict movements in price targets, offering estimates for OneStream's future value. Examining the current and prior targets offers insights into analysts' evolving expectations.</li>
</ul>
Capture valuable insights into OneStream's market standing by understanding these analyst evaluations alongside pertinent financial indicators. Stay informed and make strategic decisions with our Ratings Table.
<a href="https://www.benzinga.com/quote/OS/analyst-ratings?adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Stay up to date on OneStream analyst ratings.</a>
<h2>Delving into OneStream's Background</h2>
OneStream Inc is an AI-enabled and extensible software platform that unifies core financial functions and broader operational data and processes within a single platform. The Digital Finance Cloud of the company provides a comprehensive, dynamic, and predictive view of the entire enterprise, providing corporate leaders the control, visibility, and agility required to proactively adjust business and day-to-day execution. Company platform unifies core financial and operational data and processes within a single platform, with solutions that maintain the integrity of corporate reporting standards for Finance while providing operationally insights for business users.
<h3>Key Indicators: OneStream's Financial Health</h3>
Market Capitalization Perspectives: The company's market capitalization falls below industry averages, signaling a relatively smaller size compared to peers. This positioning may be influenced by factors such as perceived growth potential or operational scale.
Revenue Growth: Over the 3M period, OneStream showcased positive performance, achieving a revenue growth rate of 23.59% as of 31 March, 2025. This reflects a substantial increase in the company's top-line earnings. As compared to its peers, the company achieved a growth rate higher than the average among peers in Information Technology sector.
Net Margin: OneStream's net margin falls below industry averages, indicating challenges in achieving strong profitability. With a net margin of -17.62%, the company may face hurdles in effective cost management.
Return on Equity (ROE): OneStream's ROE lags behind industry averages, suggesting challenges in maximizing returns on equity capital. With an ROE of -6.01%, the company may face hurdles in achieving optimal financial performance.
Return on Assets (ROA): OneStream's ROA is below industry averages, indicating potential challenges in efficiently utilizing assets. With an ROA of -2.84%, the company may face hurdles in achieving optimal financial returns.
Debt Management: With a below-average debt-to-equity ratio of 0.04, OneStream adopts a prudent financial strategy, indicating a balanced approach to debt management.
<h2>What Are Analyst Ratings?</h2>
Analysts are specialists within banking and financial systems that typically report for specific stocks or within defined sectors. These people research company financial statements, sit in conference calls and meetings, and speak with relevant insiders to determine what are known as analyst ratings for stocks. Typically, analysts will rate each stock once a quarter. 
Analysts may supplement their ratings with predictions for metrics like growth estimates, earnings, and revenue, offering investors a more comprehensive outlook. However, investors should be mindful that analysts, like any human, can have subjective perspectives influencing their forecasts.
Which Stocks Are Analysts Recommending Now?
Benzinga Edge gives you instant access to all major analyst upgrades, downgrades, and price targets. Sort by accuracy, upside potential, and more. <a href="https://www.benzinga.com/premium/ideas/benzinga-edge-checkout/?t=be8be9arja3be22bz21&amp;adType=benzinga-insights&amp;ad=analyst-ratings&amp;campaign=wallstreetadvantage">Click here to stay ahead of the market</a>.
This article was generated by Benzinga's automated content engine and reviewed by an editor.

Breaking Down OneStream: 14 Analysts Share Their Views

Press Releases

Septerna Announces Discontinuation of SEP-786 Phase 1 Clinical Trial and Plans to Advance Next-Generation Oral Small Molecule PTH1R Agonist

Legal

Septerna, Inc. Investors: Company Investigated by the Portnoy Law Firm

Kirby McInerney LLP Announces Investigation Against Septerna, Inc. (SEPN) on Behalf of Investors

SEPTERNA ALERT: Bragar Eagel & Squire, P.C. is Investigating Septerna, Inc. on Behalf of Septerna Stockholders and Encourages Investors to Contact the Firm

Comments

Septerna

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사람들이 또한 지켜본다

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